Postal Codes

87540 ZIP Code

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ZIP code 87540 covers Lamy, New Mexico, with a population of about 876.

Population
8765 per square mile
Median age
61.322.6 points above the US average
Poverty rate
8.1%4.3 points below the US average
Typical home value
$850,798up 18.9% in five years
Degree or higher
56.6%21.6 points above the US average
Homeownership
57.5%7.5 points below the US average
Time zone
Mountain UTC-07:00observes daylight saving time
Businesses
26

Where 87540 is

Lamy, New Mexico — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population876
Median age61.3
Family households44.6%
Born outside the US5.3%
Speaks a language other than English at home10%
White (non-Hispanic)80.3%
Black (non-Hispanic)0.1%
Asian (non-Hispanic)2.6%
Hispanic or Latino12.3%
Veterans6.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Income per person$50,492
Poverty rate8.1%
Households on SNAP or cash assistance1.8%

Household income distribution

Under $10k2.3%
$10–15k0.0%
$15–20k5.0%
$20–25k1.8%
$25–30k0.0%
$30–35k28.5%
$35–40k8.6%
$40–45k2.0%
$45–50k1.6%
$50–60k3.6%
$60–75k11.5%
$75–100k9.9%
$100–125k3.4%
$125–150k8.1%
$150–200k4.7%
$200k or more9.1%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed560
Mean adjusted gross income$159,036
Returns declaring $200,000 or more21.4%
Returns, under $25k19.6%
Returns, $25k–$50k16.1%
Returns, $50k–$75k10.7%
Returns, $75k–$100k10.7%
Returns, $100k–$200k21.4%
Returns, $200k or more21.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$685,900
Rent as a share of household income28.1%
Owner-occupied57.5%
Vacant homes10.1%
Median year built1993

What the homes are

Detached house100%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$850,798as of 2026-07
Typical home value, 1 yearup 1.1%
Typical home value, 5 yearsup 18.9%
Typical home value, 10 yearsup 82.1%
Typical home value since 2000
200320142026$850,798$347,577

$347,577 in 2003 to $850,798 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.7%
Bachelor's degree or higher56.6%
High school diploma or higher98.4%
Works from home29.4%
Drives to work alone51.1%
Takes public transport0%
Commutes 45 minutes or more4.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity22.7% 10.7 pts below the national average of 33.4%
Diagnosed diabetes11.7% same as the national average of 12%
Currently smokes8% 5.2 pts below the national average of 13.2%
High blood pressure36.2% 2.1 pts above the national average of 34.1%
Fair or poor general health15.3% 5 pts below the national average of 20.3%
No health insurance (18–64)6.1% 5.2 pts below the national average of 11.3%
Depression21.8% same as the national average of 21.9%
No leisure-time physical activity16.1% 9.3 pts below the national average of 25.4%
Arthritis32% 6.9 pts above the national average of 25.1%
Binge drinking10.3% 5.7 pts below the national average of 16%
Taking blood pressure medication80.3% 5.6 pts above the national average of 74.7%
Cancer (non-skin)13.5% 5.8 pts above the national average of 7.7%
Current asthma9.4% 1 pts below the national average of 10.4%
Coronary heart disease7.8% 1.6 pts above the national average of 6.2%
Routine check-up in past year77.8% 1.1 pts above the national average of 76.7%
Cholesterol screening92.8% 6.9 pts above the national average of 85.9%
Cognitive disability8.8% 6 pts below the national average of 14.8%
Colorectal screening74.3% 10 pts above the national average of 64.3%
COPD6.2% same as the national average of 6.6%
Visited a dentist75.1% 13.8 pts above the national average of 61.3%
Any disability25% 5.7 pts below the national average of 30.7%
Lacks emotional support17.7% 7.1 pts below the national average of 24.8%
Food insecurity7.2% 9.9 pts below the national average of 17.1%
Received food stamps5.6% 8.7 pts below the national average of 14.3%
Hearing disability8.5% 1.8 pts above the national average of 6.7%
High cholesterol39.9% 3.7 pts above the national average of 36.2%
Housing insecurity6% 7.8 pts below the national average of 13.8%
Independent living disability5.8% 2.6 pts below the national average of 8.4%
Lacks transport4.4% 4.8 pts below the national average of 9.2%
Loneliness27.2% 7.2 pts below the national average of 34.4%
Mammography use77.4% 1.5 pts above the national average of 75.9%
Poor mental health (14+ days)10.8% 6 pts below the national average of 16.8%
Mobility disability12.8% 1.2 pts below the national average of 14%
Poor physical health (14+ days)12.8% 0.7 pts below the national average of 13.5%
Self-care disability3.2% 0.8 pts below the national average of 4%
Utility shut-off threat4.4% 4.4 pts below the national average of 8.8%
Sleeps under 7 hours27.1% 9.3 pts below the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost5.5% 7.5 pts below the national average of 13%
Vision disability3.9% 1.7 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments26
People employed37
Annual payroll$2,522,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 45.4% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 3 census tracts this ZIP code covers
Expected annual loss36.7 out of 100
Community resilience27.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Wildfire97.2Relatively High at its worst in this ZIP code
Landslide84.6Relatively Low at its worst in this ZIP code
Winter weather76.8Relatively High at its worst in this ZIP code
Drought69.6Relatively Low at its worst in this ZIP code
River flooding68.7Relatively Moderate at its worst in this ZIP code
Lightning67.6Relatively High at its worst in this ZIP code
Earthquake53.8Relatively Low at its worst in this ZIP code
Hail50.3Relatively Low at its worst in this ZIP code
Cold wave26.3Relatively Low at its worst in this ZIP code
Strong wind18.6Relatively Low at its worst in this ZIP code
Tornado16Very Low at its worst in this ZIP code
Avalanche13Very Low at its worst in this ZIP code
Heat wave5.8Very Low at its worst in this ZIP code
Ice storm2.4Very Low at its worst in this ZIP code
Compared with New Mexico and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew MexicoUnited States
Median household income$62,125$78,538
Income per person$50,492$34,823$43,289
Poverty rate8.1%18.1%12.4%
Median home value$685,900$232,200$303,400
Median gross rent$1,021$1,348
Homeownership57.5%69.3%65%
Bachelor's degree or higher56.6%30.2%35%
Unemployment rate2.7%6%5.2%
Works from home29.4%11%13.5%
Born outside the US5.3%9.2%13.9%
Median age61.339.238.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSANTA FE SETON, NM US18.9 km away
Rain in a year15 in
Snow in a year28 in

Average high and low by month

January42.6°F / 20.5°F0.79 in rain, 5 in snow
February47.1°F / 23.3°F0.69 in rain, 5.5 in snow
March55.6°F / 28.9°F0.94 in rain, 4.2 in snow
April63.3°F / 34.4°F0.78 in rain, 1.1 in snow
May72.8°F / 43.6°F0.88 in rain
June83.7°F / 53.5°F0.87 in rain
July85.5°F / 57.4°F2.48 in rain
August83.3°F / 55.8°F2.19 in rain
September77.1°F / 49.7°F1.6 in rain
October65.5°F / 38.6°F1.56 in rain, 0.5 in snow
November52.4°F / 27.9°F0.95 in rain, 3.2 in snow
December42.4°F / 20.9°F1.01 in rain, 8.6 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Santa Fe Public Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability25more vulnerable than 25% of US census tracts
Socioeconomic status40more vulnerable than 40% of US census tracts
Household characteristics27more vulnerable than 27% of US census tracts
Racial and ethnic minority status25more vulnerable than 25% of US census tracts
Housing type and transport22more vulnerable than 22% of US census tracts
Walkability4.1 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

87509 Santa Fe, NM10.7 km away
87592 Santa Fe, NM10.7 km away
87594 Santa Fe, NM10.7 km away
87508 Santa Fe, NM11.5 km away
87010 Cerrillos, NM17.3 km away
87535 Glorieta, NM20.6 km away
87505 Santa Fe, NM22.2 km away
87562 Rowe, NM25 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Santa Fe County100% of this ZIP code's land area
Time zoneMountain (UTC-07:00 standard)
Daylight saving timeObserved
Land area163.62 sq mi
Water area0.03 sq mi
Population density5 people per sq mi
Latitude, longitude35.4311, -105.9409

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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