Postal Codes

02746 ZIP Code

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ZIP code 02746 covers New Bedford, Massachusetts, with a population of about 16,791 and a median household income of $41,023.

Population
16,7915,894 per square mile
Median age
32.85.9 points below the US average
Median household income
$41,02360% below the Massachusetts median
Poverty rate
32.4%20 points above the US average
Typical home value
$440,754up 35.6% in five years
Median rent
$1,10035% below the Massachusetts median
Degree or higher
10.3%24.7 points below the US average
Homeownership
20%45 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
304

Where 02746 is

New Bedford, Massachusetts — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population16,791
Median age32.8
Family households52.5%
Born outside the US30.7%
Speaks a language other than English at home53.1%
White (non-Hispanic)41.2%
Black (non-Hispanic)6.3%
Asian (non-Hispanic)0.1%
Hispanic or Latino39.4%
Veterans3.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$41,023
Income per person$25,609
Poverty rate32.4%
Households on SNAP or cash assistance36.8%

Household income distribution

Under $10k11.7%
$10–15k10.0%
$15–20k6.9%
$20–25k6.3%
$25–30k4.3%
$30–35k5.3%
$35–40k3.6%
$40–45k5.7%
$45–50k5.3%
$50–60k6.3%
$60–75k10.7%
$75–100k7.4%
$100–125k6.5%
$125–150k3.8%
$150–200k3.5%
$200k or more2.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed7,210
Mean adjusted gross income$41,334
Returns declaring $200,000 or more0.4%
Returns, under $25k36.2%
Returns, $25k–$50k36.2%
Returns, $50k–$75k15.1%
Returns, $75k–$100k6.2%
Returns, $100k–$200k5.8%
Returns, $200k or more0.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$324,400
Median gross rent$1,100
Rent as a share of household income37.3%
Owner-occupied20%
Vacant homes5.6%
Median year built1938

What the homes are

Detached house10.2%
Attached house0.9%
2 to 4 units54.1%
5 to 19 units20.2%
20 or more units14.5%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$440,754as of 2026-07
Typical home value, 1 yearup 4.1%
Typical home value, 5 yearsup 35.6%
Typical home value, 10 yearsup 127.9%
Typical asking rent$1,815as of 2026-07
Typical home value since 2000
200020132026$440,754$94,154

$94,154 in 2000 to $440,754 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate10.9%
Bachelor's degree or higher10.3%
High school diploma or higher66.9%
Works from home1.5%
Drives to work alone62.3%
Takes public transport5.1%
Commutes 45 minutes or more18.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.3% 5.9 pts above the national average of 33.4%
Diagnosed diabetes14% 2 pts above the national average of 12%
Currently smokes24.3% 11.1 pts above the national average of 13.2%
High blood pressure34.6% 0.5 pts above the national average of 34.1%
Fair or poor general health33.9% 13.6 pts above the national average of 20.3%
No health insurance (18–64)16.4% 5.1 pts above the national average of 11.3%
Depression25.9% 4 pts above the national average of 21.9%
No leisure-time physical activity38.3% 12.9 pts above the national average of 25.4%
Arthritis26.6% 1.5 pts above the national average of 25.1%
Binge drinking15.9% same as the national average of 16%
Taking blood pressure medication70.5% 4.2 pts below the national average of 74.7%
Cancer (non-skin)6.3% 1.4 pts below the national average of 7.7%
Current asthma14% 3.6 pts above the national average of 10.4%
Coronary heart disease8% 1.8 pts above the national average of 6.2%
Routine check-up in past year78.1% 1.4 pts above the national average of 76.7%
Cholesterol screening81.8% 4.1 pts below the national average of 85.9%
Cognitive disability25.1% 10.3 pts above the national average of 14.8%
Colorectal screening55% 9.3 pts below the national average of 64.3%
COPD10.8% 4.2 pts above the national average of 6.6%
Visited a dentist49.9% 11.4 pts below the national average of 61.3%
Any disability43% 12.3 pts above the national average of 30.7%
Lacks emotional support30.8% 6 pts above the national average of 24.8%
Food insecurity36.6% 19.5 pts above the national average of 17.1%
Received food stamps43.7% 29.4 pts above the national average of 14.3%
Hearing disability8.3% 1.6 pts above the national average of 6.7%
High cholesterol34.8% 1.4 pts below the national average of 36.2%
Housing insecurity28.9% 15.1 pts above the national average of 13.8%
Independent living disability15.2% 6.8 pts above the national average of 8.4%
Lacks transport19.3% 10.1 pts above the national average of 9.2%
Loneliness38.9% 4.5 pts above the national average of 34.4%
Mammography use76.4% 0.5 pts above the national average of 75.9%
Poor mental health (14+ days)24% 7.2 pts above the national average of 16.8%
Mobility disability20.4% 6.4 pts above the national average of 14%
Poor physical health (14+ days)20.2% 6.7 pts above the national average of 13.5%
Self-care disability7.2% 3.2 pts above the national average of 4%
Utility shut-off threat19.3% 10.5 pts above the national average of 8.8%
Sleeps under 7 hours40.6% 4.2 pts above the national average of 36.4%
Stroke4.4% 1 pts above the national average of 3.4%
All natural teeth lost28.2% 15.2 pts above the national average of 13%
Vision disability10.4% 4.8 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments304
People employed4,128
Annual payroll$163,901,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 7% of US census tracts
FEMA ratingVery Low
Expected annual loss3.4 out of 100
Community resilience77.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane70.9Relatively Low at its worst in this ZIP code
Earthquake51.8Relatively Low at its worst in this ZIP code
Landslide40.7Very Low at its worst in this ZIP code
Strong wind38.9Relatively Low at its worst in this ZIP code
Drought35.3Very Low at its worst in this ZIP code
Wildfire32.9Very Low at its worst in this ZIP code
Lightning25.1Relatively Low at its worst in this ZIP code
Cold wave25Relatively Low at its worst in this ZIP code
Winter weather21.4Relatively Low at its worst in this ZIP code
Heat wave19Relatively Low at its worst in this ZIP code
Ice storm18.8Very Low at its worst in this ZIP code
Tornado16.7Very Low at its worst in this ZIP code
River flooding16Relatively Low at its worst in this ZIP code
Coastal flooding15.1Relatively Moderate at its worst in this ZIP code
Hail2.7Very Low at its worst in this ZIP code
Compared with Massachusetts and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMassachusettsUnited States
Median household income$41,023$101,341$78,538
Income per person$25,609$56,284$43,289
Poverty rate32.4%10%12.4%
Median home value$324,400$525,800$303,400
Median gross rent$1,100$1,687$1,348
Homeownership20%62.6%65%
Bachelor's degree or higher10.3%46.6%35%
Unemployment rate10.9%5.1%5.2%
Works from home1.5%16.7%13.5%
Born outside the US30.7%17.7%13.9%
Median age32.84038.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationNEW BEDFORD MUNI AP, MA US2.8 km away
Rain in a year46 in

Average high and low by month

January39.1°F / 20.7°F3.72 in rain
February40.9°F / 21.7°F3.04 in rain
March47.3°F / 27.9°F4.82 in rain
April57.4°F / 36.4°F4.01 in rain
May67.4°F / 46°F3.29 in rain
June76.3°F / 55°F3.61 in rain
July82.5°F / 61.6°F3.04 in rain
August81.2°F / 60°F3.83 in rain
September74°F / 52.4°F3.64 in rain
October63.5°F / 41.8°F4.56 in rain
November53.5°F / 33.3°F4.26 in rain
December44.1°F / 26°F4.12 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket8% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

New Bedford School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability62more vulnerable than 62% of US census tracts
Socioeconomic status58more vulnerable than 58% of US census tracts
Household characteristics54more vulnerable than 54% of US census tracts
Racial and ethnic minority status57more vulnerable than 57% of US census tracts
Housing type and transport64more vulnerable than 64% of US census tracts
Walkability13.6 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

02741 New Bedford, MA2.7 km away
02742 New Bedford, MA2.7 km away
02740 New Bedford, MA2.8 km away
02745 New Bedford, MA3.5 km away
02719 Fairhaven, MA4.1 km away
02743 Acushnet, MA4.8 km away
02744 New Bedford, MA5.4 km away
02747 North Dartmouth, MA6 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Bristol County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area2.85 sq mi
Water area0.12 sq mi
Population density5,894 people per sq mi
Latitude, longitude41.6600, -70.9324

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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