Postal Codes

89431 ZIP Code

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ZIP code 89431 covers Sparks, Nevada, with a population of about 40,772 and a median household income of $64,496.

Population
40,7724,420 per square mile
Median age
35.73 points below the US average
Median household income
$64,49615% below the Nevada median
Poverty rate
15%2.6 points above the US average
Typical home value
$407,574up 11.4% in five years
Median rent
$1,27614% below the Nevada median
Degree or higher
14.3%20.7 points below the US average
Homeownership
46.6%18.4 points below the US average
Time zone
Pacific UTC-08:00observes daylight saving time
Businesses
1,685

Where 89431 is

Sparks, Nevada — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population40,772
Median age35.7
Family households60.6%
Born outside the US22.3%
Speaks a language other than English at home38.4%
White (non-Hispanic)38.1%
Black (non-Hispanic)2.8%
Asian (non-Hispanic)4.9%
Hispanic or Latino48.7%
Veterans7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$64,496
Income per person$29,745
Poverty rate15%
Households on SNAP or cash assistance18.8%

Household income distribution

Under $10k4.0%
$10–15k2.9%
$15–20k2.9%
$20–25k3.0%
$25–30k3.7%
$30–35k3.5%
$35–40k6.4%
$40–45k4.1%
$45–50k5.2%
$50–60k9.0%
$60–75k11.9%
$75–100k14.7%
$100–125k12.3%
$125–150k7.1%
$150–200k7.4%
$200k or more1.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed18,830
Mean adjusted gross income$53,974
Returns declaring $200,000 or more1.1%
Returns, under $25k25.8%
Returns, $25k–$50k33.9%
Returns, $50k–$75k20.8%
Returns, $75k–$100k9.9%
Returns, $100k–$200k8.5%
Returns, $200k or more1.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$332,000
Median gross rent$1,276
Rent as a share of household income28.7%
Owner-occupied46.6%
Vacant homes8.6%
Median year built1972

What the homes are

Detached house48.5%
Attached house7.3%
2 to 4 units12.8%
5 to 19 units17.6%
20 or more units10.7%
Mobile home2.5%
Boat, RV or van0.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$407,574as of 2026-07
Typical home value, 1 yearup 0.9%
Typical home value, 5 yearsup 11.4%
Typical home value, 10 yearsup 93.4%
Typical asking rent$1,734as of 2026-07
Typical asking rent, 1 yearup 9.6%
Typical asking rent, 5 yearsup 20.6%
Typical asking rent, 10 yearsup 98%
Typical home value since 2000
200020132026$419,642$88,392

$122,569 in 2000 to $407,574 in 2026.

Typical asking rent
201520202026$1,734$785

$785 in 2015 to $1,734 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.6%
Bachelor's degree or higher14.3%
High school diploma or higher75.5%
Works from home7.2%
Drives to work alone70.5%
Takes public transport4%
Commutes 45 minutes or more11.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity31.6% 1.8 pts below the national average of 33.4%
Diagnosed diabetes11.5% 0.5 pts below the national average of 12%
Currently smokes15.9% 2.7 pts above the national average of 13.2%
High blood pressure29.6% 4.5 pts below the national average of 34.1%
Fair or poor general health27.5% 7.2 pts above the national average of 20.3%
No health insurance (18–64)19.8% 8.5 pts above the national average of 11.3%
Depression21.6% same as the national average of 21.9%
No leisure-time physical activity28.1% 2.7 pts above the national average of 25.4%
Arthritis23.9% 1.2 pts below the national average of 25.1%
Binge drinking18.1% 2.1 pts above the national average of 16%
Taking blood pressure medication69% 5.7 pts below the national average of 74.7%
Cancer (non-skin)6.4% 1.3 pts below the national average of 7.7%
Current asthma10.8% same as the national average of 10.4%
Coronary heart disease6.2% same as the national average of 6.2%
Routine check-up in past year71.7% 5 pts below the national average of 76.7%
Cholesterol screening80.2% 5.7 pts below the national average of 85.9%
Cognitive disability19.2% 4.4 pts above the national average of 14.8%
Colorectal screening57.7% 6.6 pts below the national average of 64.3%
COPD7.6% 1 pts above the national average of 6.6%
Visited a dentist51.5% 9.8 pts below the national average of 61.3%
Any disability36.2% 5.5 pts above the national average of 30.7%
Lacks emotional support29.3% 4.5 pts above the national average of 24.8%
Food insecurity24.3% 7.2 pts above the national average of 17.1%
Received food stamps19.4% 5.1 pts above the national average of 14.3%
Hearing disability7.6% 0.9 pts above the national average of 6.7%
High cholesterol36% same as the national average of 36.2%
Housing insecurity19.5% 5.7 pts above the national average of 13.8%
Independent living disability10.1% 1.7 pts above the national average of 8.4%
Lacks transport12.6% 3.4 pts above the national average of 9.2%
Loneliness41.2% 6.8 pts above the national average of 34.4%
Mammography use66.9% 9 pts below the national average of 75.9%
Poor mental health (14+ days)20% 3.2 pts above the national average of 16.8%
Mobility disability15.7% 1.7 pts above the national average of 14%
Poor physical health (14+ days)16.5% 3 pts above the national average of 13.5%
Self-care disability4.7% 0.7 pts above the national average of 4%
Utility shut-off threat11.6% 2.8 pts above the national average of 8.8%
Sleeps under 7 hours41.1% 4.7 pts above the national average of 36.4%
Stroke3.5% same as the national average of 3.4%
All natural teeth lost18.2% 5.2 pts above the national average of 13%
Vision disability7.3% 1.7 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,685
People employed27,953
Annual payroll$1,585,352,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 77.3% of US census tracts
FEMA ratingVery Low to Very High across the 14 census tracts this ZIP code covers
Expected annual loss76.8 out of 100
Community resilience32.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Earthquake95.1Very High at its worst in this ZIP code
Winter weather89.8Relatively High at its worst in this ZIP code
River flooding68.9Very High at its worst in this ZIP code
Volcanic activity56.4Very Low at its worst in this ZIP code
Wildfire54.1Relatively Moderate at its worst in this ZIP code
Lightning50.4Relatively Moderate at its worst in this ZIP code
Hail48.4Relatively Low at its worst in this ZIP code
Landslide42Very Low at its worst in this ZIP code
Ice storm41.4Relatively Low at its worst in this ZIP code
Strong wind40.1Relatively Low at its worst in this ZIP code
Tornado10.7Very Low at its worst in this ZIP code
Heat wave5.7Very Low at its worst in this ZIP code
Drought0.4Relatively Low at its worst in this ZIP code
Compared with Nevada and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNevadaUnited States
Median household income$64,496$75,561$78,538
Income per person$29,745$39,963$43,289
Poverty rate15%12.6%12.4%
Median home value$332,000$406,100$303,400
Median gross rent$1,276$1,489$1,348
Homeownership46.6%59.3%65%
Bachelor's degree or higher14.3%27.4%35%
Unemployment rate6.6%6.8%5.2%
Works from home7.2%10.5%13.5%
Born outside the US22.3%19%13.9%
Median age35.738.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSPARKS, NV US2.1 km away
Rain in a year8 in
Snow in a year7 in

Average high and low by month

January48.2°F / 24.7°F1.28 in rain, 2.2 in snow
February52.9°F / 27.4°F1 in rain, 1 in snow
March59.7°F / 32°F0.85 in rain, 1 in snow
April65°F / 36.3°F0.51 in rain, 0.1 in snow
May73.9°F / 43.1°F0.69 in rain
June83.9°F / 49.4°F0.39 in rain
July92.1°F / 55.4°F0.42 in rain
August90.8°F / 53.3°F0.28 in rain
September83.6°F / 46.1°F0.24 in rain
October71.6°F / 36.5°F0.91 in rain
November57.2°F / 29.2°F0.7 in rain, 0.8 in snow
December47°F / 24.5°F1.11 in rain, 1.7 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket7% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Washoe County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability85more vulnerable than 85% of US census tracts
Socioeconomic status83more vulnerable than 83% of US census tracts
Household characteristics76more vulnerable than 76% of US census tracts
Racial and ethnic minority status67more vulnerable than 67% of US census tracts
Housing type and transport80more vulnerable than 80% of US census tracts
Walkability13.5 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

89432 Sparks, NV1.4 km away
89435 Sparks, NV1.4 km away
89434 Sparks, NV3.3 km away
89512 Reno, NV3.4 km away
89513 Reno, NV5 km away
89507 Reno, NV5.2 km away
89501 Reno, NV5.3 km away
89504 Reno, NV5.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Washoe County100% of this ZIP code's land area
Time zonePacific (UTC-08:00 standard)
Daylight saving timeObserved
Land area9.23 sq mi
Population density4,420 people per sq mi
Latitude, longitude39.5473, -119.7556

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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