Código postal 12188 — Waterford, NY

English Español

El código postal 12188 cubre Waterford, New York, con una población de unos 11,414 y un ingreso medio del hogar de $87,212.

Población: 11,414878 per square mile
Edad media: 44.55.8 points above the US average
Ingreso medio del hogar: $87,212about the New York median
Tasa de pobreza: 5.5%6.9 points below the US average
Valor típico de la vivienda: $392,560up 27.7% in five years
Alquiler medio: $1,09730% below the New York median
Título universitario o superior: 32.1%2.9 points below the US average
Vivienda en propiedad: 72.4%7.4 points above the US average
Zona horaria: Eastern UTC-05:00observes daylight saving time
Empresas: 153

Dónde está 12188

Waterford, New York — el área que la Oficina del Censo delimita para este código postal. Los códigos postales son conjuntos de rutas de reparto y no áreas, así que esto es la aproximación del Censo, no un límite del Servicio Postal.

Población y hogares

American Community Survey 2019–2023 five-year estimates

Población	11,414
Edad media	44.5
Hogares familiares	65.2%
Nacidos fuera de EE. UU.	4.6%
Habla un idioma distinto del inglés en casa	5.5%
Blanca (no hispana)	87.6%
Negra (no hispana)	3.3%
Asiática (no hispana)	1.2%
Hispana o latina	4.4%
Veteranos	7.1%

Población por edad

Ingresos y pobreza

American Community Survey 2019–2023 five-year estimates

Ingreso medio del hogar	$87,212
Ingreso por persona	$46,627
Tasa de pobreza	5.5%
Hogares con SNAP o ayudas en efectivo	8.2%

Household income distribution

Under $10k	2.3%
$10–15k	4.3%
$15–20k	1.5%
$20–25k	1.9%
$25–30k	4.2%
$30–35k	3.1%
$35–40k	1.9%
$40–45k	4.5%
$45–50k	1.6%
$50–60k	8.6%
$60–75k	10.6%
$75–100k	9.9%
$100–125k	9.6%
$125–150k	12.9%
$150–200k	9.9%
$200k or more	13.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Declaraciones presentadas	5,760
Ingreso bruto ajustado medio	$84,037
Declaraciones de $200,000 o más	5.9%
Returns, under $25k	20.3%
Returns, $25k–$50k	22.6%
Returns, $50k–$75k	18.6%
Returns, $75k–$100k	11.1%
Returns, $100k–$200k	21.5%
Returns, $200k or more	5.9%

Vivienda

American Community Survey 2019–2023 five-year estimates

Valor medio de la vivienda	$278,100
Alquiler bruto medio	$1,097
Alquiler como porcentaje del ingreso del hogar	25.9%
Ocupada por su propietario	72.4%
Viviendas vacías	5.4%
Año medio de construcción	1963

What the homes are

Casa unifamiliar aislada	60%
Casa adosada	3.3%
De 2 a 4 viviendas	29.9%
De 5 a 19 viviendas	4.3%
20 o más viviendas	1.2%
Casa móvil	1.4%

Precios y alquileres actuales

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Valor típico de la vivienda	$392,560as of 2026-07
Typical home value, 1 year	up 4.3%
Typical home value, 5 years	up 27.7%
Typical home value, 10 years	up 59.9%

Valor típico de la vivienda desde 2000

$124,183 in 2000 to $392,560 in 2026.

Trabajo, desplazamientos y educación

American Community Survey 2019–2023 five-year estimates

Tasa de desempleo	3.9%
Licenciatura o superior	32.1%
Bachillerato o superior	94.3%
Trabaja desde casa	15.8%
Conduce solo al trabajo	77.6%
Usa el transporte público	0%
Se desplaza 45 minutos o más	6.7%

Salud

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesidad	34.5% 1.1 pts above the national average of 33.4%
Diabetes diagnosticada	9.6% 2.4 pts below the national average of 12%
Fuma actualmente	12.1% 1.1 pts below the national average of 13.2%
Hipertensión arterial	32% 2.1 pts below the national average of 34.1%
Salud general regular o mala	14.5% 5.8 pts below the national average of 20.3%
Sin seguro médico (18 a 64 años)	4.8% 6.5 pts below the national average of 11.3%
Depresión	21.2% 0.7 pts below the national average of 21.9%
Sin actividad física en el tiempo libre	20.7% 4.7 pts below the national average of 25.4%
Artritis	27.8% 2.7 pts above the national average of 25.1%
Consumo excesivo de alcohol	17.3% 1.3 pts above the national average of 16%
Toma medicación para la tensión	77.4% 2.7 pts above the national average of 74.7%
Cáncer (excepto de piel)	9.2% 1.5 pts above the national average of 7.7%
Asma actual	10.8% same as the national average of 10.4%
Cardiopatía coronaria	5.8% same as the national average of 6.2%
Revisión médica en el último año	80% 3.3 pts above the national average of 76.7%
Prueba de colesterol	89.9% 4 pts above the national average of 85.9%
Discapacidad cognitiva	11.7% 3.1 pts below the national average of 14.8%
Cribado colorrectal	73.1% 8.8 pts above the national average of 64.3%
EPOC	6.2% same as the national average of 6.6%
Visitó al dentista	67.9% 6.6 pts above the national average of 61.3%
Alguna discapacidad	24.6% 6.1 pts below the national average of 30.7%
Falta de apoyo emocional	21.8% 3 pts below the national average of 24.8%
Inseguridad alimentaria	10.3% 6.8 pts below the national average of 17.1%
Recibió cupones de alimentos	9.2% 5.1 pts below the national average of 14.3%
Discapacidad auditiva	5.6% 1.1 pts below the national average of 6.7%
Colesterol alto	37.7% 1.5 pts above the national average of 36.2%
Inseguridad habitacional	9.9% 3.9 pts below the national average of 13.8%
Discapacidad para la vida independiente	6.9% 1.5 pts below the national average of 8.4%
Falta de transporte	6.2% 3 pts below the national average of 9.2%
Soledad	31.7% 2.7 pts below the national average of 34.4%
Mamografía	80.4% 4.5 pts above the national average of 75.9%
Mala salud mental (14 días o más)	16% 0.8 pts below the national average of 16.8%
Discapacidad de movilidad	11.2% 2.8 pts below the national average of 14%
Mala salud física (14 días o más)	12.4% 1.1 pts below the national average of 13.5%
Discapacidad para el autocuidado	3.1% 0.9 pts below the national average of 4%
Riesgo de corte de suministros	6% 2.8 pts below the national average of 8.8%
Duerme menos de 7 horas	31.5% 4.9 pts below the national average of 36.4%
Ictus	3% same as the national average of 3.4%
Pérdida de todos los dientes naturales	11% 2 pts below the national average of 13%
Discapacidad visual	3.8% 1.8 pts below the national average of 5.6%

Empresas y empleo

Census ZIP Code Business Patterns 2022

Establecimientos comerciales	153
Personas empleadas	2,403
Nómina anual	$210,493,000

Riesgo de desastres naturales

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Riesgo general	Mayor que el 43.4% de los sectores censales de EE. UU.
Calificación de FEMA	Very Low to Relatively Moderate en los 4 sectores censales que cubre este código postal
Pérdida anual esperada	50.9 sobre 100
Resiliencia comunitaria	89 sobre 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Tormenta de hielo	72.7Relatively Moderate at its worst in this ZIP code
Inundación fluvial	71.7Relatively High at its worst in this ZIP code
Deslizamiento de tierra	70.7Very Low at its worst in this ZIP code
Huracán	66.3Relatively Low at its worst in this ZIP code
Rayos	63.9Relatively Moderate at its worst in this ZIP code
Viento fuerte	56.7Relatively Moderate at its worst in this ZIP code
Tornado	52.3Relatively Moderate at its worst in this ZIP code
Incendio forestal	50.6Very Low at its worst in this ZIP code
Granizo	48.1Relatively Low at its worst in this ZIP code
Terremoto	41.1Relatively Low at its worst in this ZIP code
Temporal invernal	38.9Relatively Low at its worst in this ZIP code
Ola de frío	33.6Relatively Low at its worst in this ZIP code
Ola de calor	23.2Relatively Low at its worst in this ZIP code

Comparado con New York y Estados Unidos

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

	This ZIP	New York	United States
Ingreso medio del hogar	$87,212	$84,578	$78,538
Ingreso por persona	$46,627	$49,520	$43,289
Tasa de pobreza	5.5%	13.7%	12.4%
Valor medio de la vivienda	$278,100	$403,000	$303,400
Alquiler bruto medio	$1,097	$1,576	$1,348
Vivienda en propiedad	72.4%	54.3%	65%
Licenciatura o superior	32.1%	39.6%	35%
Tasa de desempleo	3.9%	6.2%	5.2%
Trabaja desde casa	15.8%	13.3%	13.5%
Nacidos fuera de EE. UU.	4.6%	22.6%	13.9%
Edad media	44.5	39.6	38.7

Clima

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Estación meteorológica	TROY L&D, NY US6.7 km away
Lluvia al año	42 in

Average high and low by month

enero	34.2°F / 16.9°F2.65 in rain
febrero	37.1°F / 18.2°F2.43 in rain
marzo	46°F / 26.2°F2.91 in rain
abril	60.2°F / 37.7°F3.09 in rain
mayo	72.5°F / 49.3°F3.79 in rain
junio	80.5°F / 59°F4.61 in rain
julio	85.6°F / 64.1°F4.64 in rain
agosto	84.1°F / 62.2°F3.92 in rain
septiembre	77.2°F / 54.4°F3.83 in rain
octubre	63.7°F / 43.2°F4.23 in rain
noviembre	51°F / 33.2°F2.84 in rain
diciembre	39.7°F / 24.7°F3.15 in rain

Acceso a alimentos

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Bajos ingresos y lejos de un supermercado	None of this ZIP code
Lejos de un supermercado	57% of this ZIP code's area
Sin vehículo y lejos de un supermercado	48% of this ZIP code's area

Distritos escolares

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Waterford-Halfmoon Union Free School District	50.2% de la superficie de este código postal
Shenendehowa Central School District	43.6% de la superficie de este código postal
Mechanicville City School District	6.2% de la superficie de este código postal

Comunidad y caminabilidad

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Vulnerabilidad social general	25más vulnerable que el 25% de los sectores censales de EE. UU.
Nivel socioeconómico	22más vulnerable que el 22% de los sectores censales de EE. UU.
Características del hogar	30más vulnerable que el 30% de los sectores censales de EE. UU.
Minorías raciales y étnicas	13más vulnerable que el 13% de los sectores censales de EE. UU.
Tipo de vivienda y transporte	47más vulnerable que el 47% de los sectores censales de EE. UU.
Caminabilidad	5.9 out of 20Below average

Códigos postales cercanos

The closest ZIP codes by centre point, which is not the same as sharing a border.

12047 Cohoes, NY	a 4 km
12182 Troy, NY	a 4.1 km
12183 Troy, NY	a 7.1 km
12181 Troy, NY	a 8.2 km
12121 Melrose, NY	a 8.3 km
12065 Clifton Park, NY	a 8.3 km
12110 Latham, NY	a 8.8 km
12189 Watervliet, NY	a 9 km

Ubicación, condados y zona horaria

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Saratoga County	100% of this ZIP code's land area
Zona horaria	Eastern (UTC-05:00 standard)
Horario de verano	Observed
Superficie terrestre	13 sq mi
Superficie de agua	1.07 sq mi
Densidad de población	878 people per sq mi
Latitud, longitud	42.8100, -73.6995

Las cifras corresponden a este código postal o a su área de tabulación censal salvo que la sección indique otra cosa. Las estimaciones cuyo margen de error las hacía poco fiables se omiten en lugar de mostrarse. Fuentes: Oficina del Censo de EE. UU., CDC, IRS.