Postal Codes

12207 ZIP Code

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ZIP code 12207 covers Albany, New York, with a population of about 2,097.

Population
2,0972,127 per square mile
Median age
32.26.5 points below the US average
Poverty rate
43.5%31.1 points above the US average
Degree or higher
36.2%1.2 points above the US average
Homeownership
1.3%63.7 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
712

Where 12207 is

Albany, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,097
Median age32.2
Family households15.5%
Born outside the US6.5%
Speaks a language other than English at home14.8%
White (non-Hispanic)43.8%
Black (non-Hispanic)43.1%
Asian (non-Hispanic)3.1%
Hispanic or Latino7.1%
Veterans4.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Income per person$36,532
Poverty rate43.5%
Households on SNAP or cash assistance35.2%

Household income distribution

Under $10k22.4%
$10–15k10.2%
$15–20k6.7%
$20–25k5.7%
$25–30k0.5%
$30–35k4.7%
$35–40k1.5%
$40–45k3.0%
$45–50k2.3%
$50–60k7.1%
$60–75k7.0%
$75–100k8.1%
$100–125k11.1%
$125–150k3.2%
$150–200k1.2%
$200k or more5.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,180
Mean adjusted gross income$56,116
Returns declaring $200,000 or more2.5%
Returns, under $25k30.5%
Returns, $25k–$50k28.0%
Returns, $50k–$75k21.2%
Returns, $75k–$100k9.3%
Returns, $100k–$200k8.5%
Returns, $200k or more2.5%
Housing

American Community Survey 2019–2023 five-year estimates

Rent as a share of household income28.2%
Owner-occupied1.3%
Vacant homes17.1%
Median year built1974

What the homes are

Detached house0.6%
Attached house0.8%
2 to 4 units12.8%
5 to 19 units15.1%
20 or more units70.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical asking rent$1,798as of 2026-07
Typical asking rent, 1 yearup 4.3%
Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.9%
Bachelor's degree or higher36.2%
High school diploma or higher89.5%
Works from home12.2%
Drives to work alone40.8%
Takes public transport22.9%
Commutes 45 minutes or more11%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity41.6% 8.2 pts above the national average of 33.4%
Diagnosed diabetes14.8% 2.8 pts above the national average of 12%
Currently smokes18% 4.8 pts above the national average of 13.2%
High blood pressure40% 5.9 pts above the national average of 34.1%
Fair or poor general health24.7% 4.4 pts above the national average of 20.3%
No health insurance (18–64)9.5% 1.8 pts below the national average of 11.3%
Depression21.5% same as the national average of 21.9%
No leisure-time physical activity31.6% 6.2 pts above the national average of 25.4%
Arthritis25.3% same as the national average of 25.1%
Binge drinking16.3% same as the national average of 16%
Taking blood pressure medication76.5% 1.8 pts above the national average of 74.7%
Cancer (non-skin)5.4% 2.3 pts below the national average of 7.7%
Current asthma12.5% 2.1 pts above the national average of 10.4%
Coronary heart disease6.8% 0.6 pts above the national average of 6.2%
Routine check-up in past year79.1% 2.4 pts above the national average of 76.7%
Cholesterol screening85% 0.9 pts below the national average of 85.9%
Cognitive disability16.9% 2.1 pts above the national average of 14.8%
Colorectal screening66.6% 2.3 pts above the national average of 64.3%
COPD8.3% 1.7 pts above the national average of 6.6%
Visited a dentist51.4% 9.9 pts below the national average of 61.3%
Any disability34% 3.3 pts above the national average of 30.7%
Lacks emotional support29.8% 5 pts above the national average of 24.8%
Food insecurity29.7% 12.6 pts above the national average of 17.1%
Received food stamps31.9% 17.6 pts above the national average of 14.3%
Hearing disability5.3% 1.4 pts below the national average of 6.7%
High cholesterol34.6% 1.6 pts below the national average of 36.2%
Housing insecurity24.2% 10.4 pts above the national average of 13.8%
Independent living disability11.5% 3.1 pts above the national average of 8.4%
Lacks transport15.6% 6.4 pts above the national average of 9.2%
Loneliness39% 4.6 pts above the national average of 34.4%
Mammography use77.4% 1.5 pts above the national average of 75.9%
Poor mental health (14+ days)19% 2.2 pts above the national average of 16.8%
Mobility disability17% 3 pts above the national average of 14%
Poor physical health (14+ days)15.5% 2 pts above the national average of 13.5%
Self-care disability6.3% 2.3 pts above the national average of 4%
Utility shut-off threat17.5% 8.7 pts above the national average of 8.8%
Sleeps under 7 hours45.3% 8.9 pts above the national average of 36.4%
Stroke4.5% 1.1 pts above the national average of 3.4%
All natural teeth lost20.3% 7.3 pts above the national average of 13%
Vision disability8.1% 2.5 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments712
People employed11,108
Annual payroll$907,589,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 33.2% of US census tracts
FEMA ratingVery Low to Relatively Low across the 4 census tracts this ZIP code covers
Expected annual loss24.1 out of 100
Community resilience86.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide71Relatively Low at its worst in this ZIP code
Hurricane70.5Relatively Low at its worst in this ZIP code
Ice storm68.7Relatively Moderate at its worst in this ZIP code
River flooding57.2Relatively Moderate at its worst in this ZIP code
Tornado52.6Relatively Moderate at its worst in this ZIP code
Strong wind50.7Relatively Moderate at its worst in this ZIP code
Lightning44.7Relatively Moderate at its worst in this ZIP code
Earthquake44.5Relatively Low at its worst in this ZIP code
Hail41.5Relatively Low at its worst in this ZIP code
Wildfire35.9Very Low at its worst in this ZIP code
Winter weather35.6Relatively Low at its worst in this ZIP code
Cold wave27.9Relatively Low at its worst in this ZIP code
Heat wave11.3Relatively Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$84,578$78,538
Income per person$36,532$49,520$43,289
Poverty rate43.5%13.7%12.4%
Median home value$403,000$303,400
Median gross rent$1,576$1,348
Homeownership1.3%54.3%65%
Bachelor's degree or higher36.2%39.6%35%
Unemployment rate2.9%6.2%5.2%
Works from home12.2%13.3%13.5%
Born outside the US6.5%22.6%13.9%
Median age32.239.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationALBANY AP, NY US11 km away
Rain in a year41 in
Snow in a year59 in

Average high and low by month

January32.8°F / 15.9°F2.6 in rain, 15.6 in snow
February36°F / 17.6°F2.28 in rain, 13.7 in snow
March45.3°F / 26.1°F3.09 in rain, 12 in snow
April59.2°F / 36.9°F3.11 in rain, 1.6 in snow
May71.2°F / 48.1°F3.41 in rain, 0.1 in snow
June79.4°F / 57.4°F4.05 in rain
July83.9°F / 62.4°F4.55 in rain
August82°F / 60.7°F3.76 in rain
September74.4°F / 52.6°F3.73 in rain
October61.6°F / 41.1°F3.85 in rain, 0.3 in snow
November49.3°F / 31.6°F2.99 in rain, 2.6 in snow
December38.2°F / 22.7°F3.26 in rain, 13.3 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket39% of this ZIP code's area
Far from a supermarket39% of this ZIP code's area
No vehicle and far from a supermarket100% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Albany City School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability84more vulnerable than 84% of US census tracts
Socioeconomic status84more vulnerable than 84% of US census tracts
Household characteristics60more vulnerable than 60% of US census tracts
Racial and ethnic minority status68more vulnerable than 68% of US census tracts
Housing type and transport77more vulnerable than 77% of US census tracts
Walkability14.3 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

12201 Albany, NY0 km away
12214 Albany, NY0 km away
12220 Albany, NY0 km away
12223 Albany, NY0 km away
12224 Albany, NY0 km away
12225 Albany, NY0 km away
12226 Albany, NY0 km away
12227 Albany, NY0 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Albany County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area0.99 sq mi
Water area0.1 sq mi
Population density2,127 people per sq mi
Latitude, longitude42.6526, -73.7562

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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