Postal Codes

98109 ZIP Code

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ZIP code 98109 covers Seattle, Washington, with a population of about 32,552 and a median household income of $130,845.

Population
32,55216,826 per square mile
Median age
32.16.6 points below the US average
Median household income
$130,8451.4× the Washington median
Poverty rate
8.5%3.9 points below the US average
Typical home value
$772,473down 4.5% in five years
Median rent
$2,3291.4× the Washington median
Degree or higher
78.1%43.1 points above the US average
Homeownership
21.4%43.6 points below the US average
Time zone
Pacific UTC-08:00observes daylight saving time
Businesses
1,681

Where 98109 is

Seattle, Washington — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population32,552
Median age32.1
Family households23.6%
Born outside the US28.5%
Speaks a language other than English at home28.9%
White (non-Hispanic)53.4%
Black (non-Hispanic)3.5%
Asian (non-Hispanic)28.4%
Hispanic or Latino8%
Veterans3.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$130,845
Income per person$114,316
Poverty rate8.5%
Households on SNAP or cash assistance6.5%

Household income distribution

Under $10k3.8%
$10–15k1.1%
$15–20k1.0%
$20–25k0.7%
$25–30k1.7%
$30–35k1.7%
$35–40k1.8%
$40–45k1.9%
$45–50k1.1%
$50–60k4.3%
$60–75k5.2%
$75–100k8.7%
$100–125k14.2%
$125–150k8.7%
$150–200k13.0%
$200k or more31.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed21,450
Mean adjusted gross income$181,314
Returns declaring $200,000 or more24.6%
Returns, under $25k8.9%
Returns, $25k–$50k11.8%
Returns, $50k–$75k13.1%
Returns, $75k–$100k11.5%
Returns, $100k–$200k30.1%
Returns, $200k or more24.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$986,000
Median gross rent$2,329
Rent as a share of household income23.7%
Owner-occupied21.4%
Vacant homes11.1%
Median year built2003

What the homes are

Detached house10.2%
Attached house2.5%
2 to 4 units3.4%
5 to 19 units15%
20 or more units68.6%
Mobile home0.1%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$772,473as of 2026-07
Typical home value, 1 yeardown 2.7%
Typical home value, 5 yearsdown 4.5%
Typical home value, 10 yearsup 21.8%
Typical asking rent$2,509as of 2026-07
Typical asking rent, 1 yeardown 1.2%
Typical asking rent, 5 yearsup 10.3%
Typical asking rent, 10 yearsup 24.5%
Typical home value since 2000
200020132026$893,956$316,934

$316,934 in 2000 to $772,473 in 2026.

Typical asking rent
201520202026$2,540$1,926

$1,926 in 2015 to $2,509 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4%
Bachelor's degree or higher78.1%
High school diploma or higher98.4%
Works from home37.3%
Drives to work alone24.5%
Takes public transport11.1%
Commutes 45 minutes or more6.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity19.2% 14.2 pts below the national average of 33.4%
Diagnosed diabetes3.8% 8.2 pts below the national average of 12%
Currently smokes4.8% 8.4 pts below the national average of 13.2%
High blood pressure17.6% 16.5 pts below the national average of 34.1%
Fair or poor general health8.1% 12.2 pts below the national average of 20.3%
No health insurance (18–64)5.1% 6.2 pts below the national average of 11.3%
Depression23.8% 1.9 pts above the national average of 21.9%
No leisure-time physical activity9.4% 16 pts below the national average of 25.4%
Arthritis11.9% 13.2 pts below the national average of 25.1%
Binge drinking20.7% 4.7 pts above the national average of 16%
Taking blood pressure medication55.6% 19.1 pts below the national average of 74.7%
Cancer (non-skin)4.4% 3.3 pts below the national average of 7.7%
Current asthma8.9% 1.5 pts below the national average of 10.4%
Coronary heart disease2.2% 4 pts below the national average of 6.2%
Routine check-up in past year64.8% 11.9 pts below the national average of 76.7%
Cholesterol screening82.9% 3 pts below the national average of 85.9%
Cognitive disability9.6% 5.2 pts below the national average of 14.8%
Colorectal screening67.7% 3.4 pts above the national average of 64.3%
COPD1.8% 4.8 pts below the national average of 6.6%
Visited a dentist73.2% 11.9 pts above the national average of 61.3%
Any disability15.5% 15.2 pts below the national average of 30.7%
Hearing disability3% 3.7 pts below the national average of 6.7%
High cholesterol25.8% 10.4 pts below the national average of 36.2%
Independent living disability3.7% 4.7 pts below the national average of 8.4%
Mammography use78.3% 2.4 pts above the national average of 75.9%
Poor mental health (14+ days)14.3% 2.5 pts below the national average of 16.8%
Mobility disability3.7% 10.3 pts below the national average of 14%
Poor physical health (14+ days)6.7% 6.8 pts below the national average of 13.5%
Self-care disability1.3% 2.7 pts below the national average of 4%
Sleeps under 7 hours28.2% 8.2 pts below the national average of 36.4%
Stroke1.2% 2.2 pts below the national average of 3.4%
All natural teeth lost3.9% 9.1 pts below the national average of 13%
Vision disability2.1% 3.5 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,681
People employed66,174
Annual payroll$9,266,902,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 66% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 13 census tracts this ZIP code covers
Expected annual loss79.3 out of 100
Community resilience80.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Earthquake94.2Very High at its worst in this ZIP code
Volcanic activity81.6Very Low at its worst in this ZIP code
Landslide56.2Relatively Low at its worst in this ZIP code
Heat wave35.2Relatively Low at its worst in this ZIP code
Winter weather30.8Relatively Low at its worst in this ZIP code
River flooding21.1Relatively Moderate at its worst in this ZIP code
Ice storm20.8Very Low at its worst in this ZIP code
Tornado12.1Very Low at its worst in this ZIP code
Wildfire7.9Very Low at its worst in this ZIP code
Lightning3.7Very Low at its worst in this ZIP code
Strong wind0.6Very Low at its worst in this ZIP code
Hail0.3Very Low at its worst in this ZIP code
Compared with Washington and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPWashingtonUnited States
Median household income$130,845$94,952$78,538
Income per person$114,316$51,493$43,289
Poverty rate8.5%9.9%12.4%
Median home value$986,000$519,800$303,400
Median gross rent$2,329$1,682$1,348
Homeownership21.4%63.9%65%
Bachelor's degree or higher78.1%38.8%35%
Unemployment rate4%5%5.2%
Works from home37.3%17.7%13.5%
Born outside the US28.5%15.1%13.9%
Median age32.138.238.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSEATTLE SAND PT WSFO, WA US9.1 km away
Rain in a year38 in
Snow in a year4 in

Average high and low by month

January47.4°F / 37.2°F5.14 in rain, 0.9 in snow
February49.8°F / 37°F3.54 in rain, 1 in snow
March53.9°F / 39.2°F3.86 in rain
April58.8°F / 42.8°F2.98 in rain
May65.3°F / 48.3°F2.16 in rain
June70.2°F / 52.7°F1.57 in rain
July76.5°F / 56.5°F0.78 in rain
August77°F / 57.1°F1 in rain
September71.3°F / 53.2°F1.74 in rain
October60.5°F / 46.7°F3.65 in rain
November51.9°F / 40.9°F5.85 in rain, 0.2 in snow
December46.5°F / 37°F5.55 in rain, 1.7 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket31% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Seattle Public Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability22more vulnerable than 22% of US census tracts
Socioeconomic status17more vulnerable than 17% of US census tracts
Household characteristics2more vulnerable than 2% of US census tracts
Racial and ethnic minority status56more vulnerable than 56% of US census tracts
Housing type and transport80more vulnerable than 80% of US census tracts
Walkability17.3 out of 20Most walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

98119 Seattle, WA1.3 km away
98102 Seattle, WA2 km away
98141 Seattle, WA2 km away
98121 Seattle, WA2.1 km away
98101 Seattle, WA2.8 km away
98170 Seattle, WA3 km away
98111 Seattle, WA3.3 km away
98114 Seattle, WA3.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

King County100% of this ZIP code's land area
Time zonePacific (UTC-08:00 standard)
Daylight saving timeObserved
Land area1.93 sq mi
Water area0.3 sq mi
Population density16,826 people per sq mi
Latitude, longitude47.6339, -122.3476

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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