Postal Codes

93635 ZIP Code

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ZIP code 93635 covers Los Banos, California, with a population of about 49,232 and a median household income of $70,666.

Population
49,232126 per square mile
Median age
30.68.1 points below the US average
Median household income
$70,66627% below the California median
Poverty rate
16.1%3.7 points above the US average
Typical home value
$463,766up 9.1% in five years
Median rent
$1,50523% below the California median
Degree or higher
13.2%21.8 points below the US average
Homeownership
57.6%7.4 points below the US average
Time zone
Pacific UTC-08:00observes daylight saving time
Businesses
551

Where 93635 is

Los Banos, California — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population49,232
Median age30.6
Family households74.9%
Born outside the US27.6%
Speaks a language other than English at home52.3%
White (non-Hispanic)20.1%
Black (non-Hispanic)1.6%
Asian (non-Hispanic)2.4%
Hispanic or Latino72.6%
Veterans3.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$70,666
Income per person$25,912
Poverty rate16.1%
Households on SNAP or cash assistance15.9%

Household income distribution

Under $10k4.9%
$10–15k2.4%
$15–20k3.3%
$20–25k7.4%
$25–30k3.6%
$30–35k4.4%
$35–40k4.4%
$40–45k3.3%
$45–50k3.2%
$50–60k6.4%
$60–75k8.3%
$75–100k17.2%
$100–125k10.9%
$125–150k7.0%
$150–200k6.6%
$200k or more6.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed21,430
Mean adjusted gross income$61,192
Returns declaring $200,000 or more2.3%
Returns, under $25k29.2%
Returns, $25k–$50k26.0%
Returns, $50k–$75k17.0%
Returns, $75k–$100k11.1%
Returns, $100k–$200k14.4%
Returns, $200k or more2.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$423,900
Median gross rent$1,505
Rent as a share of household income32%
Owner-occupied57.6%
Vacant homes4.5%
Median year built1994

What the homes are

Detached house82.8%
Attached house2%
2 to 4 units4.8%
5 to 19 units4.5%
20 or more units1.5%
Mobile home4.2%
Boat, RV or van0.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$463,766as of 2026-07
Typical home value, 1 yeardown 2.2%
Typical home value, 5 yearsup 9.1%
Typical home value, 10 yearsup 75.1%
Typical asking rent$2,362as of 2026-07
Typical asking rent, 1 yearup 4.8%
Typical home value since 2000
200120132026$497,721$125,256

$200,863 in 2001 to $463,766 in 2026.

Typical asking rent
202220242026$2,362$1,897

$1,897 in 2022 to $2,362 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate8.9%
Bachelor's degree or higher13.2%
High school diploma or higher71%
Works from home6%
Drives to work alone74.9%
Takes public transport0.4%
Commutes 45 minutes or more51.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity34.5% 1.1 pts above the national average of 33.4%
Diagnosed diabetes13.1% 1.1 pts above the national average of 12%
Currently smokes13.7% 0.5 pts above the national average of 13.2%
High blood pressure30.8% 3.3 pts below the national average of 34.1%
Fair or poor general health29.7% 9.4 pts above the national average of 20.3%
No health insurance (18–64)19.7% 8.4 pts above the national average of 11.3%
Depression21.1% 0.8 pts below the national average of 21.9%
No leisure-time physical activity33.5% 8.1 pts above the national average of 25.4%
Arthritis20.1% 5 pts below the national average of 25.1%
Binge drinking16.2% same as the national average of 16%
Taking blood pressure medication68% 6.7 pts below the national average of 74.7%
Cancer (non-skin)5.1% 2.6 pts below the national average of 7.7%
Current asthma9.8% 0.6 pts below the national average of 10.4%
Coronary heart disease5.9% same as the national average of 6.2%
Routine check-up in past year68.8% 7.9 pts below the national average of 76.7%
Cholesterol screening81.2% 4.7 pts below the national average of 85.9%
Cognitive disability19.2% 4.4 pts above the national average of 14.8%
Colorectal screening51.2% 13.1 pts below the national average of 64.3%
COPD5.8% 0.8 pts below the national average of 6.6%
Visited a dentist53.6% 7.7 pts below the national average of 61.3%
Any disability35.9% 5.2 pts above the national average of 30.7%
Lacks emotional support30.8% 6 pts above the national average of 24.8%
Food insecurity28.9% 11.8 pts above the national average of 17.1%
Received food stamps24.7% 10.4 pts above the national average of 14.3%
Hearing disability6.4% same as the national average of 6.7%
High cholesterol35% 1.2 pts below the national average of 36.2%
Housing insecurity23.5% 9.7 pts above the national average of 13.8%
Independent living disability10.5% 2.1 pts above the national average of 8.4%
Lacks transport13.9% 4.7 pts above the national average of 9.2%
Loneliness39.7% 5.3 pts above the national average of 34.4%
Mammography use69.7% 6.2 pts below the national average of 75.9%
Poor mental health (14+ days)18.7% 1.9 pts above the national average of 16.8%
Mobility disability16.8% 2.8 pts above the national average of 14%
Poor physical health (14+ days)16.2% 2.7 pts above the national average of 13.5%
Self-care disability5.3% 1.3 pts above the national average of 4%
Utility shut-off threat11.6% 2.8 pts above the national average of 8.8%
Sleeps under 7 hours38.1% 1.7 pts above the national average of 36.4%
Stroke3.4% same as the national average of 3.4%
All natural teeth lost14.5% 1.5 pts above the national average of 13%
Vision disability8.3% 2.7 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments551
People employed6,164
Annual payroll$269,094,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 97.8% of US census tracts
FEMA ratingRelatively Low to Very High across the 11 census tracts this ZIP code covers
Expected annual loss97.2 out of 100
Community resilience3.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought99.6Very High at its worst in this ZIP code
Earthquake98.7Very High at its worst in this ZIP code
Heat wave96.1Very High at its worst in this ZIP code
Wildfire93.9Relatively High at its worst in this ZIP code
River flooding80.8Relatively High at its worst in this ZIP code
Hail70.4Relatively Moderate at its worst in this ZIP code
Landslide68.3Relatively Low at its worst in this ZIP code
Lightning37.7Relatively Moderate at its worst in this ZIP code
Winter weather28.1Relatively Low at its worst in this ZIP code
Tornado25Very Low at its worst in this ZIP code
Strong wind21.6Relatively Low at its worst in this ZIP code
Avalanche1Very Low at its worst in this ZIP code
Compared with California and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPCaliforniaUnited States
Median household income$70,666$96,334$78,538
Income per person$25,912$47,977$43,289
Poverty rate16.1%12%12.4%
Median home value$423,900$695,400$303,400
Median gross rent$1,505$1,956$1,348
Homeownership57.6%55.8%65%
Bachelor's degree or higher13.2%36.5%35%
Unemployment rate8.9%6.4%5.2%
Works from home6%15.5%13.5%
Born outside the US27.6%26.7%13.9%
Median age30.637.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationLOS BANOS, CA US1.3 km away
Rain in a year9 in

Average high and low by month

January55.6°F / 39.3°F2.07 in rain
February61.7°F / 42.5°F1.83 in rain
March67.7°F / 46.1°F1.34 in rain
April73.3°F / 49.4°F0.65 in rain
May81.2°F / 55.2°F0.46 in rain
June88.9°F / 60.4°F0.08 in rain
July94.6°F / 63.8°F0.02 in rain
August93.9°F / 62.8°F0.01 in rain
September89.6°F / 60.1°F0.05 in rain
October79.2°F / 52.7°F0.46 in rain
November65.5°F / 44.3°F0.85 in rain
December55.8°F / 38.4°F1.66 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket3% of this ZIP code's area
No vehicle and far from a supermarket96% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Los Banos Unified School District91.1% of this ZIP code's land area
Gustine Unified School District6.3% of this ZIP code's land area
Dos Palos-Oro Loma Joint Unified School District2.6% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability84more vulnerable than 84% of US census tracts
Socioeconomic status88more vulnerable than 88% of US census tracts
Household characteristics48more vulnerable than 48% of US census tracts
Racial and ethnic minority status82more vulnerable than 82% of US census tracts
Housing type and transport79more vulnerable than 79% of US census tracts
Walkability7.1 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

95322 Gustine, CA20.3 km away
93620 Dos Palos, CA20.7 km away
93665 South Dos Palos, CA20.9 km away
93661 Santa Rita Park, CA22.8 km away
95374 Stevinson, CA29.6 km away
95317 El Nido, CA30.4 km away
95360 Newman, CA34 km away
95341 Merced, CA35.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Merced County100% of this ZIP code's land area
Time zonePacific (UTC-08:00 standard)
Daylight saving timeObserved
Land area390.74 sq mi
Water area6.55 sq mi
Population density126 people per sq mi
Latitude, longitude37.0627, -120.8544

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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