Postal Codes

78550 ZIP Code

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ZIP code 78550 covers Harlingen, Texas, with a population of about 54,169 and a median household income of $51,524.

Population
54,169575 per square mile
Median age
33.65.1 points below the US average
Median household income
$51,52432% below the Texas median
Poverty rate
24.3%11.9 points above the US average
Typical home value
$179,935up 11.4% in five years
Median rent
$86336% below the Texas median
Degree or higher
21.7%13.3 points below the US average
Homeownership
52.7%12.3 points below the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
1,391

Where 78550 is

Harlingen, Texas — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population54,169
Median age33.6
Family households67.7%
Born outside the US13.6%
Speaks a language other than English at home49.1%
White (non-Hispanic)13.9%
Black (non-Hispanic)1.3%
Asian (non-Hispanic)0.9%
Hispanic or Latino82.8%
Veterans6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$51,524
Income per person$25,182
Poverty rate24.3%
Households on SNAP or cash assistance23.6%

Household income distribution

Under $10k5.8%
$10–15k6.7%
$15–20k6.7%
$20–25k6.7%
$25–30k4.5%
$30–35k5.6%
$35–40k5.6%
$40–45k3.1%
$45–50k4.2%
$50–60k6.3%
$60–75k11.9%
$75–100k11.8%
$100–125k8.8%
$125–150k4.8%
$150–200k3.9%
$200k or more3.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed21,320
Mean adjusted gross income$49,236
Returns declaring $200,000 or more2.1%
Returns, under $25k41.5%
Returns, $25k–$50k28.8%
Returns, $50k–$75k13.5%
Returns, $75k–$100k6.2%
Returns, $100k–$200k8.0%
Returns, $200k or more2.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$120,500
Median gross rent$863
Rent as a share of household income29.2%
Owner-occupied52.7%
Vacant homes12.1%
Median year built1984

What the homes are

Detached house57.9%
Attached house2.7%
2 to 4 units13.9%
5 to 19 units14%
20 or more units5.3%
Mobile home6.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$179,935as of 2026-07
Typical home value, 1 yeardown 3%
Typical home value, 5 yearsup 11.4%
Typical home value, 10 yearsup 45.5%
Typical asking rent$1,053as of 2026-07
Typical asking rent, 1 yearup 2.8%
Typical home value since 2000
200120132026$190,873$110,580

$111,423 in 2001 to $179,935 in 2026.

Typical asking rent
202220242026$1,053$904

$904 in 2022 to $1,053 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5%
Bachelor's degree or higher21.7%
High school diploma or higher76.6%
Works from home8.9%
Drives to work alone77.5%
Takes public transport0.1%
Commutes 45 minutes or more6.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity40.4% 7 pts above the national average of 33.4%
Diagnosed diabetes18.8% 6.8 pts above the national average of 12%
Currently smokes13.6% same as the national average of 13.2%
High blood pressure35.5% 1.4 pts above the national average of 34.1%
Fair or poor general health31% 10.7 pts above the national average of 20.3%
No health insurance (18–64)33.7% 22.4 pts above the national average of 11.3%
Depression19.5% 2.4 pts below the national average of 21.9%
No leisure-time physical activity36.7% 11.3 pts above the national average of 25.4%
Arthritis21.8% 3.3 pts below the national average of 25.1%
Binge drinking15.1% 0.9 pts below the national average of 16%
Taking blood pressure medication77.2% 2.5 pts above the national average of 74.7%
Cancer (non-skin)5.6% 2.1 pts below the national average of 7.7%
Current asthma9% 1.4 pts below the national average of 10.4%
Coronary heart disease7.6% 1.4 pts above the national average of 6.2%
Routine check-up in past year72.8% 3.9 pts below the national average of 76.7%
Cholesterol screening83.5% 2.4 pts below the national average of 85.9%
Cognitive disability18.1% 3.3 pts above the national average of 14.8%
Colorectal screening53.8% 10.5 pts below the national average of 64.3%
COPD7% same as the national average of 6.6%
Visited a dentist48.2% 13.1 pts below the national average of 61.3%
Any disability37.2% 6.5 pts above the national average of 30.7%
Hearing disability8.5% 1.8 pts above the national average of 6.7%
High cholesterol37.5% 1.3 pts above the national average of 36.2%
Independent living disability11.4% 3 pts above the national average of 8.4%
Mammography use72% 3.9 pts below the national average of 75.9%
Poor mental health (14+ days)16.6% same as the national average of 16.8%
Mobility disability19.6% 5.6 pts above the national average of 14%
Poor physical health (14+ days)16.6% 3.1 pts above the national average of 13.5%
Self-care disability6.6% 2.6 pts above the national average of 4%
Sleeps under 7 hours39.7% 3.3 pts above the national average of 36.4%
Stroke4.2% 0.8 pts above the national average of 3.4%
All natural teeth lost17.1% 4.1 pts above the national average of 13%
Vision disability11.3% 5.7 pts above the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,391
People employed30,032
Annual payroll$1,063,933,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 66% of US census tracts
FEMA ratingVery Low to Relatively High across the 22 census tracts this ZIP code covers
Expected annual loss51.9 out of 100
Community resilience2.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane93.1Very High at its worst in this ZIP code
Cold wave92.3Very High at its worst in this ZIP code
Drought86.3Relatively Moderate at its worst in this ZIP code
Hail71.6Relatively Moderate at its worst in this ZIP code
Coastal flooding66.2Relatively Low at its worst in this ZIP code
Ice storm63.2Relatively Moderate at its worst in this ZIP code
Heat wave60Relatively High at its worst in this ZIP code
Wildfire51.4Relatively Low at its worst in this ZIP code
Landslide43.7Very Low at its worst in this ZIP code
Winter weather40.1Relatively Moderate at its worst in this ZIP code
Strong wind38Relatively Moderate at its worst in this ZIP code
Tornado37.7Relatively Moderate at its worst in this ZIP code
River flooding33Relatively Moderate at its worst in this ZIP code
Lightning27.8Relatively Moderate at its worst in this ZIP code
Earthquake9Very Low at its worst in this ZIP code
Compared with Texas and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTexasUnited States
Median household income$51,524$76,292$78,538
Income per person$25,182$39,446$43,289
Poverty rate24.3%13.8%12.4%
Median home value$120,500$260,400$303,400
Median gross rent$863$1,339$1,348
Homeownership52.7%62.6%65%
Bachelor's degree or higher21.7%33.1%35%
Unemployment rate5%5.1%5.2%
Works from home8.9%12.8%13.5%
Born outside the US13.6%17.2%13.9%
Median age33.635.538.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationHARLINGEN, TX US1.8 km away
Rain in a year28 in
Snow in a year0 in

Average high and low by month

January71.7°F / 51.1°F1.22 in rain
February76°F / 54.8°F1.19 in rain
March81°F / 60°F1.49 in rain
April86.4°F / 65.9°F2.29 in rain
May91.1°F / 71.8°F2.73 in rain
June95.4°F / 75.9°F2.37 in rain
July96.6°F / 76.9°F2.44 in rain
August97.8°F / 76.8°F2.07 in rain
September93.1°F / 73.6°F5.76 in rain
October88°F / 66.8°F3.06 in rain
November79.7°F / 58.8°F2 in rain
December73.2°F / 52.5°F1.58 in rain, 0.1 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket21% of this ZIP code's area
Far from a supermarket21% of this ZIP code's area
No vehicle and far from a supermarket31% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Rio Hondo Independent School District50.2% of this ZIP code's land area
Harlingen Consolidated Independent School District44.3% of this ZIP code's land area
Lyford Consolidated Independent School District5% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability76more vulnerable than 76% of US census tracts
Socioeconomic status64more vulnerable than 64% of US census tracts
Household characteristics83more vulnerable than 83% of US census tracts
Racial and ethnic minority status88more vulnerable than 88% of US census tracts
Housing type and transport60more vulnerable than 60% of US census tracts
Walkability4.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

78553 Harlingen, TX0.9 km away
78552 Harlingen, TX5.9 km away
78551 Harlingen, TX6.4 km away
78535 Combes, TX7.6 km away
78586 San Benito, TX8.1 km away
78559 La Feria, TX14 km away
78583 Rio Hondo, TX14.4 km away
78568 Lozano, TX14.6 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Cameron County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area94.19 sq mi
Water area0.83 sq mi
Population density575 people per sq mi
Latitude, longitude26.1951, -97.6890

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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