Postal Codes

94124 ZIP Code

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ZIP code 94124 covers San Francisco, California, with a population of about 36,226 and a median household income of $82,928.

Population
36,2267,590 per square mile
Median age
38.5about the US average
Median household income
$82,92814% below the California median
Poverty rate
17%4.6 points above the US average
Typical home value
$930,768down 8.3% in five years
Median rent
$1,36830% below the California median
Degree or higher
26.7%8.3 points below the US average
Homeownership
50.4%14.6 points below the US average
Time zone
Pacific UTC-08:00observes daylight saving time
Businesses
1,305

Where 94124 is

San Francisco, California — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population36,226
Median age38.5
Family households72.4%
Born outside the US36.7%
Speaks a language other than English at home52.9%
White (non-Hispanic)7.5%
Black (non-Hispanic)25.4%
Asian (non-Hispanic)35.7%
Hispanic or Latino25.2%
Veterans2.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$82,928
Income per person$40,222
Poverty rate17%
Households on SNAP or cash assistance29.2%

Household income distribution

Under $10k7.7%
$10–15k4.4%
$15–20k5.7%
$20–25k3.1%
$25–30k3.5%
$30–35k3.2%
$35–40k1.2%
$40–45k3.7%
$45–50k2.0%
$50–60k5.3%
$60–75k7.4%
$75–100k8.5%
$100–125k6.7%
$125–150k5.9%
$150–200k12.3%
$200k or more19.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed17,960
Mean adjusted gross income$69,923
Returns declaring $200,000 or more5.5%
Returns, under $25k30.1%
Returns, $25k–$50k24.1%
Returns, $50k–$75k17.8%
Returns, $75k–$100k9.9%
Returns, $100k–$200k12.7%
Returns, $200k or more5.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$1,043,200
Median gross rent$1,368
Rent as a share of household income31.8%
Owner-occupied50.4%
Vacant homes6.8%
Median year built1966

What the homes are

Detached house35.5%
Attached house22.7%
2 to 4 units16.1%
5 to 19 units9.7%
20 or more units15.3%
Mobile home0.2%
Boat, RV or van0.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$930,768as of 2026-07
Typical home value, 1 yearup 5.1%
Typical home value, 5 yearsdown 8.3%
Typical home value, 10 yearsup 21.1%
Typical asking rent$4,013as of 2026-07
Typical home value since 2000
200020132026$1,045,619$292,394

$292,394 in 2000 to $930,768 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate10.4%
Bachelor's degree or higher26.7%
High school diploma or higher75.2%
Works from home11.7%
Drives to work alone47.7%
Takes public transport22%
Commutes 45 minutes or more19.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity23.1% 10.3 pts below the national average of 33.4%
Diagnosed diabetes14.5% 2.5 pts above the national average of 12%
Currently smokes14.7% 1.5 pts above the national average of 13.2%
High blood pressure32.2% 1.9 pts below the national average of 34.1%
Fair or poor general health27.5% 7.2 pts above the national average of 20.3%
No health insurance (18–64)12.1% 0.8 pts above the national average of 11.3%
Depression19.7% 2.2 pts below the national average of 21.9%
No leisure-time physical activity29.7% 4.3 pts above the national average of 25.4%
Arthritis19.3% 5.8 pts below the national average of 25.1%
Binge drinking15.7% same as the national average of 16%
Taking blood pressure medication72.4% 2.3 pts below the national average of 74.7%
Cancer (non-skin)4.3% 3.4 pts below the national average of 7.7%
Current asthma9.9% 0.5 pts below the national average of 10.4%
Coronary heart disease5.9% same as the national average of 6.2%
Routine check-up in past year72.1% 4.6 pts below the national average of 76.7%
Cholesterol screening83.1% 2.8 pts below the national average of 85.9%
Cognitive disability17.1% 2.3 pts above the national average of 14.8%
Colorectal screening55.2% 9.1 pts below the national average of 64.3%
COPD6% 0.6 pts below the national average of 6.6%
Visited a dentist54.1% 7.2 pts below the national average of 61.3%
Any disability33.7% 3 pts above the national average of 30.7%
Lacks emotional support35.7% 10.9 pts above the national average of 24.8%
Food insecurity28.1% 11 pts above the national average of 17.1%
Received food stamps26.1% 11.8 pts above the national average of 14.3%
Hearing disability5.5% 1.2 pts below the national average of 6.7%
High cholesterol35.5% 0.7 pts below the national average of 36.2%
Housing insecurity20.6% 6.8 pts above the national average of 13.8%
Independent living disability10.4% 2 pts above the national average of 8.4%
Lacks transport13.8% 4.6 pts above the national average of 9.2%
Loneliness43.4% 9 pts above the national average of 34.4%
Mammography use76.7% 0.8 pts above the national average of 75.9%
Poor mental health (14+ days)17.6% 0.8 pts above the national average of 16.8%
Mobility disability16.3% 2.3 pts above the national average of 14%
Poor physical health (14+ days)14.5% 1 pts above the national average of 13.5%
Self-care disability5.3% 1.3 pts above the national average of 4%
Utility shut-off threat11.9% 3.1 pts above the national average of 8.8%
Sleeps under 7 hours39.1% 2.7 pts above the national average of 36.4%
Stroke3.9% 0.5 pts above the national average of 3.4%
All natural teeth lost15.5% 2.5 pts above the national average of 13%
Vision disability7.8% 2.2 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,305
People employed20,932
Annual payroll$1,712,170,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 57.4% of US census tracts
FEMA ratingVery Low to Very High across the 12 census tracts this ZIP code covers
Expected annual loss57.2 out of 100
Community resilience99.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide91.8Relatively Moderate at its worst in this ZIP code
Earthquake91.5Very High at its worst in this ZIP code
Coastal flooding61.6Relatively Moderate at its worst in this ZIP code
River flooding44.7Relatively High at its worst in this ZIP code
Tsunami43.7Relatively Low at its worst in this ZIP code
Heat wave24.9Relatively Low at its worst in this ZIP code
Drought10.1Relatively Moderate at its worst in this ZIP code
Wildfire10.1Very Low at its worst in this ZIP code
Hail8.7Very Low at its worst in this ZIP code
Tornado8.2Very Low at its worst in this ZIP code
Strong wind4.4Very Low at its worst in this ZIP code
Lightning2.3Very Low at its worst in this ZIP code
Compared with California and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPCaliforniaUnited States
Median household income$82,928$96,334$78,538
Income per person$40,222$47,977$43,289
Poverty rate17%12%12.4%
Median home value$1,043,200$695,400$303,400
Median gross rent$1,368$1,956$1,348
Homeownership50.4%55.8%65%
Bachelor's degree or higher26.7%36.5%35%
Unemployment rate10.4%6.4%5.2%
Works from home11.7%15.5%13.5%
Born outside the US36.7%26.7%13.9%
Median age38.537.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSAN FRANCISCO DWTN, CA US5.6 km away
Rain in a year23 in

Average high and low by month

January57.8°F / 46.6°F4.4 in rain
February60.4°F / 47.9°F4.37 in rain
March62.1°F / 48.9°F3.15 in rain
April63°F / 49.7°F1.6 in rain
May64.1°F / 51.4°F0.7 in rain
June66.5°F / 53°F0.2 in rain
July66.3°F / 54.4°F0.01 in rain
August67.9°F / 55.5°F0.06 in rain
September70.2°F / 55.6°F0.1 in rain
October69.8°F / 54.4°F0.94 in rain
November63.7°F / 50.7°F2.6 in rain
December57.9°F / 47°F4.76 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket19% of this ZIP code's area
Far from a supermarket19% of this ZIP code's area
No vehicle and far from a supermarket12% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

San Francisco Unified School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability69more vulnerable than 69% of US census tracts
Socioeconomic status62more vulnerable than 62% of US census tracts
Household characteristics51more vulnerable than 51% of US census tracts
Racial and ethnic minority status91more vulnerable than 91% of US census tracts
Housing type and transport66more vulnerable than 66% of US census tracts
Walkability14.9 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

94134 San Francisco, CA2.3 km away
94110 San Francisco, CA3.2 km away
94107 San Francisco, CA3.5 km away
94158 San Francisco, CA4.3 km away
94131 San Francisco, CA4.6 km away
94112 San Francisco, CA4.8 km away
94114 San Francisco, CA5 km away
94103 San Francisco, CA5.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

San Francisco County100% of this ZIP code's land area
Time zonePacific (UTC-08:00 standard)
Daylight saving timeObserved
Land area4.77 sq mi
Water area1.3 sq mi
Population density7,590 people per sq mi
Latitude, longitude37.7309, -122.3886

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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