Postal Codes

98354 ZIP Code

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ZIP code 98354 covers Milton, Washington, with a population of about 8,432 and a median household income of $90,361.

Population
8,4322,976 per square mile
Median age
380.7 points below the US average
Median household income
$90,361about the Washington median
Poverty rate
11.9%0.5 points below the US average
Typical home value
$571,999up 10.2% in five years
Median rent
$2,0101.2× the Washington median
Degree or higher
23.3%11.7 points below the US average
Homeownership
58.3%6.7 points below the US average
Time zone
Pacific UTC-08:00observes daylight saving time
Businesses
186

Where 98354 is

Milton, Washington — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population8,432
Median age38
Family households63.9%
Born outside the US12.9%
Speaks a language other than English at home21.9%
White (non-Hispanic)68.4%
Black (non-Hispanic)2.6%
Asian (non-Hispanic)6.4%
Hispanic or Latino14.1%
Veterans10.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$90,361
Income per person$42,197
Poverty rate11.9%
Households on SNAP or cash assistance13.2%

Household income distribution

Under $10k3.5%
$10–15k0.8%
$15–20k0.9%
$20–25k4.0%
$25–30k2.6%
$30–35k5.1%
$35–40k2.3%
$40–45k2.6%
$45–50k0.4%
$50–60k5.0%
$60–75k10.4%
$75–100k19.6%
$100–125k13.8%
$125–150k5.3%
$150–200k12.9%
$200k or more10.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed4,330
Mean adjusted gross income$85,291
Returns declaring $200,000 or more6.5%
Returns, under $25k19.4%
Returns, $25k–$50k20.3%
Returns, $50k–$75k18.2%
Returns, $75k–$100k13.9%
Returns, $100k–$200k21.7%
Returns, $200k or more6.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$510,900
Median gross rent$2,010
Rent as a share of household income33.7%
Owner-occupied58.3%
Vacant homes3.7%
Median year built1987

What the homes are

Detached house51%
Attached house6.3%
2 to 4 units9.1%
5 to 19 units13.3%
20 or more units16.3%
Mobile home4.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$571,999as of 2026-07
Typical home value, 1 yeardown 0.2%
Typical home value, 5 yearsup 10.2%
Typical home value, 10 yearsup 98.6%
Typical asking rent$2,184as of 2026-07
Typical asking rent, 1 yeardown 2%
Typical home value since 2000
200020132026$578,130$179,822

$179,822 in 2000 to $571,999 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.8%
Bachelor's degree or higher23.3%
High school diploma or higher91.9%
Works from home8.3%
Drives to work alone79.7%
Takes public transport1.3%
Commutes 45 minutes or more16.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity34.9% 1.5 pts above the national average of 33.4%
Diagnosed diabetes10.7% 1.3 pts below the national average of 12%
Currently smokes12% 1.2 pts below the national average of 13.2%
High blood pressure33.7% same as the national average of 34.1%
Fair or poor general health18.1% 2.2 pts below the national average of 20.3%
No health insurance (18–64)8.6% 2.7 pts below the national average of 11.3%
Depression27.2% 5.3 pts above the national average of 21.9%
No leisure-time physical activity19.6% 5.8 pts below the national average of 25.4%
Arthritis28% 2.9 pts above the national average of 25.1%
Binge drinking16.4% same as the national average of 16%
Taking blood pressure medication71.8% 2.9 pts below the national average of 74.7%
Cancer (non-skin)8.7% 1 pts above the national average of 7.7%
Current asthma11.2% 0.8 pts above the national average of 10.4%
Coronary heart disease6% same as the national average of 6.2%
Routine check-up in past year71.2% 5.5 pts below the national average of 76.7%
Cholesterol screening83.5% 2.4 pts below the national average of 85.9%
Cognitive disability16.1% 1.3 pts above the national average of 14.8%
Colorectal screening64.8% 0.5 pts above the national average of 64.3%
COPD6% 0.6 pts below the national average of 6.6%
Visited a dentist64.1% 2.8 pts above the national average of 61.3%
Any disability32.5% 1.8 pts above the national average of 30.7%
Hearing disability7.4% 0.7 pts above the national average of 6.7%
High cholesterol37.1% 0.9 pts above the national average of 36.2%
Independent living disability8.2% same as the national average of 8.4%
Mammography use69.7% 6.2 pts below the national average of 75.9%
Poor mental health (14+ days)18.3% 1.5 pts above the national average of 16.8%
Mobility disability13.1% 0.9 pts below the national average of 14%
Poor physical health (14+ days)14.5% 1 pts above the national average of 13.5%
Self-care disability3.6% same as the national average of 4%
Sleeps under 7 hours36.2% same as the national average of 36.4%
Stroke3.4% same as the national average of 3.4%
All natural teeth lost11% 2 pts below the national average of 13%
Vision disability4.7% 0.9 pts below the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments186
People employed1,866
Annual payroll$99,882,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 74.4% of US census tracts
FEMA ratingRelatively Low to Very High across the 4 census tracts this ZIP code covers
Expected annual loss83 out of 100
Community resilience54.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Volcanic activity98.5Relatively High at its worst in this ZIP code
Earthquake95.2Very High at its worst in this ZIP code
Landslide70.8Relatively Low at its worst in this ZIP code
Heat wave65.2Relatively Moderate at its worst in this ZIP code
Drought53.7Very Low at its worst in this ZIP code
Wildfire53.4Relatively Low at its worst in this ZIP code
Winter weather39.2Relatively Low at its worst in this ZIP code
Ice storm39.1Relatively Low at its worst in this ZIP code
Lightning33.3Relatively Low at its worst in this ZIP code
Tsunami28.5Very Low at its worst in this ZIP code
River flooding26.1Relatively High at its worst in this ZIP code
Tornado14.2Very Low at its worst in this ZIP code
Strong wind12.9Relatively Low at its worst in this ZIP code
Hail8.1Very Low at its worst in this ZIP code
Coastal flooding0.7Relatively Low at its worst in this ZIP code
Compared with Washington and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPWashingtonUnited States
Median household income$90,361$94,952$78,538
Income per person$42,197$51,493$43,289
Poverty rate11.9%9.9%12.4%
Median home value$510,900$519,800$303,400
Median gross rent$2,010$1,682$1,348
Homeownership58.3%63.9%65%
Bachelor's degree or higher23.3%38.8%35%
Unemployment rate5.8%5%5.2%
Works from home8.3%17.7%13.5%
Born outside the US12.9%15.1%13.9%
Median age3838.238.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationTACOMA #1, WA US7.3 km away
Rain in a year41 in

Average high and low by month

January48.1°F / 37.4°F6.03 in rain
February50.3°F / 37.4°F4.03 in rain
March54.7°F / 40.1°F4.38 in rain
April59.8°F / 43.7°F3.39 in rain
May66.5°F / 49.1°F2 in rain
June71.1°F / 53.4°F1.42 in rain
July76.8°F / 57.2°F0.55 in rain
August76.9°F / 57°F0.83 in rain
September70.7°F / 53°F1.57 in rain
October60.7°F / 46.6°F4.09 in rain
November52.4°F / 40.5°F6.5 in rain
December47.3°F / 36.9°F6.02 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket100% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Fife Public Schools89.9% of this ZIP code's land area
Federal Way School District10.1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability61more vulnerable than 61% of US census tracts
Socioeconomic status47more vulnerable than 47% of US census tracts
Household characteristics66more vulnerable than 66% of US census tracts
Racial and ethnic minority status48more vulnerable than 48% of US census tracts
Housing type and transport71more vulnerable than 71% of US census tracts
Walkability13.3 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

98424 Tacoma, WA3.8 km away
98371 Puyallup, WA5.5 km away
98047 Pacific, WA5.8 km away
98372 Puyallup, WA5.8 km away
98443 Tacoma, WA6.5 km away
98421 Tacoma, WA6.8 km away
98023 Federal Way, WA7.7 km away
98001 Auburn, WA7.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Pierce County79.8% of this ZIP code's land area
King County20.2% of this ZIP code's land area
Time zonePacific (UTC-08:00 standard)
Daylight saving timeObserved
Land area2.83 sq mi
Water area0.04 sq mi
Population density2,976 people per sq mi
Latitude, longitude47.2483, -122.3155

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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