Postal Codes

78728 ZIP Code

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ZIP code 78728 covers Austin, Texas, with a population of about 26,776 and a median household income of $74,048.

Population
26,7763,455 per square mile
Median age
33.94.8 points below the US average
Median household income
$74,048about the Texas median
Poverty rate
13.8%1.4 points above the US average
Typical home value
$403,035down 13.9% in five years
Median rent
$1,5231.1× the Texas median
Degree or higher
48%13 points above the US average
Homeownership
28.7%36.3 points below the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
609

Where 78728 is

Austin, Texas — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population26,776
Median age33.9
Family households56.9%
Born outside the US22.8%
Speaks a language other than English at home30.9%
White (non-Hispanic)38.7%
Black (non-Hispanic)17.4%
Asian (non-Hispanic)10.7%
Hispanic or Latino27.9%
Veterans6.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$74,048
Income per person$48,163
Poverty rate13.8%
Households on SNAP or cash assistance5.4%

Household income distribution

Under $10k5.4%
$10–15k1.3%
$15–20k2.3%
$20–25k1.7%
$25–30k3.7%
$30–35k2.1%
$35–40k3.1%
$40–45k6.6%
$45–50k3.5%
$50–60k8.6%
$60–75k13.4%
$75–100k13.0%
$100–125k4.8%
$125–150k9.2%
$150–200k11.9%
$200k or more9.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed12,780
Mean adjusted gross income$74,356
Returns declaring $200,000 or more6.6%
Returns, under $25k23.2%
Returns, $25k–$50k27.8%
Returns, $50k–$75k17.2%
Returns, $75k–$100k9.5%
Returns, $100k–$200k15.7%
Returns, $200k or more6.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$392,600
Median gross rent$1,523
Rent as a share of household income30%
Owner-occupied28.7%
Vacant homes6.7%
Median year built1996

What the homes are

Detached house36%
Attached house1.2%
2 to 4 units3%
5 to 19 units29.6%
20 or more units27.4%
Mobile home2.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$403,035as of 2026-07
Typical home value, 1 yeardown 4.5%
Typical home value, 5 yearsdown 13.9%
Typical home value, 10 yearsup 54.2%
Typical asking rent$1,315as of 2026-07
Typical asking rent, 1 yeardown 5.2%
Typical home value since 2000
200020132026$540,589$158,872

$158,872 in 2000 to $403,035 in 2026.

Typical asking rent
202220242026$1,619$1,315

$1,619 in 2022 to $1,315 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.4%
Bachelor's degree or higher48%
High school diploma or higher94.1%
Works from home28%
Drives to work alone62.1%
Takes public transport0.6%
Commutes 45 minutes or more11.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity31.5% 1.9 pts below the national average of 33.4%
Diagnosed diabetes8.3% 3.7 pts below the national average of 12%
Currently smokes9.8% 3.4 pts below the national average of 13.2%
High blood pressure25.1% 9 pts below the national average of 34.1%
Fair or poor general health16% 4.3 pts below the national average of 20.3%
No health insurance (18–64)14% 2.7 pts above the national average of 11.3%
Depression22.6% 0.7 pts above the national average of 21.9%
No leisure-time physical activity20.6% 4.8 pts below the national average of 25.4%
Arthritis15.8% 9.3 pts below the national average of 25.1%
Binge drinking19.4% 3.4 pts above the national average of 16%
Taking blood pressure medication66.8% 7.9 pts below the national average of 74.7%
Cancer (non-skin)4.6% 3.1 pts below the national average of 7.7%
Current asthma9.6% 0.8 pts below the national average of 10.4%
Coronary heart disease3.5% 2.7 pts below the national average of 6.2%
Routine check-up in past year71.8% 4.9 pts below the national average of 76.7%
Cholesterol screening84.9% 1 pts below the national average of 85.9%
Cognitive disability13.3% 1.5 pts below the national average of 14.8%
Colorectal screening60.2% 4.1 pts below the national average of 64.3%
COPD3.8% 2.8 pts below the national average of 6.6%
Visited a dentist57.6% 3.7 pts below the national average of 61.3%
Any disability23.5% 7.2 pts below the national average of 30.7%
Hearing disability4.1% 2.6 pts below the national average of 6.7%
High cholesterol29.7% 6.5 pts below the national average of 36.2%
Independent living disability6.7% 1.7 pts below the national average of 8.4%
Mammography use77.7% 1.8 pts above the national average of 75.9%
Poor mental health (14+ days)17.3% 0.5 pts above the national average of 16.8%
Mobility disability9% 5 pts below the national average of 14%
Poor physical health (14+ days)10.1% 3.4 pts below the national average of 13.5%
Self-care disability2.7% 1.3 pts below the national average of 4%
Sleeps under 7 hours34.6% 1.8 pts below the national average of 36.4%
Stroke2.1% 1.3 pts below the national average of 3.4%
All natural teeth lost12.8% same as the national average of 13%
Vision disability4.2% 1.4 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments609
People employed15,236
Annual payroll$997,617,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 22.4% of US census tracts
FEMA ratingVery Low to Relatively Low across the 8 census tracts this ZIP code covers
Expected annual loss24 out of 100
Community resilience66.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hail84.5Relatively High at its worst in this ZIP code
Tornado73.4Relatively High at its worst in this ZIP code
Wildfire62.9Relatively Low at its worst in this ZIP code
Heat wave58Relatively Moderate at its worst in this ZIP code
Hurricane45Very Low at its worst in this ZIP code
Cold wave37.2Relatively Moderate at its worst in this ZIP code
Winter weather36.3Relatively Moderate at its worst in this ZIP code
Strong wind35.1Relatively Low at its worst in this ZIP code
Lightning30.6Relatively Low at its worst in this ZIP code
Ice storm24.9Relatively Low at its worst in this ZIP code
River flooding24.1Relatively Low at its worst in this ZIP code
Landslide14.8Very Low at its worst in this ZIP code
Earthquake6Very Low at its worst in this ZIP code
Compared with Texas and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTexasUnited States
Median household income$74,048$76,292$78,538
Income per person$48,163$39,446$43,289
Poverty rate13.8%13.8%12.4%
Median home value$392,600$260,400$303,400
Median gross rent$1,523$1,339$1,348
Homeownership28.7%62.6%65%
Bachelor's degree or higher48%33.1%35%
Unemployment rate2.4%5.1%5.2%
Works from home28%12.8%13.5%
Born outside the US22.8%17.2%13.9%
Median age33.935.538.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationAUSTIN GREAT HILLS, TX US8.7 km away
Rain in a year37 in

Average high and low by month

January59.7°F / 37.6°F2.59 in rain
February65.4°F / 40.9°F2.02 in rain
March71.9°F / 47.9°F2.95 in rain
April78.8°F / 54.8°F2.32 in rain
May84.4°F / 63.7°F4.11 in rain
June92.4°F / 70.4°F4.39 in rain
July95.7°F / 72.6°F2.8 in rain
August96.3°F / 72.4°F2.33 in rain
September89.4°F / 66.5°F3.42 in rain
October80.3°F / 57°F4.63 in rain
November68.6°F / 47°F2.8 in rain
December61.4°F / 38.5°F2.76 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket55% of this ZIP code's area
Far from a supermarket92% of this ZIP code's area
No vehicle and far from a supermarket67% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Round Rock Independent School District82.7% of this ZIP code's land area
Pflugerville Independent School District17.3% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability56more vulnerable than 56% of US census tracts
Socioeconomic status60more vulnerable than 60% of US census tracts
Household characteristics31more vulnerable than 31% of US census tracts
Racial and ethnic minority status74more vulnerable than 74% of US census tracts
Housing type and transport56more vulnerable than 56% of US census tracts
Walkability10.2 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

78764 Austin, TX2.1 km away
78727 Austin, TX4.1 km away
78660 Pflugerville, TX4.9 km away
78691 Pflugerville, TX5.9 km away
78681 Round Rock, TX7.4 km away
78758 Austin, TX7.7 km away
78759 Austin, TX8.1 km away
78664 Round Rock, TX8.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Travis County78.3% of this ZIP code's land area
Williamson County21.7% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area7.75 sq mi
Water area0.02 sq mi
Population density3,455 people per sq mi
Latitude, longitude30.4417, -97.6811

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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