Postal Codes

12121 ZIP Code

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ZIP code 12121 covers Melrose, New York, with a population of about 2,325 and a median household income of $120,625.

Population
2,325121 per square mile
Median age
45.46.7 points above the US average
Median household income
$120,6251.4× the New York median
Poverty rate
3.4%9 points below the US average
Typical home value
$354,474up 31.5% in five years
Degree or higher
22.1%12.9 points below the US average
Homeownership
98.9%33.9 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
23

Where 12121 is

Melrose, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,325
Median age45.4
Family households84.2%
Born outside the US1.4%
Speaks a language other than English at home0.4%
White (non-Hispanic)91.5%
Black (non-Hispanic)0.8%
Asian (non-Hispanic)0%
Hispanic or Latino5.3%
Veterans13.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$120,625
Income per person$40,838
Poverty rate3.4%
Households on SNAP or cash assistance7.5%

Household income distribution

Under $10k1.8%
$10–15k0.0%
$15–20k3.5%
$20–25k0.0%
$25–30k1.7%
$30–35k0.0%
$35–40k9.4%
$40–45k0.8%
$45–50k1.9%
$50–60k0.0%
$60–75k4.2%
$75–100k12.9%
$100–125k17.3%
$125–150k14.0%
$150–200k14.1%
$200k or more18.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed950
Mean adjusted gross income$85,080
Returns declaring $200,000 or more6.3%
Returns, under $25k16.8%
Returns, $25k–$50k21.1%
Returns, $50k–$75k16.8%
Returns, $75k–$100k14.7%
Returns, $100k–$200k24.2%
Returns, $200k or more6.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$260,200
Owner-occupied98.9%
Vacant homes9.5%
Median year built1974

What the homes are

Detached house86.2%
Attached house1.5%
2 to 4 units9.5%
Mobile home2.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$354,474as of 2026-07
Typical home value, 1 yearup 7.1%
Typical home value, 5 yearsup 31.5%
Typical home value, 10 yearsup 79.8%
Typical home value since 2000
200020132026$354,474$132,915

$132,915 in 2000 to $354,474 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.2%
Bachelor's degree or higher22.1%
High school diploma or higher98.7%
Works from home9.8%
Drives to work alone70.2%
Takes public transport0%
Commutes 45 minutes or more6.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity31.6% 1.8 pts below the national average of 33.4%
Diagnosed diabetes10.4% 1.6 pts below the national average of 12%
Currently smokes12.9% same as the national average of 13.2%
High blood pressure33.8% same as the national average of 34.1%
Fair or poor general health15.7% 4.6 pts below the national average of 20.3%
No health insurance (18–64)4.8% 6.5 pts below the national average of 11.3%
Depression20.8% 1.1 pts below the national average of 21.9%
No leisure-time physical activity23.3% 2.1 pts below the national average of 25.4%
Arthritis29.5% 4.4 pts above the national average of 25.1%
Binge drinking17.4% 1.4 pts above the national average of 16%
Taking blood pressure medication78.4% 3.7 pts above the national average of 74.7%
Cancer (non-skin)10% 2.3 pts above the national average of 7.7%
Current asthma11.2% 0.8 pts above the national average of 10.4%
Coronary heart disease6.5% same as the national average of 6.2%
Routine check-up in past year80.4% 3.7 pts above the national average of 76.7%
Cholesterol screening90.1% 4.2 pts above the national average of 85.9%
Cognitive disability12.1% 2.7 pts below the national average of 14.8%
Colorectal screening70.8% 6.5 pts above the national average of 64.3%
COPD7.3% 0.7 pts above the national average of 6.6%
Visited a dentist68% 6.7 pts above the national average of 61.3%
Any disability27.2% 3.5 pts below the national average of 30.7%
Lacks emotional support22.7% 2.1 pts below the national average of 24.8%
Food insecurity10.6% 6.5 pts below the national average of 17.1%
Received food stamps9.5% 4.8 pts below the national average of 14.3%
Hearing disability6.2% 0.5 pts below the national average of 6.7%
High cholesterol38.4% 2.2 pts above the national average of 36.2%
Housing insecurity9.5% 4.3 pts below the national average of 13.8%
Independent living disability7.3% 1.1 pts below the national average of 8.4%
Lacks transport6.2% 3 pts below the national average of 9.2%
Loneliness30.7% 3.7 pts below the national average of 34.4%
Mammography use79.9% 4 pts above the national average of 75.9%
Poor mental health (14+ days)16% 0.8 pts below the national average of 16.8%
Mobility disability12.9% 1.1 pts below the national average of 14%
Poor physical health (14+ days)13.5% same as the national average of 13.5%
Self-care disability3.4% 0.6 pts below the national average of 4%
Utility shut-off threat5.8% 3 pts below the national average of 8.8%
Sleeps under 7 hours39.5% 3.1 pts above the national average of 36.4%
Stroke3.3% same as the national average of 3.4%
All natural teeth lost8.7% 4.3 pts below the national average of 13%
Vision disability4% 1.6 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments23
People employed94
Annual payroll$5,315,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 36.4% of US census tracts
FEMA ratingVery Low to Relatively Low across the 3 census tracts this ZIP code covers
Expected annual loss44.6 out of 100
Community resilience80.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide87.5Relatively Low at its worst in this ZIP code
Hail84.4Relatively Moderate at its worst in this ZIP code
Hurricane67.7Relatively Low at its worst in this ZIP code
Strong wind65Relatively Moderate at its worst in this ZIP code
River flooding62.9Relatively Moderate at its worst in this ZIP code
Lightning62.3Relatively Moderate at its worst in this ZIP code
Wildfire56.5Very Low at its worst in this ZIP code
Ice storm53.5Relatively Low at its worst in this ZIP code
Tornado52.4Relatively Moderate at its worst in this ZIP code
Winter weather50.7Relatively Moderate at its worst in this ZIP code
Cold wave35.7Relatively Low at its worst in this ZIP code
Earthquake32.8Very Low at its worst in this ZIP code
Heat wave19.4Relatively Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$120,625$84,578$78,538
Income per person$40,838$49,520$43,289
Poverty rate3.4%13.7%12.4%
Median home value$260,200$403,000$303,400
Median gross rent$1,576$1,348
Homeownership98.9%54.3%65%
Bachelor's degree or higher22.1%39.6%35%
Unemployment rate3.2%6.2%5.2%
Works from home9.8%13.3%13.5%
Born outside the US1.4%22.6%13.9%
Median age45.439.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationTROY L&D, NY US11.8 km away
Rain in a year42 in

Average high and low by month

January34.2°F / 16.9°F2.65 in rain
February37.1°F / 18.2°F2.43 in rain
March46°F / 26.2°F2.91 in rain
April60.2°F / 37.7°F3.09 in rain
May72.5°F / 49.3°F3.79 in rain
June80.5°F / 59°F4.61 in rain
July85.6°F / 64.1°F4.64 in rain
August84.1°F / 62.2°F3.92 in rain
September77.2°F / 54.4°F3.83 in rain
October63.7°F / 43.2°F4.23 in rain
November51°F / 33.2°F2.84 in rain
December39.7°F / 24.7°F3.15 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket16% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Hoosic Valley Central School District51.9% of this ZIP code's land area
Brunswick Central School District (Brittonkill)34.9% of this ZIP code's land area
Mechanicville City School District13.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability10more vulnerable than 10% of US census tracts
Socioeconomic status15more vulnerable than 15% of US census tracts
Household characteristics17more vulnerable than 17% of US census tracts
Racial and ethnic minority status8more vulnerable than 8% of US census tracts
Housing type and transport24more vulnerable than 24% of US census tracts
Walkability5 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

12185 Valley Falls, NY7.2 km away
12182 Troy, NY8 km away
12154 Schaghticoke, NY8.2 km away
12188 Waterford, NY8.3 km away
12094 Johnsonville, NY9.7 km away
12047 Cohoes, NY11.2 km away
12118 Mechanicville, NY12.5 km away
12181 Troy, NY12.6 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Rensselaer County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area19.29 sq mi
Water area1.09 sq mi
Population density121 people per sq mi
Latitude, longitude42.8412, -73.6077

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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