Postal Codes

98274 ZIP Code

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ZIP code 98274 covers Mount Vernon, Washington, with a population of about 19,247 and a median household income of $93,762.

Population
19,247135 per square mile
Median age
41.42.7 points above the US average
Median household income
$93,762about the Washington median
Poverty rate
11.2%1.2 points below the US average
Typical home value
$628,918up 17.5% in five years
Median rent
$1,716about the Washington median
Degree or higher
32.7%2.3 points below the US average
Homeownership
77.2%12.2 points above the US average
Time zone
Pacific UTC-08:00observes daylight saving time
Businesses
304

Where 98274 is

Mount Vernon, Washington — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population19,247
Median age41.4
Family households71.3%
Born outside the US13.2%
Speaks a language other than English at home21.5%
White (non-Hispanic)64.4%
Black (non-Hispanic)1.3%
Asian (non-Hispanic)3.2%
Hispanic or Latino24%
Veterans9.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$93,762
Income per person$45,380
Poverty rate11.2%
Households on SNAP or cash assistance14.6%

Household income distribution

Under $10k4.0%
$10–15k1.5%
$15–20k1.6%
$20–25k1.5%
$25–30k4.1%
$30–35k2.6%
$35–40k2.8%
$40–45k3.1%
$45–50k2.1%
$50–60k6.2%
$60–75k9.0%
$75–100k14.2%
$100–125k13.0%
$125–150k9.0%
$150–200k11.3%
$200k or more14.1%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed8,880
Mean adjusted gross income$93,227
Returns declaring $200,000 or more8.1%
Returns, under $25k20.5%
Returns, $25k–$50k20.5%
Returns, $50k–$75k15.7%
Returns, $75k–$100k11.3%
Returns, $100k–$200k24.0%
Returns, $200k or more8.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$492,400
Median gross rent$1,716
Rent as a share of household income32.6%
Owner-occupied77.2%
Vacant homes8.6%
Median year built1989

What the homes are

Detached house79.6%
Attached house2.1%
2 to 4 units5.4%
5 to 19 units3.8%
20 or more units4%
Mobile home5%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$628,918as of 2026-07
Typical home value, 1 yearup 1.7%
Typical home value, 5 yearsup 17.5%
Typical home value, 10 yearsup 105.1%
Typical asking rent$2,666as of 2026-07
Typical home value since 2000
200020132026$628,918$169,438

$169,438 in 2000 to $628,918 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.3%
Bachelor's degree or higher32.7%
High school diploma or higher92.7%
Works from home13%
Drives to work alone79%
Takes public transport0.5%
Commutes 45 minutes or more14.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity33.1% same as the national average of 33.4%
Diagnosed diabetes11% 1 pts below the national average of 12%
Currently smokes11.3% 1.9 pts below the national average of 13.2%
High blood pressure33.4% 0.7 pts below the national average of 34.1%
Fair or poor general health18.3% 2 pts below the national average of 20.3%
No health insurance (18–64)10.3% 1 pts below the national average of 11.3%
Depression25.5% 3.6 pts above the national average of 21.9%
No leisure-time physical activity19.9% 5.5 pts below the national average of 25.4%
Arthritis30.4% 5.3 pts above the national average of 25.1%
Binge drinking15.5% 0.5 pts below the national average of 16%
Taking blood pressure medication74.8% same as the national average of 74.7%
Cancer (non-skin)9.8% 2.1 pts above the national average of 7.7%
Current asthma11.2% 0.8 pts above the national average of 10.4%
Coronary heart disease6.9% 0.7 pts above the national average of 6.2%
Routine check-up in past year71.5% 5.2 pts below the national average of 76.7%
Cholesterol screening84.7% 1.2 pts below the national average of 85.9%
Cognitive disability14.1% 0.7 pts below the national average of 14.8%
Colorectal screening66.3% 2 pts above the national average of 64.3%
COPD6.6% same as the national average of 6.6%
Visited a dentist64.2% 2.9 pts above the national average of 61.3%
Any disability30.9% same as the national average of 30.7%
Hearing disability8.4% 1.7 pts above the national average of 6.7%
High cholesterol34.7% 1.5 pts below the national average of 36.2%
Independent living disability7.8% 0.6 pts below the national average of 8.4%
Mammography use76.1% same as the national average of 75.9%
Poor mental health (14+ days)15.8% 1 pts below the national average of 16.8%
Mobility disability14% same as the national average of 14%
Poor physical health (14+ days)14.5% 1 pts above the national average of 13.5%
Self-care disability3.8% same as the national average of 4%
Sleeps under 7 hours30.5% 5.9 pts below the national average of 36.4%
Stroke3.7% same as the national average of 3.4%
All natural teeth lost10.5% 2.5 pts below the national average of 13%
Vision disability5% 0.6 pts below the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments304
People employed4,548
Annual payroll$309,661,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 58.4% of US census tracts
FEMA ratingVery Low to Relatively High across the 10 census tracts this ZIP code covers
Expected annual loss62.8 out of 100
Community resilience64.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Volcanic activity97.7Relatively High at its worst in this ZIP code
Landslide95.8Relatively Moderate at its worst in this ZIP code
Ice storm91.2Relatively High at its worst in this ZIP code
Earthquake84.6Very High at its worst in this ZIP code
River flooding73.5Relatively High at its worst in this ZIP code
Avalanche71.3Relatively Low at its worst in this ZIP code
Wildfire70Relatively Low at its worst in this ZIP code
Drought66.2Very Low at its worst in this ZIP code
Winter weather65.3Relatively Moderate at its worst in this ZIP code
Lightning37.2Relatively Moderate at its worst in this ZIP code
Heat wave36.1Relatively Low at its worst in this ZIP code
Cold wave30.3Relatively Low at its worst in this ZIP code
Coastal flooding26.5Relatively Moderate at its worst in this ZIP code
Tsunami25.6Very Low at its worst in this ZIP code
Hail11.3Very Low at its worst in this ZIP code
Tornado6.4Very Low at its worst in this ZIP code
Strong wind2.7Very Low at its worst in this ZIP code
Compared with Washington and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPWashingtonUnited States
Median household income$93,762$94,952$78,538
Income per person$45,380$51,493$43,289
Poverty rate11.2%9.9%12.4%
Median home value$492,400$519,800$303,400
Median gross rent$1,716$1,682$1,348
Homeownership77.2%63.9%65%
Bachelor's degree or higher32.7%38.8%35%
Unemployment rate3.3%5%5.2%
Works from home13%17.7%13.5%
Born outside the US13.2%15.1%13.9%
Median age41.438.238.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSEDRO-WOOLLEY, WA US16.2 km away
Rain in a year49 in
Snow in a year6 in

Average high and low by month

January46°F / 34.7°F6.18 in rain, 0.6 in snow
February48.7°F / 35°F4.11 in rain, 0.2 in snow
March53°F / 37.8°F4.76 in rain, 0.4 in snow
April58.3°F / 41.3°F4.17 in rain
May64.7°F / 46.8°F3.46 in rain
June68.8°F / 50.6°F2.6 in rain
July74.5°F / 53.1°F1.34 in rain
August75.2°F / 52.9°F1.6 in rain
September69.5°F / 49.3°F2.86 in rain
October59.6°F / 43.2°F4.98 in rain, 0.1 in snow
November50.4°F / 38.6°F7.02 in rain, 0.7 in snow
December44.8°F / 34.2°F5.45 in rain, 3.7 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket3% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Sedro-Woolley School District72.5% of this ZIP code's land area
Conway School District21.8% of this ZIP code's land area
Mount Vernon School District5.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability17more vulnerable than 17% of US census tracts
Socioeconomic status14more vulnerable than 14% of US census tracts
Household characteristics41more vulnerable than 41% of US census tracts
Racial and ethnic minority status26more vulnerable than 26% of US census tracts
Housing type and transport26more vulnerable than 26% of US census tracts
Walkability4.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

98273 Mount Vernon, WA9.3 km away
98235 Clearlake, WA13.8 km away
98238 Conway, WA15.4 km away
98233 Burlington, WA19.2 km away
98284 Sedro Woolley, WA19.4 km away
98263 Lyman, WA19.9 km away
98287 Silvana, WA19.9 km away
98223 Arlington, WA20.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Skagit County100% of this ZIP code's land area
Time zonePacific (UTC-08:00 standard)
Daylight saving timeObserved
Land area143.07 sq mi
Water area2.64 sq mi
Population density135 people per sq mi
Latitude, longitude48.3643, -122.1403

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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