Postal Codes

80521 ZIP Code

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ZIP code 80521 covers Fort Collins, Colorado, with a population of about 38,217 and a median household income of $52,679.

Population
38,2172,726 per square mile
Median age
2315.7 points below the US average
Median household income
$52,67943% below the Colorado median
Poverty rate
32%19.6 points above the US average
Typical home value
$529,961up 10.8% in five years
Median rent
$1,41217% below the Colorado median
Degree or higher
62.7%27.7 points above the US average
Homeownership
36.9%28.1 points below the US average
Time zone
Mountain UTC-07:00observes daylight saving time
Businesses
681

Where 80521 is

Fort Collins, Colorado — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population38,217
Median age23
Family households34.9%
Born outside the US5.1%
Speaks a language other than English at home9.5%
White (non-Hispanic)78.4%
Black (non-Hispanic)1.7%
Asian (non-Hispanic)3.6%
Hispanic or Latino10.9%
Veterans2.9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$52,679
Income per person$32,092
Poverty rate32%
Households on SNAP or cash assistance9.6%

Household income distribution

Under $10k12.0%
$10–15k5.2%
$15–20k3.6%
$20–25k6.4%
$25–30k3.5%
$30–35k3.7%
$35–40k3.5%
$40–45k3.3%
$45–50k6.3%
$50–60k6.4%
$60–75k8.5%
$75–100k9.9%
$100–125k8.6%
$125–150k5.2%
$150–200k6.2%
$200k or more7.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed14,140
Mean adjusted gross income$68,315
Returns declaring $200,000 or more5.5%
Returns, under $25k33.9%
Returns, $25k–$50k27.3%
Returns, $50k–$75k13.5%
Returns, $75k–$100k7.5%
Returns, $100k–$200k12.2%
Returns, $200k or more5.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$541,300
Median gross rent$1,412
Rent as a share of household income42.6%
Owner-occupied36.9%
Vacant homes5.1%
Median year built1978

What the homes are

Detached house48.8%
Attached house5.6%
2 to 4 units11.7%
5 to 19 units16.1%
20 or more units15.7%
Mobile home1.9%
Boat, RV or van0.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$529,961as of 2026-07
Typical home value, 1 yeardown 0.5%
Typical home value, 5 yearsup 10.8%
Typical home value, 10 yearsup 58.8%
Typical asking rent$1,786as of 2026-07
Typical asking rent, 1 yearup 0.4%
Typical asking rent, 5 yearsup 29.5%
Typical home value since 2000
200020132026$546,710$168,753

$168,753 in 2000 to $529,961 in 2026.

Typical asking rent
201820222026$1,786$1,214

$1,214 in 2018 to $1,786 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate8.5%
Bachelor's degree or higher62.7%
High school diploma or higher97.6%
Works from home15.5%
Drives to work alone56.8%
Takes public transport3.7%
Commutes 45 minutes or more8.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity24.5% 8.9 pts below the national average of 33.4%
Diagnosed diabetes4.9% 7.1 pts below the national average of 12%
Currently smokes11.4% 1.8 pts below the national average of 13.2%
High blood pressure18.6% 15.5 pts below the national average of 34.1%
Fair or poor general health17.3% 3 pts below the national average of 20.3%
No health insurance (18–64)12.1% 0.8 pts above the national average of 11.3%
Depression30.7% 8.8 pts above the national average of 21.9%
No leisure-time physical activity16.7% 8.7 pts below the national average of 25.4%
Arthritis14.1% 11 pts below the national average of 25.1%
Binge drinking20.8% 4.8 pts above the national average of 16%
Taking blood pressure medication53.2% 21.5 pts below the national average of 74.7%
Cancer (non-skin)4.2% 3.5 pts below the national average of 7.7%
Current asthma12.7% 2.3 pts above the national average of 10.4%
Coronary heart disease3.1% 3.1 pts below the national average of 6.2%
Routine check-up in past year63.3% 13.4 pts below the national average of 76.7%
Cholesterol screening68.9% 17 pts below the national average of 85.9%
Cognitive disability23% 8.2 pts above the national average of 14.8%
Colorectal screening61.7% 2.6 pts below the national average of 64.3%
COPD4.7% 1.9 pts below the national average of 6.6%
Visited a dentist52.4% 8.9 pts below the national average of 61.3%
Any disability33.2% 2.5 pts above the national average of 30.7%
Hearing disability4.9% 1.8 pts below the national average of 6.7%
High cholesterol22.3% 13.9 pts below the national average of 36.2%
Independent living disability11.1% 2.7 pts above the national average of 8.4%
Mammography use65.5% 10.4 pts below the national average of 75.9%
Poor mental health (14+ days)24.3% 7.5 pts above the national average of 16.8%
Mobility disability7.5% 6.5 pts below the national average of 14%
Poor physical health (14+ days)12% 1.5 pts below the national average of 13.5%
Self-care disability2.8% 1.2 pts below the national average of 4%
Sleeps under 7 hours31.1% 5.3 pts below the national average of 36.4%
Stroke1.7% 1.7 pts below the national average of 3.4%
All natural teeth lost9.7% 3.3 pts below the national average of 13%
Vision disability5.7% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments681
People employed5,848
Annual payroll$365,464,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 51.6% of US census tracts
FEMA ratingVery Low to Relatively High across the 13 census tracts this ZIP code covers
Expected annual loss52.5 out of 100
Community resilience60 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Lightning93Very High at its worst in this ZIP code
Avalanche90.4Relatively Moderate at its worst in this ZIP code
Hail88.2Relatively High at its worst in this ZIP code
Winter weather87.8Very High at its worst in this ZIP code
Wildfire79.1Relatively High at its worst in this ZIP code
Cold wave74.7Relatively High at its worst in this ZIP code
Drought59.3Relatively Low at its worst in this ZIP code
Strong wind58.7Relatively High at its worst in this ZIP code
Tornado56.8Relatively Moderate at its worst in this ZIP code
Landslide54.4Relatively Moderate at its worst in this ZIP code
Volcanic activity43.6Very Low at its worst in this ZIP code
Earthquake37.3Relatively Low at its worst in this ZIP code
River flooding30.4Relatively Moderate at its worst in this ZIP code
Ice storm14.5Very Low at its worst in this ZIP code
Heat wave9.7Relatively Low at its worst in this ZIP code
Compared with Colorado and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPColoradoUnited States
Median household income$52,679$92,470$78,538
Income per person$32,092$50,489$43,289
Poverty rate32%9.4%12.4%
Median home value$541,300$502,200$303,400
Median gross rent$1,412$1,693$1,348
Homeownership36.9%66.3%65%
Bachelor's degree or higher62.7%44.7%35%
Unemployment rate8.5%4.5%5.2%
Works from home15.5%18.8%13.5%
Born outside the US5.1%9.6%13.9%
Median age2337.538.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationFT COLLINS, CO US1.6 km away
Rain in a year16 in
Snow in a year51 in

Average high and low by month

January45°F / 18.3°F0.41 in rain, 6.7 in snow
February46.8°F / 20.7°F0.47 in rain, 7.6 in snow
March56.4°F / 28.5°F1.31 in rain, 9.4 in snow
April62.5°F / 35.4°F2.1 in rain, 6.2 in snow
May70.9°F / 44.1°F2.72 in rain, 1.6 in snow
June81.8°F / 52.8°F1.9 in rain
July87.4°F / 58.7°F1.63 in rain
August85°F / 56.5°F1.45 in rain
September77.4°F / 48°F1.43 in rain, 0.7 in snow
October64.3°F / 36.1°F1.25 in rain, 4.1 in snow
November52.5°F / 26.1°F0.74 in rain, 7.6 in snow
December44°F / 18.3°F0.47 in rain, 7.5 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket27% of this ZIP code's area
No vehicle and far from a supermarket5% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Poudre School District R-1100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability19more vulnerable than 19% of US census tracts
Socioeconomic status39more vulnerable than 39% of US census tracts
Household characteristics3more vulnerable than 3% of US census tracts
Racial and ethnic minority status24more vulnerable than 24% of US census tracts
Housing type and transport39more vulnerable than 39% of US census tracts
Walkability9.7 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

80523 Fort Collins, CO1.7 km away
80527 Fort Collins, CO1.7 km away
80553 Fort Collins, CO1.7 km away
80526 Fort Collins, CO3.8 km away
80524 Fort Collins, CO4.3 km away
80525 Fort Collins, CO6.3 km away
80535 Laporte, CO7 km away
80522 Fort Collins, CO7.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Larimer County100% of this ZIP code's land area
Time zoneMountain (UTC-07:00 standard)
Daylight saving timeObserved
Land area14.02 sq mi
Water area0.45 sq mi
Population density2,726 people per sq mi
Latitude, longitude40.5813, -105.1039

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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