Postal Codes

14303 ZIP Code

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ZIP code 14303 covers Niagara Falls, New York, with a population of about 6,210 and a median household income of $45,519.

Population
6,2102,289 per square mile
Median age
38.20.5 points below the US average
Median household income
$45,51946% below the New York median
Poverty rate
24.9%12.5 points above the US average
Typical home value
$113,095up 40% in five years
Median rent
$84546% below the New York median
Degree or higher
16.1%18.9 points below the US average
Homeownership
48.8%16.2 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
192

Where 14303 is

Niagara Falls, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population6,210
Median age38.2
Family households48.1%
Born outside the US3.1%
Speaks a language other than English at home6.7%
White (non-Hispanic)53.4%
Black (non-Hispanic)12.3%
Asian (non-Hispanic)3.8%
Hispanic or Latino15.2%
Veterans7.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$45,519
Income per person$26,055
Poverty rate24.9%
Households on SNAP or cash assistance27.8%

Household income distribution

Under $10k6.5%
$10–15k6.2%
$15–20k6.0%
$20–25k7.1%
$25–30k10.6%
$30–35k3.2%
$35–40k5.1%
$40–45k4.7%
$45–50k8.8%
$50–60k5.0%
$60–75k14.9%
$75–100k13.0%
$100–125k3.9%
$125–150k1.5%
$150–200k1.1%
$200k or more2.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,250
Mean adjusted gross income$37,634
Returns declaring $200,000 or more0%
Returns, under $25k44.0%
Returns, $25k–$50k33.3%
Returns, $50k–$75k12.4%
Returns, $75k–$100k5.3%
Returns, $100k–$200k4.9%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$78,200
Median gross rent$845
Rent as a share of household income34.2%
Owner-occupied48.8%
Vacant homes18.1%
Median year built1938

What the homes are

Detached house46%
Attached house0.9%
2 to 4 units38.1%
5 to 19 units2.5%
20 or more units12.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$113,095as of 2026-07
Typical home value, 1 yearup 4.6%
Typical home value, 5 yearsup 40%
Typical home value, 10 yearsup 191.2%
Typical home value since 2000
200020132026$113,095$29,395

$35,694 in 2000 to $113,095 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate10.7%
Bachelor's degree or higher16.1%
High school diploma or higher82.2%
Works from home2.8%
Drives to work alone76.9%
Takes public transport6.8%
Commutes 45 minutes or more5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity47.2% 13.8 pts above the national average of 33.4%
Diagnosed diabetes15.5% 3.5 pts above the national average of 12%
Currently smokes21.3% 8.1 pts above the national average of 13.2%
High blood pressure42.1% 8 pts above the national average of 34.1%
Fair or poor general health28.2% 7.9 pts above the national average of 20.3%
No health insurance (18–64)10% 1.3 pts below the national average of 11.3%
Depression21.9% same as the national average of 21.9%
No leisure-time physical activity37.4% 12 pts above the national average of 25.4%
Arthritis29.4% 4.3 pts above the national average of 25.1%
Binge drinking14% 2 pts below the national average of 16%
Taking blood pressure medication76.8% 2.1 pts above the national average of 74.7%
Cancer (non-skin)7.5% same as the national average of 7.7%
Current asthma13% 2.6 pts above the national average of 10.4%
Coronary heart disease8.2% 2 pts above the national average of 6.2%
Routine check-up in past year81.9% 5.2 pts above the national average of 76.7%
Cholesterol screening85.3% 0.6 pts below the national average of 85.9%
Cognitive disability18.2% 3.4 pts above the national average of 14.8%
Colorectal screening59.9% 4.4 pts below the national average of 64.3%
COPD10.8% 4.2 pts above the national average of 6.6%
Visited a dentist49.1% 12.2 pts below the national average of 61.3%
Any disability36.7% 6 pts above the national average of 30.7%
Lacks emotional support28.9% 4.1 pts above the national average of 24.8%
Food insecurity30.3% 13.2 pts above the national average of 17.1%
Received food stamps32.4% 18.1 pts above the national average of 14.3%
Hearing disability7% same as the national average of 6.7%
High cholesterol35.3% 0.9 pts below the national average of 36.2%
Housing insecurity23.6% 9.8 pts above the national average of 13.8%
Independent living disability13.1% 4.7 pts above the national average of 8.4%
Lacks transport15.6% 6.4 pts above the national average of 9.2%
Loneliness34.5% same as the national average of 34.4%
Mammography use73.5% 2.4 pts below the national average of 75.9%
Poor mental health (14+ days)20.2% 3.4 pts above the national average of 16.8%
Mobility disability20.4% 6.4 pts above the national average of 14%
Poor physical health (14+ days)18.4% 4.9 pts above the national average of 13.5%
Self-care disability6.8% 2.8 pts above the national average of 4%
Utility shut-off threat16.3% 7.5 pts above the national average of 8.8%
Sleeps under 7 hours44.5% 8.1 pts above the national average of 36.4%
Stroke5% 1.6 pts above the national average of 3.4%
All natural teeth lost27.5% 14.5 pts above the national average of 13%
Vision disability8.7% 3.1 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments192
People employed5,213
Annual payroll$231,484,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 19.2% of US census tracts
FEMA ratingVery Low to Relatively Low across the 5 census tracts this ZIP code covers
Expected annual loss14.9 out of 100
Community resilience86.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm76.6Relatively Moderate at its worst in this ZIP code
River flooding47.9Relatively Moderate at its worst in this ZIP code
Lightning45.2Relatively Moderate at its worst in this ZIP code
Strong wind44.6Relatively Low at its worst in this ZIP code
Coastal flooding40.9Very Low at its worst in this ZIP code
Hurricane40.7Very Low at its worst in this ZIP code
Cold wave39.1Relatively Low at its worst in this ZIP code
Winter weather36.9Relatively Low at its worst in this ZIP code
Wildfire33.8Very Low at its worst in this ZIP code
Earthquake32.5Very Low at its worst in this ZIP code
Tornado30.3Relatively Low at its worst in this ZIP code
Hail25.6Very Low at its worst in this ZIP code
Landslide13.5Very Low at its worst in this ZIP code
Heat wave10.6Very Low at its worst in this ZIP code
Avalanche2.6Very Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$45,519$84,578$78,538
Income per person$26,055$49,520$43,289
Poverty rate24.9%13.7%12.4%
Median home value$78,200$403,000$303,400
Median gross rent$845$1,576$1,348
Homeownership48.8%54.3%65%
Bachelor's degree or higher16.1%39.6%35%
Unemployment rate10.7%6.2%5.2%
Works from home2.8%13.3%13.5%
Born outside the US3.1%22.6%13.9%
Median age38.239.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationNIAGARA FALLS, NY US5.3 km away
Rain in a year35 in
Snow in a year72 in

Average high and low by month

January33.4°F / 18.6°F2.59 in rain, 22.3 in snow
February34.5°F / 18.8°F2.1 in rain, 16.3 in snow
March42.9°F / 26°F2.44 in rain, 11.6 in snow
April55.8°F / 36°F3.1 in rain, 2.2 in snow
May68.8°F / 47.9°F3.14 in rain
June77.6°F / 58.3°F2.99 in rain
July82.2°F / 63.4°F3.38 in rain
August80.4°F / 61.4°F2.8 in rain
September73.9°F / 53.6°F3.25 in rain
October61.2°F / 42.8°F3.27 in rain, 0.2 in snow
November48.9°F / 33.4°F2.89 in rain, 4.1 in snow
December38.5°F / 25.4°F2.76 in rain, 15.7 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket93% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Niagara Falls City School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability84more vulnerable than 84% of US census tracts
Socioeconomic status81more vulnerable than 81% of US census tracts
Household characteristics91more vulnerable than 91% of US census tracts
Racial and ethnic minority status61more vulnerable than 61% of US census tracts
Housing type and transport57more vulnerable than 57% of US census tracts
Walkability13.2 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

14301 Niagara Falls, NY0.9 km away
14302 Niagara Falls, NY1.8 km away
14305 Niagara Falls, NY3 km away
14109 Niagara University, NY5.6 km away
14304 Niagara Falls, NY5.9 km away
14092 Lewiston, NY9.5 km away
14072 Grand Island, NY10 km away
14107 Model City, NY11.7 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Niagara County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area2.71 sq mi
Water area0.52 sq mi
Population density2,289 people per sq mi
Latitude, longitude43.0878, -79.0370

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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