Postal Codes

96863 ZIP Code

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ZIP code 96863 covers Mcbh Kaneohe Bay, Hawaii (also serving FPO AA), with a population of about 2,436.

Population
2,4363,243 per square mile
Median age
21.816.9 points below the US average
Degree or higher
15.6%19.4 points below the US average
Time zone
Hawaii-Aleutian UTC-10:00does not observe daylight saving time
Businesses
32

Where 96863 is

Mcbh Kaneohe Bay, Hawaii — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,436
Median age21.8
Born outside the US3.1%
Speaks a language other than English at home23.6%
White (non-Hispanic)54.1%
Black (non-Hispanic)9.1%
Asian (non-Hispanic)6%
Hispanic or Latino28.5%
Veterans50.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Income per person$30,508
Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate0%
Bachelor's degree or higher15.6%
High school diploma or higher100%
Works from home6.8%
Drives to work alone31.4%
Takes public transport0.5%
Commutes 45 minutes or more1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity25.4% 8 pts below the national average of 33.4%
Diagnosed diabetes1.7% 10.3 pts below the national average of 12%
Currently smokes8.5% 4.7 pts below the national average of 13.2%
High blood pressure11.9% 22.2 pts below the national average of 34.1%
Fair or poor general health15% 5.3 pts below the national average of 20.3%
No health insurance (18–64)10.2% 1.1 pts below the national average of 11.3%
Depression18.4% 3.5 pts below the national average of 21.9%
No leisure-time physical activity16.9% 8.5 pts below the national average of 25.4%
Arthritis3.9% 21.2 pts below the national average of 25.1%
Binge drinking35.5% 19.5 pts above the national average of 16%
Taking blood pressure medication20.1% 54.6 pts below the national average of 74.7%
Cancer (non-skin)0.9% 6.8 pts below the national average of 7.7%
Current asthma8.1% 2.3 pts below the national average of 10.4%
Coronary heart disease1.1% 5.1 pts below the national average of 6.2%
Routine check-up in past year61.1% 15.6 pts below the national average of 76.7%
Cholesterol screening51.3% 34.6 pts below the national average of 85.9%
Cognitive disability20.4% 5.6 pts above the national average of 14.8%
Colorectal screening49.2% 15.1 pts below the national average of 64.3%
COPD1.7% 4.9 pts below the national average of 6.6%
Visited a dentist58.6% 2.7 pts below the national average of 61.3%
Any disability29.7% 1 pts below the national average of 30.7%
Lacks emotional support33% 8.2 pts above the national average of 24.8%
Food insecurity22% 4.9 pts above the national average of 17.1%
Received food stamps12.9% 1.4 pts below the national average of 14.3%
Hearing disability3.2% 3.5 pts below the national average of 6.7%
High cholesterol13.1% 23.1 pts below the national average of 36.2%
Housing insecurity13.4% same as the national average of 13.8%
Independent living disability7.3% 1.1 pts below the national average of 8.4%
Lacks transport11.7% 2.5 pts above the national average of 9.2%
Loneliness40.5% 6.1 pts above the national average of 34.4%
Mammography use76.9% 1 pts above the national average of 75.9%
Poor mental health (14+ days)21.4% 4.6 pts above the national average of 16.8%
Mobility disability3.1% 10.9 pts below the national average of 14%
Poor physical health (14+ days)7.9% 5.6 pts below the national average of 13.5%
Self-care disability1.4% 2.6 pts below the national average of 4%
Utility shut-off threat6.6% 2.2 pts below the national average of 8.8%
Sleeps under 7 hours47.4% 11 pts above the national average of 36.4%
Stroke0.6% 2.8 pts below the national average of 3.4%
All natural teeth lost10.6% 2.4 pts below the national average of 13%
Vision disability4.2% 1.4 pts below the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments32
People employed247
Annual payroll$12,142,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 8.6% of US census tracts
FEMA ratingVery Low
Expected annual loss17.1 out of 100
Community resilience50.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Lightning77.4Relatively Moderate at its worst in this ZIP code
Earthquake77.3Relatively Low at its worst in this ZIP code
Coastal flooding76.9Relatively Low at its worst in this ZIP code
Tsunami73.1Relatively Low at its worst in this ZIP code
Hurricane35.1Very Low at its worst in this ZIP code
River flooding9.1Very Low at its worst in this ZIP code
Tornado2.8Very Low at its worst in this ZIP code
Strong wind1.6Very Low at its worst in this ZIP code
Hail1.2Very Low at its worst in this ZIP code
Compared with Hawaii and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPHawaiiUnited States
Median household income$98,317$78,538
Income per person$30,508$44,823$43,289
Poverty rate10%12.4%
Median home value$808,200$303,400
Median gross rent$1,938$1,348
Homeownership62.6%65%
Bachelor's degree or higher15.6%35.5%35%
Unemployment rate0%5%5.2%
Works from home6.8%8.8%13.5%
Born outside the US3.1%18.1%13.9%
Median age21.840.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationHONOLULU INTL AP, HI US6.5 km away
Rain in a year16 in

Average high and low by month

January80.5°F / 66.8°F1.84 in rain
February80.5°F / 67.1°F1.94 in rain
March81.2°F / 68.1°F2.36 in rain
April83.1°F / 70.1°F0.77 in rain
May84.8°F / 71.5°F0.82 in rain
June86.9°F / 73.8°F0.5 in rain
July88.1°F / 75.1°F0.52 in rain
August88.8°F / 75.6°F0.84 in rain
September88.4°F / 74.8°F0.88 in rain
October86.9°F / 73.9°F1.51 in rain
November84.1°F / 71.8°F2.25 in rain
December81.8°F / 69.2°F2.18 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket100% of this ZIP code's area
Far from a supermarket100% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Hawaii Department of Education100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability24more vulnerable than 24% of US census tracts
Socioeconomic status46more vulnerable than 46% of US census tracts
Household characteristics7more vulnerable than 7% of US census tracts
Racial and ethnic minority status57more vulnerable than 57% of US census tracts
Housing type and transport22more vulnerable than 22% of US census tracts
Walkability5.3 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

96860 Jbphh, HI0 km away
96837 Honolulu, HI0.5 km away
96846 Honolulu, HI0.6 km away
96850 Honolulu, HI0.9 km away
96841 Honolulu, HI1.1 km away
96840 Honolulu, HI1.3 km away
96805 Honolulu, HI1.4 km away
96806 Honolulu, HI1.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Honolulu County100% of this ZIP code's land area
Time zoneHawaii-Aleutian (UTC-10:00 standard)
Daylight saving timeNot observed — clocks stay on standard time all year
Land area0.75 sq mi
Water area0.26 sq mi
Population density3,243 people per sq mi
Latitude, longitude21.3160, -157.8677

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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