Postal Codes

86545 ZIP Code

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ZIP code 86545 covers Rock Point, Arizona, with a population of about 821 and a median household income of $24,167.

Population
8212 per square mile
Median age
35.92.8 points below the US average
Median household income
$24,16769% below the Arizona median
Poverty rate
39.8%27.4 points above the US average
Median rent
$47967% below the Arizona median
Degree or higher
9%26 points below the US average
Homeownership
85.1%20.1 points above the US average
Time zone
Mountain UTC-07:00most of the state does not observe DST

Where 86545 is

Rock Point, Arizona — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population821
Median age35.9
Family households55%
Born outside the US0.9%
Speaks a language other than English at home88%
White (non-Hispanic)0%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino0.2%
Veterans0.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$24,167
Income per person$17,268
Poverty rate39.8%
Households on SNAP or cash assistance41.7%

Household income distribution

Under $10k17.9%
$10–15k11.3%
$15–20k11.6%
$20–25k10.3%
$25–30k4.3%
$30–35k4.6%
$35–40k4.0%
$40–45k4.3%
$45–50k2.0%
$50–60k9.9%
$60–75k3.6%
$75–100k3.0%
$100–125k7.0%
$125–150k3.0%
$150–200k3.3%
$200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median gross rent$479
Rent as a share of household income14.5%
Owner-occupied85.1%
Vacant homes20.5%
Median year built1988

What the homes are

Detached house78.7%
2 to 4 units1.6%
Mobile home19.7%
Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate13.2%
Bachelor's degree or higher9%
High school diploma or higher80.8%
Works from home9.5%
Drives to work alone69.5%
Takes public transport0%
Commutes 45 minutes or more53.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity37.2% 3.8 pts above the national average of 33.4%
Diagnosed diabetes20.1% 8.1 pts above the national average of 12%
Currently smokes26.3% 13.1 pts above the national average of 13.2%
High blood pressure38% 3.9 pts above the national average of 34.1%
Fair or poor general health36% 15.7 pts above the national average of 20.3%
No health insurance (18–64)14.9% 3.6 pts above the national average of 11.3%
Depression19.8% 2.1 pts below the national average of 21.9%
No leisure-time physical activity31.1% 5.7 pts above the national average of 25.4%
Arthritis28.7% 3.6 pts above the national average of 25.1%
Binge drinking12% 4 pts below the national average of 16%
Taking blood pressure medication75.8% 1.1 pts above the national average of 74.7%
Cancer (non-skin)7.1% 0.6 pts below the national average of 7.7%
Current asthma15% 4.6 pts above the national average of 10.4%
Coronary heart disease10.5% 4.3 pts above the national average of 6.2%
Routine check-up in past year71.4% 5.3 pts below the national average of 76.7%
Cholesterol screening77% 8.9 pts below the national average of 85.9%
Cognitive disability23.2% 8.4 pts above the national average of 14.8%
Colorectal screening46.9% 17.4 pts below the national average of 64.3%
COPD13% 6.4 pts above the national average of 6.6%
Visited a dentist42.7% 18.6 pts below the national average of 61.3%
Any disability48.3% 17.6 pts above the national average of 30.7%
Lacks emotional support39.3% 14.5 pts above the national average of 24.8%
Food insecurity40.2% 23.1 pts above the national average of 17.1%
Received food stamps33.1% 18.8 pts above the national average of 14.3%
Hearing disability14.5% 7.8 pts above the national average of 6.7%
High cholesterol33.9% 2.3 pts below the national average of 36.2%
Housing insecurity26.9% 13.1 pts above the national average of 13.8%
Independent living disability16.1% 7.7 pts above the national average of 8.4%
Lacks transport23.3% 14.1 pts above the national average of 9.2%
Loneliness36.3% 1.9 pts above the national average of 34.4%
Mammography use56.1% 19.8 pts below the national average of 75.9%
Poor mental health (14+ days)22.4% 5.6 pts above the national average of 16.8%
Mobility disability24.7% 10.7 pts above the national average of 14%
Poor physical health (14+ days)22.4% 8.9 pts above the national average of 13.5%
Self-care disability8.3% 4.3 pts above the national average of 4%
Utility shut-off threat21.1% 12.3 pts above the national average of 8.8%
Sleeps under 7 hours43% 6.6 pts above the national average of 36.4%
Stroke6.9% 3.5 pts above the national average of 3.4%
All natural teeth lost38.2% 25.2 pts above the national average of 13%
Vision disability14.2% 8.6 pts above the national average of 5.6%
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 54.6% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 3 census tracts this ZIP code covers
Expected annual loss26.7 out of 100
Community resilience0.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Lightning98.9Very High at its worst in this ZIP code
Landslide94.3Relatively Moderate at its worst in this ZIP code
Winter weather87.6Very High at its worst in this ZIP code
Wildfire85.1Relatively Moderate at its worst in this ZIP code
River flooding77.4Relatively High at its worst in this ZIP code
Drought61.3Relatively Moderate at its worst in this ZIP code
Volcanic activity57.4Very Low at its worst in this ZIP code
Ice storm52Relatively Low at its worst in this ZIP code
Earthquake49.4Relatively Low at its worst in this ZIP code
Cold wave44.8Relatively Moderate at its worst in this ZIP code
Avalanche37.6Very Low at its worst in this ZIP code
Hail25.1Very Low at its worst in this ZIP code
Strong wind25Relatively Low at its worst in this ZIP code
Heat wave24.1Relatively Low at its worst in this ZIP code
Hurricane22.9Very Low at its worst in this ZIP code
Tornado4.4Very Low at its worst in this ZIP code
Compared with Arizona and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPArizonaUnited States
Median household income$24,167$76,872$78,538
Income per person$17,268$40,736$43,289
Poverty rate39.8%12.8%12.4%
Median home value$358,900$303,400
Median gross rent$479$1,431$1,348
Homeownership85.1%67%65%
Bachelor's degree or higher9%32.6%35%
Unemployment rate13.2%5.2%5.2%
Works from home9.5%16.5%13.5%
Born outside the US0.9%12.9%13.9%
Median age35.938.838.7
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket100% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket76% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Red Mesa Unified District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability91more vulnerable than 91% of US census tracts
Socioeconomic status87more vulnerable than 87% of US census tracts
Household characteristics77more vulnerable than 77% of US census tracts
Racial and ethnic minority status98more vulnerable than 98% of US census tracts
Housing type and transport85more vulnerable than 85% of US census tracts
Walkability2.3 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

86535 Dennehotso, AZ22 km away
86514 Teec Nos Pos, AZ24.7 km away
86547 Round Rock, AZ26.5 km away
86538 Many Farms, AZ34.5 km away
86507 Lukachukai, AZ47.7 km away
84531 Mexican Hat, UT55.1 km away
86033 Kayenta, AZ57.1 km away
86556 Tsaile, AZ58.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Apache County100% of this ZIP code's land area
Time zoneMountain (UTC-07:00 standard)
Daylight saving timeNot observed in most of the state; the Navajo Nation is the exception
Land area392.21 sq mi
Water area0.06 sq mi
Population density2 people per sq mi
Latitude, longitude36.7181, -109.6259

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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