Postal Codes

95501 ZIP Code

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ZIP code 95501 covers Eureka, California, with a population of about 22,972 and a median household income of $55,076.

Population
22,9723,131 per square mile
Median age
39.50.8 points above the US average
Median household income
$55,07643% below the California median
Poverty rate
20.1%7.7 points above the US average
Typical home value
$388,412down 6.2% in five years
Median rent
$1,15141% below the California median
Degree or higher
33.6%1.4 points below the US average
Homeownership
42.2%22.8 points below the US average
Time zone
Pacific UTC-08:00observes daylight saving time
Businesses
1,002

Where 95501 is

Eureka, California — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population22,972
Median age39.5
Family households45.7%
Born outside the US7.6%
Speaks a language other than English at home14.5%
White (non-Hispanic)66.7%
Black (non-Hispanic)2.3%
Asian (non-Hispanic)5.5%
Hispanic or Latino14.4%
Veterans7.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$55,076
Income per person$35,558
Poverty rate20.1%
Households on SNAP or cash assistance24.8%

Household income distribution

Under $10k8.2%
$10–15k6.2%
$15–20k3.9%
$20–25k5.2%
$25–30k2.7%
$30–35k6.2%
$35–40k7.6%
$40–45k3.3%
$45–50k2.9%
$50–60k8.0%
$60–75k8.5%
$75–100k9.4%
$100–125k6.6%
$125–150k7.0%
$150–200k7.2%
$200k or more7.1%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed9,470
Mean adjusted gross income$55,994
Returns declaring $200,000 or more2.5%
Returns, under $25k30.4%
Returns, $25k–$50k30.9%
Returns, $50k–$75k16.3%
Returns, $75k–$100k8.8%
Returns, $100k–$200k11.1%
Returns, $200k or more2.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$389,900
Median gross rent$1,151
Rent as a share of household income38.7%
Owner-occupied42.2%
Vacant homes10.2%
Median year built1955

What the homes are

Detached house57.5%
Attached house6.1%
2 to 4 units14.6%
5 to 19 units15.2%
20 or more units5%
Mobile home1.4%
Boat, RV or van0.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$388,412as of 2026-07
Typical home value, 1 yeardown 3.3%
Typical home value, 5 yearsdown 6.2%
Typical home value, 10 yearsup 29.6%
Typical asking rent$1,428as of 2026-07
Typical asking rent, 1 yearup 0%
Typical home value since 2000
200120132026$462,625$162,050

$162,050 in 2001 to $388,412 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate8.1%
Bachelor's degree or higher33.6%
High school diploma or higher90%
Works from home12%
Drives to work alone66.6%
Takes public transport0.8%
Commutes 45 minutes or more5.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity33% same as the national average of 33.4%
Diagnosed diabetes11.6% same as the national average of 12%
Currently smokes16.1% 2.9 pts above the national average of 13.2%
High blood pressure32.7% 1.4 pts below the national average of 34.1%
Fair or poor general health24.2% 3.9 pts above the national average of 20.3%
No health insurance (18–64)8.7% 2.6 pts below the national average of 11.3%
Depression26.7% 4.8 pts above the national average of 21.9%
No leisure-time physical activity25.4% same as the national average of 25.4%
Arthritis25.2% same as the national average of 25.1%
Binge drinking17.1% 1.1 pts above the national average of 16%
Taking blood pressure medication71.1% 3.6 pts below the national average of 74.7%
Cancer (non-skin)7.8% same as the national average of 7.7%
Current asthma11.2% 0.8 pts above the national average of 10.4%
Coronary heart disease6.9% 0.7 pts above the national average of 6.2%
Routine check-up in past year70.8% 5.9 pts below the national average of 76.7%
Cholesterol screening82.8% 3.1 pts below the national average of 85.9%
Cognitive disability17.9% 3.1 pts above the national average of 14.8%
Colorectal screening60.7% 3.6 pts below the national average of 64.3%
COPD8% 1.4 pts above the national average of 6.6%
Visited a dentist57.7% 3.6 pts below the national average of 61.3%
Any disability34.8% 4.1 pts above the national average of 30.7%
Lacks emotional support26.2% 1.4 pts above the national average of 24.8%
Food insecurity20.1% 3 pts above the national average of 17.1%
Received food stamps21.8% 7.5 pts above the national average of 14.3%
Hearing disability7.3% 0.6 pts above the national average of 6.7%
High cholesterol34.8% 1.4 pts below the national average of 36.2%
Housing insecurity15.8% 2 pts above the national average of 13.8%
Independent living disability10.7% 2.3 pts above the national average of 8.4%
Lacks transport11.2% 2 pts above the national average of 9.2%
Loneliness34.6% same as the national average of 34.4%
Mammography use73.3% 2.6 pts below the national average of 75.9%
Poor mental health (14+ days)20.7% 3.9 pts above the national average of 16.8%
Mobility disability16% 2 pts above the national average of 14%
Poor physical health (14+ days)15.6% 2.1 pts above the national average of 13.5%
Self-care disability4.8% 0.8 pts above the national average of 4%
Utility shut-off threat9.8% 1 pts above the national average of 8.8%
Sleeps under 7 hours35.5% 0.9 pts below the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost15.3% 2.3 pts above the national average of 13%
Vision disability6.4% 0.8 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,002
People employed13,061
Annual payroll$663,603,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 98.2% of US census tracts
FEMA ratingRelatively High to Very High across the 6 census tracts this ZIP code covers
Expected annual loss97.7 out of 100
Community resilience42.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Earthquake99.5Very High at its worst in this ZIP code
Tsunami83Relatively High at its worst in this ZIP code
Coastal flooding79.4Very High at its worst in this ZIP code
River flooding70.7Relatively High at its worst in this ZIP code
Wildfire59.8Relatively Low at its worst in this ZIP code
Landslide46.7Very Low at its worst in this ZIP code
Hail27.9Very Low at its worst in this ZIP code
Lightning22.4Relatively Low at its worst in this ZIP code
Winter weather17Very Low at its worst in this ZIP code
Strong wind8.4Very Low at its worst in this ZIP code
Heat wave5Very Low at its worst in this ZIP code
Tornado4Very Low at its worst in this ZIP code
Compared with California and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPCaliforniaUnited States
Median household income$55,076$96,334$78,538
Income per person$35,558$47,977$43,289
Poverty rate20.1%12%12.4%
Median home value$389,900$695,400$303,400
Median gross rent$1,151$1,956$1,348
Homeownership42.2%55.8%65%
Bachelor's degree or higher33.6%36.5%35%
Unemployment rate8.1%6.4%5.2%
Works from home12%15.5%13.5%
Born outside the US7.6%26.7%13.9%
Median age39.537.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationEUREKA WFO WOODLEY ISLAND, CA US1.8 km away
Rain in a year40 in

Average high and low by month

January55.1°F / 40.8°F6.67 in rain
February55.4°F / 41.3°F5.64 in rain
March56.1°F / 42.4°F5.75 in rain
April57.4°F / 44.2°F3.64 in rain
May59.6°F / 47.7°F1.66 in rain
June61.9°F / 50.1°F0.7 in rain
July63.1°F / 52.4°F0.18 in rain
August64°F / 53°F0.18 in rain
September63.9°F / 50.5°F0.68 in rain
October61.9°F / 46.8°F2.31 in rain
November57.8°F / 43.2°F4.89 in rain
December54.7°F / 40°F8.1 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket45% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 5 school districts, so the address decides which one, not the ZIP code.

Eureka City Unified School District88.3% of this ZIP code's land area
Freshwater Elementary School District4.4% of this ZIP code's land area
Eureka City Unified School District (7-12)4.4% of this ZIP code's land area
Northern Humboldt Union High School District1.5% of this ZIP code's land area
Jacoby Creek Elementary School District1.5% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability81more vulnerable than 81% of US census tracts
Socioeconomic status79more vulnerable than 79% of US census tracts
Household characteristics69more vulnerable than 69% of US census tracts
Racial and ethnic minority status46more vulnerable than 46% of US census tracts
Housing type and transport80more vulnerable than 80% of US census tracts
Walkability14.8 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

95502 Eureka, CA1.4 km away
95534 Cutten, CA1.4 km away
95564 Samoa, CA3.2 km away
95503 Eureka, CA3.9 km away
95537 Fields Landing, CA9 km away
95524 Bayside, CA9.3 km away
95518 Arcata, CA10.3 km away
95521 Arcata, CA11.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Humboldt County100% of this ZIP code's land area
Time zonePacific (UTC-08:00 standard)
Daylight saving timeObserved
Land area7.34 sq mi
Water area4.4 sq mi
Population density3,131 people per sq mi
Latitude, longitude40.7938, -124.1573

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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