Postal Codes

85131 ZIP Code

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ZIP code 85131 covers Eloy, Arizona, with a population of about 18,156 and a median household income of $55,137.

Population
18,15659 per square mile
Median age
40.72 points above the US average
Median household income
$55,13728% below the Arizona median
Poverty rate
20.4%8 points above the US average
Typical home value
$290,657up 9.7% in five years
Median rent
$94034% below the Arizona median
Degree or higher
12.7%22.3 points below the US average
Homeownership
68.9%3.9 points above the US average
Time zone
Mountain UTC-07:00most of the state does not observe DST
Businesses
127

Where 85131 is

Eloy, Arizona — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population18,156
Median age40.7
Family households74.8%
Born outside the US15.7%
Speaks a language other than English at home35.2%
White (non-Hispanic)36.1%
Black (non-Hispanic)7.8%
Asian (non-Hispanic)0.8%
Hispanic or Latino46.7%
Veterans7.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$55,137
Income per person$20,245
Poverty rate20.4%
Households on SNAP or cash assistance21.6%

Household income distribution

Under $10k7.3%
$10–15k4.3%
$15–20k8.3%
$20–25k4.2%
$25–30k7.9%
$30–35k2.1%
$35–40k2.3%
$40–45k4.7%
$45–50k5.3%
$50–60k8.5%
$60–75k8.1%
$75–100k14.0%
$100–125k9.0%
$125–150k7.0%
$150–200k3.6%
$200k or more3.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed5,150
Mean adjusted gross income$57,344
Returns declaring $200,000 or more2.5%
Returns, under $25k29.9%
Returns, $25k–$50k32.0%
Returns, $50k–$75k15.3%
Returns, $75k–$100k8.5%
Returns, $100k–$200k11.7%
Returns, $200k or more2.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$243,700
Median gross rent$940
Rent as a share of household income27.1%
Owner-occupied68.9%
Vacant homes13%
Median year built1997

What the homes are

Detached house65.8%
Attached house4.8%
2 to 4 units5.7%
5 to 19 units3.7%
20 or more units3.5%
Mobile home15.1%
Boat, RV or van1.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$290,657as of 2026-07
Typical home value, 1 yeardown 1.5%
Typical home value, 5 yearsup 9.7%
Typical home value, 10 yearsup 127.6%
Typical asking rent$1,312as of 2026-07
Typical home value since 2000
200020132026$326,797$81,880

$173,482 in 2000 to $290,657 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.8%
Bachelor's degree or higher12.7%
High school diploma or higher76.8%
Works from home7.5%
Drives to work alone69.2%
Takes public transport0%
Commutes 45 minutes or more20.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity43.8% 10.4 pts above the national average of 33.4%
Diagnosed diabetes15.2% 3.2 pts above the national average of 12%
Currently smokes16.9% 3.7 pts above the national average of 13.2%
High blood pressure36.8% 2.7 pts above the national average of 34.1%
Fair or poor general health30.9% 10.6 pts above the national average of 20.3%
No health insurance (18–64)27.1% 15.8 pts above the national average of 11.3%
Depression18.7% 3.2 pts below the national average of 21.9%
No leisure-time physical activity33.6% 8.2 pts above the national average of 25.4%
Arthritis24.8% same as the national average of 25.1%
Binge drinking15.3% 0.7 pts below the national average of 16%
Taking blood pressure medication70.5% 4.2 pts below the national average of 74.7%
Cancer (non-skin)6.7% 1 pts below the national average of 7.7%
Current asthma10.4% same as the national average of 10.4%
Coronary heart disease7.2% 1 pts above the national average of 6.2%
Routine check-up in past year70.6% 6.1 pts below the national average of 76.7%
Cholesterol screening76.9% 9 pts below the national average of 85.9%
Cognitive disability20.7% 5.9 pts above the national average of 14.8%
Colorectal screening57.2% 7.1 pts below the national average of 64.3%
COPD8.2% 1.6 pts above the national average of 6.6%
Visited a dentist44.1% 17.2 pts below the national average of 61.3%
Any disability40.4% 9.7 pts above the national average of 30.7%
Lacks emotional support30.7% 5.9 pts above the national average of 24.8%
Food insecurity32.1% 15 pts above the national average of 17.1%
Received food stamps22.9% 8.6 pts above the national average of 14.3%
Hearing disability9.1% 2.4 pts above the national average of 6.7%
High cholesterol39.2% 3 pts above the national average of 36.2%
Housing insecurity22.5% 8.7 pts above the national average of 13.8%
Independent living disability10.6% 2.2 pts above the national average of 8.4%
Lacks transport15.7% 6.5 pts above the national average of 9.2%
Loneliness35.6% 1.2 pts above the national average of 34.4%
Mammography use67.7% 8.2 pts below the national average of 75.9%
Poor mental health (14+ days)18.1% 1.3 pts above the national average of 16.8%
Mobility disability17.7% 3.7 pts above the national average of 14%
Poor physical health (14+ days)17.4% 3.9 pts above the national average of 13.5%
Self-care disability5.8% 1.8 pts above the national average of 4%
Utility shut-off threat15.2% 6.4 pts above the national average of 8.8%
Sleeps under 7 hours43.1% 6.7 pts above the national average of 36.4%
Stroke4% 0.6 pts above the national average of 3.4%
All natural teeth lost16.1% 3.1 pts above the national average of 13%
Vision disability9.2% 3.6 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments127
People employed2,682
Annual payroll$133,816,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 43.1% of US census tracts
FEMA ratingVery Low to Relatively High across the 7 census tracts this ZIP code covers
Expected annual loss39.8 out of 100
Community resilience12.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought96.3Relatively High at its worst in this ZIP code
Wildfire93.6Very High at its worst in this ZIP code
Heat wave78.9Relatively High at its worst in this ZIP code
Lightning64Relatively High at its worst in this ZIP code
Hail58.2Relatively Moderate at its worst in this ZIP code
River flooding57.9Relatively High at its worst in this ZIP code
Earthquake36Relatively Low at its worst in this ZIP code
Strong wind33.1Relatively Moderate at its worst in this ZIP code
Landslide29.3Very Low at its worst in this ZIP code
Hurricane22.8Very Low at its worst in this ZIP code
Winter weather22.7Relatively Low at its worst in this ZIP code
Avalanche15.1Very Low at its worst in this ZIP code
Tornado12.7Very Low at its worst in this ZIP code
Compared with Arizona and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPArizonaUnited States
Median household income$55,137$76,872$78,538
Income per person$20,245$40,736$43,289
Poverty rate20.4%12.8%12.4%
Median home value$243,700$358,900$303,400
Median gross rent$940$1,431$1,348
Homeownership68.9%67%65%
Bachelor's degree or higher12.7%32.6%35%
Unemployment rate5.8%5.2%5.2%
Works from home7.5%16.5%13.5%
Born outside the US15.7%12.9%13.9%
Median age40.738.838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationELOY 4 NE, AZ US7 km away
Rain in a year8 in

Average high and low by month

January70.2°F / 35.6°F0.93 in rain
February72.4°F / 38.2°F1.29 in rain
March79.6°F / 43.3°F0.73 in rain
April88.4°F / 48.9°F0.14 in rain
May97.1°F / 56.8°F0.24 in rain
June106.5°F / 65.9°F0.18 in rain
July107.2°F / 74.3°F0.78 in rain
August104.8°F / 74.1°F1.57 in rain
September101.2°F / 67.5°F0.58 in rain
October91.4°F / 54.8°F0.36 in rain
November78.4°F / 42.3°F0.54 in rain
December68.9°F / 34.8°F0.91 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket62% of this ZIP code's area
Far from a supermarket62% of this ZIP code's area
No vehicle and far from a supermarket1% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 7 school districts, so the address decides which one, not the ZIP code.

Santa Cruz Valley Union High School District44.1% of this ZIP code's land area
Eloy Elementary District32.8% of this ZIP code's land area
Picacho Elementary District10.1% of this ZIP code's land area
Casa Grande Union High School District5.9% of this ZIP code's land area
Toltec Elementary District4.8% of this ZIP code's land area
Red Rock Elementary District1.1% of this ZIP code's land area
Casa Grande Elementary District1.1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability66more vulnerable than 66% of US census tracts
Socioeconomic status63more vulnerable than 63% of US census tracts
Household characteristics70more vulnerable than 70% of US census tracts
Racial and ethnic minority status54more vulnerable than 54% of US census tracts
Housing type and transport56more vulnerable than 56% of US census tracts
Walkability4.1 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

85123 Arizona City, AZ8.2 km away
85130 Casa Grande, AZ13.5 km away
85141 Picacho, AZ15.1 km away
85194 Casa Grande, AZ16.9 km away
85122 Casa Grande, AZ22.3 km away
85193 Casa Grande, AZ23.1 km away
85128 Coolidge, AZ23.4 km away
85191 Valley Farms, AZ28.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Pinal County100% of this ZIP code's land area
Time zoneMountain (UTC-07:00 standard)
Daylight saving timeNot observed in most of the state; the Navajo Nation is the exception
Land area306.67 sq mi
Water area0.28 sq mi
Population density59 people per sq mi
Latitude, longitude32.7509, -111.5833

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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