Postal Codes

94931 ZIP Code

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ZIP code 94931 covers Cotati, California, with a population of about 9,320 and a median household income of $103,105.

Population
9,3201,205 per square mile
Median age
39.81.1 points above the US average
Median household income
$103,1051.1× the California median
Poverty rate
7.6%4.8 points below the US average
Typical home value
$721,976up 5.4% in five years
Median rent
$1,7809% below the California median
Degree or higher
39%4 points above the US average
Homeownership
60.2%4.8 points below the US average
Time zone
Pacific UTC-08:00observes daylight saving time
Businesses
316

Where 94931 is

Cotati, California — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population9,320
Median age39.8
Family households51.7%
Born outside the US9.9%
Speaks a language other than English at home15.5%
White (non-Hispanic)69.8%
Black (non-Hispanic)1.3%
Asian (non-Hispanic)2.2%
Hispanic or Latino19.2%
Veterans6.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$103,105
Income per person$55,982
Poverty rate7.6%
Households on SNAP or cash assistance10.5%

Household income distribution

Under $10k1.9%
$10–15k6.1%
$15–20k0.6%
$20–25k2.0%
$25–30k1.3%
$30–35k1.1%
$35–40k1.1%
$40–45k3.0%
$45–50k5.6%
$50–60k7.2%
$60–75k7.4%
$75–100k11.5%
$100–125k10.8%
$125–150k9.7%
$150–200k13.6%
$200k or more17.1%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed4,780
Mean adjusted gross income$96,026
Returns declaring $200,000 or more9.4%
Returns, under $25k20.1%
Returns, $25k–$50k19.5%
Returns, $50k–$75k17.6%
Returns, $75k–$100k11.3%
Returns, $100k–$200k22.2%
Returns, $200k or more9.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$788,200
Median gross rent$1,780
Rent as a share of household income27.5%
Owner-occupied60.2%
Vacant homes2.9%
Median year built1983

What the homes are

Detached house62.4%
Attached house9.6%
2 to 4 units10.3%
5 to 19 units10.4%
20 or more units5.5%
Mobile home1.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$721,976as of 2026-07
Typical home value, 1 yeardown 1.2%
Typical home value, 5 yearsup 5.4%
Typical home value, 10 yearsup 42.8%
Typical asking rent$2,292as of 2026-07
Typical home value since 2000
200020132026$745,824$273,621

$273,621 in 2000 to $721,976 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.2%
Bachelor's degree or higher39%
High school diploma or higher96.8%
Works from home16.2%
Drives to work alone70.5%
Takes public transport3.4%
Commutes 45 minutes or more26%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity26.2% 7.2 pts below the national average of 33.4%
Diagnosed diabetes9.5% 2.5 pts below the national average of 12%
Currently smokes11% 2.2 pts below the national average of 13.2%
High blood pressure29% 5.1 pts below the national average of 34.1%
Fair or poor general health17.3% 3 pts below the national average of 20.3%
No health insurance (18–64)6.6% 4.7 pts below the national average of 11.3%
Depression24.9% 3 pts above the national average of 21.9%
No leisure-time physical activity19.2% 6.2 pts below the national average of 25.4%
Arthritis22.8% 2.3 pts below the national average of 25.1%
Binge drinking17.2% 1.2 pts above the national average of 16%
Taking blood pressure medication71% 3.7 pts below the national average of 74.7%
Cancer (non-skin)8.1% same as the national average of 7.7%
Current asthma10.4% same as the national average of 10.4%
Coronary heart disease5.4% 0.8 pts below the national average of 6.2%
Routine check-up in past year71.8% 4.9 pts below the national average of 76.7%
Cholesterol screening86.6% 0.7 pts above the national average of 85.9%
Cognitive disability13.6% 1.2 pts below the national average of 14.8%
Colorectal screening65% 0.7 pts above the national average of 64.3%
COPD5.5% 1.1 pts below the national average of 6.6%
Visited a dentist67.7% 6.4 pts above the national average of 61.3%
Any disability27.6% 3.1 pts below the national average of 30.7%
Lacks emotional support23.4% 1.4 pts below the national average of 24.8%
Food insecurity11.6% 5.5 pts below the national average of 17.1%
Received food stamps10.8% 3.5 pts below the national average of 14.3%
Hearing disability5.7% 1 pts below the national average of 6.7%
High cholesterol32.8% 3.4 pts below the national average of 36.2%
Housing insecurity10.7% 3.1 pts below the national average of 13.8%
Independent living disability7.5% 0.9 pts below the national average of 8.4%
Lacks transport7.2% 2 pts below the national average of 9.2%
Loneliness32.1% 2.3 pts below the national average of 34.4%
Mammography use77.6% 1.7 pts above the national average of 75.9%
Poor mental health (14+ days)17.1% same as the national average of 16.8%
Mobility disability12.5% 1.5 pts below the national average of 14%
Poor physical health (14+ days)12.7% 0.8 pts below the national average of 13.5%
Self-care disability3.3% 0.7 pts below the national average of 4%
Utility shut-off threat5.9% 2.9 pts below the national average of 8.8%
Sleeps under 7 hours34.1% 2.3 pts below the national average of 36.4%
Stroke2.9% 0.5 pts below the national average of 3.4%
All natural teeth lost7.8% 5.2 pts below the national average of 13%
Vision disability4.2% 1.4 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments316
People employed3,132
Annual payroll$182,714,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 89.9% of US census tracts
FEMA ratingRelatively Moderate to Very High across the 8 census tracts this ZIP code covers
Expected annual loss94.3 out of 100
Community resilience54.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Earthquake95.4Very High at its worst in this ZIP code
Wildfire95.3Relatively High at its worst in this ZIP code
River flooding93.2Very High at its worst in this ZIP code
Landslide81.4Relatively Moderate at its worst in this ZIP code
Volcanic activity58.2Very Low at its worst in this ZIP code
Drought52Relatively Moderate at its worst in this ZIP code
Heat wave33.1Relatively Low at its worst in this ZIP code
Lightning16.9Relatively Low at its worst in this ZIP code
Winter weather14.8Very Low at its worst in this ZIP code
Hail14Very Low at its worst in this ZIP code
Strong wind9.9Very Low at its worst in this ZIP code
Tornado3.9Very Low at its worst in this ZIP code
Compared with California and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPCaliforniaUnited States
Median household income$103,105$96,334$78,538
Income per person$55,982$47,977$43,289
Poverty rate7.6%12%12.4%
Median home value$788,200$695,400$303,400
Median gross rent$1,780$1,956$1,348
Homeownership60.2%55.8%65%
Bachelor's degree or higher39%36.5%35%
Unemployment rate3.2%6.4%5.2%
Works from home16.2%15.5%13.5%
Born outside the US9.9%26.7%13.9%
Median age39.837.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationPETALUMA AP, CA US11.4 km away
Rain in a year26 in

Average high and low by month

January57.6°F / 39°F4.77 in rain
February61.3°F / 40.4°F5.23 in rain
March64.5°F / 41.9°F3.32 in rain
April67.8°F / 43.8°F1.68 in rain
May71.9°F / 47.4°F0.93 in rain
June78.1°F / 50.4°F0.28 in rain
July80.8°F / 52.4°F0.01 in rain
August81.2°F / 52.8°F0.05 in rain
September81.6°F / 51.4°F0.09 in rain
October76.4°F / 47.6°F1.27 in rain
November65.5°F / 42.3°F2.74 in rain
December57.9°F / 38.4°F5.19 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket74% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Cotati-Rohnert Park Unified School District61.8% of this ZIP code's land area
Petaluma Joint Union High School District19.1% of this ZIP code's land area
Liberty Elementary School District16.1% of this ZIP code's land area
Petaluma City Elementary School District3% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability64more vulnerable than 64% of US census tracts
Socioeconomic status51more vulnerable than 51% of US census tracts
Household characteristics50more vulnerable than 50% of US census tracts
Racial and ethnic minority status53more vulnerable than 53% of US census tracts
Housing type and transport77more vulnerable than 77% of US census tracts
Walkability11.2 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

94926 Rohnert Park, CA1.6 km away
94927 Rohnert Park, CA1.6 km away
94928 Rohnert Park, CA2.5 km away
94951 Penngrove, CA5.1 km away
94999 Petaluma, CA7.7 km away
95407 Santa Rosa, CA9.6 km away
94952 Petaluma, CA9.8 km away
94954 Petaluma, CA11.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Sonoma County100% of this ZIP code's land area
Time zonePacific (UTC-08:00 standard)
Daylight saving timeObserved
Land area7.74 sq mi
Water area0.01 sq mi
Population density1,205 people per sq mi
Latitude, longitude38.3259, -122.7048

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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