Postal Codes

92123 ZIP Code

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ZIP code 92123 covers San Diego, California, with a population of about 32,999 and a median household income of $121,856.

Population
32,9993,832 per square mile
Median age
36.42.3 points below the US average
Median household income
$121,8561.3× the California median
Poverty rate
8.1%4.3 points below the US average
Typical home value
$967,341up 22.4% in five years
Median rent
$2,7981.4× the California median
Degree or higher
47.6%12.6 points above the US average
Homeownership
43.9%21.1 points below the US average
Time zone
Pacific UTC-08:00observes daylight saving time
Businesses
1,938

Where 92123 is

San Diego, California — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population32,999
Median age36.4
Family households64%
Born outside the US19.7%
Speaks a language other than English at home29.8%
White (non-Hispanic)42.5%
Black (non-Hispanic)5.9%
Asian (non-Hispanic)21.9%
Hispanic or Latino21.8%
Veterans6.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$121,856
Income per person$52,045
Poverty rate8.1%
Households on SNAP or cash assistance8.6%

Household income distribution

Under $10k3.1%
$10–15k2.1%
$15–20k1.2%
$20–25k1.8%
$25–30k1.8%
$30–35k1.2%
$35–40k2.1%
$40–45k2.3%
$45–50k1.8%
$50–60k4.5%
$60–75k8.1%
$75–100k10.7%
$100–125k11.5%
$125–150k12.7%
$150–200k16.8%
$200k or more18.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed15,280
Mean adjusted gross income$92,051
Returns declaring $200,000 or more8.6%
Returns, under $25k18.5%
Returns, $25k–$50k21.4%
Returns, $50k–$75k17.3%
Returns, $75k–$100k12.1%
Returns, $100k–$200k22.1%
Returns, $200k or more8.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$799,600
Median gross rent$2,798
Rent as a share of household income32.8%
Owner-occupied43.9%
Vacant homes5.7%
Median year built1978

What the homes are

Detached house42.4%
Attached house10.2%
2 to 4 units6.1%
5 to 19 units12.3%
20 or more units29%
Mobile home0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$967,341as of 2026-07
Typical home value, 1 yeardown 0.2%
Typical home value, 5 yearsup 22.4%
Typical home value, 10 yearsup 91.5%
Typical asking rent$3,183as of 2026-07
Typical asking rent, 1 yearup 0.5%
Typical asking rent, 5 yearsup 18.8%
Typical home value since 2000
200020132026$1,008,652$215,782

$215,782 in 2000 to $967,341 in 2026.

Typical asking rent
202120232026$3,199$2,679

$2,679 in 2021 to $3,183 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate8.6%
Bachelor's degree or higher47.6%
High school diploma or higher93.3%
Works from home20.4%
Drives to work alone65.3%
Takes public transport1.3%
Commutes 45 minutes or more7.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity23.5% 9.9 pts below the national average of 33.4%
Diagnosed diabetes7.8% 4.2 pts below the national average of 12%
Currently smokes9.1% 4.1 pts below the national average of 13.2%
High blood pressure24.6% 9.5 pts below the national average of 34.1%
Fair or poor general health15.5% 4.8 pts below the national average of 20.3%
No health insurance (18–64)6.6% 4.7 pts below the national average of 11.3%
Depression21.8% same as the national average of 21.9%
No leisure-time physical activity17.5% 7.9 pts below the national average of 25.4%
Arthritis16.4% 8.7 pts below the national average of 25.1%
Binge drinking18.1% 2.1 pts above the national average of 16%
Taking blood pressure medication63.7% 11 pts below the national average of 74.7%
Cancer (non-skin)5.8% 1.9 pts below the national average of 7.7%
Current asthma9.1% 1.3 pts below the national average of 10.4%
Coronary heart disease4% 2.2 pts below the national average of 6.2%
Routine check-up in past year70.9% 5.8 pts below the national average of 76.7%
Cholesterol screening84.7% 1.2 pts below the national average of 85.9%
Cognitive disability13.3% 1.5 pts below the national average of 14.8%
Colorectal screening62% 2.3 pts below the national average of 64.3%
COPD3.8% 2.8 pts below the national average of 6.6%
Visited a dentist66% 4.7 pts above the national average of 61.3%
Any disability23.6% 7.1 pts below the national average of 30.7%
Lacks emotional support28.8% 4 pts above the national average of 24.8%
Food insecurity13.1% 4 pts below the national average of 17.1%
Received food stamps11.8% 2.5 pts below the national average of 14.3%
Hearing disability4.4% 2.3 pts below the national average of 6.7%
High cholesterol29.7% 6.5 pts below the national average of 36.2%
Housing insecurity12.2% 1.6 pts below the national average of 13.8%
Independent living disability6.6% 1.8 pts below the national average of 8.4%
Lacks transport7.7% 1.5 pts below the national average of 9.2%
Loneliness37.1% 2.7 pts above the national average of 34.4%
Mammography use77.5% 1.6 pts above the national average of 75.9%
Poor mental health (14+ days)17% same as the national average of 16.8%
Mobility disability9.1% 4.9 pts below the national average of 14%
Poor physical health (14+ days)10.3% 3.2 pts below the national average of 13.5%
Self-care disability2.6% 1.4 pts below the national average of 4%
Utility shut-off threat5.9% 2.9 pts below the national average of 8.8%
Sleeps under 7 hours34.9% 1.5 pts below the national average of 36.4%
Stroke2.3% 1.1 pts below the national average of 3.4%
All natural teeth lost7.9% 5.1 pts below the national average of 13%
Vision disability3.8% 1.8 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,938
People employed68,138
Annual payroll$5,814,909,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 67.8% of US census tracts
FEMA ratingRelatively Low to Very High across the 9 census tracts this ZIP code covers
Expected annual loss70.9 out of 100
Community resilience5.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Earthquake93.1Very High at its worst in this ZIP code
Landslide76.4Relatively Low at its worst in this ZIP code
Wildfire67.7Relatively High at its worst in this ZIP code
River flooding64.4Very High at its worst in this ZIP code
Hail35.3Relatively Low at its worst in this ZIP code
Heat wave31Relatively Low at its worst in this ZIP code
Tornado14.2Very Low at its worst in this ZIP code
Strong wind12.2Very Low at its worst in this ZIP code
Hurricane11.1Very Low at its worst in this ZIP code
Lightning6.9Very Low at its worst in this ZIP code
Winter weather0.6Very Low at its worst in this ZIP code
Compared with California and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPCaliforniaUnited States
Median household income$121,856$96,334$78,538
Income per person$52,045$47,977$43,289
Poverty rate8.1%12%12.4%
Median home value$799,600$695,400$303,400
Median gross rent$2,798$1,956$1,348
Homeownership43.9%55.8%65%
Bachelor's degree or higher47.6%36.5%35%
Unemployment rate8.6%6.4%5.2%
Works from home20.4%15.5%13.5%
Born outside the US19.7%26.7%13.9%
Median age36.437.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSAN DIEGO MONTGOMERY FLD, CA US2.1 km away
Rain in a year11 in

Average high and low by month

January67.3°F / 46°F2.32 in rain
February67.3°F / 46.9°F2.65 in rain
March68.5°F / 49.6°F1.63 in rain
April70.7°F / 52.4°F0.77 in rain
May72.1°F / 56.6°F0.28 in rain
June74.7°F / 60°F0.06 in rain
July79.8°F / 64°F0.07 in rain
August82°F / 65.3°F0.01 in rain
September81.4°F / 63.6°F0.17 in rain
October77.8°F / 57.8°F0.54 in rain
November72.7°F / 50.1°F0.91 in rain
December67.3°F / 45.3°F1.61 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket8% of this ZIP code's area
Far from a supermarket29% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

San Diego City Unified School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability54more vulnerable than 54% of US census tracts
Socioeconomic status50more vulnerable than 50% of US census tracts
Household characteristics22more vulnerable than 22% of US census tracts
Racial and ethnic minority status72more vulnerable than 72% of US census tracts
Housing type and transport72more vulnerable than 72% of US census tracts
Walkability13.4 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

92108 San Diego, CA2.2 km away
92111 San Diego, CA3 km away
92116 San Diego, CA4.1 km away
92124 San Diego, CA4.6 km away
92104 San Diego, CA5.9 km away
92103 San Diego, CA6.1 km away
92117 San Diego, CA6.1 km away
92182 San Diego, CA6.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

San Diego County100% of this ZIP code's land area
Time zonePacific (UTC-08:00 standard)
Daylight saving timeObserved
Land area8.61 sq mi
Population density3,832 people per sq mi
Latitude, longitude32.7973, -117.1392

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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