Postal Codes

81004 ZIP Code

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ZIP code 81004 covers Pueblo, Colorado, with a population of about 26,362 and a median household income of $48,620.

Population
26,362164 per square mile
Median age
39.30.6 points above the US average
Median household income
$48,62047% below the Colorado median
Poverty rate
22.1%9.7 points above the US average
Typical home value
$197,833up 3.6% in five years
Median rent
$1,00241% below the Colorado median
Degree or higher
20.3%14.7 points below the US average
Homeownership
56.6%8.4 points below the US average
Time zone
Mountain UTC-07:00observes daylight saving time
Businesses
374

Where 81004 is

Pueblo, Colorado — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population26,362
Median age39.3
Family households53%
Born outside the US3.3%
Speaks a language other than English at home13.6%
White (non-Hispanic)45.5%
Black (non-Hispanic)1.6%
Asian (non-Hispanic)0.5%
Hispanic or Latino49.8%
Veterans6.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$48,620
Income per person$27,550
Poverty rate22.1%
Households on SNAP or cash assistance30.4%

Household income distribution

Under $10k7.9%
$10–15k7.2%
$15–20k5.3%
$20–25k4.8%
$25–30k6.1%
$30–35k4.4%
$35–40k5.5%
$40–45k5.3%
$45–50k5.2%
$50–60k8.0%
$60–75k11.0%
$75–100k14.7%
$100–125k5.6%
$125–150k2.2%
$150–200k4.2%
$200k or more2.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed10,800
Mean adjusted gross income$45,272
Returns declaring $200,000 or more1.1%
Returns, under $25k36.4%
Returns, $25k–$50k33.5%
Returns, $50k–$75k15.6%
Returns, $75k–$100k6.9%
Returns, $100k–$200k6.4%
Returns, $200k or more1.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$181,200
Median gross rent$1,002
Rent as a share of household income29%
Owner-occupied56.6%
Vacant homes9.6%
Median year built1948

What the homes are

Detached house76.8%
Attached house1.4%
2 to 4 units7.7%
5 to 19 units5.3%
20 or more units6.4%
Mobile home2.1%
Boat, RV or van0.4%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$197,833as of 2026-07
Typical home value, 1 yeardown 3.6%
Typical home value, 5 yearsup 3.6%
Typical home value, 10 yearsup 120%
Typical asking rent$1,136as of 2026-07
Typical asking rent, 1 yeardown 1%
Typical home value since 2000
200020132026$218,989$69,500

$77,438 in 2000 to $197,833 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate7.7%
Bachelor's degree or higher20.3%
High school diploma or higher89.6%
Works from home6%
Drives to work alone76.3%
Takes public transport1.1%
Commutes 45 minutes or more10.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity35.5% 2.1 pts above the national average of 33.4%
Diagnosed diabetes14.6% 2.6 pts above the national average of 12%
Currently smokes16.9% 3.7 pts above the national average of 13.2%
High blood pressure34.1% same as the national average of 34.1%
Fair or poor general health27.2% 6.9 pts above the national average of 20.3%
No health insurance (18–64)19.8% 8.5 pts above the national average of 11.3%
Depression23.7% 1.8 pts above the national average of 21.9%
No leisure-time physical activity31.8% 6.4 pts above the national average of 25.4%
Arthritis29.6% 4.5 pts above the national average of 25.1%
Binge drinking15.4% 0.6 pts below the national average of 16%
Taking blood pressure medication73% 1.7 pts below the national average of 74.7%
Cancer (non-skin)7.3% same as the national average of 7.7%
Current asthma11.7% 1.3 pts above the national average of 10.4%
Coronary heart disease7.6% 1.4 pts above the national average of 6.2%
Routine check-up in past year72.3% 4.4 pts below the national average of 76.7%
Cholesterol screening82.7% 3.2 pts below the national average of 85.9%
Cognitive disability19.6% 4.8 pts above the national average of 14.8%
Colorectal screening58.5% 5.8 pts below the national average of 64.3%
COPD8.5% 1.9 pts above the national average of 6.6%
Visited a dentist52.3% 9 pts below the national average of 61.3%
Any disability39.7% 9 pts above the national average of 30.7%
Hearing disability9% 2.3 pts above the national average of 6.7%
High cholesterol32.6% 3.6 pts below the national average of 36.2%
Independent living disability10.8% 2.4 pts above the national average of 8.4%
Mammography use65.6% 10.3 pts below the national average of 75.9%
Poor mental health (14+ days)19% 2.2 pts above the national average of 16.8%
Mobility disability18% 4 pts above the national average of 14%
Poor physical health (14+ days)17.5% 4 pts above the national average of 13.5%
Self-care disability5.8% 1.8 pts above the national average of 4%
Sleeps under 7 hours38.8% 2.4 pts above the national average of 36.4%
Stroke4.2% 0.8 pts above the national average of 3.4%
All natural teeth lost17.3% 4.3 pts above the national average of 13%
Vision disability8.7% 3.1 pts above the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments374
People employed7,429
Annual payroll$373,687,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 75.4% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 16 census tracts this ZIP code covers
Expected annual loss76 out of 100
Community resilience54.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Lightning98.6Very High at its worst in this ZIP code
Winter weather98.6Very High at its worst in this ZIP code
Hail96.6Relatively High at its worst in this ZIP code
Wildfire95.9Relatively High at its worst in this ZIP code
Landslide87.1Relatively Low at its worst in this ZIP code
Cold wave85.3Relatively High at its worst in this ZIP code
Drought83.7Relatively Low at its worst in this ZIP code
River flooding76.2Relatively High at its worst in this ZIP code
Strong wind58.1Relatively Moderate at its worst in this ZIP code
Tornado47.7Relatively Moderate at its worst in this ZIP code
Earthquake38.2Relatively Low at its worst in this ZIP code
Heat wave18.5Relatively Low at its worst in this ZIP code
Ice storm18Very Low at its worst in this ZIP code
Avalanche4Very Low at its worst in this ZIP code
Compared with Colorado and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPColoradoUnited States
Median household income$48,620$92,470$78,538
Income per person$27,550$50,489$43,289
Poverty rate22.1%9.4%12.4%
Median home value$181,200$502,200$303,400
Median gross rent$1,002$1,693$1,348
Homeownership56.6%66.3%65%
Bachelor's degree or higher20.3%44.7%35%
Unemployment rate7.7%4.5%5.2%
Works from home6%18.8%13.5%
Born outside the US3.3%9.6%13.9%
Median age39.337.538.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationPUEBLO RSVR, CO US8 km away
Rain in a year13 in
Snow in a year15 in

Average high and low by month

January47.1°F / 17.8°F0.32 in rain, 2.4 in snow
February49.4°F / 19.8°F0.34 in rain, 2.5 in snow
March59.3°F / 27.9°F0.89 in rain, 1.9 in snow
April65.9°F / 35.7°F1.73 in rain, 0.6 in snow
May75.8°F / 46.1°F1.69 in rain
June87.4°F / 56.2°F1.16 in rain
July92.3°F / 62°F1.94 in rain
August89.5°F / 60.1°F2.09 in rain
September82.4°F / 50.9°F0.8 in rain
October69.2°F / 37.6°F0.85 in rain, 1.4 in snow
November56.2°F / 26.8°F0.54 in rain, 3 in snow
December47.2°F / 18.6°F0.28 in rain, 3 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Pueblo County School District 7089.7% of this ZIP code's land area
Pueblo City School District 6010.3% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability38more vulnerable than 38% of US census tracts
Socioeconomic status37more vulnerable than 37% of US census tracts
Household characteristics59more vulnerable than 59% of US census tracts
Racial and ethnic minority status39more vulnerable than 39% of US census tracts
Housing type and transport33more vulnerable than 33% of US census tracts
Walkability5.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

81002 Pueblo, CO2 km away
81005 Pueblo, CO3 km away
81003 Pueblo, CO4.5 km away
81001 Pueblo, CO6.1 km away
81008 Pueblo, CO7.7 km away
81006 Pueblo, CO8.4 km away
81009 Pueblo, CO14.4 km away
81010 Pueblo, CO14.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Pueblo County100% of this ZIP code's land area
Time zoneMountain (UTC-07:00 standard)
Daylight saving timeObserved
Land area160.93 sq mi
Water area1.61 sq mi
Population density164 people per sq mi
Latitude, longitude38.2441, -104.6278

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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