Postal Codes

78666 ZIP Code

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ZIP code 78666 covers San Marcos, Texas, with a population of about 87,775 and a median household income of $55,478.

Population
87,775456 per square mile
Median age
2711.7 points below the US average
Median household income
$55,47827% below the Texas median
Poverty rate
23.3%10.9 points above the US average
Typical home value
$314,817down 4.3% in five years
Median rent
$1,294about the Texas median
Degree or higher
34.6%about the US average
Homeownership
38.4%26.6 points below the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
1,839

Where 78666 is

San Marcos, Texas — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population87,775
Median age27
Family households48.8%
Born outside the US7.8%
Speaks a language other than English at home27.2%
White (non-Hispanic)44.7%
Black (non-Hispanic)4.9%
Asian (non-Hispanic)1.7%
Hispanic or Latino43.8%
Veterans4.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$55,478
Income per person$28,813
Poverty rate23.3%
Households on SNAP or cash assistance9.7%

Household income distribution

Under $10k9.1%
$10–15k5.4%
$15–20k3.3%
$20–25k3.5%
$25–30k5.7%
$30–35k4.7%
$35–40k4.2%
$40–45k4.0%
$45–50k4.5%
$50–60k10.6%
$60–75k11.4%
$75–100k11.8%
$100–125k7.8%
$125–150k4.7%
$150–200k3.8%
$200k or more5.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed36,290
Mean adjusted gross income$65,196
Returns declaring $200,000 or more3.8%
Returns, under $25k34.3%
Returns, $25k–$50k28.4%
Returns, $50k–$75k14.2%
Returns, $75k–$100k7.7%
Returns, $100k–$200k11.6%
Returns, $200k or more3.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$271,900
Median gross rent$1,294
Rent as a share of household income37.2%
Owner-occupied38.4%
Vacant homes6.9%
Median year built1997

What the homes are

Detached house38.6%
Attached house3.5%
2 to 4 units9.9%
5 to 19 units17.9%
20 or more units22%
Mobile home8%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$314,817as of 2026-07
Typical home value, 1 yeardown 3.6%
Typical home value, 5 yearsdown 4.3%
Typical home value, 10 yearsup 45.8%
Typical asking rent$1,388as of 2026-07
Typical asking rent, 1 yeardown 2.5%
Typical asking rent, 5 yearsup 7.3%
Typical asking rent, 10 yearsup 30.5%
Typical home value since 2000
200720162026$399,738$166,781

$168,304 in 2007 to $314,817 in 2026.

Typical asking rent
201620212026$1,484$1,063

$1,063 in 2016 to $1,388 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.6%
Bachelor's degree or higher34.6%
High school diploma or higher89.3%
Works from home9.4%
Drives to work alone72.3%
Takes public transport1%
Commutes 45 minutes or more18.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity34.4% 1 pts above the national average of 33.4%
Diagnosed diabetes9.3% 2.7 pts below the national average of 12%
Currently smokes11.4% 1.8 pts below the national average of 13.2%
High blood pressure25.7% 8.4 pts below the national average of 34.1%
Fair or poor general health21.6% 1.3 pts above the national average of 20.3%
No health insurance (18–64)20.1% 8.8 pts above the national average of 11.3%
Depression24.8% 2.9 pts above the national average of 21.9%
No leisure-time physical activity26% 0.6 pts above the national average of 25.4%
Arthritis16.3% 8.8 pts below the national average of 25.1%
Binge drinking19.1% 3.1 pts above the national average of 16%
Taking blood pressure medication65.3% 9.4 pts below the national average of 74.7%
Cancer (non-skin)4.4% 3.3 pts below the national average of 7.7%
Current asthma10.3% same as the national average of 10.4%
Coronary heart disease4.3% 1.9 pts below the national average of 6.2%
Routine check-up in past year69% 7.7 pts below the national average of 76.7%
Cholesterol screening76.3% 9.6 pts below the national average of 85.9%
Cognitive disability19.7% 4.9 pts above the national average of 14.8%
Colorectal screening60.2% 4.1 pts below the national average of 64.3%
COPD4.9% 1.7 pts below the national average of 6.6%
Visited a dentist51.1% 10.2 pts below the national average of 61.3%
Any disability33.1% 2.4 pts above the national average of 30.7%
Hearing disability5.4% 1.3 pts below the national average of 6.7%
High cholesterol28.3% 7.9 pts below the national average of 36.2%
Independent living disability9.9% 1.5 pts above the national average of 8.4%
Mammography use70.3% 5.6 pts below the national average of 75.9%
Poor mental health (14+ days)21.2% 4.4 pts above the national average of 16.8%
Mobility disability11.1% 2.9 pts below the national average of 14%
Poor physical health (14+ days)12.5% 1 pts below the national average of 13.5%
Self-care disability3.5% 0.5 pts below the national average of 4%
Sleeps under 7 hours36.5% same as the national average of 36.4%
Stroke2.3% 1.1 pts below the national average of 3.4%
All natural teeth lost13.5% 0.5 pts above the national average of 13%
Vision disability6.4% 0.8 pts above the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,839
People employed33,361
Annual payroll$1,323,048,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 67.2% of US census tracts
FEMA ratingVery Low to Very High across the 27 census tracts this ZIP code covers
Expected annual loss63.7 out of 100
Community resilience43.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hail89.1Very High at its worst in this ZIP code
Wildfire87.5Relatively Moderate at its worst in this ZIP code
Lightning87.4Very High at its worst in this ZIP code
Tornado87.4Very High at its worst in this ZIP code
Winter weather85.1Very High at its worst in this ZIP code
Heat wave74.9Relatively High at its worst in this ZIP code
River flooding73.8Very High at its worst in this ZIP code
Strong wind71Relatively High at its worst in this ZIP code
Cold wave63.4Relatively High at its worst in this ZIP code
Drought59.5Relatively Moderate at its worst in this ZIP code
Landslide52.4Relatively Low at its worst in this ZIP code
Hurricane52.1Relatively Low at its worst in this ZIP code
Ice storm46.6Relatively Low at its worst in this ZIP code
Earthquake6.4Very Low at its worst in this ZIP code
Compared with Texas and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTexasUnited States
Median household income$55,478$76,292$78,538
Income per person$28,813$39,446$43,289
Poverty rate23.3%13.8%12.4%
Median home value$271,900$260,400$303,400
Median gross rent$1,294$1,339$1,348
Homeownership38.4%62.6%65%
Bachelor's degree or higher34.6%33.1%35%
Unemployment rate5.6%5.1%5.2%
Works from home9.4%12.8%13.5%
Born outside the US7.8%17.2%13.9%
Median age2735.538.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSAN MARCOS, TX US1.2 km away
Rain in a year37 in

Average high and low by month

January62.3°F / 38.9°F2.41 in rain
February66.6°F / 42.4°F1.73 in rain
March73.1°F / 49.5°F2.76 in rain
April79.8°F / 56.3°F3.2 in rain
May86.2°F / 64.9°F4.53 in rain
June92.4°F / 71.7°F3.57 in rain
July95.7°F / 73.4°F2.21 in rain
August96.8°F / 73.7°F2.6 in rain
September90.5°F / 68.5°F4.03 in rain
October82.1°F / 58.1°F4.41 in rain
November71.5°F / 48.3°F2.69 in rain
December63.7°F / 40.8°F2.41 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket8% of this ZIP code's area
Far from a supermarket8% of this ZIP code's area
No vehicle and far from a supermarket49% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 5 school districts, so the address decides which one, not the ZIP code.

San Marcos Consolidated Independent School District69.1% of this ZIP code's land area
Hays Consolidated Independent School District11.1% of this ZIP code's land area
Wimberley Independent School District8.6% of this ZIP code's land area
Navarro Independent School District6.9% of this ZIP code's land area
Comal Independent School District4.3% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability58more vulnerable than 58% of US census tracts
Socioeconomic status61more vulnerable than 61% of US census tracts
Household characteristics30more vulnerable than 30% of US census tracts
Racial and ethnic minority status56more vulnerable than 56% of US census tracts
Housing type and transport64more vulnerable than 64% of US census tracts
Walkability5.9 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

78655 Martindale, TX9.5 km away
78656 Maxwell, TX12.3 km away
78670 Staples, TX16.5 km away
78640 Kyle, TX17 km away
78622 Fentress, TX20.6 km away
78667 San Marcos, TX20.8 km away
78130 New Braunfels, TX21.3 km away
78676 Wimberley, TX23.6 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Hays County77.9% of this ZIP code's land area
Guadalupe County15.7% of this ZIP code's land area
Comal County4.3% of this ZIP code's land area
Caldwell County2% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area192.39 sq mi
Water area1.02 sq mi
Population density456 people per sq mi
Latitude, longitude29.8754, -97.9404

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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