Postal Codes

07727 ZIP Code

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ZIP code 07727 covers Farmingdale, New Jersey, with a population of about 7,135 and a median household income of $131,125.

Population
7,135280 per square mile
Median age
44.35.6 points above the US average
Median household income
$131,1251.3× the New Jersey median
Poverty rate
3.1%9.3 points below the US average
Typical home value
$833,604up 40.1% in five years
Median rent
$1,7941.1× the New Jersey median
Degree or higher
48.9%13.9 points above the US average
Homeownership
84.5%19.5 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
430

Where 07727 is

Farmingdale, New Jersey — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population7,135
Median age44.3
Family households69.9%
Born outside the US11%
Speaks a language other than English at home13%
White (non-Hispanic)71.4%
Black (non-Hispanic)11.3%
Asian (non-Hispanic)4.9%
Hispanic or Latino9.9%
Veterans5.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$131,125
Income per person$56,391
Poverty rate3.1%
Households on SNAP or cash assistance4.7%

Household income distribution

Under $10k3.5%
$10–15k1.5%
$15–20k1.2%
$20–25k1.1%
$25–30k2.0%
$30–35k3.0%
$35–40k1.7%
$40–45k0.8%
$45–50k0.0%
$50–60k3.6%
$60–75k9.7%
$75–100k9.1%
$100–125k11.3%
$125–150k13.2%
$150–200k12.5%
$200k or more25.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed4,220
Mean adjusted gross income$126,343
Returns declaring $200,000 or more16.4%
Returns, under $25k21.1%
Returns, $25k–$50k16.1%
Returns, $50k–$75k13.0%
Returns, $75k–$100k10.2%
Returns, $100k–$200k23.2%
Returns, $200k or more16.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$585,900
Median gross rent$1,794
Rent as a share of household income40.2%
Owner-occupied84.5%
Vacant homes6.2%
Median year built1991

What the homes are

Detached house78.7%
Attached house6.5%
2 to 4 units2.6%
5 to 19 units9.4%
20 or more units0.2%
Mobile home2.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$833,604as of 2026-07
Typical home value, 1 yearup 3.6%
Typical home value, 5 yearsup 40.1%
Typical home value, 10 yearsup 83.2%
Typical home value since 2000
200020132026$833,604$244,560

$244,560 in 2000 to $833,604 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.8%
Bachelor's degree or higher48.9%
High school diploma or higher97.5%
Works from home16.6%
Drives to work alone68.2%
Takes public transport1.9%
Commutes 45 minutes or more19.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity30% 3.4 pts below the national average of 33.4%
Diagnosed diabetes9.2% 2.8 pts below the national average of 12%
Currently smokes9.3% 3.9 pts below the national average of 13.2%
High blood pressure32.4% 1.7 pts below the national average of 34.1%
Fair or poor general health13% 7.3 pts below the national average of 20.3%
No health insurance (18–64)6.9% 4.4 pts below the national average of 11.3%
Depression14.6% 7.3 pts below the national average of 21.9%
No leisure-time physical activity18% 7.4 pts below the national average of 25.4%
Arthritis24.2% 0.9 pts below the national average of 25.1%
Binge drinking16.5% 0.5 pts above the national average of 16%
Taking blood pressure medication78.8% 4.1 pts above the national average of 74.7%
Cancer (non-skin)9.3% 1.6 pts above the national average of 7.7%
Current asthma8.9% 1.5 pts below the national average of 10.4%
Coronary heart disease5.6% 0.6 pts below the national average of 6.2%
Routine check-up in past year79.5% 2.8 pts above the national average of 76.7%
Cholesterol screening90.8% 4.9 pts above the national average of 85.9%
Cognitive disability9.9% 4.9 pts below the national average of 14.8%
Colorectal screening71.4% 7.1 pts above the national average of 64.3%
COPD4.8% 1.8 pts below the national average of 6.6%
Visited a dentist74.1% 12.8 pts above the national average of 61.3%
Any disability21.4% 9.3 pts below the national average of 30.7%
Lacks emotional support18.5% 6.3 pts below the national average of 24.8%
Food insecurity8.1% 9 pts below the national average of 17.1%
Received food stamps4.7% 9.6 pts below the national average of 14.3%
Hearing disability5.6% 1.1 pts below the national average of 6.7%
High cholesterol39.7% 3.5 pts above the national average of 36.2%
Housing insecurity7.6% 6.2 pts below the national average of 13.8%
Independent living disability5.4% 3 pts below the national average of 8.4%
Lacks transport4.9% 4.3 pts below the national average of 9.2%
Loneliness27.6% 6.8 pts below the national average of 34.4%
Mammography use78.5% 2.6 pts above the national average of 75.9%
Poor mental health (14+ days)13.6% 3.2 pts below the national average of 16.8%
Mobility disability9.1% 4.9 pts below the national average of 14%
Poor physical health (14+ days)10.6% 2.9 pts below the national average of 13.5%
Self-care disability2.5% 1.5 pts below the national average of 4%
Utility shut-off threat4.7% 4.1 pts below the national average of 8.8%
Sleeps under 7 hours31.5% 4.9 pts below the national average of 36.4%
Stroke2.8% 0.6 pts below the national average of 3.4%
All natural teeth lost6.7% 6.3 pts below the national average of 13%
Vision disability3.3% 2.3 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments430
People employed6,798
Annual payroll$513,006,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 68.9% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 7 census tracts this ZIP code covers
Expected annual loss81.8 out of 100
Community resilience85.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind99.7Very High at its worst in this ZIP code
Wildfire91Relatively Moderate at its worst in this ZIP code
Heat wave88.6Relatively High at its worst in this ZIP code
Drought86.8Relatively Low at its worst in this ZIP code
Hurricane81.1Relatively Moderate at its worst in this ZIP code
Winter weather81.1Relatively High at its worst in this ZIP code
Lightning76.4Relatively High at its worst in this ZIP code
Ice storm75.9Relatively Moderate at its worst in this ZIP code
Earthquake73.6Relatively Moderate at its worst in this ZIP code
River flooding57.4Relatively Moderate at its worst in this ZIP code
Landslide50.4Very Low at its worst in this ZIP code
Cold wave47.8Relatively Moderate at its worst in this ZIP code
Coastal flooding37.7Relatively Moderate at its worst in this ZIP code
Tornado26.4Relatively Low at its worst in this ZIP code
Hail24.1Very Low at its worst in this ZIP code
Compared with New Jersey and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew JerseyUnited States
Median household income$131,125$101,050$78,538
Income per person$56,391$53,118$43,289
Poverty rate3.1%9.8%12.4%
Median home value$585,900$427,600$303,400
Median gross rent$1,794$1,653$1,348
Homeownership84.5%63.7%65%
Bachelor's degree or higher48.9%42.9%35%
Unemployment rate6.8%6.2%5.2%
Works from home16.6%15%13.5%
Born outside the US11%23.5%13.9%
Median age44.340.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationFREEHOLD-MARLBORO, NJ US13.6 km away
Rain in a year49 in

Average high and low by month

January41.7°F / 22.9°F3.87 in rain
February44.4°F / 25°F3.1 in rain
March51.4°F / 31.3°F4.2 in rain
April63°F / 41.2°F3.83 in rain
May72°F / 50.6°F3.81 in rain
June81.1°F / 60.1°F4.44 in rain
July86.5°F / 65.5°F4.65 in rain
August84.6°F / 63.4°F4.13 in rain
September78.1°F / 56.1°F4.19 in rain
October66.6°F / 44.3°F4.13 in rain
November56.2°F / 35.7°F3.54 in rain
December46.7°F / 28°F4.68 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket45% of this ZIP code's area
No vehicle and far from a supermarket6% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 7 school districts, so the address decides which one, not the ZIP code.

Freehold Regional School District38.8% of this ZIP code's land area
Howell Township School District30.5% of this ZIP code's land area
Wall Township School District16% of this ZIP code's land area
Colts Neck Township School District7.1% of this ZIP code's land area
Monmouth Regional School District3.2% of this ZIP code's land area
Tinton Falls Borough School District3.2% of this ZIP code's land area
Farmingdale Borough School District1.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability16more vulnerable than 16% of US census tracts
Socioeconomic status21more vulnerable than 21% of US census tracts
Household characteristics31more vulnerable than 31% of US census tracts
Racial and ethnic minority status28more vulnerable than 28% of US census tracts
Housing type and transport19more vulnerable than 19% of US census tracts
Walkability7.6 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

07710 Adelphia, NJ6.8 km away
07731 Howell, NJ7 km away
07753 Neptune, NJ9.1 km away
08720 Allenwood, NJ9.2 km away
07728 Freehold, NJ9.6 km away
07719 Belmar, NJ9.8 km away
07722 Colts Neck, NJ10.8 km away
07712 Asbury Park, NJ12.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Monmouth County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area25.5 sq mi
Water area0.28 sq mi
Population density280 people per sq mi
Latitude, longitude40.2043, -74.1779

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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