Postal Codes

92651 ZIP Code

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ZIP code 92651 covers Laguna Beach, California, with a population of about 23,477 and a median household income of $143,569.

Population
23,4771,064 per square mile
Median age
52.814.1 points above the US average
Median household income
$143,5691.5× the California median
Poverty rate
5.7%6.7 points below the US average
Typical home value
$3,130,694up 35.2% in five years
Median rent
$2,8121.4× the California median
Degree or higher
67.5%32.5 points above the US average
Homeownership
65.2%about the US average
Time zone
Pacific UTC-08:00observes daylight saving time
Businesses
1,473

Where 92651 is

Laguna Beach, California — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population23,477
Median age52.8
Family households55.7%
Born outside the US10.6%
Speaks a language other than English at home13.9%
White (non-Hispanic)80.7%
Black (non-Hispanic)0.4%
Asian (non-Hispanic)3.6%
Hispanic or Latino9.2%
Veterans5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$143,569
Income per person$114,706
Poverty rate5.7%
Households on SNAP or cash assistance4.2%

Household income distribution

Under $10k3.6%
$10–15k1.3%
$15–20k1.2%
$20–25k1.8%
$25–30k1.6%
$30–35k2.1%
$35–40k0.7%
$40–45k2.1%
$45–50k1.9%
$50–60k2.8%
$60–75k7.6%
$75–100k10.8%
$100–125k8.1%
$125–150k6.3%
$150–200k10.7%
$200k or more37.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed11,910
Mean adjusted gross income$359,707
Returns declaring $200,000 or more31%
Returns, under $25k19.9%
Returns, $25k–$50k12.5%
Returns, $50k–$75k9.6%
Returns, $75k–$100k8.1%
Returns, $100k–$200k19.0%
Returns, $200k or more31.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$2,000,000+
Median gross rent$2,812
Rent as a share of household income35.4%
Owner-occupied65.2%
Vacant homes19.9%
Median year built1964

What the homes are

Detached house66.9%
Attached house7.2%
2 to 4 units11.4%
5 to 19 units7.5%
20 or more units5.4%
Mobile home1.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$3,130,694as of 2026-07
Typical home value, 1 yearup 6%
Typical home value, 5 yearsup 35.2%
Typical home value, 10 yearsup 86.3%
Typical asking rent$5,065as of 2026-07
Typical asking rent, 1 yearup 1.2%
Typical asking rent, 5 yearsup 34.3%
Typical asking rent, 10 yearsup 87.8%
Typical home value since 2000
200020132026$3,130,694$720,993

$720,993 in 2000 to $3,130,694 in 2026.

Typical asking rent
201520202026$5,065$2,594

$2,594 in 2015 to $5,065 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.3%
Bachelor's degree or higher67.5%
High school diploma or higher97.5%
Works from home33%
Drives to work alone56.7%
Takes public transport0.8%
Commutes 45 minutes or more15.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity23.1% 10.3 pts below the national average of 33.4%
Diagnosed diabetes10% 2 pts below the national average of 12%
Currently smokes7% 6.2 pts below the national average of 13.2%
High blood pressure32.3% 1.8 pts below the national average of 34.1%
Fair or poor general health15.3% 5 pts below the national average of 20.3%
No health insurance (18–64)3.7% 7.6 pts below the national average of 11.3%
Depression20.8% 1.1 pts below the national average of 21.9%
No leisure-time physical activity16.6% 8.8 pts below the national average of 25.4%
Arthritis24.6% 0.5 pts below the national average of 25.1%
Binge drinking15.6% same as the national average of 16%
Taking blood pressure medication77.8% 3.1 pts above the national average of 74.7%
Cancer (non-skin)11.4% 3.7 pts above the national average of 7.7%
Current asthma9.6% 0.8 pts below the national average of 10.4%
Coronary heart disease6.4% same as the national average of 6.2%
Routine check-up in past year78.1% 1.4 pts above the national average of 76.7%
Cholesterol screening91.7% 5.8 pts above the national average of 85.9%
Cognitive disability10.1% 4.7 pts below the national average of 14.8%
Colorectal screening70.2% 5.9 pts above the national average of 64.3%
COPD4.9% 1.7 pts below the national average of 6.6%
Visited a dentist76.2% 14.9 pts above the national average of 61.3%
Any disability25% 5.7 pts below the national average of 30.7%
Lacks emotional support20.5% 4.3 pts below the national average of 24.8%
Food insecurity6.7% 10.4 pts below the national average of 17.1%
Received food stamps5.8% 8.5 pts below the national average of 14.3%
Hearing disability6.4% same as the national average of 6.7%
High cholesterol39.8% 3.6 pts above the national average of 36.2%
Housing insecurity6.2% 7.6 pts below the national average of 13.8%
Independent living disability5.8% 2.6 pts below the national average of 8.4%
Lacks transport4.4% 4.8 pts below the national average of 9.2%
Loneliness29.5% 4.9 pts below the national average of 34.4%
Mammography use82.1% 6.2 pts above the national average of 75.9%
Poor mental health (14+ days)14% 2.8 pts below the national average of 16.8%
Mobility disability11.6% 2.4 pts below the national average of 14%
Poor physical health (14+ days)11.4% 2.1 pts below the national average of 13.5%
Self-care disability2.7% 1.3 pts below the national average of 4%
Utility shut-off threat3.6% 5.2 pts below the national average of 8.8%
Sleeps under 7 hours29.8% 6.6 pts below the national average of 36.4%
Stroke3.1% same as the national average of 3.4%
All natural teeth lost4.7% 8.3 pts below the national average of 13%
Vision disability3.3% 2.3 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,473
People employed9,712
Annual payroll$698,610,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 86.6% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 9 census tracts this ZIP code covers
Expected annual loss83.9 out of 100
Community resilience14.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide98.9Relatively High at its worst in this ZIP code
Wildfire97Relatively High at its worst in this ZIP code
Earthquake94.3Relatively High at its worst in this ZIP code
Coastal flooding81Relatively Low at its worst in this ZIP code
River flooding78.2Very High at its worst in this ZIP code
Hail32.4Relatively Low at its worst in this ZIP code
Tornado24.2Relatively Low at its worst in this ZIP code
Drought18.5Very Low at its worst in this ZIP code
Heat wave12.4Relatively Low at its worst in this ZIP code
Strong wind11Very Low at its worst in this ZIP code
Lightning2.8Very Low at its worst in this ZIP code
Tsunami1.9Very Low at its worst in this ZIP code
Compared with California and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPCaliforniaUnited States
Median household income$143,569$96,334$78,538
Income per person$114,706$47,977$43,289
Poverty rate5.7%12%12.4%
Median home value$2,000,000+$695,400$303,400
Median gross rent$2,812$1,956$1,348
Homeownership65.2%55.8%65%
Bachelor's degree or higher67.5%36.5%35%
Unemployment rate5.3%6.4%5.2%
Works from home33%15.5%13.5%
Born outside the US10.6%26.7%13.9%
Median age52.837.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationLAGUNA BEACH, CA US0.3 km away
Rain in a year13 in

Average high and low by month

January68.4°F / 44.2°F2.78 in rain
February67.8°F / 44.8°F3.39 in rain
March69.3°F / 47.9°F1.62 in rain
April72.5°F / 50.1°F0.8 in rain
May74.5°F / 54.5°F0.2 in rain
June76°F / 57.8°F0.11 in rain
July79.5°F / 60.1°F0.11 in rain
August81.2°F / 61.2°F0.02 in rain
September81°F / 58.5°F0.16 in rain
October77.2°F / 55.1°F0.49 in rain
November72.2°F / 48.5°F1.13 in rain
December67.3°F / 43.8°F1.87 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket100% of this ZIP code's area
No vehicle and far from a supermarket59% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Laguna Beach Unified School District97.2% of this ZIP code's land area
Capistrano Unified School District2.3% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability13more vulnerable than 13% of US census tracts
Socioeconomic status11more vulnerable than 11% of US census tracts
Household characteristics23more vulnerable than 23% of US census tracts
Racial and ethnic minority status20more vulnerable than 20% of US census tracts
Housing type and transport22more vulnerable than 22% of US census tracts
Walkability10.5 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

92652 Laguna Beach, CA0 km away
92607 Laguna Niguel, CA6.7 km away
92656 Aliso Viejo, CA7.4 km away
92677 Laguna Niguel, CA7.5 km away
92657 Newport Coast, CA7.5 km away
92637 Laguna Woods, CA9.1 km away
92603 Irvine, CA9.1 km away
92654 Laguna Hills, CA9.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Orange County100% of this ZIP code's land area
Time zonePacific (UTC-08:00 standard)
Daylight saving timeObserved
Land area22.06 sq mi
Water area2.8 sq mi
Population density1,064 people per sq mi
Latitude, longitude33.5429, -117.7813

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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