Postal Codes

95330 ZIP Code

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ZIP code 95330 covers Lathrop, California, with a population of about 33,015 and a median household income of $118,461.

Population
33,0151,534 per square mile
Median age
34.24.5 points below the US average
Median household income
$118,4611.2× the California median
Poverty rate
8.5%3.9 points below the US average
Typical home value
$633,149up 5% in five years
Median rent
$2,3411.2× the California median
Degree or higher
23.9%11.1 points below the US average
Homeownership
83.6%18.6 points above the US average
Time zone
Pacific UTC-08:00observes daylight saving time
Businesses
478

Where 95330 is

Lathrop, California — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population33,015
Median age34.2
Family households84.8%
Born outside the US30.9%
Speaks a language other than English at home46.2%
White (non-Hispanic)18.9%
Black (non-Hispanic)7.1%
Asian (non-Hispanic)32.2%
Hispanic or Latino35.3%
Veterans4.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$118,461
Income per person$36,563
Poverty rate8.5%
Households on SNAP or cash assistance13.1%

Household income distribution

Under $10k6.2%
$10–15k1.1%
$15–20k1.4%
$20–25k0.5%
$25–30k2.3%
$30–35k0.8%
$35–40k2.9%
$40–45k3.6%
$45–50k2.1%
$50–60k5.0%
$60–75k6.2%
$75–100k11.1%
$100–125k9.6%
$125–150k11.9%
$150–200k15.1%
$200k or more20.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed15,250
Mean adjusted gross income$94,844
Returns declaring $200,000 or more10.3%
Returns, under $25k21.4%
Returns, $25k–$50k20.2%
Returns, $50k–$75k14.8%
Returns, $75k–$100k10.2%
Returns, $100k–$200k23.1%
Returns, $200k or more10.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$605,100
Median gross rent$2,341
Rent as a share of household income30.4%
Owner-occupied83.6%
Vacant homes3.6%
Median year built2005

What the homes are

Detached house91.8%
Attached house2.8%
2 to 4 units1.2%
5 to 19 units1%
Mobile home3.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$633,149as of 2026-07
Typical home value, 1 yeardown 4.3%
Typical home value, 5 yearsup 5%
Typical home value, 10 yearsup 72%
Typical asking rent$3,067as of 2026-07
Typical asking rent, 1 yearup 1%
Typical home value since 2000
200020132026$711,839$182,030

$191,622 in 2000 to $633,149 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate9%
Bachelor's degree or higher23.9%
High school diploma or higher82.8%
Works from home9.9%
Drives to work alone71.3%
Takes public transport2.1%
Commutes 45 minutes or more38.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity28.7% 4.7 pts below the national average of 33.4%
Diagnosed diabetes11.6% same as the national average of 12%
Currently smokes11.9% 1.3 pts below the national average of 13.2%
High blood pressure27.9% 6.2 pts below the national average of 34.1%
Fair or poor general health22.5% 2.2 pts above the national average of 20.3%
No health insurance (18–64)11.7% same as the national average of 11.3%
Depression18.5% 3.4 pts below the national average of 21.9%
No leisure-time physical activity25.1% same as the national average of 25.4%
Arthritis17.5% 7.6 pts below the national average of 25.1%
Binge drinking14% 2 pts below the national average of 16%
Taking blood pressure medication68.8% 5.9 pts below the national average of 74.7%
Cancer (non-skin)4.4% 3.3 pts below the national average of 7.7%
Current asthma9.1% 1.3 pts below the national average of 10.4%
Coronary heart disease4.6% 1.6 pts below the national average of 6.2%
Routine check-up in past year70% 6.7 pts below the national average of 76.7%
Cholesterol screening83.7% 2.2 pts below the national average of 85.9%
Cognitive disability15% same as the national average of 14.8%
Colorectal screening52.2% 12.1 pts below the national average of 64.3%
COPD4.5% 2.1 pts below the national average of 6.6%
Visited a dentist58% 3.3 pts below the national average of 61.3%
Any disability30% 0.7 pts below the national average of 30.7%
Lacks emotional support31.1% 6.3 pts above the national average of 24.8%
Food insecurity20.5% 3.4 pts above the national average of 17.1%
Received food stamps16.5% 2.2 pts above the national average of 14.3%
Hearing disability4.9% 1.8 pts below the national average of 6.7%
High cholesterol32.5% 3.7 pts below the national average of 36.2%
Housing insecurity16.6% 2.8 pts above the national average of 13.8%
Independent living disability7.9% 0.5 pts below the national average of 8.4%
Lacks transport10.3% 1.1 pts above the national average of 9.2%
Loneliness36.7% 2.3 pts above the national average of 34.4%
Mammography use75% 0.9 pts below the national average of 75.9%
Poor mental health (14+ days)16.8% same as the national average of 16.8%
Mobility disability13% 1 pts below the national average of 14%
Poor physical health (14+ days)12.9% 0.6 pts below the national average of 13.5%
Self-care disability3.7% same as the national average of 4%
Utility shut-off threat8.2% 0.6 pts below the national average of 8.8%
Sleeps under 7 hours39.4% 3 pts above the national average of 36.4%
Stroke2.8% 0.6 pts below the national average of 3.4%
All natural teeth lost12.2% 0.8 pts below the national average of 13%
Vision disability5.8% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments478
People employed10,523
Annual payroll$630,997,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 91.2% of US census tracts
FEMA ratingVery Low to Very High across the 6 census tracts this ZIP code covers
Expected annual loss92.1 out of 100
Community resilience36.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Earthquake97.5Very High at its worst in this ZIP code
Drought93.7Relatively High at its worst in this ZIP code
River flooding86Very High at its worst in this ZIP code
Wildfire81.6Relatively Moderate at its worst in this ZIP code
Heat wave81Relatively High at its worst in this ZIP code
Volcanic activity80.6Very Low at its worst in this ZIP code
Lightning58.8Relatively Moderate at its worst in this ZIP code
Hail40.1Relatively Low at its worst in this ZIP code
Tornado33.6Relatively Low at its worst in this ZIP code
Landslide25.9Very Low at its worst in this ZIP code
Winter weather25.2Relatively Low at its worst in this ZIP code
Strong wind24.3Relatively Low at its worst in this ZIP code
Compared with California and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPCaliforniaUnited States
Median household income$118,461$96,334$78,538
Income per person$36,563$47,977$43,289
Poverty rate8.5%12%12.4%
Median home value$605,100$695,400$303,400
Median gross rent$2,341$1,956$1,348
Homeownership83.6%55.8%65%
Bachelor's degree or higher23.9%36.5%35%
Unemployment rate9%6.4%5.2%
Works from home9.9%15.5%13.5%
Born outside the US30.9%26.7%13.9%
Median age34.237.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSTOCKTON METRO AP, CA US9.1 km away
Rain in a year13 in

Average high and low by month

January57°F / 39.1°F2.67 in rain
February62.9°F / 41.3°F2.5 in rain
March68.5°F / 44.2°F1.91 in rain
April74.5°F / 47.4°F1.11 in rain
May82.8°F / 52.6°F0.57 in rain
June90.4°F / 57.6°F0.1 in rain
July95.4°F / 60.9°F0 in rain
August94.4°F / 60.3°F0.01 in rain
September90.4°F / 57.5°F0.08 in rain
October80.3°F / 50.6°F0.69 in rain
November66.6°F / 42.8°F1.4 in rain
December57.1°F / 38.4°F2.41 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket57% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Manteca Unified School District61.5% of this ZIP code's land area
Banta Unified School District38.5% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability53more vulnerable than 53% of US census tracts
Socioeconomic status62more vulnerable than 62% of US census tracts
Household characteristics46more vulnerable than 46% of US census tracts
Racial and ethnic minority status85more vulnerable than 85% of US census tracts
Housing type and transport28more vulnerable than 28% of US census tracts
Walkability5.8 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

95337 Manteca, CA6.2 km away
95336 Manteca, CA6.2 km away
95231 French Camp, CA6.3 km away
95214 Stockton, CA10.6 km away
95213 Stockton, CA10.8 km away
95206 Stockton, CA11.1 km away
95304 Tracy, CA14.9 km away
95203 Stockton, CA14.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

San Joaquin County100% of this ZIP code's land area
Time zonePacific (UTC-08:00 standard)
Daylight saving timeObserved
Land area21.53 sq mi
Water area1.28 sq mi
Population density1,534 people per sq mi
Latitude, longitude37.8209, -121.2827

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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