Postal Codes

89451 ZIP Code

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ZIP code 89451 covers Incline Village, Nevada, with a population of about 9,165 and a median household income of $162,300.

Population
9,165217 per square mile
Median age
46.98.2 points above the US average
Median household income
$162,3002.1× the Nevada median
Poverty rate
6.7%5.7 points below the US average
Typical home value
$1,487,294up 11.3% in five years
Median rent
$1,9631.3× the Nevada median
Degree or higher
64.2%29.2 points above the US average
Homeownership
68.5%3.5 points above the US average
Time zone
Pacific UTC-08:00observes daylight saving time
Businesses
575

Where 89451 is

Incline Village, Nevada — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population9,165
Median age46.9
Family households68.5%
Born outside the US13.7%
Speaks a language other than English at home18.7%
White (non-Hispanic)70.1%
Black (non-Hispanic)0.4%
Asian (non-Hispanic)1.7%
Hispanic or Latino20.3%
Veterans6.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$162,300
Income per person$109,511
Poverty rate6.7%
Households on SNAP or cash assistance2.8%

Household income distribution

Under $10k1.5%
$10–15k2.0%
$15–20k0.4%
$20–25k1.4%
$25–30k1.6%
$30–35k0.9%
$35–40k3.6%
$40–45k0.8%
$45–50k2.0%
$50–60k1.6%
$60–75k6.8%
$75–100k10.4%
$100–125k8.5%
$125–150k4.6%
$150–200k13.7%
$200k or more40.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed3,270
Mean adjusted gross income$723,191
Returns declaring $200,000 or more37.3%
Returns, under $25k19.6%
Returns, $25k–$50k9.8%
Returns, $50k–$75k9.5%
Returns, $75k–$100k6.1%
Returns, $100k–$200k17.7%
Returns, $200k or more37.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$1,324,900
Median gross rent$1,963
Rent as a share of household income26.9%
Owner-occupied68.5%
Vacant homes49.1%
Median year built1980

What the homes are

Detached house54.1%
Attached house5.2%
2 to 4 units23.9%
5 to 19 units13.8%
20 or more units1.7%
Mobile home1.4%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$1,487,294as of 2026-07
Typical home value, 1 yearup 4.1%
Typical home value, 5 yearsup 11.3%
Typical home value, 10 yearsup 110%
Typical asking rent$4,064as of 2026-07
Typical asking rent, 1 yearup 7.9%
Typical home value since 2000
200020132026$1,682,891$427,978

$427,978 in 2000 to $1,487,294 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4%
Bachelor's degree or higher64.2%
High school diploma or higher92.1%
Works from home42.7%
Drives to work alone43%
Takes public transport0.4%
Commutes 45 minutes or more13%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity25.6% 7.8 pts below the national average of 33.4%
Diagnosed diabetes9.4% 2.6 pts below the national average of 12%
Currently smokes8.8% 4.4 pts below the national average of 13.2%
High blood pressure31.5% 2.6 pts below the national average of 34.1%
Fair or poor general health16.2% 4.1 pts below the national average of 20.3%
No health insurance (18–64)7.6% 3.7 pts below the national average of 11.3%
Depression19.8% 2.1 pts below the national average of 21.9%
No leisure-time physical activity16.3% 9.1 pts below the national average of 25.4%
Arthritis28.7% 3.6 pts above the national average of 25.1%
Binge drinking17.5% 1.5 pts above the national average of 16%
Taking blood pressure medication75.8% 1.1 pts above the national average of 74.7%
Cancer (non-skin)11.4% 3.7 pts above the national average of 7.7%
Current asthma9.9% 0.5 pts below the national average of 10.4%
Coronary heart disease6.4% same as the national average of 6.2%
Routine check-up in past year78.6% 1.9 pts above the national average of 76.7%
Cholesterol screening89.4% 3.5 pts above the national average of 85.9%
Cognitive disability11% 3.8 pts below the national average of 14.8%
Colorectal screening72.9% 8.6 pts above the national average of 64.3%
COPD6% 0.6 pts below the national average of 6.6%
Visited a dentist71.4% 10.1 pts above the national average of 61.3%
Any disability26.3% 4.4 pts below the national average of 30.7%
Lacks emotional support19.8% 5 pts below the national average of 24.8%
Food insecurity8.5% 8.6 pts below the national average of 17.1%
Received food stamps6.6% 7.7 pts below the national average of 14.3%
Hearing disability7.6% 0.9 pts above the national average of 6.7%
High cholesterol40.7% 4.5 pts above the national average of 36.2%
Housing insecurity7.5% 6.3 pts below the national average of 13.8%
Independent living disability5.9% 2.5 pts below the national average of 8.4%
Lacks transport5.3% 3.9 pts below the national average of 9.2%
Loneliness32.5% 1.9 pts below the national average of 34.4%
Mammography use75.8% same as the national average of 75.9%
Poor mental health (14+ days)13.9% 2.9 pts below the national average of 16.8%
Mobility disability11.5% 2.5 pts below the national average of 14%
Poor physical health (14+ days)12.3% 1.2 pts below the national average of 13.5%
Self-care disability2.9% 1.1 pts below the national average of 4%
Utility shut-off threat4.9% 3.9 pts below the national average of 8.8%
Sleeps under 7 hours33% 3.4 pts below the national average of 36.4%
Stroke3.1% same as the national average of 3.4%
All natural teeth lost8.5% 4.5 pts below the national average of 13%
Vision disability3.8% 1.8 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments575
People employed3,695
Annual payroll$267,339,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 61.4% of US census tracts
FEMA ratingVery Low to Relatively High across the 7 census tracts this ZIP code covers
Expected annual loss59.4 out of 100
Community resilience32.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Wildfire91.1Relatively High at its worst in this ZIP code
Landslide84Relatively Low at its worst in this ZIP code
Avalanche80.7Relatively Moderate at its worst in this ZIP code
Winter weather61.3Very High at its worst in this ZIP code
Earthquake56.4Relatively High at its worst in this ZIP code
Volcanic activity41.8Very Low at its worst in this ZIP code
River flooding26.6Relatively Moderate at its worst in this ZIP code
Hail21.3Relatively Low at its worst in this ZIP code
Lightning17.7Relatively Low at its worst in this ZIP code
Ice storm14.1Relatively Low at its worst in this ZIP code
Strong wind11.4Relatively Low at its worst in this ZIP code
Tornado2.1Very Low at its worst in this ZIP code
Heat wave1.7Very Low at its worst in this ZIP code
Compared with Nevada and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNevadaUnited States
Median household income$162,300$75,561$78,538
Income per person$109,511$39,963$43,289
Poverty rate6.7%12.6%12.4%
Median home value$1,324,900$406,100$303,400
Median gross rent$1,963$1,489$1,348
Homeownership68.5%59.3%65%
Bachelor's degree or higher64.2%27.4%35%
Unemployment rate4%6.8%5.2%
Works from home42.7%10.5%13.5%
Born outside the US13.7%19%13.9%
Median age46.938.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationINCLINE VILLAGE, NV US1.3 km away

Average high and low by month

January40.6°F / 23.8°F
February41.7°F / 25.2°F
March45.3°F / 27.2°F
April50.2°F / 31.4°F
May59.4°F / 37°F
June68.4°F / 44.5°F
July75.9°F / 50.2°F
August76.1°F / 49.6°F
September70.5°F / 45.4°F
October59.4°F / 36.1°F
November49.5°F / 29.6°F
December41.3°F / 25°F
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket40% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Washoe County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability3more vulnerable than 3% of US census tracts
Socioeconomic status8more vulnerable than 8% of US census tracts
Household characteristics7more vulnerable than 7% of US census tracts
Racial and ethnic minority status21more vulnerable than 21% of US census tracts
Housing type and transport10more vulnerable than 10% of US census tracts
Walkability5.3 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

89452 Incline Village, NV0.5 km away
89450 Incline Village, NV0.5 km away
89402 Crystal Bay, NV5.6 km away
96143 Kings Beach, CA6.4 km away
96148 Tahoe Vista, CA8.7 km away
96140 Carnelian Bay, CA11 km away
89704 Washoe Valley, NV11.7 km away
96111 Floriston, CA16.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Washoe County100% of this ZIP code's land area
Time zonePacific (UTC-08:00 standard)
Daylight saving timeObserved
Land area42.19 sq mi
Water area0.68 sq mi
Population density217 people per sq mi
Latitude, longitude39.2564, -119.9521

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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