Postal Codes

80550 ZIP Code

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ZIP code 80550 covers Windsor, Colorado, with a population of about 44,224 and a median household income of $121,487.

Population
44,224844 per square mile
Median age
37.61.1 points below the US average
Median household income
$121,4871.3× the Colorado median
Poverty rate
4.7%7.7 points below the US average
Typical home value
$550,860up 8.2% in five years
Median rent
$1,7911.1× the Colorado median
Degree or higher
50.7%15.7 points above the US average
Homeownership
80.5%15.5 points above the US average
Time zone
Mountain UTC-07:00observes daylight saving time
Businesses
1,046

Where 80550 is

Windsor, Colorado — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population44,224
Median age37.6
Family households76.6%
Born outside the US2.2%
Speaks a language other than English at home4.3%
White (non-Hispanic)82.9%
Black (non-Hispanic)0.9%
Asian (non-Hispanic)1.2%
Hispanic or Latino10.5%
Veterans7.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$121,487
Income per person$53,370
Poverty rate4.7%
Households on SNAP or cash assistance4.1%

Household income distribution

Under $10k2.6%
$10–15k1.1%
$15–20k1.4%
$20–25k2.0%
$25–30k0.9%
$30–35k1.9%
$35–40k1.9%
$40–45k1.8%
$45–50k2.3%
$50–60k4.8%
$60–75k6.3%
$75–100k10.3%
$100–125k14.1%
$125–150k12.1%
$150–200k19.4%
$200k or more17.1%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed22,990
Mean adjusted gross income$120,919
Returns declaring $200,000 or more12.8%
Returns, under $25k18.8%
Returns, $25k–$50k16.4%
Returns, $50k–$75k13.6%
Returns, $75k–$100k11.0%
Returns, $100k–$200k27.3%
Returns, $200k or more12.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$538,900
Median gross rent$1,791
Rent as a share of household income34%
Owner-occupied80.5%
Vacant homes2.6%
Median year built2009

What the homes are

Detached house84.3%
Attached house4%
2 to 4 units2.6%
5 to 19 units5.7%
20 or more units3.4%
Mobile home0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$550,860as of 2026-07
Typical home value, 1 yeardown 2.3%
Typical home value, 5 yearsup 8.2%
Typical home value, 10 yearsup 51.4%
Typical asking rent$2,185as of 2026-07
Typical asking rent, 1 yearup 0.9%
Typical asking rent, 5 yearsup 25%
Typical home value since 2000
200020132026$598,931$192,250

$192,250 in 2000 to $550,860 in 2026.

Typical asking rent
202120232026$2,185$1,748

$1,748 in 2021 to $2,185 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.8%
Bachelor's degree or higher50.7%
High school diploma or higher97.7%
Works from home19%
Drives to work alone72.1%
Takes public transport0.1%
Commutes 45 minutes or more13.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity29.9% 3.5 pts below the national average of 33.4%
Diagnosed diabetes7.8% 4.2 pts below the national average of 12%
Currently smokes10.1% 3.1 pts below the national average of 13.2%
High blood pressure26.5% 7.6 pts below the national average of 34.1%
Fair or poor general health12.4% 7.9 pts below the national average of 20.3%
No health insurance (18–64)7.4% 3.9 pts below the national average of 11.3%
Depression23% 1.1 pts above the national average of 21.9%
No leisure-time physical activity14.9% 10.5 pts below the national average of 25.4%
Arthritis22.3% 2.8 pts below the national average of 25.1%
Binge drinking20% 4 pts above the national average of 16%
Taking blood pressure medication69.4% 5.3 pts below the national average of 74.7%
Cancer (non-skin)8.4% 0.7 pts above the national average of 7.7%
Current asthma10.9% 0.5 pts above the national average of 10.4%
Coronary heart disease4.6% 1.6 pts below the national average of 6.2%
Routine check-up in past year69.8% 6.9 pts below the national average of 76.7%
Cholesterol screening86.4% 0.5 pts above the national average of 85.9%
Cognitive disability12.7% 2.1 pts below the national average of 14.8%
Colorectal screening64.9% 0.6 pts above the national average of 64.3%
COPD4.7% 1.9 pts below the national average of 6.6%
Visited a dentist70.2% 8.9 pts above the national average of 61.3%
Any disability24.8% 5.9 pts below the national average of 30.7%
Hearing disability5.8% 0.9 pts below the national average of 6.7%
High cholesterol31.1% 5.1 pts below the national average of 36.2%
Independent living disability5.8% 2.6 pts below the national average of 8.4%
Mammography use73.3% 2.6 pts below the national average of 75.9%
Poor mental health (14+ days)15.8% 1 pts below the national average of 16.8%
Mobility disability8.8% 5.2 pts below the national average of 14%
Poor physical health (14+ days)11% 2.5 pts below the national average of 13.5%
Self-care disability2.4% 1.6 pts below the national average of 4%
Sleeps under 7 hours30.5% 5.9 pts below the national average of 36.4%
Stroke2.4% 1 pts below the national average of 3.4%
All natural teeth lost6.9% 6.1 pts below the national average of 13%
Vision disability3.2% 2.4 pts below the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,046
People employed11,304
Annual payroll$707,914,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 59.2% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 11 census tracts this ZIP code covers
Expected annual loss70.4 out of 100
Community resilience44.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hail93.4Very High at its worst in this ZIP code
Cold wave83.3Relatively High at its worst in this ZIP code
Winter weather81.4Relatively High at its worst in this ZIP code
Wildfire80.1Relatively Moderate at its worst in this ZIP code
Strong wind77Relatively High at its worst in this ZIP code
Drought75.6Relatively Low at its worst in this ZIP code
Tornado73.5Relatively High at its worst in this ZIP code
Lightning73.4Very High at its worst in this ZIP code
River flooding68.4Very High at its worst in this ZIP code
Ice storm53Relatively Moderate at its worst in this ZIP code
Landslide51.1Very Low at its worst in this ZIP code
Volcanic activity49.5Very Low at its worst in this ZIP code
Earthquake42.9Relatively Low at its worst in this ZIP code
Heat wave15.5Relatively Low at its worst in this ZIP code
Compared with Colorado and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPColoradoUnited States
Median household income$121,487$92,470$78,538
Income per person$53,370$50,489$43,289
Poverty rate4.7%9.4%12.4%
Median home value$538,900$502,200$303,400
Median gross rent$1,791$1,693$1,348
Homeownership80.5%66.3%65%
Bachelor's degree or higher50.7%44.7%35%
Unemployment rate4.8%4.5%5.2%
Works from home19%18.8%13.5%
Born outside the US2.2%9.6%13.9%
Median age37.637.538.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationFT COLLINS 4 E, CO US14.6 km away
Rain in a year15 in
Snow in a year48 in

Average high and low by month

January42.6°F / 15.4°F0.4 in rain, 6.6 in snow
February44.9°F / 18.4°F0.42 in rain, 7 in snow
March55°F / 26.4°F1.11 in rain, 8.2 in snow
April61.1°F / 33.7°F2.02 in rain, 5.7 in snow
May69.9°F / 43.1°F2.54 in rain, 1.8 in snow
June81.4°F / 52°F1.79 in rain
July87.6°F / 57.7°F1.56 in rain
August85.1°F / 55.4°F1.34 in rain
September77.1°F / 46.7°F1.36 in rain, 0.6 in snow
October63.4°F / 34.4°F1.16 in rain, 4 in snow
November51°F / 23.8°F0.7 in rain, 7.6 in snow
December42.1°F / 15.5°F0.43 in rain, 6.9 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket30% of this ZIP code's area
No vehicle and far from a supermarket9% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Windsor School District RE-490.7% of this ZIP code's land area
Thompson School District R-2J6% of this ZIP code's land area
Poudre School District R-13.3% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability10more vulnerable than 10% of US census tracts
Socioeconomic status15more vulnerable than 15% of US census tracts
Household characteristics21more vulnerable than 21% of US census tracts
Racial and ethnic minority status22more vulnerable than 22% of US census tracts
Housing type and transport15more vulnerable than 15% of US census tracts
Walkability5.4 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

80551 Windsor, CO0.7 km away
80546 Severance, CO6.2 km away
80528 Fort Collins, CO8.6 km away
80547 Timnath, CO8.8 km away
80525 Fort Collins, CO14.5 km away
80634 Greeley, CO14.7 km away
80615 Eaton, CO16.4 km away
80646 Lucerne, CO16.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Weld County90.7% of this ZIP code's land area
Larimer County9.3% of this ZIP code's land area
Time zoneMountain (UTC-07:00 standard)
Daylight saving timeObserved
Land area52.42 sq mi
Water area2.91 sq mi
Population density844 people per sq mi
Latitude, longitude40.4837, -104.8994

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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