Postal Codes

85040 ZIP Code

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ZIP code 85040 covers Phoenix, Arizona, with a population of about 33,325 and a median household income of $57,890.

Population
33,3253,296 per square mile
Median age
30.78 points below the US average
Median household income
$57,89025% below the Arizona median
Poverty rate
23.1%10.7 points above the US average
Typical home value
$320,643up 11.6% in five years
Median rent
$1,19317% below the Arizona median
Degree or higher
14.6%20.4 points below the US average
Homeownership
47.6%17.4 points below the US average
Time zone
Mountain UTC-07:00most of the state does not observe DST
Businesses
1,453

Where 85040 is

Phoenix, Arizona — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population33,325
Median age30.7
Family households66.4%
Born outside the US22.8%
Speaks a language other than English at home48.7%
White (non-Hispanic)13.1%
Black (non-Hispanic)16.1%
Asian (non-Hispanic)2.7%
Hispanic or Latino63.6%
Veterans4.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$57,890
Income per person$23,594
Poverty rate23.1%
Households on SNAP or cash assistance23.2%

Household income distribution

Under $10k8.9%
$10–15k10.6%
$15–20k3.1%
$20–25k2.9%
$25–30k3.0%
$30–35k2.3%
$35–40k4.3%
$40–45k4.2%
$45–50k4.9%
$50–60k9.2%
$60–75k13.6%
$75–100k11.2%
$100–125k10.1%
$125–150k3.4%
$150–200k4.7%
$200k or more3.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed14,020
Mean adjusted gross income$46,250
Returns declaring $200,000 or more0.9%
Returns, under $25k33.8%
Returns, $25k–$50k36.9%
Returns, $50k–$75k16.0%
Returns, $75k–$100k6.8%
Returns, $100k–$200k5.6%
Returns, $200k or more0.9%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$294,800
Median gross rent$1,193
Rent as a share of household income29.5%
Owner-occupied47.6%
Vacant homes5.9%
Median year built1984

What the homes are

Detached house62%
Attached house3.2%
2 to 4 units10.9%
5 to 19 units6.7%
20 or more units13.9%
Mobile home3.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$320,643as of 2026-07
Typical home value, 1 yeardown 2.7%
Typical home value, 5 yearsup 11.6%
Typical home value, 10 yearsup 130.8%
Typical asking rent$1,829as of 2026-07
Typical asking rent, 1 yeardown 1.5%
Typical asking rent, 5 yearsup 17.3%
Typical asking rent, 10 yearsup 101.6%
Typical home value since 2000
200020132026$360,886$46,975

$78,486 in 2000 to $320,643 in 2026.

Typical asking rent
201520202026$1,875$845

$845 in 2015 to $1,829 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.2%
Bachelor's degree or higher14.6%
High school diploma or higher69.5%
Works from home11.9%
Drives to work alone70.8%
Takes public transport2.4%
Commutes 45 minutes or more12.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity37.7% 4.3 pts above the national average of 33.4%
Diagnosed diabetes14.1% 2.1 pts above the national average of 12%
Currently smokes15.6% 2.4 pts above the national average of 13.2%
High blood pressure31.6% 2.5 pts below the national average of 34.1%
Fair or poor general health29.6% 9.3 pts above the national average of 20.3%
No health insurance (18–64)26.8% 15.5 pts above the national average of 11.3%
Depression18.5% 3.4 pts below the national average of 21.9%
No leisure-time physical activity31.6% 6.2 pts above the national average of 25.4%
Arthritis20.4% 4.7 pts below the national average of 25.1%
Binge drinking14.9% 1.1 pts below the national average of 16%
Taking blood pressure medication68.4% 6.3 pts below the national average of 74.7%
Cancer (non-skin)4.5% 3.2 pts below the national average of 7.7%
Current asthma10.8% same as the national average of 10.4%
Coronary heart disease5.7% 0.5 pts below the national average of 6.2%
Routine check-up in past year69.3% 7.4 pts below the national average of 76.7%
Cholesterol screening78.4% 7.5 pts below the national average of 85.9%
Cognitive disability20.2% 5.4 pts above the national average of 14.8%
Colorectal screening50.1% 14.2 pts below the national average of 64.3%
COPD6.5% same as the national average of 6.6%
Visited a dentist44.4% 16.9 pts below the national average of 61.3%
Any disability38% 7.3 pts above the national average of 30.7%
Lacks emotional support32.5% 7.7 pts above the national average of 24.8%
Food insecurity35.5% 18.4 pts above the national average of 17.1%
Received food stamps27.9% 13.6 pts above the national average of 14.3%
Hearing disability6.8% same as the national average of 6.7%
High cholesterol34.1% 2.1 pts below the national average of 36.2%
Housing insecurity25.1% 11.3 pts above the national average of 13.8%
Independent living disability11% 2.6 pts above the national average of 8.4%
Lacks transport17.4% 8.2 pts above the national average of 9.2%
Loneliness37.6% 3.2 pts above the national average of 34.4%
Mammography use72.2% 3.7 pts below the national average of 75.9%
Poor mental health (14+ days)18.3% 1.5 pts above the national average of 16.8%
Mobility disability17.2% 3.2 pts above the national average of 14%
Poor physical health (14+ days)15.3% 1.8 pts above the national average of 13.5%
Self-care disability6% 2 pts above the national average of 4%
Utility shut-off threat14.4% 5.6 pts above the national average of 8.8%
Sleeps under 7 hours41.4% 5 pts above the national average of 36.4%
Stroke3.6% same as the national average of 3.4%
All natural teeth lost22.5% 9.5 pts above the national average of 13%
Vision disability9.9% 4.3 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,453
People employed46,546
Annual payroll$3,258,177,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 88.2% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 13 census tracts this ZIP code covers
Expected annual loss83.2 out of 100
Community resilience17.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Heat wave99Very High at its worst in this ZIP code
River flooding94.3Very High at its worst in this ZIP code
Hail75.1Relatively Moderate at its worst in this ZIP code
Drought63.1Very Low at its worst in this ZIP code
Earthquake62.7Relatively Low at its worst in this ZIP code
Wildfire61.8Relatively Low at its worst in this ZIP code
Strong wind42.4Relatively Moderate at its worst in this ZIP code
Tornado19.5Very Low at its worst in this ZIP code
Lightning15.8Relatively Low at its worst in this ZIP code
Winter weather15.1Very Low at its worst in this ZIP code
Hurricane12.7Very Low at its worst in this ZIP code
Landslide5.1Very Low at its worst in this ZIP code
Compared with Arizona and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPArizonaUnited States
Median household income$57,890$76,872$78,538
Income per person$23,594$40,736$43,289
Poverty rate23.1%12.8%12.4%
Median home value$294,800$358,900$303,400
Median gross rent$1,193$1,431$1,348
Homeownership47.6%67%65%
Bachelor's degree or higher14.6%32.6%35%
Unemployment rate6.2%5.2%5.2%
Works from home11.9%16.5%13.5%
Born outside the US22.8%12.9%13.9%
Median age30.738.838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationPHOENIX SKY HARBOR INTL AP, AZ US3.2 km away
Rain in a year7 in

Average high and low by month

January67.6°F / 46°F0.87 in rain
February70.8°F / 49°F0.87 in rain
March78.1°F / 54.5°F0.83 in rain
April85.5°F / 60.8°F0.22 in rain
May94.5°F / 69.5°F0.13 in rain
June104.2°F / 78.6°F0.02 in rain
July106.5°F / 84.5°F0.91 in rain
August105.1°F / 83.6°F0.93 in rain
September100.4°F / 78.1°F0.57 in rain
October89.2°F / 65.6°F0.56 in rain
November76.5°F / 53.7°F0.57 in rain
December66.2°F / 45.3°F0.74 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket59% of this ZIP code's area
Far from a supermarket70% of this ZIP code's area
No vehicle and far from a supermarket45% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Phoenix Union High School District40.4% of this ZIP code's land area
Roosevelt Elementary District39.8% of this ZIP code's land area
Tempe School District9.6% of this ZIP code's land area
Tempe Union High School District9.6% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability87more vulnerable than 87% of US census tracts
Socioeconomic status90more vulnerable than 90% of US census tracts
Household characteristics75more vulnerable than 75% of US census tracts
Racial and ethnic minority status88more vulnerable than 88% of US census tracts
Housing type and transport68more vulnerable than 68% of US census tracts
Walkability12.6 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

85042 Phoenix, AZ3 km away
85034 Phoenix, AZ4.2 km away
85001 Phoenix, AZ6.4 km away
85002 Phoenix, AZ6.4 km away
85005 Phoenix, AZ6.4 km away
85010 Phoenix, AZ6.4 km away
85011 Phoenix, AZ6.4 km away
85025 Phoenix, AZ6.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Maricopa County100% of this ZIP code's land area
Time zoneMountain (UTC-07:00 standard)
Daylight saving timeNot observed in most of the state; the Navajo Nation is the exception
Land area10.11 sq mi
Population density3,296 people per sq mi
Latitude, longitude33.4061, -112.0265

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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