Postal Codes

12208 ZIP Code

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ZIP code 12208 covers Albany, New York, with a population of about 23,936 and a median household income of $69,505.

Population
23,9365,436 per square mile
Median age
335.7 points below the US average
Median household income
$69,50518% below the New York median
Poverty rate
20.6%8.2 points above the US average
Typical home value
$334,997up 33.6% in five years
Median rent
$1,29118% below the New York median
Degree or higher
55.6%20.6 points above the US average
Homeownership
44.6%20.4 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
360

Where 12208 is

Albany, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population23,936
Median age33
Family households41.1%
Born outside the US16.1%
Speaks a language other than English at home16.9%
White (non-Hispanic)65.7%
Black (non-Hispanic)12.4%
Asian (non-Hispanic)9.8%
Hispanic or Latino7.1%
Veterans4.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$69,505
Income per person$41,288
Poverty rate20.6%
Households on SNAP or cash assistance12.5%

Household income distribution

Under $10k12.2%
$10–15k2.7%
$15–20k4.5%
$20–25k5.0%
$25–30k2.9%
$30–35k2.0%
$35–40k3.2%
$40–45k2.6%
$45–50k2.6%
$50–60k7.0%
$60–75k9.2%
$75–100k11.9%
$100–125k8.8%
$125–150k6.7%
$150–200k8.2%
$200k or more10.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed10,090
Mean adjusted gross income$74,049
Returns declaring $200,000 or more5.2%
Returns, under $25k24.0%
Returns, $25k–$50k24.3%
Returns, $50k–$75k17.9%
Returns, $75k–$100k11.1%
Returns, $100k–$200k17.5%
Returns, $200k or more5.2%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$255,300
Median gross rent$1,291
Rent as a share of household income32.6%
Owner-occupied44.6%
Vacant homes8%
Median year built1954

What the homes are

Detached house39.6%
Attached house4.8%
2 to 4 units29.9%
5 to 19 units16.4%
20 or more units9.2%
Mobile home0.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$334,997as of 2026-07
Typical home value, 1 yearup 4.8%
Typical home value, 5 yearsup 33.6%
Typical home value, 10 yearsup 70.8%
Typical asking rent$1,545as of 2026-07
Typical asking rent, 1 yearup 4.7%
Typical asking rent, 5 yearsup 29.5%
Typical home value since 2000
200020132026$334,997$117,092

$117,092 in 2000 to $334,997 in 2026.

Typical asking rent
202120232026$1,545$1,193

$1,193 in 2021 to $1,545 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.2%
Bachelor's degree or higher55.6%
High school diploma or higher92.6%
Works from home11.1%
Drives to work alone66.6%
Takes public transport5.5%
Commutes 45 minutes or more4.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity29.8% 3.6 pts below the national average of 33.4%
Diagnosed diabetes8.3% 3.7 pts below the national average of 12%
Currently smokes10.1% 3.1 pts below the national average of 13.2%
High blood pressure29% 5.1 pts below the national average of 34.1%
Fair or poor general health14.5% 5.8 pts below the national average of 20.3%
No health insurance (18–64)6% 5.3 pts below the national average of 11.3%
Depression21.8% same as the national average of 21.9%
No leisure-time physical activity20.8% 4.6 pts below the national average of 25.4%
Arthritis20.9% 4.2 pts below the national average of 25.1%
Binge drinking18.6% 2.6 pts above the national average of 16%
Taking blood pressure medication73.6% 1.1 pts below the national average of 74.7%
Cancer (non-skin)7% 0.7 pts below the national average of 7.7%
Current asthma11% 0.6 pts above the national average of 10.4%
Coronary heart disease4.7% 1.5 pts below the national average of 6.2%
Routine check-up in past year78.3% 1.6 pts above the national average of 76.7%
Cholesterol screening86% same as the national average of 85.9%
Cognitive disability12.8% 2 pts below the national average of 14.8%
Colorectal screening72.4% 8.1 pts above the national average of 64.3%
COPD5% 1.6 pts below the national average of 6.6%
Visited a dentist65.4% 4.1 pts above the national average of 61.3%
Any disability25.4% 5.3 pts below the national average of 30.7%
Lacks emotional support23.9% 0.9 pts below the national average of 24.8%
Food insecurity14.6% 2.5 pts below the national average of 17.1%
Received food stamps13% 1.3 pts below the national average of 14.3%
Hearing disability4.7% 2 pts below the national average of 6.7%
High cholesterol32.3% 3.9 pts below the national average of 36.2%
Housing insecurity12.2% 1.6 pts below the national average of 13.8%
Independent living disability7.4% 1 pts below the national average of 8.4%
Lacks transport8.7% 0.5 pts below the national average of 9.2%
Loneliness37% 2.6 pts above the national average of 34.4%
Mammography use82.1% 6.2 pts above the national average of 75.9%
Poor mental health (14+ days)16.2% 0.6 pts below the national average of 16.8%
Mobility disability9.9% 4.1 pts below the national average of 14%
Poor physical health (14+ days)11% 2.5 pts below the national average of 13.5%
Self-care disability3% 1 pts below the national average of 4%
Utility shut-off threat7.8% 1 pts below the national average of 8.8%
Sleeps under 7 hours36.8% same as the national average of 36.4%
Stroke2.6% 0.8 pts below the national average of 3.4%
All natural teeth lost7.6% 5.4 pts below the national average of 13%
Vision disability4.3% 1.3 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments360
People employed22,456
Annual payroll$1,574,641,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 26.8% of US census tracts
FEMA ratingVery Low to Relatively Low across the 9 census tracts this ZIP code covers
Expected annual loss22.9 out of 100
Community resilience86.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane67Relatively Low at its worst in this ZIP code
Landslide66Relatively Low at its worst in this ZIP code
Earthquake62.9Relatively Low at its worst in this ZIP code
Ice storm62.8Relatively Moderate at its worst in this ZIP code
Lightning58.1Relatively Moderate at its worst in this ZIP code
Tornado56.7Relatively Moderate at its worst in this ZIP code
Strong wind55.1Relatively Moderate at its worst in this ZIP code
Hail48.7Relatively Low at its worst in this ZIP code
River flooding47.1Relatively Moderate at its worst in this ZIP code
Wildfire41Very Low at its worst in this ZIP code
Winter weather35.6Relatively Low at its worst in this ZIP code
Cold wave35.1Relatively Low at its worst in this ZIP code
Heat wave20.6Relatively Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$69,505$84,578$78,538
Income per person$41,288$49,520$43,289
Poverty rate20.6%13.7%12.4%
Median home value$255,300$403,000$303,400
Median gross rent$1,291$1,576$1,348
Homeownership44.6%54.3%65%
Bachelor's degree or higher55.6%39.6%35%
Unemployment rate5.2%6.2%5.2%
Works from home11.1%13.3%13.5%
Born outside the US16.1%22.6%13.9%
Median age3339.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationALBANY AP, NY US9.7 km away
Rain in a year41 in
Snow in a year59 in

Average high and low by month

January32.8°F / 15.9°F2.6 in rain, 15.6 in snow
February36°F / 17.6°F2.28 in rain, 13.7 in snow
March45.3°F / 26.1°F3.09 in rain, 12 in snow
April59.2°F / 36.9°F3.11 in rain, 1.6 in snow
May71.2°F / 48.1°F3.41 in rain, 0.1 in snow
June79.4°F / 57.4°F4.05 in rain
July83.9°F / 62.4°F4.55 in rain
August82°F / 60.7°F3.76 in rain
September74.4°F / 52.6°F3.73 in rain
October61.6°F / 41.1°F3.85 in rain, 0.3 in snow
November49.3°F / 31.6°F2.99 in rain, 2.6 in snow
December38.2°F / 22.7°F3.26 in rain, 13.3 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket59% of this ZIP code's area
No vehicle and far from a supermarket63% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Albany City School District99.6% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability49more vulnerable than 49% of US census tracts
Socioeconomic status42more vulnerable than 42% of US census tracts
Household characteristics42more vulnerable than 42% of US census tracts
Racial and ethnic minority status46more vulnerable than 46% of US census tracts
Housing type and transport68more vulnerable than 68% of US census tracts
Walkability12.5 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

12209 Albany, NY1.8 km away
12206 Albany, NY2.3 km away
12210 Albany, NY2.9 km away
12202 Albany, NY3.1 km away
12201 Albany, NY3.3 km away
12207 Albany, NY3.3 km away
12214 Albany, NY3.3 km away
12220 Albany, NY3.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Albany County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area4.4 sq mi
Water area0.01 sq mi
Population density5,436 people per sq mi
Latitude, longitude42.6560, -73.7964

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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