Postal Codes

95365 ZIP Code

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ZIP code 95365 covers Planada, California, with a population of about 4,009 and a median household income of $40,718.

Population
4,0091,094 per square mile
Median age
34.24.5 points below the US average
Median household income
$40,71858% below the California median
Poverty rate
32.7%20.3 points above the US average
Typical home value
$296,019up 15% in five years
Median rent
$89354% below the California median
Degree or higher
3.9%31.1 points below the US average
Homeownership
49.4%15.6 points below the US average
Time zone
Pacific UTC-08:00observes daylight saving time
Businesses
24

Where 95365 is

Planada, California — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population4,009
Median age34.2
Family households74.6%
Born outside the US45.4%
Speaks a language other than English at home83.9%
White (non-Hispanic)2.5%
Black (non-Hispanic)0.6%
Asian (non-Hispanic)0%
Hispanic or Latino96.9%
Veterans0.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$40,718
Income per person$19,504
Poverty rate32.7%
Households on SNAP or cash assistance21.4%

Household income distribution

Under $10k12.9%
$10–15k5.3%
$15–20k6.5%
$20–25k2.6%
$25–30k2.8%
$30–35k6.5%
$35–40k12.2%
$40–45k4.5%
$45–50k4.1%
$50–60k2.9%
$60–75k3.5%
$75–100k13.4%
$100–125k8.2%
$125–150k4.8%
$150–200k9.8%
$200k or more0.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,840
Mean adjusted gross income$42,643
Returns declaring $200,000 or more0%
Returns, under $25k34.2%
Returns, $25k–$50k35.3%
Returns, $50k–$75k17.4%
Returns, $75k–$100k7.1%
Returns, $100k–$200k6.0%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$237,200
Median gross rent$893
Rent as a share of household income24.2%
Owner-occupied49.4%
Vacant homes6.7%
Median year built1990

What the homes are

Detached house82.5%
Attached house0.9%
2 to 4 units5.2%
5 to 19 units1.7%
20 or more units9.1%
Mobile home0.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$296,019as of 2026-07
Typical home value, 1 yeardown 1.2%
Typical home value, 5 yearsup 15%
Typical home value, 10 yearsup 131.3%
Typical home value since 2000
200120132026$300,696$64,219

$64,219 in 2001 to $296,019 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate8%
Bachelor's degree or higher3.9%
High school diploma or higher48%
Works from home0%
Drives to work alone75.3%
Takes public transport1.2%
Commutes 45 minutes or more18%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity37.3% 3.9 pts above the national average of 33.4%
Diagnosed diabetes15.7% 3.7 pts above the national average of 12%
Currently smokes14.7% 1.5 pts above the national average of 13.2%
High blood pressure31.9% 2.2 pts below the national average of 34.1%
Fair or poor general health37.2% 16.9 pts above the national average of 20.3%
No health insurance (18–64)27.5% 16.2 pts above the national average of 11.3%
Depression20.6% 1.3 pts below the national average of 21.9%
No leisure-time physical activity40.3% 14.9 pts above the national average of 25.4%
Arthritis19.8% 5.3 pts below the national average of 25.1%
Binge drinking15.3% 0.7 pts below the national average of 16%
Taking blood pressure medication67.4% 7.3 pts below the national average of 74.7%
Cancer (non-skin)4.2% 3.5 pts below the national average of 7.7%
Current asthma9.7% 0.7 pts below the national average of 10.4%
Coronary heart disease6.6% same as the national average of 6.2%
Routine check-up in past year67.4% 9.3 pts below the national average of 76.7%
Cholesterol screening78.8% 7.1 pts below the national average of 85.9%
Cognitive disability22.3% 7.5 pts above the national average of 14.8%
Colorectal screening44.6% 19.7 pts below the national average of 64.3%
COPD5.9% 0.7 pts below the national average of 6.6%
Visited a dentist43.5% 17.8 pts below the national average of 61.3%
Any disability41.4% 10.7 pts above the national average of 30.7%
Lacks emotional support32.7% 7.9 pts above the national average of 24.8%
Food insecurity38.8% 21.7 pts above the national average of 17.1%
Received food stamps33.6% 19.3 pts above the national average of 14.3%
Hearing disability7.2% 0.5 pts above the national average of 6.7%
High cholesterol35.9% same as the national average of 36.2%
Housing insecurity30.3% 16.5 pts above the national average of 13.8%
Independent living disability12.5% 4.1 pts above the national average of 8.4%
Lacks transport18.1% 8.9 pts above the national average of 9.2%
Loneliness41.2% 6.8 pts above the national average of 34.4%
Mammography use68.7% 7.2 pts below the national average of 75.9%
Poor mental health (14+ days)19.4% 2.6 pts above the national average of 16.8%
Mobility disability20.5% 6.5 pts above the national average of 14%
Poor physical health (14+ days)18.7% 5.2 pts above the national average of 13.5%
Self-care disability7% 3 pts above the national average of 4%
Utility shut-off threat15.1% 6.3 pts above the national average of 8.8%
Sleeps under 7 hours39.2% 2.8 pts above the national average of 36.4%
Stroke3.7% same as the national average of 3.4%
All natural teeth lost20% 7 pts above the national average of 13%
Vision disability11.6% 6 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments24
People employed180
Annual payroll$8,664,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 97.5% of US census tracts
FEMA ratingRelatively High
Expected annual loss94 out of 100
Community resilience3.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought99.8Very High at its worst in this ZIP code
Wildfire95.7Relatively Moderate at its worst in this ZIP code
Heat wave95Relatively High at its worst in this ZIP code
Earthquake90.4Relatively High at its worst in this ZIP code
River flooding87.6Relatively High at its worst in this ZIP code
Lightning79.1Relatively High at its worst in this ZIP code
Hail66Relatively Low at its worst in this ZIP code
Landslide55Very Low at its worst in this ZIP code
Tornado25.3Very Low at its worst in this ZIP code
Strong wind23.5Relatively Low at its worst in this ZIP code
Winter weather18Very Low at its worst in this ZIP code
Compared with California and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPCaliforniaUnited States
Median household income$40,718$96,334$78,538
Income per person$19,504$47,977$43,289
Poverty rate32.7%12%12.4%
Median home value$237,200$695,400$303,400
Median gross rent$893$1,956$1,348
Homeownership49.4%55.8%65%
Bachelor's degree or higher3.9%36.5%35%
Unemployment rate8%6.4%5.2%
Works from home0%15.5%13.5%
Born outside the US45.4%26.7%13.9%
Median age34.237.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMERCED MUNI AP, CA US17.2 km away
Rain in a year12 in

Average high and low by month

January55.6°F / 37°F2.37 in rain
February62°F / 39.1°F2.2 in rain
March68.1°F / 42.3°F1.82 in rain
April74°F / 45.4°F1.12 in rain
May82.7°F / 52.1°F0.55 in rain
June90.7°F / 57.6°F0.12 in rain
July96.3°F / 61.7°F0 in rain
August95.1°F / 60.6°F0 in rain
September90.5°F / 56.5°F0.05 in rain
October79.6°F / 49°F0.64 in rain
November66.1°F / 40.8°F1.02 in rain
December56°F / 36°F1.91 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket100% of this ZIP code's area
Far from a supermarket100% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Le Grand Union High School District50% of this ZIP code's land area
Planada Elementary School District50% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability90more vulnerable than 90% of US census tracts
Socioeconomic status88more vulnerable than 88% of US census tracts
Household characteristics85more vulnerable than 85% of US census tracts
Racial and ethnic minority status94more vulnerable than 94% of US census tracts
Housing type and transport73more vulnerable than 73% of US census tracts
Walkability12.1 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

95333 Le Grand, CA6.5 km away
95340 Merced, CA13 km away
95343 Merced, CA14.4 km away
95344 Merced, CA14.4 km away
95348 Merced, CA17.3 km away
95341 Merced, CA18.6 km away
95325 Hornitos, CA20 km away
93610 Chowchilla, CA21.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Merced County100% of this ZIP code's land area
Time zonePacific (UTC-08:00 standard)
Daylight saving timeObserved
Land area3.67 sq mi
Population density1,094 people per sq mi
Latitude, longitude37.2908, -120.3185

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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