Postal Codes

85264 ZIP Code

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ZIP code 85264 covers Fort Mcdowell, Arizona, with a population of about 1,329 and a median household income of $58,333.

Population
1,3293 per square mile
Median age
326.7 points below the US average
Median household income
$58,33324% below the Arizona median
Poverty rate
16.6%4.2 points above the US average
Typical home value
$1,188,612
Median rent
$57560% below the Arizona median
Degree or higher
14.4%20.6 points below the US average
Homeownership
91.3%26.3 points above the US average
Time zone
Mountain UTC-07:00most of the state does not observe DST
Businesses
19

Where 85264 is

Fort Mcdowell, Arizona — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population1,329
Median age32
Family households74.4%
Born outside the US3.8%
Speaks a language other than English at home22.3%
White (non-Hispanic)20.5%
Black (non-Hispanic)0.2%
Asian (non-Hispanic)1.4%
Hispanic or Latino19.9%
Veterans4.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$58,333
Income per person$24,990
Poverty rate16.6%
Households on SNAP or cash assistance9.3%

Household income distribution

Under $10k5.1%
$10–15k3.0%
$15–20k1.8%
$20–25k1.5%
$25–30k6.9%
$30–35k4.8%
$35–40k4.2%
$40–45k7.2%
$45–50k4.5%
$50–60k13.3%
$60–75k5.4%
$75–100k13.3%
$100–125k6.3%
$125–150k10.5%
$150–200k6.9%
$200k or more5.1%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed680
Mean adjusted gross income$118,557
Returns declaring $200,000 or more8.8%
Returns, under $25k16.2%
Returns, $25k–$50k32.4%
Returns, $50k–$75k14.7%
Returns, $75k–$100k10.3%
Returns, $100k–$200k17.6%
Returns, $200k or more8.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$389,600
Median gross rent$575
Rent as a share of household income24.2%
Owner-occupied91.3%
Vacant homes5.1%
Median year built1995

What the homes are

Detached house86.9%
Attached house1.1%
Mobile home12%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$1,188,612as of 2026-07
Typical home value, 1 yearup 7.4%
Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate9.1%
Bachelor's degree or higher14.4%
High school diploma or higher82.1%
Works from home3.1%
Drives to work alone75.3%
Takes public transport0%
Commutes 45 minutes or more12.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity37.3% 3.9 pts above the national average of 33.4%
Diagnosed diabetes15% 3 pts above the national average of 12%
Currently smokes22.7% 9.5 pts above the national average of 13.2%
High blood pressure35.5% 1.4 pts above the national average of 34.1%
Fair or poor general health29.1% 8.8 pts above the national average of 20.3%
No health insurance (18–64)14.9% 3.6 pts above the national average of 11.3%
Depression22.2% same as the national average of 21.9%
No leisure-time physical activity27.6% 2.2 pts above the national average of 25.4%
Arthritis27.3% 2.2 pts above the national average of 25.1%
Binge drinking14.7% 1.3 pts below the national average of 16%
Taking blood pressure medication71.1% 3.6 pts below the national average of 74.7%
Cancer (non-skin)7.6% same as the national average of 7.7%
Current asthma13.9% 3.5 pts above the national average of 10.4%
Coronary heart disease7.4% 1.2 pts above the national average of 6.2%
Routine check-up in past year72.6% 4.1 pts below the national average of 76.7%
Cholesterol screening80.3% 5.6 pts below the national average of 85.9%
Cognitive disability21% 6.2 pts above the national average of 14.8%
Colorectal screening54.2% 10.1 pts below the national average of 64.3%
COPD9.2% 2.6 pts above the national average of 6.6%
Visited a dentist43.9% 17.4 pts below the national average of 61.3%
Any disability41.4% 10.7 pts above the national average of 30.7%
Lacks emotional support31.3% 6.5 pts above the national average of 24.8%
Food insecurity34% 16.9 pts above the national average of 17.1%
Received food stamps28.3% 14 pts above the national average of 14.3%
Hearing disability10.1% 3.4 pts above the national average of 6.7%
High cholesterol36.9% 0.7 pts above the national average of 36.2%
Housing insecurity22.6% 8.8 pts above the national average of 13.8%
Independent living disability12.9% 4.5 pts above the national average of 8.4%
Lacks transport19.3% 10.1 pts above the national average of 9.2%
Loneliness35.9% 1.5 pts above the national average of 34.4%
Mammography use66.8% 9.1 pts below the national average of 75.9%
Poor mental health (14+ days)21% 4.2 pts above the national average of 16.8%
Mobility disability19.6% 5.6 pts above the national average of 14%
Poor physical health (14+ days)17.6% 4.1 pts above the national average of 13.5%
Self-care disability5.9% 1.9 pts above the national average of 4%
Utility shut-off threat15.3% 6.5 pts above the national average of 8.8%
Sleeps under 7 hours42.2% 5.8 pts above the national average of 36.4%
Stroke4.5% 1.1 pts above the national average of 3.4%
All natural teeth lost19% 6 pts above the national average of 13%
Vision disability10% 4.4 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments19
People employed927
Annual payroll$42,707,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 91.1% of US census tracts
FEMA ratingVery Low to Very High across the 4 census tracts this ZIP code covers
Expected annual loss91.1 out of 100
Community resilience17.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Wildfire99.2Very High at its worst in this ZIP code
Heat wave95.6Very High at its worst in this ZIP code
River flooding91.7Very High at its worst in this ZIP code
Landslide91.6Relatively Moderate at its worst in this ZIP code
Hail91Relatively High at its worst in this ZIP code
Strong wind66.7Relatively Moderate at its worst in this ZIP code
Earthquake61.5Relatively Low at its worst in this ZIP code
Winter weather45.6Relatively Moderate at its worst in this ZIP code
Tornado30.4Relatively Low at its worst in this ZIP code
Lightning25.3Relatively High at its worst in this ZIP code
Avalanche21.4Very Low at its worst in this ZIP code
Hurricane18.4Very Low at its worst in this ZIP code
Drought10.6Relatively Moderate at its worst in this ZIP code
Compared with Arizona and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPArizonaUnited States
Median household income$58,333$76,872$78,538
Income per person$24,990$40,736$43,289
Poverty rate16.6%12.8%12.4%
Median home value$389,600$358,900$303,400
Median gross rent$575$1,431$1,348
Homeownership91.3%67%65%
Bachelor's degree or higher14.4%32.6%35%
Unemployment rate9.1%5.2%5.2%
Works from home3.1%16.5%13.5%
Born outside the US3.8%12.9%13.9%
Median age3238.838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationFOUNTAIN HILLS, AZ US3.2 km away
Rain in a year10 in

Average high and low by month

January63.9°F / 44.5°F1.41 in rain
February67.4°F / 46.2°F1.33 in rain
March73.9°F / 50.7°F1.28 in rain
April82°F / 56.4°F0.33 in rain
May91°F / 64.5°F0.23 in rain
June100.6°F / 72.8°F0.14 in rain
July103°F / 80.3°F0.8 in rain
August101.9°F / 79.8°F1.33 in rain
September97.1°F / 73.7°F0.81 in rain
October86.6°F / 62.6°F0.63 in rain
November73.7°F / 51.3°F0.74 in rain
December63°F / 43.9°F1.15 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket89% of this ZIP code's area
No vehicle and far from a supermarket2% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Mesa Unified District67.2% of this ZIP code's land area
Fountain Hills Unified District32.6% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability14more vulnerable than 14% of US census tracts
Socioeconomic status18more vulnerable than 18% of US census tracts
Household characteristics19more vulnerable than 19% of US census tracts
Racial and ethnic minority status29more vulnerable than 29% of US census tracts
Housing type and transport15more vulnerable than 15% of US census tracts
Walkability4.7 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

85269 Fountain Hills, AZ3.4 km away
85268 Fountain Hills, AZ4 km away
85263 Rio Verde, AZ12.3 km away
85259 Scottsdale, AZ15 km away
85215 Mesa, AZ16.1 km away
85260 Scottsdale, AZ19.1 km away
85205 Mesa, AZ19.7 km away
85207 Mesa, AZ20.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Maricopa County100% of this ZIP code's land area
Gila County0% of this ZIP code's land area
Time zoneMountain (UTC-07:00 standard)
Daylight saving timeNot observed in most of the state; the Navajo Nation is the exception
Land area427.97 sq mi
Water area5.67 sq mi
Population density3 people per sq mi
Latitude, longitude33.6118, -111.6806

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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