Postal Codes

07722 ZIP Code

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ZIP code 07722 covers Colts Neck, New Jersey, with a population of about 9,977 and a median household income of $183,015.

Population
9,977289 per square mile
Median age
48.710 points above the US average
Median household income
$183,0151.8× the New Jersey median
Poverty rate
3.6%8.8 points below the US average
Typical home value
$1,362,510up 45.9% in five years
Median rent
$2,8951.8× the New Jersey median
Degree or higher
68.1%33.1 points above the US average
Homeownership
92.4%27.4 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
336

Where 07722 is

Colts Neck, New Jersey — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population9,977
Median age48.7
Family households81.7%
Born outside the US11.2%
Speaks a language other than English at home11.7%
White (non-Hispanic)83.5%
Black (non-Hispanic)0.4%
Asian (non-Hispanic)4.1%
Hispanic or Latino8.3%
Veterans5.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$183,015
Income per person$97,113
Poverty rate3.6%
Households on SNAP or cash assistance1.4%

Household income distribution

Under $10k1.8%
$10–15k0.3%
$15–20k1.0%
$20–25k1.1%
$25–30k1.6%
$30–35k1.2%
$35–40k0.7%
$40–45k0.0%
$45–50k0.9%
$50–60k2.6%
$60–75k5.9%
$75–100k6.2%
$100–125k6.2%
$125–150k10.8%
$150–200k12.0%
$200k or more47.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed5,020
Mean adjusted gross income$319,064
Returns declaring $200,000 or more34.1%
Returns, under $25k20.9%
Returns, $25k–$50k10.6%
Returns, $50k–$75k8.8%
Returns, $75k–$100k7.0%
Returns, $100k–$200k18.7%
Returns, $200k or more34.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$871,400
Median gross rent$2,895
Rent as a share of household income28.8%
Owner-occupied92.4%
Vacant homes2.7%
Median year built1980

What the homes are

Detached house92.6%
Attached house3%
2 to 4 units3.4%
20 or more units0.4%
Mobile home0.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$1,362,510as of 2026-07
Typical home value, 1 yearup 7.8%
Typical home value, 5 yearsup 45.9%
Typical home value, 10 yearsup 83.5%
Typical home value since 2000
200020132026$1,362,510$439,530

$439,530 in 2000 to $1,362,510 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5%
Bachelor's degree or higher68.1%
High school diploma or higher98.2%
Works from home23.5%
Drives to work alone64.9%
Takes public transport4.5%
Commutes 45 minutes or more23.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity28% 5.4 pts below the national average of 33.4%
Diagnosed diabetes8.3% 3.7 pts below the national average of 12%
Currently smokes7.5% 5.7 pts below the national average of 13.2%
High blood pressure30.6% 3.5 pts below the national average of 34.1%
Fair or poor general health11% 9.3 pts below the national average of 20.3%
No health insurance (18–64)4.9% 6.4 pts below the national average of 11.3%
Depression14.3% 7.6 pts below the national average of 21.9%
No leisure-time physical activity15.3% 10.1 pts below the national average of 25.4%
Arthritis23.1% 2 pts below the national average of 25.1%
Binge drinking17.1% 1.1 pts above the national average of 16%
Taking blood pressure medication78.6% 3.9 pts above the national average of 74.7%
Cancer (non-skin)9.3% 1.6 pts above the national average of 7.7%
Current asthma8.6% 1.8 pts below the national average of 10.4%
Coronary heart disease5.1% 1.1 pts below the national average of 6.2%
Routine check-up in past year79.8% 3.1 pts above the national average of 76.7%
Cholesterol screening91.7% 5.8 pts above the national average of 85.9%
Cognitive disability8.5% 6.3 pts below the national average of 14.8%
Colorectal screening71% 6.7 pts above the national average of 64.3%
COPD4% 2.6 pts below the national average of 6.6%
Visited a dentist77.2% 15.9 pts above the national average of 61.3%
Any disability18.9% 11.8 pts below the national average of 30.7%
Lacks emotional support16.5% 8.3 pts below the national average of 24.8%
Food insecurity5.8% 11.3 pts below the national average of 17.1%
Received food stamps3.1% 11.2 pts below the national average of 14.3%
Hearing disability5.2% 1.5 pts below the national average of 6.7%
High cholesterol39.5% 3.3 pts above the national average of 36.2%
Housing insecurity5.6% 8.2 pts below the national average of 13.8%
Independent living disability4.6% 3.8 pts below the national average of 8.4%
Lacks transport3.9% 5.3 pts below the national average of 9.2%
Loneliness26% 8.4 pts below the national average of 34.4%
Mammography use78.8% 2.9 pts above the national average of 75.9%
Poor mental health (14+ days)12.5% 4.3 pts below the national average of 16.8%
Mobility disability7.8% 6.2 pts below the national average of 14%
Poor physical health (14+ days)9.5% 4 pts below the national average of 13.5%
Self-care disability2.2% 1.8 pts below the national average of 4%
Utility shut-off threat3.6% 5.2 pts below the national average of 8.8%
Sleeps under 7 hours30.1% 6.3 pts below the national average of 36.4%
Stroke2.5% 0.9 pts below the national average of 3.4%
All natural teeth lost4.3% 8.7 pts below the national average of 13%
Vision disability2.8% 2.8 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments336
People employed2,420
Annual payroll$128,378,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 53% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 6 census tracts this ZIP code covers
Expected annual loss73.5 out of 100
Community resilience85.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind96.9Very High at its worst in this ZIP code
Wildfire88.5Relatively Moderate at its worst in this ZIP code
Drought86.5Relatively Low at its worst in this ZIP code
Hurricane75.3Relatively Moderate at its worst in this ZIP code
Earthquake74.1Relatively Moderate at its worst in this ZIP code
Heat wave70.2Relatively High at its worst in this ZIP code
Winter weather64.9Relatively High at its worst in this ZIP code
Ice storm59.4Relatively Moderate at its worst in this ZIP code
Lightning54.8Relatively High at its worst in this ZIP code
River flooding49.7Relatively High at its worst in this ZIP code
Landslide47.2Very Low at its worst in this ZIP code
Cold wave36Relatively Moderate at its worst in this ZIP code
Coastal flooding29.4Very Low at its worst in this ZIP code
Hail22.5Very Low at its worst in this ZIP code
Tornado18.7Very Low at its worst in this ZIP code
Compared with New Jersey and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew JerseyUnited States
Median household income$183,015$101,050$78,538
Income per person$97,113$53,118$43,289
Poverty rate3.6%9.8%12.4%
Median home value$871,400$427,600$303,400
Median gross rent$2,895$1,653$1,348
Homeownership92.4%63.7%65%
Bachelor's degree or higher68.1%42.9%35%
Unemployment rate5%6.2%5.2%
Works from home23.5%15%13.5%
Born outside the US11.2%23.5%13.9%
Median age48.740.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationFREEHOLD-MARLBORO, NJ US6.4 km away
Rain in a year49 in

Average high and low by month

January41.7°F / 22.9°F3.87 in rain
February44.4°F / 25°F3.1 in rain
March51.4°F / 31.3°F4.2 in rain
April63°F / 41.2°F3.83 in rain
May72°F / 50.6°F3.81 in rain
June81.1°F / 60.1°F4.44 in rain
July86.5°F / 65.5°F4.65 in rain
August84.6°F / 63.4°F4.13 in rain
September78.1°F / 56.1°F4.19 in rain
October66.6°F / 44.3°F4.13 in rain
November56.2°F / 35.7°F3.54 in rain
December46.7°F / 28°F4.68 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket26% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Colts Neck Township School District49.8% of this ZIP code's land area
Freehold Regional School District49.8% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability7more vulnerable than 7% of US census tracts
Socioeconomic status15more vulnerable than 15% of US census tracts
Household characteristics15more vulnerable than 15% of US census tracts
Racial and ethnic minority status31more vulnerable than 31% of US census tracts
Housing type and transport8more vulnerable than 8% of US census tracts
Walkability7.5 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

07799 Eatontown, NJ6 km away
07738 Lincroft, NJ6.3 km away
07746 Marlboro, NJ7.5 km away
07765 Wickatunk, NJ8 km away
07724 Eatontown, NJ9.2 km away
07733 Holmdel, NJ9.4 km away
07751 Morganville, NJ10.2 km away
07728 Freehold, NJ10.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Monmouth County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area34.54 sq mi
Water area1.09 sq mi
Population density289 people per sq mi
Latitude, longitude40.3012, -74.1780

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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