Postal Codes

02740 ZIP Code

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ZIP code 02740 covers New Bedford, Massachusetts, with a population of about 46,336 and a median household income of $54,563.

Population
46,3368,062 per square mile
Median age
371.7 points below the US average
Median household income
$54,56346% below the Massachusetts median
Poverty rate
19.6%7.2 points above the US average
Typical home value
$431,799up 34.6% in five years
Median rent
$1,05238% below the Massachusetts median
Degree or higher
18.1%16.9 points below the US average
Homeownership
37.9%27.1 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
931

Where 02740 is

New Bedford, Massachusetts — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population46,336
Median age37
Family households55.8%
Born outside the US18.7%
Speaks a language other than English at home34.6%
White (non-Hispanic)51.9%
Black (non-Hispanic)7.6%
Asian (non-Hispanic)2.3%
Hispanic or Latino23%
Veterans4.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$54,563
Income per person$30,035
Poverty rate19.6%
Households on SNAP or cash assistance34.5%

Household income distribution

Under $10k6.7%
$10–15k6.5%
$15–20k7.2%
$20–25k4.9%
$25–30k5.4%
$30–35k4.0%
$35–40k4.1%
$40–45k4.5%
$45–50k3.9%
$50–60k6.1%
$60–75k9.3%
$75–100k13.8%
$100–125k8.3%
$125–150k6.0%
$150–200k5.1%
$200k or more4.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed20,390
Mean adjusted gross income$50,728
Returns declaring $200,000 or more1.4%
Returns, under $25k31.2%
Returns, $25k–$50k31.8%
Returns, $50k–$75k17.3%
Returns, $75k–$100k9.0%
Returns, $100k–$200k9.4%
Returns, $200k or more1.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$303,400
Median gross rent$1,052
Rent as a share of household income29.8%
Owner-occupied37.9%
Vacant homes4.6%
Median year built1938

What the homes are

Detached house29.3%
Attached house2.1%
2 to 4 units49.2%
5 to 19 units10.4%
20 or more units9%
Mobile home0%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$431,799as of 2026-07
Typical home value, 1 yearup 3.4%
Typical home value, 5 yearsup 34.6%
Typical home value, 10 yearsup 115.7%
Typical asking rent$1,959as of 2026-07
Typical asking rent, 1 yearup 10%
Typical home value since 2000
200020132026$431,799$104,995

$104,995 in 2000 to $431,799 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate7.2%
Bachelor's degree or higher18.1%
High school diploma or higher76.7%
Works from home5.7%
Drives to work alone71.8%
Takes public transport3%
Commutes 45 minutes or more15.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36.8% 3.4 pts above the national average of 33.4%
Diagnosed diabetes14% 2 pts above the national average of 12%
Currently smokes21.9% 8.7 pts above the national average of 13.2%
High blood pressure36.8% 2.7 pts above the national average of 34.1%
Fair or poor general health29.2% 8.9 pts above the national average of 20.3%
No health insurance (18–64)10.6% 0.7 pts below the national average of 11.3%
Depression25.5% 3.6 pts above the national average of 21.9%
No leisure-time physical activity33.6% 8.2 pts above the national average of 25.4%
Arthritis30% 4.9 pts above the national average of 25.1%
Binge drinking15.4% 0.6 pts below the national average of 16%
Taking blood pressure medication74.8% same as the national average of 74.7%
Cancer (non-skin)8% same as the national average of 7.7%
Current asthma14.1% 3.7 pts above the national average of 10.4%
Coronary heart disease8.6% 2.4 pts above the national average of 6.2%
Routine check-up in past year80.7% 4 pts above the national average of 76.7%
Cholesterol screening85.8% same as the national average of 85.9%
Cognitive disability21.5% 6.7 pts above the national average of 14.8%
Colorectal screening62% 2.3 pts below the national average of 64.3%
COPD10.8% 4.2 pts above the national average of 6.6%
Visited a dentist56.5% 4.8 pts below the national average of 61.3%
Any disability39.9% 9.2 pts above the national average of 30.7%
Lacks emotional support28.7% 3.9 pts above the national average of 24.8%
Food insecurity27.2% 10.1 pts above the national average of 17.1%
Received food stamps33.4% 19.1 pts above the national average of 14.3%
Hearing disability8.6% 1.9 pts above the national average of 6.7%
High cholesterol37.1% 0.9 pts above the national average of 36.2%
Housing insecurity21.8% 8 pts above the national average of 13.8%
Independent living disability13.3% 4.9 pts above the national average of 8.4%
Lacks transport14.6% 5.4 pts above the national average of 9.2%
Loneliness36.8% 2.4 pts above the national average of 34.4%
Mammography use78.6% 2.7 pts above the national average of 75.9%
Poor mental health (14+ days)22.1% 5.3 pts above the national average of 16.8%
Mobility disability19.9% 5.9 pts above the national average of 14%
Poor physical health (14+ days)19% 5.5 pts above the national average of 13.5%
Self-care disability6.4% 2.4 pts above the national average of 4%
Utility shut-off threat14.6% 5.8 pts above the national average of 8.8%
Sleeps under 7 hours38.9% 2.5 pts above the national average of 36.4%
Stroke4.7% 1.3 pts above the national average of 3.4%
All natural teeth lost24.4% 11.4 pts above the national average of 13%
Vision disability8.5% 2.9 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments931
People employed13,517
Annual payroll$740,312,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 7% of US census tracts
FEMA ratingVery Low to Relatively Low across the 18 census tracts this ZIP code covers
Expected annual loss5 out of 100
Community resilience77.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane68.2Relatively Moderate at its worst in this ZIP code
Earthquake43.9Relatively Low at its worst in this ZIP code
Strong wind35.1Relatively Low at its worst in this ZIP code
Landslide25.6Very Low at its worst in this ZIP code
Coastal flooding24.6Relatively Moderate at its worst in this ZIP code
Cold wave23.9Relatively Low at its worst in this ZIP code
Lightning22.1Relatively Low at its worst in this ZIP code
Winter weather20.3Relatively Low at its worst in this ZIP code
Wildfire19.2Very Low at its worst in this ZIP code
River flooding16.9Relatively Low at its worst in this ZIP code
Heat wave16.1Relatively Low at its worst in this ZIP code
Ice storm15.5Relatively Low at its worst in this ZIP code
Tornado14.2Very Low at its worst in this ZIP code
Hail2.3Very Low at its worst in this ZIP code
Compared with Massachusetts and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMassachusettsUnited States
Median household income$54,563$101,341$78,538
Income per person$30,035$56,284$43,289
Poverty rate19.6%10%12.4%
Median home value$303,400$525,800$303,400
Median gross rent$1,052$1,687$1,348
Homeownership37.9%62.6%65%
Bachelor's degree or higher18.1%46.6%35%
Unemployment rate7.2%5.1%5.2%
Works from home5.7%16.7%13.5%
Born outside the US18.7%17.7%13.9%
Median age374038.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationNEW BEDFORD MUNI AP, MA US5 km away
Rain in a year46 in

Average high and low by month

January39.1°F / 20.7°F3.72 in rain
February40.9°F / 21.7°F3.04 in rain
March47.3°F / 27.9°F4.82 in rain
April57.4°F / 36.4°F4.01 in rain
May67.4°F / 46°F3.29 in rain
June76.3°F / 55°F3.61 in rain
July82.5°F / 61.6°F3.04 in rain
August81.2°F / 60°F3.83 in rain
September74°F / 52.4°F3.64 in rain
October63.5°F / 41.8°F4.56 in rain
November53.5°F / 33.3°F4.26 in rain
December44.1°F / 26°F4.12 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket70% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

New Bedford School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability71more vulnerable than 71% of US census tracts
Socioeconomic status67more vulnerable than 67% of US census tracts
Household characteristics75more vulnerable than 75% of US census tracts
Racial and ethnic minority status57more vulnerable than 57% of US census tracts
Housing type and transport59more vulnerable than 59% of US census tracts
Walkability14.7 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

02741 New Bedford, MA0.3 km away
02742 New Bedford, MA0.3 km away
02746 New Bedford, MA2.8 km away
02744 New Bedford, MA3 km away
02719 Fairhaven, MA4 km away
02747 North Dartmouth, MA4.9 km away
02745 New Bedford, MA6.3 km away
02743 Acushnet, MA7.6 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Bristol County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area5.75 sq mi
Water area0.82 sq mi
Population density8,062 people per sq mi
Latitude, longitude41.6347, -70.9372

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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