Postal Codes

98837 ZIP Code

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ZIP code 98837 covers Moses Lake, Washington, with a population of about 47,399 and a median household income of $70,732.

Population
47,39997 per square mile
Median age
35.33.4 points below the US average
Median household income
$70,73226% below the Washington median
Poverty rate
14.6%2.2 points above the US average
Typical home value
$367,636up 18.5% in five years
Median rent
$1,12833% below the Washington median
Degree or higher
20.6%14.4 points below the US average
Homeownership
66.3%1.3 points above the US average
Time zone
Pacific UTC-08:00observes daylight saving time
Businesses
1,148

Where 98837 is

Moses Lake, Washington — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population47,399
Median age35.3
Family households65.5%
Born outside the US10.2%
Speaks a language other than English at home23.8%
White (non-Hispanic)58.1%
Black (non-Hispanic)1.8%
Asian (non-Hispanic)1.4%
Hispanic or Latino33.1%
Veterans8.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$70,732
Income per person$34,825
Poverty rate14.6%
Households on SNAP or cash assistance16.5%

Household income distribution

Under $10k5.5%
$10–15k3.9%
$15–20k3.0%
$20–25k3.0%
$25–30k3.1%
$30–35k4.4%
$35–40k3.2%
$40–45k4.9%
$45–50k4.8%
$50–60k6.9%
$60–75k10.1%
$75–100k15.1%
$100–125k10.2%
$125–150k7.5%
$150–200k5.5%
$200k or more9.1%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed20,380
Mean adjusted gross income$73,175
Returns declaring $200,000 or more4.9%
Returns, under $25k26.3%
Returns, $25k–$50k25.9%
Returns, $50k–$75k17.0%
Returns, $75k–$100k10.0%
Returns, $100k–$200k15.9%
Returns, $200k or more4.9%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$290,000
Median gross rent$1,128
Rent as a share of household income28.7%
Owner-occupied66.3%
Vacant homes6.1%
Median year built1989

What the homes are

Detached house61.4%
Attached house3.8%
2 to 4 units6.1%
5 to 19 units4.6%
20 or more units7.4%
Mobile home16.5%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$367,636as of 2026-07
Typical home value, 1 yearup 0.2%
Typical home value, 5 yearsup 18.5%
Typical home value, 10 yearsup 101.5%
Typical asking rent$1,496as of 2026-07
Typical asking rent, 1 yeardown 2.5%
Typical asking rent, 5 yearsup 19.6%
Typical asking rent, 10 yearsup 67.1%
Typical home value since 2000
200920172026$367,636$163,990

$186,262 in 2009 to $367,636 in 2026.

Typical asking rent
201620212026$1,586$895

$895 in 2016 to $1,496 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate7.4%
Bachelor's degree or higher20.6%
High school diploma or higher87.4%
Works from home10%
Drives to work alone74.9%
Takes public transport1.4%
Commutes 45 minutes or more8.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity38% 4.6 pts above the national average of 33.4%
Diagnosed diabetes11% 1 pts below the national average of 12%
Currently smokes12.6% 0.6 pts below the national average of 13.2%
High blood pressure32.5% 1.6 pts below the national average of 34.1%
Fair or poor general health21.5% 1.2 pts above the national average of 20.3%
No health insurance (18–64)14.2% 2.9 pts above the national average of 11.3%
Depression24.5% 2.6 pts above the national average of 21.9%
No leisure-time physical activity23.6% 1.8 pts below the national average of 25.4%
Arthritis25.8% 0.7 pts above the national average of 25.1%
Binge drinking18.1% 2.1 pts above the national average of 16%
Taking blood pressure medication71% 3.7 pts below the national average of 74.7%
Cancer (non-skin)7.5% same as the national average of 7.7%
Current asthma11.1% 0.7 pts above the national average of 10.4%
Coronary heart disease6.3% same as the national average of 6.2%
Routine check-up in past year70.2% 6.5 pts below the national average of 76.7%
Cholesterol screening80.4% 5.5 pts below the national average of 85.9%
Cognitive disability17% 2.2 pts above the national average of 14.8%
Colorectal screening61.7% 2.6 pts below the national average of 64.3%
COPD6.2% same as the national average of 6.6%
Visited a dentist58.1% 3.2 pts below the national average of 61.3%
Any disability32.8% 2.1 pts above the national average of 30.7%
Hearing disability7.5% 0.8 pts above the national average of 6.7%
High cholesterol33.9% 2.3 pts below the national average of 36.2%
Independent living disability8.7% same as the national average of 8.4%
Mammography use70.2% 5.7 pts below the national average of 75.9%
Poor mental health (14+ days)18% 1.2 pts above the national average of 16.8%
Mobility disability13.6% same as the national average of 14%
Poor physical health (14+ days)14.5% 1 pts above the national average of 13.5%
Self-care disability4.1% same as the national average of 4%
Sleeps under 7 hours32.6% 3.8 pts below the national average of 36.4%
Stroke3.4% same as the national average of 3.4%
All natural teeth lost12.1% 0.9 pts below the national average of 13%
Vision disability5.7% same as the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,148
People employed14,342
Annual payroll$710,179,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 72.9% of US census tracts
FEMA ratingVery Low to Relatively High across the 12 census tracts this ZIP code covers
Expected annual loss62.4 out of 100
Community resilience4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Wildfire96.4Relatively High at its worst in this ZIP code
Cold wave93.5Very High at its worst in this ZIP code
Volcanic activity87Relatively Low at its worst in this ZIP code
Heat wave84.7Relatively High at its worst in this ZIP code
Landslide84.5Relatively Low at its worst in this ZIP code
Drought82.8Relatively Low at its worst in this ZIP code
Earthquake78.7Relatively Moderate at its worst in this ZIP code
Winter weather74.3Relatively High at its worst in this ZIP code
Hail73.9Relatively Moderate at its worst in this ZIP code
River flooding72.3Relatively High at its worst in this ZIP code
Strong wind52.2Relatively Moderate at its worst in this ZIP code
Avalanche50.1Very Low at its worst in this ZIP code
Lightning44Relatively Moderate at its worst in this ZIP code
Tornado16.8Very Low at its worst in this ZIP code
Ice storm3.8Very Low at its worst in this ZIP code
Compared with Washington and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPWashingtonUnited States
Median household income$70,732$94,952$78,538
Income per person$34,825$51,493$43,289
Poverty rate14.6%9.9%12.4%
Median home value$290,000$519,800$303,400
Median gross rent$1,128$1,682$1,348
Homeownership66.3%63.9%65%
Bachelor's degree or higher20.6%38.8%35%
Unemployment rate7.4%5%5.2%
Works from home10%17.7%13.5%
Born outside the US10.2%15.1%13.9%
Median age35.338.238.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMOSES LAKE GRANT CO AP, WA US8.2 km away
Rain in a year8 in

Average high and low by month

January36.4°F / 23.8°F1.02 in rain
February44.1°F / 26.6°F0.65 in rain
March54.9°F / 31.7°F0.73 in rain
April63.7°F / 37.3°F0.65 in rain
May73.7°F / 45.4°F0.72 in rain
June80.4°F / 52°F0.73 in rain
July89.7°F / 57.2°F0.26 in rain
August88.3°F / 56.1°F0.15 in rain
September78.7°F / 47°F0.26 in rain
October62.8°F / 36.9°F0.66 in rain
November46.3°F / 28.8°F0.87 in rain
December36.2°F / 23.5°F1.11 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket38% of this ZIP code's area
Far from a supermarket9% of this ZIP code's area
No vehicle and far from a supermarket9% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 5 school districts, so the address decides which one, not the ZIP code.

Moses Lake School District85.1% of this ZIP code's land area
Ephrata School District6.3% of this ZIP code's land area
Royal School District3.8% of this ZIP code's land area
Wilson Creek School District3.7% of this ZIP code's land area
Warden School District1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability59more vulnerable than 59% of US census tracts
Socioeconomic status45more vulnerable than 45% of US census tracts
Household characteristics72more vulnerable than 72% of US census tracts
Racial and ethnic minority status45more vulnerable than 45% of US census tracts
Housing type and transport68more vulnerable than 68% of US census tracts
Walkability3.7 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

98823 Ephrata, WA24.1 km away
98832 Marlin, WA24.9 km away
98857 Warden, WA25.2 km away
98851 Soap Lake, WA31.1 km away
98853 Stratford, WA32.2 km away
99357 Royal City, WA33.2 km away
98860 Wilson Creek, WA38.2 km away
99344 Othello, WA38.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Grant County100% of this ZIP code's land area
Time zonePacific (UTC-08:00 standard)
Daylight saving timeObserved
Land area486.2 sq mi
Water area32.63 sq mi
Population density97 people per sq mi
Latitude, longitude47.1374, -119.2891

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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