95978 ZIP Code
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ZIP code 95978 covers Stirling City, California, with a median household income of $56,250.
- Median household income
- $56,25042% below the California median
- Poverty rate
- 15.1%2.7 points above the US average
- Typical home value
- $157,329down 12.3% in five years
- Degree or higher
- 7.1%27.9 points below the US average
- Homeownership
- 60%5 points below the US average
- Time zone
- Pacific UTC-08:00observes daylight saving time
Where 95978 is
Stirling City, California — the point the Postal Service gives for this ZIP code. A ZIP code is a set of delivery routes rather than an area, so this marks its centre, not its boundary.
People and households
American Community Survey 2019–2023 five-year estimates
| Family households | 80% |
|---|---|
| Born outside the US | 10.2% |
| Speaks a language other than English at home | 14.3% |
| White (non-Hispanic) | 89.8% |
| Black (non-Hispanic) | 0% |
| Asian (non-Hispanic) | 0% |
| Hispanic or Latino | 10.2% |
| Veterans | 0% |
Income and poverty
American Community Survey 2019–2023 five-year estimates
| Median household income | $56,250 |
|---|---|
| Income per person | $16,129 |
| Poverty rate | 15.1% |
| Households on SNAP or cash assistance | 100% |
Household income distribution
| Under $10k | |
|---|---|
| $10–15k | |
| $15–20k | |
| $20–25k | |
| $25–30k | |
| $30–35k | |
| $35–40k | |
| $40–45k | |
| $45–50k | |
| $50–60k | |
| $60–75k | |
| $75–100k | |
| $100–125k | |
| $125–150k | |
| $150–200k | |
| $200k or more |
Housing
American Community Survey 2019–2023 five-year estimates
| Owner-occupied | 60% |
|---|---|
| Vacant homes | 0% |
| Median year built | 1946 |
What the homes are
| Detached house |
|---|
Home values and rents today
Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.
| Typical home value | $157,329as of 2026-07 |
|---|---|
| Typical home value, 1 year | up 4.4% |
| Typical home value, 5 years | down 12.3% |
| Typical home value, 10 years | up 82.7% |
$49,417 in 2011 to $157,329 in 2026.
Work, commuting and education
American Community Survey 2019–2023 five-year estimates
| Unemployment rate | 81.5% |
|---|---|
| Bachelor's degree or higher | 7.1% |
| High school diploma or higher | 88.6% |
Health
CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.
| Obesity | 33.5% same as the national average of 33.4% |
|---|---|
| Diagnosed diabetes | 16.1% 4.1 pts above the national average of 12% |
| Currently smokes | 19% 5.8 pts above the national average of 13.2% |
| High blood pressure | 44.6% 10.5 pts above the national average of 34.1% |
| Fair or poor general health | 28.6% 8.3 pts above the national average of 20.3% |
| No health insurance (18–64) | 8.1% 3.2 pts below the national average of 11.3% |
| Depression | 24% 2.1 pts above the national average of 21.9% |
| No leisure-time physical activity | 27.8% 2.4 pts above the national average of 25.4% |
| Arthritis | 31.6% 6.5 pts above the national average of 25.1% |
| Binge drinking | 15.6% same as the national average of 16% |
| Taking blood pressure medication | 76.4% 1.7 pts above the national average of 74.7% |
| Cancer (non-skin) | 10.6% 2.9 pts above the national average of 7.7% |
| Current asthma | 10.5% same as the national average of 10.4% |
| Coronary heart disease | 11.7% 5.5 pts above the national average of 6.2% |
| Routine check-up in past year | 74.8% 1.9 pts below the national average of 76.7% |
| Cholesterol screening | 86% same as the national average of 85.9% |
| Cognitive disability | 17.8% 3 pts above the national average of 14.8% |
| Colorectal screening | 66.7% 2.4 pts above the national average of 64.3% |
| COPD | 11.1% 4.5 pts above the national average of 6.6% |
| Visited a dentist | 56.6% 4.7 pts below the national average of 61.3% |
| Any disability | 40.2% 9.5 pts above the national average of 30.7% |
| Lacks emotional support | 26.5% 1.7 pts above the national average of 24.8% |
| Food insecurity | 18.7% 1.6 pts above the national average of 17.1% |
| Received food stamps | 21.1% 6.8 pts above the national average of 14.3% |
| Hearing disability | 11.5% 4.8 pts above the national average of 6.7% |
| High cholesterol | 41% 4.8 pts above the national average of 36.2% |
| Housing insecurity | 14.2% same as the national average of 13.8% |
| Independent living disability | 11.3% 2.9 pts above the national average of 8.4% |
| Lacks transport | 10.7% 1.5 pts above the national average of 9.2% |
| Loneliness | 32.9% 1.5 pts below the national average of 34.4% |
| Mammography use | 67.4% 8.5 pts below the national average of 75.9% |
| Poor mental health (14+ days) | 18.7% 1.9 pts above the national average of 16.8% |
| Mobility disability | 21.2% 7.2 pts above the national average of 14% |
| Poor physical health (14+ days) | 18.4% 4.9 pts above the national average of 13.5% |
| Self-care disability | 6.4% 2.4 pts above the national average of 4% |
| Utility shut-off threat | 9.1% same as the national average of 8.8% |
| Sleeps under 7 hours | 34.8% 1.6 pts below the national average of 36.4% |
| Stroke | 5.7% 2.3 pts above the national average of 3.4% |
| All natural teeth lost | 16% 3 pts above the national average of 13% |
| Vision disability | 7.6% 2 pts above the national average of 5.6% |
Natural hazard risk
FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.
| Overall risk | Higher than 81.7% of US census tracts |
|---|---|
| FEMA rating | Relatively Moderate |
| Expected annual loss | 70.3 out of 100 |
| Community resilience | 48.3 out of 100 |
By hazard
Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.
| Wildfire | 99.4Very High at its worst in this ZIP code |
|---|---|
| Landslide | 98.9Relatively Moderate at its worst in this ZIP code |
| Volcanic activity | 83.9Very Low at its worst in this ZIP code |
| Earthquake | 81.8Relatively Moderate at its worst in this ZIP code |
| Winter weather | 60.9Relatively Moderate at its worst in this ZIP code |
| River flooding | 54.8Relatively Moderate at its worst in this ZIP code |
| Lightning | 41.8Relatively Low at its worst in this ZIP code |
| Heat wave | 38.9Relatively Low at its worst in this ZIP code |
| Hail | 32.3Very Low at its worst in this ZIP code |
| Avalanche | 15.4Very Low at its worst in this ZIP code |
| Tornado | 13.6Very Low at its worst in this ZIP code |
| Strong wind | 10.2Very Low at its worst in this ZIP code |
Compared with California and the United States
State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates
| This ZIP | California | United States | |
|---|---|---|---|
| Median household income | $56,250 | $96,334 | $78,538 |
| Income per person | $16,129 | $47,977 | $43,289 |
| Poverty rate | 15.1% | 12% | 12.4% |
| Median home value | — | $695,400 | $303,400 |
| Median gross rent | — | $1,956 | $1,348 |
| Homeownership | 60% | 55.8% | 65% |
| Bachelor's degree or higher | 7.1% | 36.5% | 35% |
| Unemployment rate | 81.5% | 6.4% | 5.2% |
| Works from home | — | 15.5% | 13.5% |
| Born outside the US | 10.2% | 26.7% | 13.9% |
| Median age | — | 37.6 | 38.7 |
Climate
NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.
| Weather station | DE SABLA, CA US8.2 km away |
|---|---|
| Rain in a year | 66 in |
| Snow in a year | 0 in |
Average high and low by month
| January | 53.1°F / 35°F11.88 in rain |
|---|---|
| February | 55.3°F / 34.9°F11.75 in rain |
| March | 59.8°F / 37.2°F9.62 in rain |
| April | 65.5°F / 40.1°F5.22 in rain, 0.2 in snow |
| May | 73.9°F / 46.6°F3.1 in rain |
| June | 83.6°F / 52.6°F1.01 in rain |
| July | 91.3°F / 58°F0.03 in rain |
| August | 90.5°F / 56.9°F0.14 in rain |
| September | 85.6°F / 53.2°F0.41 in rain |
| October | 73.7°F / 46.2°F3.44 in rain |
| November | 59°F / 38.2°F6.41 in rain |
| December | 51.4°F / 34.1°F12.97 in rain |
Access to food
USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.
| Low income and far from a supermarket | None of this ZIP code |
|---|---|
| Far from a supermarket | None of this ZIP code |
| No vehicle and far from a supermarket | None of this ZIP code |
School districts
NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.
| Paradise Unified School District | 100% of this ZIP code's land area |
|---|
Community and walkability
CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.
| Overall social vulnerability | 83more vulnerable than 83% of US census tracts |
|---|---|
| Socioeconomic status | 79more vulnerable than 79% of US census tracts |
| Household characteristics | 71more vulnerable than 71% of US census tracts |
| Racial and ethnic minority status | 49more vulnerable than 49% of US census tracts |
| Housing type and transport | 87more vulnerable than 87% of US census tracts |
| Walkability | 4.1 out of 20Least walkable |
Nearby ZIP codes
The closest ZIP codes by centre point, which is not the same as sharing a border.
| 95954 Magalia, CA | 4.9 km away |
|---|---|
| 95942 Forest Ranch, CA | 12.8 km away |
| 95980 Storrie, CA | 17.5 km away |
| 95969 Paradise, CA | 18.3 km away |
| 95967 Paradise, CA | 24 km away |
| 95915 Belden, CA | 26.1 km away |
| 95916 Berry Creek, CA | 28.9 km away |
| 95973 Chico, CA | 31.3 km away |
Location, counties and time zone
County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.
| Butte County | 100% of this ZIP code's land area |
|---|---|
| Time zone | Pacific (UTC-08:00 standard) |
| Daylight saving time | Observed |
| Land area | 0.04 sq mi |
| Latitude, longitude | 39.9077, -121.5269 |
Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.