Postal Codes

77856 ZIP Code

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ZIP code 77856 covers Franklin, Texas, with a population of about 4,832 and a median household income of $90,889.

Population
4,83213 per square mile
Median age
37.11.6 points below the US average
Median household income
$90,8891.2× the Texas median
Poverty rate
8.6%3.8 points below the US average
Typical home value
$384,850up 11.5% in five years
Median rent
$91931% below the Texas median
Degree or higher
23.3%11.7 points below the US average
Homeownership
74.7%9.7 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
108

Where 77856 is

Franklin, Texas — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population4,832
Median age37.1
Family households76.9%
Born outside the US4.6%
Speaks a language other than English at home8%
White (non-Hispanic)68.5%
Black (non-Hispanic)7.5%
Asian (non-Hispanic)0.3%
Hispanic or Latino20.7%
Veterans6.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$90,889
Income per person$37,429
Poverty rate8.6%
Households on SNAP or cash assistance9.7%

Household income distribution

Under $10k2.7%
$10–15k4.3%
$15–20k1.6%
$20–25k3.0%
$25–30k1.0%
$30–35k7.8%
$35–40k4.0%
$40–45k3.7%
$45–50k3.1%
$50–60k6.1%
$60–75k3.9%
$75–100k13.7%
$100–125k10.2%
$125–150k11.5%
$150–200k12.0%
$200k or more11.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,350
Mean adjusted gross income$77,722
Returns declaring $200,000 or more6%
Returns, under $25k30.2%
Returns, $25k–$50k20.9%
Returns, $50k–$75k12.8%
Returns, $75k–$100k9.4%
Returns, $100k–$200k20.9%
Returns, $200k or more6.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$245,900
Median gross rent$919
Rent as a share of household income17.4%
Owner-occupied74.7%
Vacant homes38.2%
Median year built1990

What the homes are

Detached house70.8%
Attached house0.6%
2 to 4 units6.9%
5 to 19 units0.9%
Mobile home20.4%
Boat, RV or van0.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$384,850as of 2026-07
Typical home value, 1 yearup 2.3%
Typical home value, 5 yearsup 11.5%
Typical home value, 10 yearsup 39.8%
Typical home value since 2000
201020182026$384,850$199,616

$204,786 in 2010 to $384,850 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.9%
Bachelor's degree or higher23.3%
High school diploma or higher89.2%
Works from home4.5%
Drives to work alone82.4%
Takes public transport0%
Commutes 45 minutes or more22.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity33.8% same as the national average of 33.4%
Diagnosed diabetes12.9% 0.9 pts above the national average of 12%
Currently smokes13.9% 0.7 pts above the national average of 13.2%
High blood pressure38.6% 4.5 pts above the national average of 34.1%
Fair or poor general health20.5% same as the national average of 20.3%
No health insurance (18–64)12% 0.7 pts above the national average of 11.3%
Depression22.9% 1 pts above the national average of 21.9%
No leisure-time physical activity26.2% 0.8 pts above the national average of 25.4%
Arthritis29.2% 4.1 pts above the national average of 25.1%
Binge drinking16.3% same as the national average of 16%
Taking blood pressure medication79.5% 4.8 pts above the national average of 74.7%
Cancer (non-skin)9.8% 2.1 pts above the national average of 7.7%
Current asthma10.2% same as the national average of 10.4%
Coronary heart disease7.6% 1.4 pts above the national average of 6.2%
Routine check-up in past year76.9% same as the national average of 76.7%
Cholesterol screening87.8% 1.9 pts above the national average of 85.9%
Cognitive disability14.2% 0.6 pts below the national average of 14.8%
Colorectal screening65% 0.7 pts above the national average of 64.3%
COPD7.9% 1.3 pts above the national average of 6.6%
Visited a dentist58.5% 2.8 pts below the national average of 61.3%
Any disability33.1% 2.4 pts above the national average of 30.7%
Hearing disability8.4% 1.7 pts above the national average of 6.7%
High cholesterol40% 3.8 pts above the national average of 36.2%
Independent living disability8.4% same as the national average of 8.4%
Mammography use72.5% 3.4 pts below the national average of 75.9%
Poor mental health (14+ days)16.7% same as the national average of 16.8%
Mobility disability16% 2 pts above the national average of 14%
Poor physical health (14+ days)14.3% 0.8 pts above the national average of 13.5%
Self-care disability3.9% same as the national average of 4%
Sleeps under 7 hours36.8% same as the national average of 36.4%
Stroke4% 0.6 pts above the national average of 3.4%
All natural teeth lost13.4% same as the national average of 13%
Vision disability5% 0.6 pts below the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments108
People employed840
Annual payroll$48,762,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 55.4% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 4 census tracts this ZIP code covers
Expected annual loss58.6 out of 100
Community resilience28.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Tornado87.4Relatively High at its worst in this ZIP code
Lightning87.2Relatively High at its worst in this ZIP code
Hail86.3Relatively High at its worst in this ZIP code
Wildfire83.2Relatively Low at its worst in this ZIP code
Drought82.9Relatively Moderate at its worst in this ZIP code
Hurricane80.4Relatively Moderate at its worst in this ZIP code
Cold wave77.9Relatively High at its worst in this ZIP code
Strong wind76.8Relatively Moderate at its worst in this ZIP code
Landslide73.7Very Low at its worst in this ZIP code
Heat wave66.9Relatively Moderate at its worst in this ZIP code
Ice storm63Relatively Low at its worst in this ZIP code
Winter weather60.7Relatively Moderate at its worst in this ZIP code
River flooding51.9Relatively High at its worst in this ZIP code
Earthquake21.3Very Low at its worst in this ZIP code
Compared with Texas and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTexasUnited States
Median household income$90,889$76,292$78,538
Income per person$37,429$39,446$43,289
Poverty rate8.6%13.8%12.4%
Median home value$245,900$260,400$303,400
Median gross rent$919$1,339$1,348
Homeownership74.7%62.6%65%
Bachelor's degree or higher23.3%33.1%35%
Unemployment rate4.9%5.1%5.2%
Works from home4.5%12.8%13.5%
Born outside the US4.6%17.2%13.9%
Median age37.135.538.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationFRANKLIN, TX US4.5 km away
Rain in a year41 in
Snow in a year1 in

Average high and low by month

January60°F / 39.4°F3.5 in rain, 0.3 in snow
February64.5°F / 43.5°F2.84 in rain, 0.3 in snow
March71.3°F / 49.6°F3.75 in rain
April78.5°F / 56.8°F2.68 in rain
May84.7°F / 65°F4.71 in rain
June91.7°F / 71.4°F3.68 in rain
July95.2°F / 72.8°F1.63 in rain
August95.8°F / 73.1°F3.04 in rain
September90.6°F / 67.5°F3.03 in rain
October80.8°F / 58.1°F4.68 in rain
November69.3°F / 48.3°F3.29 in rain
December61.8°F / 40.9°F3.78 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket77% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket80% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Franklin Independent School District94.1% of this ZIP code's land area
Bryan Independent School District2.7% of this ZIP code's land area
Bremond Independent School District2.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability61more vulnerable than 61% of US census tracts
Socioeconomic status43more vulnerable than 43% of US census tracts
Household characteristics78more vulnerable than 78% of US census tracts
Racial and ethnic minority status45more vulnerable than 45% of US census tracts
Housing type and transport68more vulnerable than 68% of US census tracts
Walkability4.7 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

77870 New Baden, TX10.1 km away
77837 Calvert, TX14.9 km away
77859 Hearne, TX16.1 km away
77882 Wheelock, TX16.6 km away
76629 Bremond, TX22.6 km away
77808 Bryan, TX28.4 km away
77867 Mumford, TX29.9 km away
77857 Gause, TX31.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Robertson County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area372.72 sq mi
Water area2.78 sq mi
Population density13 people per sq mi
Latitude, longitude31.0001, -96.5171

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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