Postal Codes

95127 ZIP Code

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ZIP code 95127 covers San Jose, California, with a population of about 61,091 and a median household income of $120,548.

Population
61,0913,210 per square mile
Median age
39about the US average
Median household income
$120,5481.3× the California median
Poverty rate
8.8%3.6 points below the US average
Typical home value
$1,089,427up 9.7% in five years
Median rent
$2,5491.3× the California median
Degree or higher
26.6%8.4 points below the US average
Homeownership
65.7%0.7 points above the US average
Time zone
Pacific UTC-08:00observes daylight saving time
Businesses
671

Where 95127 is

San Jose, California — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population61,091
Median age39
Family households81.1%
Born outside the US42.9%
Speaks a language other than English at home67.9%
White (non-Hispanic)12%
Black (non-Hispanic)1.5%
Asian (non-Hispanic)28.1%
Hispanic or Latino54.5%
Veterans2.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$120,548
Income per person$43,170
Poverty rate8.8%
Households on SNAP or cash assistance12.4%

Household income distribution

Under $10k2.1%
$10–15k1.9%
$15–20k1.9%
$20–25k2.3%
$25–30k2.9%
$30–35k0.8%
$35–40k1.4%
$40–45k2.6%
$45–50k2.5%
$50–60k4.5%
$60–75k6.3%
$75–100k11.8%
$100–125k11.2%
$125–150k8.1%
$150–200k13.5%
$200k or more26.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed29,580
Mean adjusted gross income$89,596
Returns declaring $200,000 or more8.2%
Returns, under $25k22.7%
Returns, $25k–$50k22.5%
Returns, $50k–$75k18.2%
Returns, $75k–$100k11.2%
Returns, $100k–$200k17.3%
Returns, $200k or more8.2%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$995,100
Median gross rent$2,549
Rent as a share of household income35.1%
Owner-occupied65.7%
Vacant homes6.1%
Median year built1964

What the homes are

Detached house76.8%
Attached house7.4%
2 to 4 units3%
5 to 19 units5.5%
20 or more units6.9%
Mobile home0.3%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$1,089,427as of 2026-07
Typical home value, 1 yeardown 2.9%
Typical home value, 5 yearsup 9.7%
Typical home value, 10 yearsup 70.4%
Typical asking rent$3,456as of 2026-07
Typical asking rent, 1 yearup 2.6%
Typical home value since 2000
200020132026$1,165,731$325,958

$333,675 in 2000 to $1,089,427 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.9%
Bachelor's degree or higher26.6%
High school diploma or higher73.5%
Works from home11%
Drives to work alone71%
Takes public transport2.3%
Commutes 45 minutes or more17.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity27% 6.4 pts below the national average of 33.4%
Diagnosed diabetes13% 1 pts above the national average of 12%
Currently smokes11% 2.2 pts below the national average of 13.2%
High blood pressure28.7% 5.4 pts below the national average of 34.1%
Fair or poor general health23.9% 3.6 pts above the national average of 20.3%
No health insurance (18–64)14.7% 3.4 pts above the national average of 11.3%
Depression18.5% 3.4 pts below the national average of 21.9%
No leisure-time physical activity30.4% 5 pts above the national average of 25.4%
Arthritis17.2% 7.9 pts below the national average of 25.1%
Binge drinking13% 3 pts below the national average of 16%
Taking blood pressure medication69.6% 5.1 pts below the national average of 74.7%
Cancer (non-skin)4.8% 2.9 pts below the national average of 7.7%
Current asthma8.4% 2 pts below the national average of 10.4%
Coronary heart disease5.1% 1.1 pts below the national average of 6.2%
Routine check-up in past year68.8% 7.9 pts below the national average of 76.7%
Cholesterol screening83.5% 2.4 pts below the national average of 85.9%
Cognitive disability14.7% same as the national average of 14.8%
Colorectal screening55.6% 8.7 pts below the national average of 64.3%
COPD4.3% 2.3 pts below the national average of 6.6%
Visited a dentist59.1% 2.2 pts below the national average of 61.3%
Any disability30.9% same as the national average of 30.7%
Lacks emotional support32.4% 7.6 pts above the national average of 24.8%
Food insecurity21% 3.9 pts above the national average of 17.1%
Received food stamps15.9% 1.6 pts above the national average of 14.3%
Hearing disability5.6% 1.1 pts below the national average of 6.7%
High cholesterol34.6% 1.6 pts below the national average of 36.2%
Housing insecurity17.2% 3.4 pts above the national average of 13.8%
Independent living disability7.7% 0.7 pts below the national average of 8.4%
Lacks transport10.2% 1 pts above the national average of 9.2%
Loneliness41.5% 7.1 pts above the national average of 34.4%
Mammography use75.9% same as the national average of 75.9%
Poor mental health (14+ days)16% 0.8 pts below the national average of 16.8%
Mobility disability13.6% same as the national average of 14%
Poor physical health (14+ days)13.2% same as the national average of 13.5%
Self-care disability3.8% same as the national average of 4%
Utility shut-off threat7.6% 1.2 pts below the national average of 8.8%
Sleeps under 7 hours33.9% 2.5 pts below the national average of 36.4%
Stroke2.9% 0.5 pts below the national average of 3.4%
All natural teeth lost9.9% 3.1 pts below the national average of 13%
Vision disability6.3% 0.7 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments671
People employed4,902
Annual payroll$225,083,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 90% of US census tracts
FEMA ratingRelatively Moderate to Very High across the 18 census tracts this ZIP code covers
Expected annual loss91.7 out of 100
Community resilience61.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Earthquake94.8Very High at its worst in this ZIP code
Landslide84.5Very High at its worst in this ZIP code
Wildfire75.9Relatively High at its worst in this ZIP code
River flooding69.8Relatively High at its worst in this ZIP code
Drought60.4Relatively High at its worst in this ZIP code
Heat wave55.1Relatively High at its worst in this ZIP code
Hail14.6Very Low at its worst in this ZIP code
Volcanic activity12.6Very Low at its worst in this ZIP code
Winter weather12.4Very Low at its worst in this ZIP code
Tornado9.1Very Low at its worst in this ZIP code
Avalanche7.2Very Low at its worst in this ZIP code
Lightning2.4Very Low at its worst in this ZIP code
Strong wind2.3Very Low at its worst in this ZIP code
Compared with California and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPCaliforniaUnited States
Median household income$120,548$96,334$78,538
Income per person$43,170$47,977$43,289
Poverty rate8.8%12%12.4%
Median home value$995,100$695,400$303,400
Median gross rent$2,549$1,956$1,348
Homeownership65.7%55.8%65%
Bachelor's degree or higher26.6%36.5%35%
Unemployment rate5.9%6.4%5.2%
Works from home11%15.5%13.5%
Born outside the US42.9%26.7%13.9%
Median age3937.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSAN JOSE, CA US7.6 km away
Rain in a year16 in

Average high and low by month

January59°F / 43.3°F2.97 in rain
February62.8°F / 45.4°F3.24 in rain
March66.4°F / 47.6°F2.64 in rain
April70°F / 49.8°F1.24 in rain
May74.9°F / 53.3°F0.54 in rain
June80.1°F / 57°F0.17 in rain
July82.2°F / 59.1°F0.01 in rain
August82.7°F / 59.8°F0.03 in rain
September81.4°F / 58.2°F0.07 in rain
October74.6°F / 53.8°F0.8 in rain
November65°F / 47.2°F1.36 in rain
December58.8°F / 42.8°F3.07 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket39% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

East Side Union High School District50% of this ZIP code's land area
Alum Rock Union Elementary School District39.4% of this ZIP code's land area
Mount Pleasant Elementary School District9.4% of this ZIP code's land area
Berryessa Union Elementary School District1.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability39more vulnerable than 39% of US census tracts
Socioeconomic status25more vulnerable than 25% of US census tracts
Household characteristics53more vulnerable than 53% of US census tracts
Racial and ethnic minority status76more vulnerable than 76% of US census tracts
Housing type and transport44more vulnerable than 44% of US census tracts
Walkability7 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

95156 San Jose, CA2.2 km away
95133 San Jose, CA3.1 km away
95116 San Jose, CA3.3 km away
95152 San Jose, CA4.3 km away
95122 San Jose, CA4.6 km away
95132 San Jose, CA5 km away
95148 San Jose, CA5 km away
95151 San Jose, CA5.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Santa Clara County100% of this ZIP code's land area
Time zonePacific (UTC-08:00 standard)
Daylight saving timeObserved
Land area19.03 sq mi
Water area0.04 sq mi
Population density3,210 people per sq mi
Latitude, longitude37.3692, -121.8208

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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