Postal Codes

97702 ZIP Code

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ZIP code 97702 covers Bend, Oregon, with a population of about 53,114 and a median household income of $89,094.

Population
53,114513 per square mile
Median age
42.23.5 points above the US average
Median household income
$89,0941.1× the Oregon median
Poverty rate
8.4%4 points below the US average
Typical home value
$684,016up 6.9% in five years
Median rent
$1,8251.3× the Oregon median
Degree or higher
46.4%11.4 points above the US average
Homeownership
72.1%7.1 points above the US average
Time zone
Pacific UTC-08:00observes daylight saving time
Businesses
2,227

Where 97702 is

Bend, Oregon — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population53,114
Median age42.2
Family households66.1%
Born outside the US5.1%
Speaks a language other than English at home8%
White (non-Hispanic)84%
Black (non-Hispanic)0.3%
Asian (non-Hispanic)0.8%
Hispanic or Latino8.8%
Veterans7.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$89,094
Income per person$52,428
Poverty rate8.4%
Households on SNAP or cash assistance8%

Household income distribution

Under $10k4.9%
$10–15k1.5%
$15–20k2.0%
$20–25k2.1%
$25–30k1.9%
$30–35k3.3%
$35–40k2.7%
$40–45k2.1%
$45–50k4.5%
$50–60k6.8%
$60–75k8.3%
$75–100k15.1%
$100–125k12.2%
$125–150k8.2%
$150–200k9.1%
$200k or more15.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed26,470
Mean adjusted gross income$117,784
Returns declaring $200,000 or more12.1%
Returns, under $25k22.1%
Returns, $25k–$50k20.1%
Returns, $50k–$75k14.1%
Returns, $75k–$100k10.5%
Returns, $100k–$200k21.1%
Returns, $200k or more12.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$620,600
Median gross rent$1,825
Rent as a share of household income28.6%
Owner-occupied72.1%
Vacant homes7%
Median year built2000

What the homes are

Detached house75.1%
Attached house4.4%
2 to 4 units5.1%
5 to 19 units3.3%
20 or more units5.6%
Mobile home5.5%
Boat, RV or van0.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$684,016as of 2026-07
Typical home value, 1 yeardown 2%
Typical home value, 5 yearsup 6.9%
Typical home value, 10 yearsup 82.8%
Typical asking rent$2,335as of 2026-07
Typical asking rent, 1 yearup 3.4%
Typical asking rent, 5 yearsup 8.9%
Typical asking rent, 10 yearsup 72%
Typical home value since 2000
200020132026$743,760$162,847

$162,847 in 2000 to $684,016 in 2026.

Typical asking rent
201620212026$2,335$1,357

$1,357 in 2016 to $2,335 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4%
Bachelor's degree or higher46.4%
High school diploma or higher95.9%
Works from home21.7%
Drives to work alone67.7%
Takes public transport0.3%
Commutes 45 minutes or more3.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity27.1% 6.3 pts below the national average of 33.4%
Diagnosed diabetes9.8% 2.2 pts below the national average of 12%
Currently smokes10.6% 2.6 pts below the national average of 13.2%
High blood pressure32.2% 1.9 pts below the national average of 34.1%
Fair or poor general health15.8% 4.5 pts below the national average of 20.3%
No health insurance (18–64)6.7% 4.6 pts below the national average of 11.3%
Depression24.9% 3 pts above the national average of 21.9%
No leisure-time physical activity16.1% 9.3 pts below the national average of 25.4%
Arthritis28.2% 3.1 pts above the national average of 25.1%
Binge drinking16.9% 0.9 pts above the national average of 16%
Taking blood pressure medication72% 2.7 pts below the national average of 74.7%
Cancer (non-skin)9.8% 2.1 pts above the national average of 7.7%
Current asthma11.8% 1.4 pts above the national average of 10.4%
Coronary heart disease6% same as the national average of 6.2%
Routine check-up in past year75% 1.7 pts below the national average of 76.7%
Cholesterol screening85.8% same as the national average of 85.9%
Cognitive disability13% 1.8 pts below the national average of 14.8%
Colorectal screening65.4% 1.1 pts above the national average of 64.3%
COPD6.1% 0.5 pts below the national average of 6.6%
Visited a dentist69.3% 8 pts above the national average of 61.3%
Any disability26.7% 4 pts below the national average of 30.7%
Hearing disability6.7% same as the national average of 6.7%
High cholesterol34.2% 2 pts below the national average of 36.2%
Independent living disability6.9% 1.5 pts below the national average of 8.4%
Mammography use79.5% 3.6 pts above the national average of 75.9%
Poor mental health (14+ days)15.7% 1.1 pts below the national average of 16.8%
Mobility disability11.5% 2.5 pts below the national average of 14%
Poor physical health (14+ days)12.5% 1 pts below the national average of 13.5%
Self-care disability3% 1 pts below the national average of 4%
Sleeps under 7 hours26.2% 10.2 pts below the national average of 36.4%
Stroke3% same as the national average of 3.4%
All natural teeth lost9% 4 pts below the national average of 13%
Vision disability3.9% 1.7 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments2,227
People employed18,739
Annual payroll$969,403,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 64.5% of US census tracts
FEMA ratingVery Low to Relatively High across the 17 census tracts this ZIP code covers
Expected annual loss68.3 out of 100
Community resilience58.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Volcanic activity95.3Relatively Moderate at its worst in this ZIP code
Wildfire94.6Relatively High at its worst in this ZIP code
Avalanche87Relatively Moderate at its worst in this ZIP code
Landslide80.3Relatively Moderate at its worst in this ZIP code
Winter weather69.7Relatively High at its worst in this ZIP code
Hail65.8Relatively Moderate at its worst in this ZIP code
Lightning62.2Relatively High at its worst in this ZIP code
Drought49.8Very Low at its worst in this ZIP code
River flooding46.6Relatively High at its worst in this ZIP code
Earthquake41.4Relatively Low at its worst in this ZIP code
Cold wave32.3Relatively Moderate at its worst in this ZIP code
Strong wind31.3Relatively Moderate at its worst in this ZIP code
Ice storm23.7Relatively Low at its worst in this ZIP code
Heat wave9.3Relatively Low at its worst in this ZIP code
Tornado2.9Very Low at its worst in this ZIP code
Compared with Oregon and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPOregonUnited States
Median household income$89,094$80,426$78,538
Income per person$52,428$44,063$43,289
Poverty rate8.4%11.9%12.4%
Median home value$620,600$454,200$303,400
Median gross rent$1,825$1,450$1,348
Homeownership72.1%63.4%65%
Bachelor's degree or higher46.4%36.2%35%
Unemployment rate4%5.4%5.2%
Works from home21.7%17%13.5%
Born outside the US5.1%9.7%13.9%
Median age42.240.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationBEND, OR US4 km away
Rain in a year11 in
Snow in a year22 in

Average high and low by month

January42.5°F / 24.6°F1.41 in rain, 6.4 in snow
February45.7°F / 24.3°F0.99 in rain, 5.5 in snow
March51.7°F / 27.6°F0.7 in rain, 1.5 in snow
April57.7°F / 30.5°F0.79 in rain, 0.7 in snow
May66.3°F / 37°F0.97 in rain
June73.7°F / 42°F0.68 in rain
July83.8°F / 48.6°F0.44 in rain
August83.3°F / 47.8°F0.35 in rain
September75.8°F / 41.3°F0.31 in rain
October63°F / 33.7°F0.65 in rain, 0.2 in snow
November49.1°F / 28.2°F1.26 in rain, 2 in snow
December41°F / 23.3°F2.07 in rain, 5.3 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket32% of this ZIP code's area
No vehicle and far from a supermarket3% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Bend-La Pine Administrative School District 1100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability13more vulnerable than 13% of US census tracts
Socioeconomic status20more vulnerable than 20% of US census tracts
Household characteristics12more vulnerable than 12% of US census tracts
Racial and ethnic minority status14more vulnerable than 14% of US census tracts
Housing type and transport26more vulnerable than 26% of US census tracts
Walkability6 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

97708 Bend, OR4.2 km away
97709 Bend, OR4.2 km away
97701 Bend, OR7.8 km away
97703 Bend, OR11.6 km away
97756 Redmond, OR29.6 km away
97707 Bend, OR29.9 km away
97753 Powell Butte, OR33.5 km away
97759 Sisters, OR36.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Deschutes County100% of this ZIP code's land area
Time zonePacific (UTC-08:00 standard)
Daylight saving timeObserved
Land area103.5 sq mi
Water area0.2 sq mi
Population density513 people per sq mi
Latitude, longitude44.0223, -121.2985

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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