Postal Codes

86320 ZIP Code

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ZIP code 86320 covers Ash Fork, Arizona, with a population of about 2,482 and a median household income of $43,553.

Population
2,4823 per square mile
Median age
59.120.4 points above the US average
Median household income
$43,55343% below the Arizona median
Poverty rate
17.9%5.5 points above the US average
Typical home value
$213,779down 1.3% in five years
Median rent
$1,06326% below the Arizona median
Degree or higher
12.7%22.3 points below the US average
Homeownership
88.3%23.3 points above the US average
Time zone
Mountain UTC-07:00most of the state does not observe DST
Businesses
26

Where 86320 is

Ash Fork, Arizona — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,482
Median age59.1
Family households69.6%
Born outside the US10.2%
Speaks a language other than English at home19.8%
White (non-Hispanic)68.5%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino21.8%
Veterans12.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$43,553
Income per person$25,959
Poverty rate17.9%
Households on SNAP or cash assistance17.7%

Household income distribution

Under $10k12.7%
$10–15k5.8%
$15–20k2.2%
$20–25k1.3%
$25–30k12.7%
$30–35k10.1%
$35–40k1.8%
$40–45k5.4%
$45–50k3.2%
$50–60k7.4%
$60–75k15.3%
$75–100k6.6%
$100–125k7.5%
$125–150k3.0%
$150–200k1.9%
$200k or more3.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$186,600
Median gross rent$1,063
Rent as a share of household income16.2%
Owner-occupied88.3%
Vacant homes17.9%
Median year built1996

What the homes are

Detached house40.7%
Attached house0.4%
2 to 4 units2%
Mobile home56.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$213,779as of 2026-07
Typical home value, 1 yearup 5.2%
Typical home value, 5 yearsdown 1.3%
Typical home value, 10 yearsup 83.3%
Typical home value since 2000
200620162026$250,291$54,561

$64,454 in 2006 to $213,779 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate18.9%
Bachelor's degree or higher12.7%
High school diploma or higher82%
Works from home15.1%
Drives to work alone68.7%
Takes public transport0%
Commutes 45 minutes or more34.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity28.8% 4.6 pts below the national average of 33.4%
Diagnosed diabetes14.8% 2.8 pts above the national average of 12%
Currently smokes14.9% 1.7 pts above the national average of 13.2%
High blood pressure40.7% 6.6 pts above the national average of 34.1%
Fair or poor general health24.1% 3.8 pts above the national average of 20.3%
No health insurance (18–64)12.3% 1 pts above the national average of 11.3%
Depression20.3% 1.6 pts below the national average of 21.9%
No leisure-time physical activity23.4% 2 pts below the national average of 25.4%
Arthritis35.1% 10 pts above the national average of 25.1%
Binge drinking12.9% 3.1 pts below the national average of 16%
Taking blood pressure medication78.6% 3.9 pts above the national average of 74.7%
Cancer (non-skin)11.8% 4.1 pts above the national average of 7.7%
Current asthma11.2% 0.8 pts above the national average of 10.4%
Coronary heart disease9.7% 3.5 pts above the national average of 6.2%
Routine check-up in past year75.9% 0.8 pts below the national average of 76.7%
Cholesterol screening88.3% 2.4 pts above the national average of 85.9%
Cognitive disability14.6% same as the national average of 14.8%
Colorectal screening62.3% 2 pts below the national average of 64.3%
COPD11.1% 4.5 pts above the national average of 6.6%
Visited a dentist58.5% 2.8 pts below the national average of 61.3%
Any disability36.6% 5.9 pts above the national average of 30.7%
Lacks emotional support25.2% same as the national average of 24.8%
Food insecurity15.6% 1.5 pts below the national average of 17.1%
Received food stamps12.6% 1.7 pts below the national average of 14.3%
Hearing disability11.2% 4.5 pts above the national average of 6.7%
High cholesterol42.8% 6.6 pts above the national average of 36.2%
Housing insecurity11.4% 2.4 pts below the national average of 13.8%
Independent living disability9.2% 0.8 pts above the national average of 8.4%
Lacks transport8.3% 0.9 pts below the national average of 9.2%
Loneliness28.5% 5.9 pts below the national average of 34.4%
Mammography use64.5% 11.4 pts below the national average of 75.9%
Poor mental health (14+ days)15.2% 1.6 pts below the national average of 16.8%
Mobility disability19.1% 5.1 pts above the national average of 14%
Poor physical health (14+ days)17.2% 3.7 pts above the national average of 13.5%
Self-care disability5.5% 1.5 pts above the national average of 4%
Utility shut-off threat7.7% 1.1 pts below the national average of 8.8%
Sleeps under 7 hours32.8% 3.6 pts below the national average of 36.4%
Stroke5.2% 1.8 pts above the national average of 3.4%
All natural teeth lost14.1% 1.1 pts above the national average of 13%
Vision disability6.9% 1.3 pts above the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments26
People employed273
Annual payroll$14,082,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 81.8% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 3 census tracts this ZIP code covers
Expected annual loss74.3 out of 100
Community resilience30.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Wildfire98Very High at its worst in this ZIP code
Lightning95.7Very High at its worst in this ZIP code
Landslide95Relatively High at its worst in this ZIP code
Winter weather91.3Very High at its worst in this ZIP code
River flooding90.5Relatively High at its worst in this ZIP code
Earthquake70Relatively Low at its worst in this ZIP code
Avalanche66.4Relatively Low at its worst in this ZIP code
Volcanic activity64.5Very Low at its worst in this ZIP code
Heat wave60.5Relatively Moderate at its worst in this ZIP code
Cold wave57.9Relatively Moderate at its worst in this ZIP code
Hail55.9Relatively Low at its worst in this ZIP code
Ice storm41.5Relatively Low at its worst in this ZIP code
Drought23.7Relatively Low at its worst in this ZIP code
Tornado19.2Very Low at its worst in this ZIP code
Strong wind12.5Very Low at its worst in this ZIP code
Compared with Arizona and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPArizonaUnited States
Median household income$43,553$76,872$78,538
Income per person$25,959$40,736$43,289
Poverty rate17.9%12.8%12.4%
Median home value$186,600$358,900$303,400
Median gross rent$1,063$1,431$1,348
Homeownership88.3%67%65%
Bachelor's degree or higher12.7%32.6%35%
Unemployment rate18.9%5.2%5.2%
Works from home15.1%16.5%13.5%
Born outside the US10.2%12.9%13.9%
Median age59.138.838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationWILLIAMS, AZ US28.3 km away
Rain in a year22 in
Snow in a year65 in

Average high and low by month

January47.2°F / 21.4°F2.17 in rain, 16.8 in snow
February49.2°F / 22.7°F2.61 in rain, 12.4 in snow
March55.6°F / 26.8°F2 in rain, 11.1 in snow
April62.3°F / 31.3°F0.87 in rain, 5.7 in snow
May71.2°F / 39.1°F0.76 in rain, 0.1 in snow
June81.8°F / 47.9°F0.38 in rain
July84.1°F / 53.6°F2.98 in rain
August81.5°F / 52.3°F3.38 in rain
September76.4°F / 46.6°F1.59 in rain
October66.7°F / 36°F1.59 in rain, 0.7 in snow
November55.7°F / 27.6°F1.34 in rain, 4.8 in snow
December47°F / 20.8°F1.94 in rain, 13.5 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket30% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket70% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Williams Unified District66% of this ZIP code's land area
Ash Fork Joint Unified District33.9% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability72more vulnerable than 72% of US census tracts
Socioeconomic status64more vulnerable than 64% of US census tracts
Household characteristics53more vulnerable than 53% of US census tracts
Racial and ethnic minority status52more vulnerable than 52% of US census tracts
Housing type and transport77more vulnerable than 77% of US census tracts
Walkability4.7 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

86334 Paulden, AZ20.8 km away
86337 Seligman, AZ42.7 km away
86046 Williams, AZ47.3 km away
86323 Chino Valley, AZ48.9 km away
86313 Prescott, AZ57.3 km away
86340 Sedona, AZ57.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Coconino County70.4% of this ZIP code's land area
Yavapai County29.6% of this ZIP code's land area
Time zoneMountain (UTC-07:00 standard)
Daylight saving timeNot observed in most of the state; the Navajo Nation is the exception
Land area806.84 sq mi
Water area0.05 sq mi
Population density3 people per sq mi
Latitude, longitude35.2150, -112.5027

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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