12820 ZIP Code
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ZIP code 12820 covers Cleverdale, New York.
- Typical home value
- $1,861,587up 72% in five years
- Time zone
- Eastern UTC-05:00observes daylight saving time
- Businesses
- 5
Where 12820 is
Cleverdale, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.
Housing
American Community Survey 2019–2023 five-year estimates
| Vacant homes | 84.4% |
|---|---|
| Median year built | 1947 |
What the homes are
| Detached house |
|---|
Home values and rents today
Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.
| Typical home value | $1,861,587as of 2026-07 |
|---|---|
| Typical home value, 1 year | up 17.7% |
| Typical home value, 5 years | up 72% |
| Typical home value, 10 years | up 145.2% |
$409,092 in 2002 to $1,861,587 in 2026.
Business and employment
Census ZIP Code Business Patterns 2022
| Business establishments | 5 |
|---|---|
| People employed | 22 |
| Annual payroll | $850,000 |
Natural hazard risk
FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.
| Overall risk | Higher than 24.2% of US census tracts |
|---|---|
| FEMA rating | Relatively Low |
| Expected annual loss | 28.9 out of 100 |
| Community resilience | 93.3 out of 100 |
By hazard
Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.
| Lightning | 84Relatively High at its worst in this ZIP code |
|---|---|
| Landslide | 80.7Very Low at its worst in this ZIP code |
| Cold wave | 72.1Relatively Moderate at its worst in this ZIP code |
| Wildfire | 64.7Very Low at its worst in this ZIP code |
| Hurricane | 56.7Relatively Low at its worst in this ZIP code |
| Avalanche | 54.2Very Low at its worst in this ZIP code |
| River flooding | 49.4Relatively Moderate at its worst in this ZIP code |
| Ice storm | 42.5Relatively Low at its worst in this ZIP code |
| Winter weather | 42.3Relatively Low at its worst in this ZIP code |
| Strong wind | 42Relatively Low at its worst in this ZIP code |
| Hail | 37.4Relatively Low at its worst in this ZIP code |
| Tornado | 33.5Relatively Low at its worst in this ZIP code |
| Earthquake | 32Very Low at its worst in this ZIP code |
| Heat wave | 4.1Very Low at its worst in this ZIP code |
Compared with New York and the United States
State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates
| This ZIP | New York | United States | |
|---|---|---|---|
| Median household income | — | $84,578 | $78,538 |
| Income per person | — | $49,520 | $43,289 |
| Poverty rate | — | 13.7% | 12.4% |
| Median home value | — | $403,000 | $303,400 |
| Median gross rent | — | $1,576 | $1,348 |
| Homeownership | — | 54.3% | 65% |
| Bachelor's degree or higher | — | 39.6% | 35% |
| Unemployment rate | — | 6.2% | 5.2% |
| Works from home | — | 13.3% | 13.5% |
| Born outside the US | — | 22.6% | 13.9% |
| Median age | — | 39.6 | 38.7 |
Climate
NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.
| Weather station | GLENS FALLS AP, NY US13.7 km away |
|---|---|
| Rain in a year | 38 in |
Average high and low by month
| January | 29.7°F / 9.7°F2.56 in rain |
|---|---|
| February | 33.1°F / 10.6°F1.95 in rain |
| March | 42.5°F / 20.9°F2.79 in rain |
| April | 56.6°F / 32.7°F3.1 in rain |
| May | 69°F / 43.9°F3.35 in rain |
| June | 77.1°F / 52.9°F3.72 in rain |
| July | 81.5°F / 57.8°F4.26 in rain |
| August | 79.6°F / 55.9°F3.48 in rain |
| September | 71.9°F / 47.5°F3.3 in rain |
| October | 59.2°F / 36.8°F3.68 in rain |
| November | 46.7°F / 27.6°F3.01 in rain |
| December | 35.3°F / 18°F3.01 in rain |
Access to food
USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.
| Low income and far from a supermarket | None of this ZIP code |
|---|---|
| Far from a supermarket | None of this ZIP code |
| No vehicle and far from a supermarket | None of this ZIP code |
School districts
NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.
| Lake George Central School District | 100% of this ZIP code's land area |
|---|
Community and walkability
CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.
| Overall social vulnerability | 1more vulnerable than 1% of US census tracts |
|---|---|
| Socioeconomic status | 0more vulnerable than 0% of US census tracts |
| Household characteristics | 7more vulnerable than 7% of US census tracts |
| Racial and ethnic minority status | 12more vulnerable than 12% of US census tracts |
| Housing type and transport | 9more vulnerable than 9% of US census tracts |
| Walkability | 6.2 out of 20Below average |
Nearby ZIP codes
The closest ZIP codes by centre point, which is not the same as sharing a border.
| 12844 Kattskill Bay, NY | 1.1 km away |
|---|---|
| 12824 Diamond Point, NY | 6.9 km away |
| 12845 Lake George, NY | 7.7 km away |
| 12814 Bolton Landing, NY | 11.9 km away |
| 12885 Warrensburg, NY | 12.7 km away |
| 12827 Fort Ann, NY | 13.9 km away |
| 12804 Queensbury, NY | 16.2 km away |
| 12801 Glens Falls, NY | 17.8 km away |
Location, counties and time zone
County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.
| Warren County | 100% of this ZIP code's land area |
|---|---|
| Time zone | Eastern (UTC-05:00 standard) |
| Daylight saving time | Observed |
| Land area | 0.13 sq mi |
| Latitude, longitude | 43.4718, -73.6393 |
Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.