95435 ZIP Code
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ZIP code 95435 covers Finley, California.
- Median age
- 19.519.2 points below the US average
- Poverty rate
- 0%12.4 points below the US average
- Degree or higher
- 0%35 points below the US average
- Homeownership
- 0%65 points below the US average
- Time zone
- Pacific UTC-08:00observes daylight saving time
- Businesses
- 5
Where 95435 is
Finley, California — the point the Postal Service gives for this ZIP code. A ZIP code is a set of delivery routes rather than an area, so this marks its centre, not its boundary.
People and households
American Community Survey 2019–2023 five-year estimates
| Median age | 19.5 |
|---|---|
| Family households | 100% |
| Born outside the US | 0% |
| Speaks a language other than English at home | 0% |
| White (non-Hispanic) | 100% |
| Black (non-Hispanic) | 0% |
| Asian (non-Hispanic) | 0% |
| Hispanic or Latino | 0% |
| Veterans | 0% |
Income and poverty
American Community Survey 2019–2023 five-year estimates
| Income per person | $19,267 |
|---|---|
| Poverty rate | 0% |
| Households on SNAP or cash assistance | 0% |
Household income distribution
| Under $10k | |
|---|---|
| $10–15k | |
| $15–20k | |
| $20–25k | |
| $25–30k | |
| $30–35k | |
| $35–40k | |
| $40–45k | |
| $45–50k | |
| $50–60k | |
| $60–75k | |
| $75–100k | |
| $100–125k | |
| $125–150k | |
| $150–200k | |
| $200k or more |
Housing
American Community Survey 2019–2023 five-year estimates
| Owner-occupied | 0% |
|---|---|
| Vacant homes | 0% |
What the homes are
| Detached house |
|---|
Work, commuting and education
American Community Survey 2019–2023 five-year estimates
| Unemployment rate | 0% |
|---|---|
| Bachelor's degree or higher | 0% |
| High school diploma or higher | 100% |
| Works from home | 0% |
| Drives to work alone | 58.2% |
| Takes public transport | 0% |
| Commutes 45 minutes or more | 0% |
Business and employment
Census ZIP Code Business Patterns 2022
| Business establishments | 5 |
|---|---|
| People employed | 11 |
| Annual payroll | $311,000 |
Natural hazard risk
FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.
| Overall risk | Higher than 99.9% of US census tracts |
|---|---|
| FEMA rating | Very High |
| Expected annual loss | 99.8 out of 100 |
| Community resilience | 21.5 out of 100 |
By hazard
Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.
| River flooding | 99.9Very High at its worst in this ZIP code |
|---|---|
| Wildfire | 99.8Very High at its worst in this ZIP code |
| Drought | 99.5Relatively High at its worst in this ZIP code |
| Earthquake | 99.3Very High at its worst in this ZIP code |
| Volcanic activity | 99Relatively Moderate at its worst in this ZIP code |
| Landslide | 98.1Relatively Moderate at its worst in this ZIP code |
| Avalanche | 86.9Relatively Moderate at its worst in this ZIP code |
| Heat wave | 53.8Relatively Low at its worst in this ZIP code |
| Winter weather | 49.8Relatively Moderate at its worst in this ZIP code |
| Lightning | 34.1Relatively Low at its worst in this ZIP code |
| Hail | 18.5Very Low at its worst in this ZIP code |
| Tornado | 17.9Very Low at its worst in this ZIP code |
| Strong wind | 9.7Very Low at its worst in this ZIP code |
Compared with California and the United States
State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates
| This ZIP | California | United States | |
|---|---|---|---|
| Median household income | — | $96,334 | $78,538 |
| Income per person | $19,267 | $47,977 | $43,289 |
| Poverty rate | 0% | 12% | 12.4% |
| Median home value | — | $695,400 | $303,400 |
| Median gross rent | — | $1,956 | $1,348 |
| Homeownership | 0% | 55.8% | 65% |
| Bachelor's degree or higher | 0% | 36.5% | 35% |
| Unemployment rate | 0% | 6.4% | 5.2% |
| Works from home | 0% | 15.5% | 13.5% |
| Born outside the US | 0% | 26.7% | 13.9% |
| Median age | 19.5 | 37.6 | 38.7 |
Climate
NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.
| Weather station | CLOVERDALE, CA US26.9 km away |
|---|---|
| Rain in a year | 42 in |
Average high and low by month
| January | 59.8°F / 38.3°F8.11 in rain |
|---|---|
| February | 63.4°F / 40.2°F8.06 in rain |
| March | 68.1°F / 42.4°F5.69 in rain |
| April | 73.8°F / 44.9°F2.53 in rain |
| May | 81.5°F / 49.8°F1.51 in rain |
| June | 89.4°F / 54.4°F0.3 in rain |
| July | 94.4°F / 55.2°F0.01 in rain |
| August | 93.1°F / 54.8°F0.05 in rain |
| September | 89.8°F / 53.6°F0.13 in rain |
| October | 80.6°F / 48.9°F1.84 in rain |
| November | 66.8°F / 42.3°F4.69 in rain |
| December | 58.7°F / 37.7°F8.81 in rain |
Access to food
USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.
| Low income and far from a supermarket | None of this ZIP code |
|---|---|
| Far from a supermarket | None of this ZIP code |
| No vehicle and far from a supermarket | 100% of this ZIP code's area |
School districts
NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.
| Kelseyville Unified School District | 100% of this ZIP code's land area |
|---|
Community and walkability
CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.
| Overall social vulnerability | 90more vulnerable than 90% of US census tracts |
|---|---|
| Socioeconomic status | 93more vulnerable than 93% of US census tracts |
| Household characteristics | 87more vulnerable than 87% of US census tracts |
| Racial and ethnic minority status | 66more vulnerable than 66% of US census tracts |
| Housing type and transport | 71more vulnerable than 71% of US census tracts |
| Walkability | 7.4 out of 20Below average |
Nearby ZIP codes
The closest ZIP codes by centre point, which is not the same as sharing a border.
| 95453 Lakeport, CA | 6.9 km away |
|---|---|
| 95451 Kelseyville, CA | 10.9 km away |
| 95458 Lucerne, CA | 11.4 km away |
| 95443 Glenhaven, CA | 12.6 km away |
| 95464 Nice, CA | 13.4 km away |
| 95449 Hopland, CA | 18.4 km away |
| 95485 Upper Lake, CA | 19.9 km away |
| 95424 Clearlake Park, CA | 19.9 km away |
Location, counties and time zone
County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.
| Lake County | 100% of this ZIP code's land area |
|---|---|
| Time zone | Pacific (UTC-08:00 standard) |
| Daylight saving time | Observed |
| Land area | 0.01 sq mi |
| Latitude, longitude | 39.0043, -122.8755 |
Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.