Postal Codes

92274 ZIP Code

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ZIP code 92274 covers Thermal, California, with a population of about 17,909 and a median household income of $36,087.

Population
17,90983 per square mile
Median age
35.13.6 points below the US average
Median household income
$36,08763% below the California median
Poverty rate
22.8%10.4 points above the US average
Typical home value
$303,400up 41.3% in five years
Median rent
$90354% below the California median
Degree or higher
5.3%29.7 points below the US average
Homeownership
75.1%10.1 points above the US average
Time zone
Pacific UTC-08:00observes daylight saving time
Businesses
122

Where 92274 is

Thermal, California — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population17,909
Median age35.1
Family households67.5%
Born outside the US42.4%
Speaks a language other than English at home76.4%
White (non-Hispanic)10.1%
Black (non-Hispanic)0.3%
Asian (non-Hispanic)0.4%
Hispanic or Latino88.3%
Veterans0.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$36,087
Income per person$19,158
Poverty rate22.8%
Households on SNAP or cash assistance30.3%

Household income distribution

Under $10k3.2%
$10–15k6.4%
$15–20k14.1%
$20–25k9.8%
$25–30k6.5%
$30–35k8.3%
$35–40k5.5%
$40–45k2.3%
$45–50k7.7%
$50–60k5.4%
$60–75k8.6%
$75–100k9.4%
$100–125k4.8%
$125–150k3.4%
$150–200k2.5%
$200k or more1.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed8,260
Mean adjusted gross income$36,807
Returns declaring $200,000 or more0.5%
Returns, under $25k44.1%
Returns, $25k–$50k35.0%
Returns, $50k–$75k12.6%
Returns, $75k–$100k4.6%
Returns, $100k–$200k3.3%
Returns, $200k or more0.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$139,900
Median gross rent$903
Rent as a share of household income33.6%
Owner-occupied75.1%
Vacant homes17.6%
Median year built1990

What the homes are

Detached house53.2%
Attached house2%
2 to 4 units1%
5 to 19 units1.2%
20 or more units0.9%
Mobile home41.5%
Boat, RV or van0.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$303,400as of 2026-07
Typical home value, 1 yearup 1.8%
Typical home value, 5 yearsup 41.3%
Typical home value, 10 yearsup 150.4%
Typical home value since 2000
200020132026$303,400$40,121

$40,121 in 2000 to $303,400 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate14.8%
Bachelor's degree or higher5.3%
High school diploma or higher46.8%
Works from home2.8%
Drives to work alone71.1%
Takes public transport0.5%
Commutes 45 minutes or more15.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity42% 8.6 pts above the national average of 33.4%
Diagnosed diabetes16.2% 4.2 pts above the national average of 12%
Currently smokes17.4% 4.2 pts above the national average of 13.2%
High blood pressure33.4% 0.7 pts below the national average of 34.1%
Fair or poor general health40.4% 20.1 pts above the national average of 20.3%
No health insurance (18–64)29.7% 18.4 pts above the national average of 11.3%
Depression22.6% 0.7 pts above the national average of 21.9%
No leisure-time physical activity41.8% 16.4 pts above the national average of 25.4%
Arthritis21.3% 3.8 pts below the national average of 25.1%
Binge drinking14.4% 1.6 pts below the national average of 16%
Taking blood pressure medication65.9% 8.8 pts below the national average of 74.7%
Cancer (non-skin)4.1% 3.6 pts below the national average of 7.7%
Current asthma9.9% 0.5 pts below the national average of 10.4%
Coronary heart disease6.9% 0.7 pts above the national average of 6.2%
Routine check-up in past year66.3% 10.4 pts below the national average of 76.7%
Cholesterol screening76.3% 9.6 pts below the national average of 85.9%
Cognitive disability24.9% 10.1 pts above the national average of 14.8%
Colorectal screening44.6% 19.7 pts below the national average of 64.3%
COPD6.8% same as the national average of 6.6%
Visited a dentist40.7% 20.6 pts below the national average of 61.3%
Any disability46.2% 15.5 pts above the national average of 30.7%
Lacks emotional support33.6% 8.8 pts above the national average of 24.8%
Food insecurity43.6% 26.5 pts above the national average of 17.1%
Received food stamps40.1% 25.8 pts above the national average of 14.3%
Hearing disability7.5% 0.8 pts above the national average of 6.7%
High cholesterol35.6% 0.6 pts below the national average of 36.2%
Housing insecurity34.1% 20.3 pts above the national average of 13.8%
Independent living disability14.7% 6.3 pts above the national average of 8.4%
Lacks transport21.4% 12.2 pts above the national average of 9.2%
Loneliness41.4% 7 pts above the national average of 34.4%
Mammography use69.7% 6.2 pts below the national average of 75.9%
Poor mental health (14+ days)21.1% 4.3 pts above the national average of 16.8%
Mobility disability22.7% 8.7 pts above the national average of 14%
Poor physical health (14+ days)20.5% 7 pts above the national average of 13.5%
Self-care disability8% 4 pts above the national average of 4%
Utility shut-off threat18.1% 9.3 pts above the national average of 8.8%
Sleeps under 7 hours43.1% 6.7 pts above the national average of 36.4%
Stroke3.9% 0.5 pts above the national average of 3.4%
All natural teeth lost22.6% 9.6 pts above the national average of 13%
Vision disability13.3% 7.7 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments122
People employed1,611
Annual payroll$84,477,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 94.7% of US census tracts
FEMA ratingRelatively High to Very High across the 11 census tracts this ZIP code covers
Expected annual loss91.8 out of 100
Community resilience6.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Earthquake97Very High at its worst in this ZIP code
River flooding88.7Very High at its worst in this ZIP code
Wildfire87.2Very High at its worst in this ZIP code
Drought85.5Relatively Low at its worst in this ZIP code
Heat wave65.1Relatively Moderate at its worst in this ZIP code
Volcanic activity63.8Very Low at its worst in this ZIP code
Landslide57.4Relatively Moderate at its worst in this ZIP code
Avalanche45.8Very Low at its worst in this ZIP code
Hail34.2Relatively Low at its worst in this ZIP code
Winter weather25.3Relatively Moderate at its worst in this ZIP code
Strong wind22.1Relatively Low at its worst in this ZIP code
Hurricane17.6Very Low at its worst in this ZIP code
Cold wave14.9Relatively Moderate at its worst in this ZIP code
Tornado10.9Very Low at its worst in this ZIP code
Lightning9.2Very Low at its worst in this ZIP code
Compared with California and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPCaliforniaUnited States
Median household income$36,087$96,334$78,538
Income per person$19,158$47,977$43,289
Poverty rate22.8%12%12.4%
Median home value$139,900$695,400$303,400
Median gross rent$903$1,956$1,348
Homeownership75.1%55.8%65%
Bachelor's degree or higher5.3%36.5%35%
Unemployment rate14.8%6.4%5.2%
Works from home2.8%15.5%13.5%
Born outside the US42.4%26.7%13.9%
Median age35.137.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationDESERT RESORTS RGNL AP, CA US7.7 km away
Rain in a year3 in

Average high and low by month

January71°F / 39°F0.64 in rain
February74.3°F / 42.9°F0.61 in rain
March81.1°F / 49°F0.34 in rain
April87.2°F / 54.8°F0.08 in rain
May94.6°F / 62.9°F0.01 in rain
June103°F / 69.1°F0.01 in rain
July106.9°F / 75.6°F0.13 in rain
August106.2°F / 74.9°F0.12 in rain
September101.5°F / 68.2°F0.32 in rain
October90.9°F / 56.9°F0.19 in rain
November78.7°F / 44.7°F0.17 in rain
December69.3°F / 37.7°F0.34 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket12% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Coachella Valley Unified School District98% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability83more vulnerable than 83% of US census tracts
Socioeconomic status88more vulnerable than 88% of US census tracts
Household characteristics53more vulnerable than 53% of US census tracts
Racial and ethnic minority status83more vulnerable than 83% of US census tracts
Housing type and transport69more vulnerable than 69% of US census tracts
Walkability4.9 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

92254 Mecca, CA12.9 km away
92236 Coachella, CA13.2 km away
92247 La Quinta, CA18.1 km away
92248 La Quinta, CA18.1 km away
92253 La Quinta, CA18.6 km away
92201 Indio, CA18.9 km away
92202 Indio, CA23.6 km away
92203 Indio, CA24 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Riverside County66.1% of this ZIP code's land area
Imperial County33.9% of this ZIP code's land area
Time zonePacific (UTC-08:00 standard)
Daylight saving timeObserved
Land area216.16 sq mi
Water area0.13 sq mi
Population density83 people per sq mi
Latitude, longitude33.5578, -116.1572

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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