Postal Codes

95124 ZIP Code

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ZIP code 95124 covers San Jose, California, with a population of about 51,991 and a median household income of $188,433.

Population
51,9917,891 per square mile
Median age
39.81.1 points above the US average
Median household income
$188,4332.0× the California median
Poverty rate
4%8.4 points below the US average
Typical home value
$1,898,277up 30.7% in five years
Median rent
$2,9361.5× the California median
Degree or higher
60.9%25.9 points above the US average
Homeownership
72.1%7.1 points above the US average
Time zone
Pacific UTC-08:00observes daylight saving time
Businesses
1,026

Where 95124 is

San Jose, California — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population51,991
Median age39.8
Family households79.1%
Born outside the US29.4%
Speaks a language other than English at home38.5%
White (non-Hispanic)48.9%
Black (non-Hispanic)1.1%
Asian (non-Hispanic)25.7%
Hispanic or Latino16.6%
Veterans3.9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$188,433
Income per person$81,819
Poverty rate4%
Households on SNAP or cash assistance3.7%

Household income distribution

Under $10k1.7%
$10–15k1.0%
$15–20k0.9%
$20–25k0.9%
$25–30k1.7%
$30–35k1.5%
$35–40k1.2%
$40–45k1.6%
$45–50k1.8%
$50–60k3.7%
$60–75k5.5%
$75–100k6.8%
$100–125k7.0%
$125–150k6.1%
$150–200k11.3%
$200k or more47.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed22,320
Mean adjusted gross income$220,617
Returns declaring $200,000 or more34.1%
Returns, under $25k17.0%
Returns, $25k–$50k12.3%
Returns, $50k–$75k10.1%
Returns, $75k–$100k7.6%
Returns, $100k–$200k19.0%
Returns, $200k or more34.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$1,596,700
Median gross rent$2,936
Rent as a share of household income30.9%
Owner-occupied72.1%
Vacant homes3.4%
Median year built1964

What the homes are

Detached house79.7%
Attached house5.7%
2 to 4 units5.1%
5 to 19 units3.6%
20 or more units5.2%
Mobile home0.5%
Boat, RV or van0.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$1,898,277as of 2026-07
Typical home value, 1 yearup 2.5%
Typical home value, 5 yearsup 30.7%
Typical home value, 10 yearsup 98%
Typical asking rent$4,542as of 2026-07
Typical asking rent, 1 yearup 4.9%
Typical asking rent, 5 yearsup 25.8%
Typical home value since 2000
200020132026$1,898,277$412,504

$412,504 in 2000 to $1,898,277 in 2026.

Typical asking rent
201820222026$4,542$3,424

$3,424 in 2018 to $4,542 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.6%
Bachelor's degree or higher60.9%
High school diploma or higher95.3%
Works from home24.8%
Drives to work alone65%
Takes public transport1.2%
Commutes 45 minutes or more16.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity23.6% 9.8 pts below the national average of 33.4%
Diagnosed diabetes9.3% 2.7 pts below the national average of 12%
Currently smokes8.1% 5.1 pts below the national average of 13.2%
High blood pressure27.5% 6.6 pts below the national average of 34.1%
Fair or poor general health14.3% 6 pts below the national average of 20.3%
No health insurance (18–64)4.9% 6.4 pts below the national average of 11.3%
Depression20.2% 1.7 pts below the national average of 21.9%
No leisure-time physical activity18.8% 6.6 pts below the national average of 25.4%
Arthritis18.9% 6.2 pts below the national average of 25.1%
Binge drinking14.3% 1.7 pts below the national average of 16%
Taking blood pressure medication70.9% 3.8 pts below the national average of 74.7%
Cancer (non-skin)7.3% same as the national average of 7.7%
Current asthma8.8% 1.6 pts below the national average of 10.4%
Coronary heart disease4.4% 1.8 pts below the national average of 6.2%
Routine check-up in past year72.6% 4.1 pts below the national average of 76.7%
Cholesterol screening88.9% 3 pts above the national average of 85.9%
Cognitive disability10.1% 4.7 pts below the national average of 14.8%
Colorectal screening61.9% 2.4 pts below the national average of 64.3%
COPD3.7% 2.9 pts below the national average of 6.6%
Visited a dentist73.4% 12.1 pts above the national average of 61.3%
Any disability22.8% 7.9 pts below the national average of 30.7%
Lacks emotional support24.9% same as the national average of 24.8%
Food insecurity8.6% 8.5 pts below the national average of 17.1%
Received food stamps6.7% 7.6 pts below the national average of 14.3%
Hearing disability5% 1.7 pts below the national average of 6.7%
High cholesterol34.3% 1.9 pts below the national average of 36.2%
Housing insecurity8.2% 5.6 pts below the national average of 13.8%
Independent living disability5.3% 3.1 pts below the national average of 8.4%
Lacks transport5.3% 3.9 pts below the national average of 9.2%
Loneliness35.9% 1.5 pts above the national average of 34.4%
Mammography use78.9% 3 pts above the national average of 75.9%
Poor mental health (14+ days)14% 2.8 pts below the national average of 16.8%
Mobility disability9.6% 4.4 pts below the national average of 14%
Poor physical health (14+ days)10.1% 3.4 pts below the national average of 13.5%
Self-care disability2.4% 1.6 pts below the national average of 4%
Utility shut-off threat4.2% 4.6 pts below the national average of 8.8%
Sleeps under 7 hours29.9% 6.5 pts below the national average of 36.4%
Stroke2.4% 1 pts below the national average of 3.4%
All natural teeth lost5.1% 7.9 pts below the national average of 13%
Vision disability3.3% 2.3 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,026
People employed10,831
Annual payroll$1,336,167,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 89.3% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 16 census tracts this ZIP code covers
Expected annual loss94.8 out of 100
Community resilience61.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Earthquake96.1Very High at its worst in this ZIP code
River flooding88Very High at its worst in this ZIP code
Heat wave63.5Relatively Moderate at its worst in this ZIP code
Landslide45.9Relatively Moderate at its worst in this ZIP code
Wildfire21.2Relatively High at its worst in this ZIP code
Hail13.4Very Low at its worst in this ZIP code
Tornado11Very Low at its worst in this ZIP code
Lightning3.4Very Low at its worst in this ZIP code
Strong wind2.9Very Low at its worst in this ZIP code
Compared with California and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPCaliforniaUnited States
Median household income$188,433$96,334$78,538
Income per person$81,819$47,977$43,289
Poverty rate4%12%12.4%
Median home value$1,596,700$695,400$303,400
Median gross rent$2,936$1,956$1,348
Homeownership72.1%55.8%65%
Bachelor's degree or higher60.9%36.5%35%
Unemployment rate4.6%6.4%5.2%
Works from home24.8%15.5%13.5%
Born outside the US29.4%26.7%13.9%
Median age39.837.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationLOS GATOS, CA US4.2 km away
Rain in a year22 in

Average high and low by month

January58.5°F / 39.5°F5.03 in rain
February61.9°F / 41.3°F4.9 in rain
March66.3°F / 43.1°F3.43 in rain
April70.3°F / 45.1°F1.37 in rain
May75.5°F / 49.4°F0.53 in rain
June81.7°F / 52.5°F0.15 in rain
July84.9°F / 55.9°F0 in rain
August84.5°F / 55.8°F0.03 in rain
September82.7°F / 53.8°F0.05 in rain
October75.5°F / 48.9°F0.76 in rain
November64.6°F / 42.7°F1.97 in rain
December57.7°F / 39.5°F3.97 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket18% of this ZIP code's area
No vehicle and far from a supermarket13% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Campbell Union High School District47.9% of this ZIP code's land area
Union Elementary School District26.9% of this ZIP code's land area
Cambrian Elementary School District20.8% of this ZIP code's land area
San Jose Unified School District4.3% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability33more vulnerable than 33% of US census tracts
Socioeconomic status17more vulnerable than 17% of US census tracts
Household characteristics35more vulnerable than 35% of US census tracts
Racial and ethnic minority status66more vulnerable than 66% of US census tracts
Housing type and transport54more vulnerable than 54% of US census tracts
Walkability14.2 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

95154 San Jose, CA1.2 km away
95118 San Jose, CA2.9 km away
95032 Los Gatos, CA3.3 km away
95008 Campbell, CA3.8 km away
95158 San Jose, CA4 km away
95009 Campbell, CA4.1 km away
95125 San Jose, CA5.1 km away
95011 Campbell, CA5.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Santa Clara County100% of this ZIP code's land area
Time zonePacific (UTC-08:00 standard)
Daylight saving timeObserved
Land area6.59 sq mi
Population density7,891 people per sq mi
Latitude, longitude37.2563, -121.9229

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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