Postal Codes

85940 ZIP Code

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ZIP code 85940 covers Vernon, Arizona, with a population of about 1,278 and a median household income of $63,582.

Population
1,27813 per square mile
Median age
5718.3 points above the US average
Median household income
$63,58217% below the Arizona median
Poverty rate
21%8.6 points above the US average
Typical home value
$392,671up 30.5% in five years
Degree or higher
29.1%5.9 points below the US average
Homeownership
84.5%19.5 points above the US average
Time zone
Mountain UTC-07:00most of the state does not observe DST
Businesses
15

Where 85940 is

Vernon, Arizona — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population1,278
Median age57
Family households51.6%
Born outside the US2.2%
Speaks a language other than English at home11.8%
White (non-Hispanic)80.2%
Black (non-Hispanic)3.4%
Asian (non-Hispanic)0%
Hispanic or Latino10.5%
Veterans15.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$63,582
Income per person$31,550
Poverty rate21%
Households on SNAP or cash assistance11.2%

Household income distribution

Under $10k3.4%
$10–15k14.9%
$15–20k3.2%
$20–25k0.0%
$25–30k0.0%
$30–35k4.1%
$35–40k2.2%
$40–45k0.0%
$45–50k6.5%
$50–60k8.6%
$60–75k17.5%
$75–100k9.5%
$100–125k9.1%
$125–150k15.6%
$150–200k0.0%
$200k or more5.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$236,200
Owner-occupied84.5%
Vacant homes29.2%
Median year built1997

What the homes are

Detached house54%
Mobile home46%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$392,671as of 2026-07
Typical home value, 1 yearup 2.9%
Typical home value, 5 yearsup 30.5%
Typical home value, 10 yearsup 108.8%
Typical home value since 2000
200920172026$392,671$143,204

$154,628 in 2009 to $392,671 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6%
Bachelor's degree or higher29.1%
High school diploma or higher90.4%
Works from home38.3%
Drives to work alone47.4%
Takes public transport0%
Commutes 45 minutes or more21%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity27.5% 5.9 pts below the national average of 33.4%
Diagnosed diabetes13.7% 1.7 pts above the national average of 12%
Currently smokes10.2% 3 pts below the national average of 13.2%
High blood pressure38.2% 4.1 pts above the national average of 34.1%
Fair or poor general health18.9% 1.4 pts below the national average of 20.3%
No health insurance (18–64)7.1% 4.2 pts below the national average of 11.3%
Depression16.9% 5 pts below the national average of 21.9%
No leisure-time physical activity19.3% 6.1 pts below the national average of 25.4%
Arthritis33.4% 8.3 pts above the national average of 25.1%
Binge drinking10.7% 5.3 pts below the national average of 16%
Taking blood pressure medication82.9% 8.2 pts above the national average of 74.7%
Cancer (non-skin)14% 6.3 pts above the national average of 7.7%
Current asthma10.6% same as the national average of 10.4%
Coronary heart disease9.2% 3 pts above the national average of 6.2%
Routine check-up in past year79.5% 2.8 pts above the national average of 76.7%
Cholesterol screening90.9% 5 pts above the national average of 85.9%
Cognitive disability11.4% 3.4 pts below the national average of 14.8%
Colorectal screening68.3% 4 pts above the national average of 64.3%
COPD9.5% 2.9 pts above the national average of 6.6%
Visited a dentist66.8% 5.5 pts above the national average of 61.3%
Any disability31.7% 1 pts above the national average of 30.7%
Lacks emotional support24.3% 0.5 pts below the national average of 24.8%
Food insecurity9.7% 7.4 pts below the national average of 17.1%
Received food stamps7.5% 6.8 pts below the national average of 14.3%
Hearing disability11% 4.3 pts above the national average of 6.7%
High cholesterol41.5% 5.3 pts above the national average of 36.2%
Housing insecurity7.4% 6.4 pts below the national average of 13.8%
Independent living disability7.5% 0.9 pts below the national average of 8.4%
Lacks transport5.8% 3.4 pts below the national average of 9.2%
Loneliness26.3% 8.1 pts below the national average of 34.4%
Mammography use71.8% 4.1 pts below the national average of 75.9%
Poor mental health (14+ days)12.7% 4.1 pts below the national average of 16.8%
Mobility disability15.9% 1.9 pts above the national average of 14%
Poor physical health (14+ days)14.9% 1.4 pts above the national average of 13.5%
Self-care disability4.5% 0.5 pts above the national average of 4%
Utility shut-off threat5.5% 3.3 pts below the national average of 8.8%
Sleeps under 7 hours31.1% 5.3 pts below the national average of 36.4%
Stroke4.9% 1.5 pts above the national average of 3.4%
All natural teeth lost11.2% 1.8 pts below the national average of 13%
Vision disability5.5% same as the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments15
People employed73
Annual payroll$2,756,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 75.6% of US census tracts
FEMA ratingRelatively Low to Very High across the 3 census tracts this ZIP code covers
Expected annual loss68.1 out of 100
Community resilience0.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Lightning99.6Very High at its worst in this ZIP code
Wildfire99Very High at its worst in this ZIP code
Landslide95.3Relatively High at its worst in this ZIP code
Winter weather86Very High at its worst in this ZIP code
River flooding79.3Very High at its worst in this ZIP code
Volcanic activity66.9Very Low at its worst in this ZIP code
Earthquake53.2Relatively Low at its worst in this ZIP code
Ice storm50.3Relatively Low at its worst in this ZIP code
Cold wave49.8Relatively Moderate at its worst in this ZIP code
Hail36.1Relatively Low at its worst in this ZIP code
Avalanche35.9Very Low at its worst in this ZIP code
Heat wave24.8Relatively Low at its worst in this ZIP code
Hurricane24.2Very Low at its worst in this ZIP code
Strong wind20.9Relatively Low at its worst in this ZIP code
Tornado1.9Very Low at its worst in this ZIP code
Compared with Arizona and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPArizonaUnited States
Median household income$63,582$76,872$78,538
Income per person$31,550$40,736$43,289
Poverty rate21%12.8%12.4%
Median home value$236,200$358,900$303,400
Median gross rent$1,431$1,348
Homeownership84.5%67%65%
Bachelor's degree or higher29.1%32.6%35%
Unemployment rate6%5.2%5.2%
Works from home38.3%16.5%13.5%
Born outside the US2.2%12.9%13.9%
Median age5738.838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMC NARY 2N, AZ US22.1 km away
Rain in a year24 in
Snow in a year66 in

Average high and low by month

January44.7°F / 20.6°F2.11 in rain, 14.8 in snow
February47.2°F / 22.7°F1.96 in rain, 13.9 in snow
March53.2°F / 27°F1.83 in rain, 11.9 in snow
April59.5°F / 30.1°F0.91 in rain, 4.7 in snow
May68.9°F / 37.7°F0.7 in rain, 0.6 in snow
June79.9°F / 46.5°F0.53 in rain
July80°F / 52°F3.72 in rain
August76.9°F / 51.6°F4.6 in rain
September72.9°F / 46.1°F2.22 in rain
October64.4°F / 36.2°F1.71 in rain, 2.1 in snow
November54.1°F / 27.7°F1.56 in rain, 5.2 in snow
December44.5°F / 21°F2.26 in rain, 12.8 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Vernon Elementary District80.8% of this ZIP code's land area
Concho Elementary District19.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability56more vulnerable than 56% of US census tracts
Socioeconomic status38more vulnerable than 38% of US census tracts
Household characteristics71more vulnerable than 71% of US census tracts
Racial and ethnic minority status46more vulnerable than 46% of US census tracts
Housing type and transport65more vulnerable than 65% of US census tracts
Walkability4.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

85924 Concho, AZ21 km away
85930 Mcnary, AZ25.1 km away
85935 Pinetop, AZ26 km away
85901 Show Low, AZ28.6 km away
85929 Lakeside, AZ28.9 km away
85902 Show Low, AZ31.8 km away
85938 Springerville, AZ34.6 km away
85927 Greer, AZ35 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Apache County100% of this ZIP code's land area
Time zoneMountain (UTC-07:00 standard)
Daylight saving timeNot observed in most of the state; the Navajo Nation is the exception
Land area98.23 sq mi
Water area0.14 sq mi
Population density13 people per sq mi
Latitude, longitude34.2575, -109.6929

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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