Postal Codes

92401 ZIP Code

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ZIP code 92401 covers San Bernardino, California, with a population of about 2,283 and a median household income of $42,898.

Population
2,2833,357 per square mile
Median age
30.78 points below the US average
Median household income
$42,89855% below the California median
Poverty rate
28.9%16.5 points above the US average
Typical home value
$377,908up 40.7% in five years
Median rent
$1,15541% below the California median
Degree or higher
11.8%23.2 points below the US average
Homeownership
14.9%50.1 points below the US average
Time zone
Pacific UTC-08:00observes daylight saving time
Businesses
196

Where 92401 is

San Bernardino, California — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,283
Median age30.7
Family households61.7%
Born outside the US29%
Speaks a language other than English at home46.9%
White (non-Hispanic)8.5%
Black (non-Hispanic)23.9%
Asian (non-Hispanic)3.2%
Hispanic or Latino59.5%
Veterans5.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$42,898
Income per person$20,078
Poverty rate28.9%
Households on SNAP or cash assistance37.9%

Household income distribution

Under $10k7.8%
$10–15k16.8%
$15–20k5.0%
$20–25k6.3%
$25–30k4.0%
$30–35k6.5%
$35–40k0.0%
$40–45k8.7%
$45–50k3.0%
$50–60k10.2%
$60–75k14.0%
$75–100k6.9%
$100–125k1.1%
$125–150k5.0%
$150–200k0.0%
$200k or more4.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed710
Mean adjusted gross income$32,944
Returns declaring $200,000 or more0%
Returns, under $25k49.3%
Returns, $25k–$50k33.8%
Returns, $50k–$75k9.9%
Returns, $75k–$100k4.2%
Returns, $100k–$200k2.8%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$348,400
Median gross rent$1,155
Rent as a share of household income31.6%
Owner-occupied14.9%
Vacant homes1.5%
Median year built1971

What the homes are

Detached house23%
Attached house14.1%
2 to 4 units9.1%
5 to 19 units11.5%
20 or more units41.6%
Mobile home0.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$377,908as of 2026-07
Typical home value, 1 yearup 2.3%
Typical home value, 5 yearsup 40.7%
Typical home value, 10 yearsup 168.9%
Typical home value since 2000
200020132026$377,908$57,849

$57,849 in 2000 to $377,908 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate7.3%
Bachelor's degree or higher11.8%
High school diploma or higher55.1%
Works from home1.7%
Drives to work alone63.5%
Takes public transport2.4%
Commutes 45 minutes or more8.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity42.4% 9 pts above the national average of 33.4%
Diagnosed diabetes18.5% 6.5 pts above the national average of 12%
Currently smokes21.2% 8 pts above the national average of 13.2%
High blood pressure39.9% 5.8 pts above the national average of 34.1%
Fair or poor general health43% 22.7 pts above the national average of 20.3%
No health insurance (18–64)24.7% 13.4 pts above the national average of 11.3%
Depression22.2% same as the national average of 21.9%
No leisure-time physical activity41.6% 16.2 pts above the national average of 25.4%
Arthritis25.8% 0.7 pts above the national average of 25.1%
Binge drinking12.7% 3.3 pts below the national average of 16%
Taking blood pressure medication69.9% 4.8 pts below the national average of 74.7%
Cancer (non-skin)4.7% 3 pts below the national average of 7.7%
Current asthma11.9% 1.5 pts above the national average of 10.4%
Coronary heart disease8.6% 2.4 pts above the national average of 6.2%
Routine check-up in past year69.1% 7.6 pts below the national average of 76.7%
Cholesterol screening77.2% 8.7 pts below the national average of 85.9%
Cognitive disability25.5% 10.7 pts above the national average of 14.8%
Colorectal screening44.6% 19.7 pts below the national average of 64.3%
COPD9.7% 3.1 pts above the national average of 6.6%
Visited a dentist37.1% 24.2 pts below the national average of 61.3%
Any disability46.3% 15.6 pts above the national average of 30.7%
Lacks emotional support35.5% 10.7 pts above the national average of 24.8%
Food insecurity47.8% 30.7 pts above the national average of 17.1%
Received food stamps51% 36.7 pts above the national average of 14.3%
Hearing disability8% 1.3 pts above the national average of 6.7%
High cholesterol36% same as the national average of 36.2%
Housing insecurity34.4% 20.6 pts above the national average of 13.8%
Independent living disability17% 8.6 pts above the national average of 8.4%
Lacks transport23.8% 14.6 pts above the national average of 9.2%
Loneliness42.7% 8.3 pts above the national average of 34.4%
Mammography use64.6% 11.3 pts below the national average of 75.9%
Poor mental health (14+ days)23% 6.2 pts above the national average of 16.8%
Mobility disability24.5% 10.5 pts above the national average of 14%
Poor physical health (14+ days)21.3% 7.8 pts above the national average of 13.5%
Self-care disability9.4% 5.4 pts above the national average of 4%
Utility shut-off threat20.6% 11.8 pts above the national average of 8.8%
Sleeps under 7 hours43.7% 7.3 pts above the national average of 36.4%
Stroke5.4% 2 pts above the national average of 3.4%
All natural teeth lost33.6% 20.6 pts above the national average of 13%
Vision disability14.4% 8.8 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments196
People employed3,364
Annual payroll$145,000,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 99.6% of US census tracts
FEMA ratingRelatively High to Very High across the 4 census tracts this ZIP code covers
Expected annual loss98.8 out of 100
Community resilience19.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Earthquake99.7Very High at its worst in this ZIP code
River flooding99.4Very High at its worst in this ZIP code
Landslide71.8Relatively Moderate at its worst in this ZIP code
Hail53.5Relatively Low at its worst in this ZIP code
Heat wave47.1Relatively Moderate at its worst in this ZIP code
Wildfire44.9Relatively Low at its worst in this ZIP code
Strong wind41.9Relatively Low at its worst in this ZIP code
Tornado27Very Low at its worst in this ZIP code
Lightning25.4Relatively Low at its worst in this ZIP code
Winter weather15.6Very Low at its worst in this ZIP code
Compared with California and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPCaliforniaUnited States
Median household income$42,898$96,334$78,538
Income per person$20,078$47,977$43,289
Poverty rate28.9%12%12.4%
Median home value$348,400$695,400$303,400
Median gross rent$1,155$1,956$1,348
Homeownership14.9%55.8%65%
Bachelor's degree or higher11.8%36.5%35%
Unemployment rate7.3%6.4%5.2%
Works from home1.7%15.5%13.5%
Born outside the US29%26.7%13.9%
Median age30.737.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationREDLANDS, CA US12 km away
Rain in a year13 in

Average high and low by month

January66.6°F / 41.1°F2.76 in rain
February67.4°F / 42.3°F2.99 in rain
March70.9°F / 44.6°F2.01 in rain
April75.6°F / 47.7°F0.91 in rain
May80.3°F / 52.4°F0.35 in rain
June88.5°F / 56.4°F0.1 in rain
July95.4°F / 62.5°F0.1 in rain
August96.2°F / 62.9°F0.09 in rain
September92.3°F / 59.6°F0.13 in rain
October82.9°F / 52.9°F0.53 in rain
November75°F / 45.3°F0.89 in rain
December66.5°F / 40.1°F2.01 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket93% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

San Bernardino City Unified School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability99more vulnerable than 99% of US census tracts
Socioeconomic status96more vulnerable than 96% of US census tracts
Household characteristics90more vulnerable than 90% of US census tracts
Racial and ethnic minority status89more vulnerable than 89% of US census tracts
Housing type and transport97more vulnerable than 97% of US census tracts
Walkability15.8 out of 20Most walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

92402 San Bernardino, CA0.2 km away
92403 San Bernardino, CA0.2 km away
92406 San Bernardino, CA0.2 km away
92413 San Bernardino, CA0.2 km away
92415 San Bernardino, CA0.2 km away
92418 San Bernardino, CA0.2 km away
92423 San Bernardino, CA0.2 km away
92427 San Bernardino, CA0.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

San Bernardino County100% of this ZIP code's land area
Time zonePacific (UTC-08:00 standard)
Daylight saving timeObserved
Land area0.68 sq mi
Population density3,357 people per sq mi
Latitude, longitude34.1105, -117.2898

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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