Postal Codes

96749 ZIP Code

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ZIP code 96749 covers Keaau, Hawaii, with a population of about 19,449 and a median household income of $74,633.

Population
19,449325 per square mile
Median age
43.14.4 points above the US average
Median household income
$74,63324% below the Hawaii median
Poverty rate
12.1%about the US average
Typical home value
$471,067up 24.9% in five years
Median rent
$1,26835% below the Hawaii median
Degree or higher
23%12 points below the US average
Homeownership
76.4%11.4 points above the US average
Time zone
Hawaii-Aleutian UTC-10:00does not observe daylight saving time
Businesses
181

Where 96749 is

Keaau, Hawaii — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population19,449
Median age43.1
Family households70.5%
Born outside the US14.5%
Speaks a language other than English at home27.2%
White (non-Hispanic)24.4%
Black (non-Hispanic)1.2%
Asian (non-Hispanic)22.4%
Hispanic or Latino12.9%
Veterans7.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$74,633
Income per person$33,208
Poverty rate12.1%
Households on SNAP or cash assistance24.7%

Household income distribution

Under $10k5.5%
$10–15k3.4%
$15–20k5.5%
$20–25k2.3%
$25–30k2.6%
$30–35k8.5%
$35–40k2.3%
$40–45k5.3%
$45–50k1.5%
$50–60k3.2%
$60–75k10.2%
$75–100k16.5%
$100–125k13.2%
$125–150k3.3%
$150–200k6.1%
$200k or more10.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed7,040
Mean adjusted gross income$54,906
Returns declaring $200,000 or more2.3%
Returns, under $25k33.9%
Returns, $25k–$50k27.0%
Returns, $50k–$75k15.6%
Returns, $75k–$100k9.4%
Returns, $100k–$200k11.8%
Returns, $200k or more2.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$396,400
Median gross rent$1,268
Rent as a share of household income32.2%
Owner-occupied76.4%
Vacant homes10%
Median year built1995

What the homes are

Detached house91.7%
Attached house5.4%
2 to 4 units1.5%
5 to 19 units0.2%
20 or more units0.6%
Boat, RV or van0.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$471,067as of 2026-07
Typical home value, 1 yearup 1.6%
Typical home value, 5 yearsup 24.9%
Typical home value, 10 yearsup 81.4%
Typical asking rent$2,465as of 2026-07
Typical home value since 2000
201520202026$485,583$240,581

$240,581 in 2015 to $471,067 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3%
Bachelor's degree or higher23%
High school diploma or higher92%
Works from home10.7%
Drives to work alone71.7%
Takes public transport0.3%
Commutes 45 minutes or more22.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity27.9% 5.5 pts below the national average of 33.4%
Diagnosed diabetes12.3% same as the national average of 12%
Currently smokes16.1% 2.9 pts above the national average of 13.2%
High blood pressure30% 4.1 pts below the national average of 34.1%
Fair or poor general health21.6% 1.3 pts above the national average of 20.3%
No health insurance (18–64)7.1% 4.2 pts below the national average of 11.3%
Depression20.5% 1.4 pts below the national average of 21.9%
No leisure-time physical activity23.1% 2.3 pts below the national average of 25.4%
Arthritis26.2% 1.1 pts above the national average of 25.1%
Binge drinking18.1% 2.1 pts above the national average of 16%
Taking blood pressure medication75.2% 0.5 pts above the national average of 74.7%
Cancer (non-skin)7.4% same as the national average of 7.7%
Current asthma11.1% 0.7 pts above the national average of 10.4%
Coronary heart disease7.1% 0.9 pts above the national average of 6.2%
Routine check-up in past year74.3% 2.4 pts below the national average of 76.7%
Cholesterol screening80.8% 5.1 pts below the national average of 85.9%
Cognitive disability15.4% 0.6 pts above the national average of 14.8%
Colorectal screening62.7% 1.6 pts below the national average of 64.3%
COPD7.2% 0.6 pts above the national average of 6.6%
Visited a dentist61.8% 0.5 pts above the national average of 61.3%
Any disability32.4% 1.7 pts above the national average of 30.7%
Lacks emotional support30.9% 6.1 pts above the national average of 24.8%
Food insecurity22.3% 5.2 pts above the national average of 17.1%
Received food stamps19.2% 4.9 pts above the national average of 14.3%
Hearing disability8% 1.3 pts above the national average of 6.7%
High cholesterol34.2% 2 pts below the national average of 36.2%
Housing insecurity14.1% same as the national average of 13.8%
Independent living disability9% 0.6 pts above the national average of 8.4%
Lacks transport10.4% 1.2 pts above the national average of 9.2%
Loneliness31.7% 2.7 pts below the national average of 34.4%
Mammography use71.8% 4.1 pts below the national average of 75.9%
Poor mental health (14+ days)16.5% same as the national average of 16.8%
Mobility disability14.6% 0.6 pts above the national average of 14%
Poor physical health (14+ days)15.2% 1.7 pts above the national average of 13.5%
Self-care disability4.6% 0.6 pts above the national average of 4%
Utility shut-off threat8.4% same as the national average of 8.8%
Sleeps under 7 hours39.1% 2.7 pts above the national average of 36.4%
Stroke4.2% 0.8 pts above the national average of 3.4%
All natural teeth lost10.2% 2.8 pts below the national average of 13%
Vision disability6.4% 0.8 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments181
People employed1,753
Annual payroll$83,795,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 99.5% of US census tracts
FEMA ratingVery High
Expected annual loss99.4 out of 100
Community resilience43 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Volcanic activity99.9Very High at its worst in this ZIP code
River flooding99.8Very High at its worst in this ZIP code
Earthquake98.7Very High at its worst in this ZIP code
Wildfire97.9Relatively High at its worst in this ZIP code
Lightning97.1Very High at its worst in this ZIP code
Coastal flooding61.8Very Low at its worst in this ZIP code
Hurricane56.3Relatively Low at its worst in this ZIP code
Tsunami39Very Low at its worst in this ZIP code
Landslide37.9Very Low at its worst in this ZIP code
Hail3.9Very Low at its worst in this ZIP code
Strong wind3.8Very Low at its worst in this ZIP code
Tornado1.6Very Low at its worst in this ZIP code
Compared with Hawaii and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPHawaiiUnited States
Median household income$74,633$98,317$78,538
Income per person$33,208$44,823$43,289
Poverty rate12.1%10%12.4%
Median home value$396,400$808,200$303,400
Median gross rent$1,268$1,938$1,348
Homeownership76.4%62.6%65%
Bachelor's degree or higher23%35.5%35%
Unemployment rate3%5%5.2%
Works from home10.7%8.8%13.5%
Born outside the US14.5%18.1%13.9%
Median age43.140.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationHILO 5 S, HI US11.3 km away
Rain in a year151 in

Average high and low by month

January75.3°F / 60.7°F10.13 in rain
February75.9°F / 60.7°F12.86 in rain
March75.3°F / 61.7°F15.36 in rain
April76.2°F / 62.4°F12.58 in rain
May77.2°F / 63.9°F9.56 in rain
June78.6°F / 65°F9.12 in rain
July79.1°F / 66°F11.98 in rain
August80.2°F / 66.8°F12.82 in rain
September80.3°F / 66°F11.15 in rain
October79.3°F / 65.4°F13.26 in rain
November77.1°F / 64.2°F17.78 in rain
December75.5°F / 62.4°F14.6 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket86% of this ZIP code's area
Far from a supermarket86% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Hawaii Department of Education100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability61more vulnerable than 61% of US census tracts
Socioeconomic status49more vulnerable than 49% of US census tracts
Household characteristics80more vulnerable than 80% of US census tracts
Racial and ethnic minority status86more vulnerable than 86% of US census tracts
Housing type and transport40more vulnerable than 40% of US census tracts
Walkability5.5 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

96760 Kurtistown, HI5 km away
96771 Mountain View, HI10.7 km away
96778 Pahoa, HI11.5 km away
96720 Hilo, HI16.5 km away
96721 Hilo, HI18.7 km away
96785 Volcano, HI24.7 km away
96781 Papaikou, HI25.1 km away
96783 Pepeekeo, HI30.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Hawaii County100% of this ZIP code's land area
Time zoneHawaii-Aleutian (UTC-10:00 standard)
Daylight saving timeNot observed — clocks stay on standard time all year
Land area59.77 sq mi
Water area3.84 sq mi
Population density325 people per sq mi
Latitude, longitude19.5893, -154.9926

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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