Postal Codes

82431 ZIP Code

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ZIP code 82431 covers Lovell, Wyoming, with a population of about 3,227 and a median household income of $64,881.

Population
3,2277 per square mile
Median age
41.83.1 points above the US average
Median household income
$64,88113% below the Wyoming median
Poverty rate
15.1%2.7 points above the US average
Typical home value
$280,949up 41.3% in five years
Median rent
$84313% below the Wyoming median
Degree or higher
20.3%14.7 points below the US average
Homeownership
76.6%11.6 points above the US average
Time zone
Mountain UTC-07:00observes daylight saving time
Businesses
94

Where 82431 is

Lovell, Wyoming — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population3,227
Median age41.8
Family households66.7%
Born outside the US0.8%
Speaks a language other than English at home2.2%
White (non-Hispanic)89.2%
Black (non-Hispanic)0.3%
Asian (non-Hispanic)1%
Hispanic or Latino7.5%
Veterans10.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$64,881
Income per person$32,518
Poverty rate15.1%
Households on SNAP or cash assistance7.6%

Household income distribution

Under $10k3.2%
$10–15k6.8%
$15–20k3.0%
$20–25k6.5%
$25–30k2.1%
$30–35k6.2%
$35–40k3.9%
$40–45k3.5%
$45–50k2.6%
$50–60k8.2%
$60–75k10.5%
$75–100k16.4%
$100–125k3.8%
$125–150k6.8%
$150–200k11.0%
$200k or more5.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,580
Mean adjusted gross income$66,477
Returns declaring $200,000 or more3.2%
Returns, under $25k30.4%
Returns, $25k–$50k22.2%
Returns, $50k–$75k17.7%
Returns, $75k–$100k10.8%
Returns, $100k–$200k15.8%
Returns, $200k or more3.2%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$216,500
Median gross rent$843
Rent as a share of household income26.7%
Owner-occupied76.6%
Vacant homes21.2%
Median year built1961

What the homes are

Detached house82.5%
Attached house0.3%
2 to 4 units1.6%
5 to 19 units5.6%
20 or more units1.6%
Mobile home8.4%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$280,949as of 2026-07
Typical home value, 1 yearup 1%
Typical home value, 5 yearsup 41.3%
Typical home value, 10 yearsup 99.8%
Typical home value since 2000
200920172026$280,949$124,545

$124,545 in 2009 to $280,949 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.3%
Bachelor's degree or higher20.3%
High school diploma or higher87.4%
Works from home1.7%
Drives to work alone79.7%
Takes public transport0%
Commutes 45 minutes or more13%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity33.6% same as the national average of 33.4%
Diagnosed diabetes12.3% same as the national average of 12%
Currently smokes15.9% 2.7 pts above the national average of 13.2%
High blood pressure35.2% 1.1 pts above the national average of 34.1%
Fair or poor general health21.1% 0.8 pts above the national average of 20.3%
No health insurance (18–64)13.4% 2.1 pts above the national average of 11.3%
Depression21.9% same as the national average of 21.9%
No leisure-time physical activity28.1% 2.7 pts above the national average of 25.4%
Arthritis28.6% 3.5 pts above the national average of 25.1%
Binge drinking14.4% 1.6 pts below the national average of 16%
Taking blood pressure medication75.2% 0.5 pts above the national average of 74.7%
Cancer (non-skin)9.9% 2.2 pts above the national average of 7.7%
Current asthma10.5% same as the national average of 10.4%
Coronary heart disease8.2% 2 pts above the national average of 6.2%
Routine check-up in past year68.4% 8.3 pts below the national average of 76.7%
Cholesterol screening81.8% 4.1 pts below the national average of 85.9%
Cognitive disability15.7% 0.9 pts above the national average of 14.8%
Colorectal screening57.8% 6.5 pts below the national average of 64.3%
COPD8.9% 2.3 pts above the national average of 6.6%
Visited a dentist58.8% 2.5 pts below the national average of 61.3%
Any disability34.9% 4.2 pts above the national average of 30.7%
Hearing disability9.5% 2.8 pts above the national average of 6.7%
High cholesterol35.5% 0.7 pts below the national average of 36.2%
Independent living disability9.1% 0.7 pts above the national average of 8.4%
Mammography use63.6% 12.3 pts below the national average of 75.9%
Poor mental health (14+ days)16.3% 0.5 pts below the national average of 16.8%
Mobility disability16.1% 2.1 pts above the national average of 14%
Poor physical health (14+ days)14.9% 1.4 pts above the national average of 13.5%
Self-care disability4.2% same as the national average of 4%
Sleeps under 7 hours30.5% 5.9 pts below the national average of 36.4%
Stroke4% 0.6 pts above the national average of 3.4%
All natural teeth lost14.1% 1.1 pts above the national average of 13%
Vision disability5.5% same as the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments94
People employed1,165
Annual payroll$65,945,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 93.2% of US census tracts
FEMA ratingRelatively High
Expected annual loss87.9 out of 100
Community resilience4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide99.7Relatively High at its worst in this ZIP code
River flooding98Very High at its worst in this ZIP code
Cold wave97.4Very High at its worst in this ZIP code
Lightning96.3Very High at its worst in this ZIP code
Winter weather95.9Very High at its worst in this ZIP code
Drought91.8Relatively Low at its worst in this ZIP code
Wildfire89.8Relatively Moderate at its worst in this ZIP code
Hail83.2Relatively Moderate at its worst in this ZIP code
Earthquake79.3Relatively Moderate at its worst in this ZIP code
Strong wind78.7Relatively Moderate at its worst in this ZIP code
Volcanic activity72.9Very Low at its worst in this ZIP code
Tornado57.8Relatively Moderate at its worst in this ZIP code
Ice storm30.1Very Low at its worst in this ZIP code
Avalanche20.5Very Low at its worst in this ZIP code
Heat wave10.2Very Low at its worst in this ZIP code
Compared with Wyoming and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPWyomingUnited States
Median household income$64,881$74,815$78,538
Income per person$32,518$41,006$43,289
Poverty rate15.1%10.7%12.4%
Median home value$216,500$285,100$303,400
Median gross rent$843$968$1,348
Homeownership76.6%71.9%65%
Bachelor's degree or higher20.3%29.9%35%
Unemployment rate4.3%3.7%5.2%
Works from home1.7%8.5%13.5%
Born outside the US0.8%3.5%13.9%
Median age41.838.838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationLOVELL, WY US0.9 km away
Rain in a year6 in
Snow in a year13 in

Average high and low by month

January31°F / 7.3°F0.19 in rain, 3.5 in snow
February36.1°F / 12.1°F0.27 in rain, 2.8 in snow
March49.5°F / 22.8°F0.23 in rain, 1.2 in snow
April58°F / 31.3°F0.67 in rain, 0.7 in snow
May67°F / 41.8°F1.12 in rain, 0.1 in snow
June77.6°F / 50.2°F1.19 in rain
July86.5°F / 55.6°F0.56 in rain
August84.7°F / 52.4°F0.29 in rain
September74.2°F / 43.1°F0.79 in rain, 0.1 in snow
October58.8°F / 31.6°F0.74 in rain, 0.8 in snow
November44.3°F / 20°F0.2 in rain, 1.5 in snow
December32.6°F / 9.8°F0.2 in rain, 2.6 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Big Horn County School District 288.3% of this ZIP code's land area
Big Horn County School District 19.3% of this ZIP code's land area
Big Horn County School District 41.3% of this ZIP code's land area
Big Horn County School District 31% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability64more vulnerable than 64% of US census tracts
Socioeconomic status54more vulnerable than 54% of US census tracts
Household characteristics73more vulnerable than 73% of US census tracts
Racial and ethnic minority status22more vulnerable than 22% of US census tracts
Housing type and transport73more vulnerable than 73% of US census tracts
Walkability6.3 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

82420 Cowley, WY6.8 km away
82412 Byron, WY11.6 km away
82421 Deaver, WY17.7 km away
82423 Frannie, WY22.5 km away
82435 Powell, WY29.9 km away
82422 Emblem, WY36.5 km away
82440 Ralston, WY37.9 km away
82411 Burlington, WY43.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Big Horn County100% of this ZIP code's land area
Time zoneMountain (UTC-07:00 standard)
Daylight saving timeObserved
Land area479.86 sq mi
Water area13.77 sq mi
Population density7 people per sq mi
Latitude, longitude44.8336, -108.4141

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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