Postal Codes

98502 ZIP Code

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ZIP code 98502 covers Olympia, Washington, with a population of about 35,043 and a median household income of $87,154.

Population
35,043552 per square mile
Median age
38.8about the US average
Median household income
$87,1548% below the Washington median
Poverty rate
13.5%1.1 points above the US average
Typical home value
$579,635up 12.2% in five years
Median rent
$1,5697% below the Washington median
Degree or higher
51.7%16.7 points above the US average
Homeownership
56.6%8.4 points below the US average
Time zone
Pacific UTC-08:00observes daylight saving time
Businesses
1,113

Where 98502 is

Olympia, Washington — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population35,043
Median age38.8
Family households59.3%
Born outside the US7.7%
Speaks a language other than English at home10%
White (non-Hispanic)71.1%
Black (non-Hispanic)2.6%
Asian (non-Hispanic)6.3%
Hispanic or Latino11.1%
Veterans7.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$87,154
Income per person$48,602
Poverty rate13.5%
Households on SNAP or cash assistance14.9%

Household income distribution

Under $10k5.7%
$10–15k3.1%
$15–20k2.4%
$20–25k2.9%
$25–30k1.9%
$30–35k2.8%
$35–40k4.0%
$40–45k2.1%
$45–50k2.9%
$50–60k7.9%
$60–75k9.0%
$75–100k12.6%
$100–125k10.9%
$125–150k9.1%
$150–200k10.7%
$200k or more12.1%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed16,900
Mean adjusted gross income$100,501
Returns declaring $200,000 or more9.6%
Returns, under $25k22.3%
Returns, $25k–$50k21.7%
Returns, $50k–$75k14.9%
Returns, $75k–$100k11.1%
Returns, $100k–$200k20.4%
Returns, $200k or more9.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$496,500
Median gross rent$1,569
Rent as a share of household income34.8%
Owner-occupied56.6%
Vacant homes5.8%
Median year built1987

What the homes are

Detached house58.6%
Attached house5.2%
2 to 4 units10.5%
5 to 19 units11.7%
20 or more units10.6%
Mobile home3.3%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$579,635as of 2026-07
Typical home value, 1 yeardown 0.1%
Typical home value, 5 yearsup 12.2%
Typical home value, 10 yearsup 89.7%
Typical asking rent$1,941as of 2026-07
Typical asking rent, 1 yearup 4.2%
Typical asking rent, 5 yearsup 33.6%
Typical home value since 2000
200020132026$588,298$171,223

$171,223 in 2000 to $579,635 in 2026.

Typical asking rent
202120232026$1,941$1,453

$1,453 in 2021 to $1,941 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.6%
Bachelor's degree or higher51.7%
High school diploma or higher97%
Works from home17.8%
Drives to work alone68.9%
Takes public transport1.3%
Commutes 45 minutes or more13.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity30.4% 3 pts below the national average of 33.4%
Diagnosed diabetes10% 2 pts below the national average of 12%
Currently smokes9.3% 3.9 pts below the national average of 13.2%
High blood pressure34% same as the national average of 34.1%
Fair or poor general health15.7% 4.6 pts below the national average of 20.3%
No health insurance (18–64)6.3% 5 pts below the national average of 11.3%
Depression27.6% 5.7 pts above the national average of 21.9%
No leisure-time physical activity16% 9.4 pts below the national average of 25.4%
Arthritis28.6% 3.5 pts above the national average of 25.1%
Binge drinking14.5% 1.5 pts below the national average of 16%
Taking blood pressure medication71.8% 2.9 pts below the national average of 74.7%
Cancer (non-skin)9.2% 1.5 pts above the national average of 7.7%
Current asthma11.3% 0.9 pts above the national average of 10.4%
Coronary heart disease5.6% 0.6 pts below the national average of 6.2%
Routine check-up in past year69.7% 7 pts below the national average of 76.7%
Cholesterol screening84.1% 1.8 pts below the national average of 85.9%
Cognitive disability13.5% 1.3 pts below the national average of 14.8%
Colorectal screening71.4% 7.1 pts above the national average of 64.3%
COPD5.2% 1.4 pts below the national average of 6.6%
Visited a dentist69.5% 8.2 pts above the national average of 61.3%
Any disability28.2% 2.5 pts below the national average of 30.7%
Hearing disability6.7% same as the national average of 6.7%
High cholesterol36.6% same as the national average of 36.2%
Independent living disability7.1% 1.3 pts below the national average of 8.4%
Mammography use74.5% 1.4 pts below the national average of 75.9%
Poor mental health (14+ days)16.6% same as the national average of 16.8%
Mobility disability10.9% 3.1 pts below the national average of 14%
Poor physical health (14+ days)12.9% 0.6 pts below the national average of 13.5%
Self-care disability3.1% 0.9 pts below the national average of 4%
Sleeps under 7 hours33.4% 3 pts below the national average of 36.4%
Stroke3% same as the national average of 3.4%
All natural teeth lost8.1% 4.9 pts below the national average of 13%
Vision disability3.9% 1.7 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,113
People employed13,042
Annual payroll$637,849,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 72.6% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 9 census tracts this ZIP code covers
Expected annual loss76.8 out of 100
Community resilience53 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide97.9Relatively High at its worst in this ZIP code
Earthquake90.7Very High at its worst in this ZIP code
Coastal flooding88Relatively Moderate at its worst in this ZIP code
Volcanic activity77.6Very Low at its worst in this ZIP code
Wildfire70.7Relatively Low at its worst in this ZIP code
River flooding65.6Relatively High at its worst in this ZIP code
Heat wave47.7Relatively Moderate at its worst in this ZIP code
Winter weather33.2Relatively Moderate at its worst in this ZIP code
Ice storm30.9Relatively Low at its worst in this ZIP code
Tsunami27.1Relatively Low at its worst in this ZIP code
Strong wind18.8Relatively Low at its worst in this ZIP code
Tornado12.3Very Low at its worst in this ZIP code
Lightning9.1Relatively Low at its worst in this ZIP code
Hail6.8Very Low at its worst in this ZIP code
Avalanche2.2Very Low at its worst in this ZIP code
Drought0.4Very Low at its worst in this ZIP code
Compared with Washington and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPWashingtonUnited States
Median household income$87,154$94,952$78,538
Income per person$48,602$51,493$43,289
Poverty rate13.5%9.9%12.4%
Median home value$496,500$519,800$303,400
Median gross rent$1,569$1,682$1,348
Homeownership56.6%63.9%65%
Bachelor's degree or higher51.7%38.8%35%
Unemployment rate5.6%5%5.2%
Works from home17.8%17.7%13.5%
Born outside the US7.7%15.1%13.9%
Median age38.838.238.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSHELTON SANDERSON FLD, WA US16.2 km away
Rain in a year68 in

Average high and low by month

January47°F / 33.7°F11.08 in rain
February50.4°F / 33.1°F6.66 in rain
March54.7°F / 35.1°F7.24 in rain
April59.8°F / 38.1°F4.86 in rain
May66.8°F / 43.9°F2.62 in rain
June71.5°F / 48.6°F1.54 in rain
July78.1°F / 52.1°F0.68 in rain
August78.5°F / 52.2°F1.22 in rain
September73.5°F / 47.5°F2.5 in rain
October61.5°F / 41.1°F6.99 in rain
November51.9°F / 36.2°F11.6 in rain
December45.7°F / 33.3°F10.92 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket18% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Griffin School District51.4% of this ZIP code's land area
Olympia School District48% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability17more vulnerable than 17% of US census tracts
Socioeconomic status24more vulnerable than 24% of US census tracts
Household characteristics13more vulnerable than 13% of US census tracts
Racial and ethnic minority status38more vulnerable than 38% of US census tracts
Housing type and transport32more vulnerable than 32% of US census tracts
Walkability6.2 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

98505 Olympia, WA7.4 km away
98584 Shelton, WA12.8 km away
98504 Olympia, WA13.8 km away
98507 Olympia, WA13.8 km away
98508 Olympia, WA13.8 km away
98599 Olympia, WA13.8 km away
98506 Olympia, WA14 km away
98511 Tumwater, WA16 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Thurston County99.4% of this ZIP code's land area
Mason County0.6% of this ZIP code's land area
Time zonePacific (UTC-08:00 standard)
Daylight saving timeObserved
Land area63.43 sq mi
Water area16.88 sq mi
Population density552 people per sq mi
Latitude, longitude47.1043, -123.0552

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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