Postal Codes

77465 ZIP Code

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ZIP code 77465 covers Palacios, Texas, with a population of about 7,267 and a median household income of $69,500.

Population
7,26731 per square mile
Median age
434.3 points above the US average
Median household income
$69,5009% below the Texas median
Poverty rate
13.9%1.5 points above the US average
Typical home value
$188,131up 1.2% in five years
Degree or higher
20.3%14.7 points below the US average
Homeownership
80.3%15.3 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
121

Where 77465 is

Palacios, Texas — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population7,267
Median age43
Family households74.5%
Born outside the US7.6%
Speaks a language other than English at home36.5%
White (non-Hispanic)38.7%
Black (non-Hispanic)0.4%
Asian (non-Hispanic)5.2%
Hispanic or Latino54%
Veterans8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$69,500
Income per person$32,834
Poverty rate13.9%
Households on SNAP or cash assistance11.2%

Household income distribution

Under $10k4.2%
$10–15k3.2%
$15–20k8.0%
$20–25k4.2%
$25–30k4.4%
$30–35k8.9%
$35–40k1.8%
$40–45k2.2%
$45–50k4.3%
$50–60k5.5%
$60–75k3.5%
$75–100k11.9%
$100–125k17.0%
$125–150k10.3%
$150–200k6.3%
$200k or more4.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed3,190
Mean adjusted gross income$65,152
Returns declaring $200,000 or more3.8%
Returns, under $25k37.0%
Returns, $25k–$50k23.2%
Returns, $50k–$75k12.9%
Returns, $75k–$100k8.2%
Returns, $100k–$200k15.0%
Returns, $200k or more3.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$170,600
Rent as a share of household income46.8%
Owner-occupied80.3%
Vacant homes24.7%
Median year built1978

What the homes are

Detached house84.2%
Mobile home13.7%
Boat, RV or van2.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$188,131as of 2026-07
Typical home value, 1 yeardown 0.8%
Typical home value, 5 yearsup 1.2%
Typical home value, 10 yearsup 25.3%
Typical home value since 2000
200920172026$203,203$123,796

$126,763 in 2009 to $188,131 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate0.4%
Bachelor's degree or higher20.3%
High school diploma or higher76.3%
Works from home7.6%
Drives to work alone80.2%
Takes public transport1.7%
Commutes 45 minutes or more14.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36.5% 3.1 pts above the national average of 33.4%
Diagnosed diabetes15.7% 3.7 pts above the national average of 12%
Currently smokes14% 0.8 pts above the national average of 13.2%
High blood pressure37.8% 3.7 pts above the national average of 34.1%
Fair or poor general health25.8% 5.5 pts above the national average of 20.3%
No health insurance (18–64)22.4% 11.1 pts above the national average of 11.3%
Depression21% 0.9 pts below the national average of 21.9%
No leisure-time physical activity32.4% 7 pts above the national average of 25.4%
Arthritis26.2% 1.1 pts above the national average of 25.1%
Binge drinking15.4% 0.6 pts below the national average of 16%
Taking blood pressure medication78.2% 3.5 pts above the national average of 74.7%
Cancer (non-skin)7.4% same as the national average of 7.7%
Current asthma9.4% 1 pts below the national average of 10.4%
Coronary heart disease7.5% 1.3 pts above the national average of 6.2%
Routine check-up in past year74.8% 1.9 pts below the national average of 76.7%
Cholesterol screening85.7% same as the national average of 85.9%
Cognitive disability15.8% 1 pts above the national average of 14.8%
Colorectal screening59.6% 4.7 pts below the national average of 64.3%
COPD7.5% 0.9 pts above the national average of 6.6%
Visited a dentist51.6% 9.7 pts below the national average of 61.3%
Any disability35.4% 4.7 pts above the national average of 30.7%
Hearing disability8.2% 1.5 pts above the national average of 6.7%
High cholesterol39.6% 3.4 pts above the national average of 36.2%
Independent living disability9.1% 0.7 pts above the national average of 8.4%
Mammography use72.5% 3.4 pts below the national average of 75.9%
Poor mental health (14+ days)16.4% same as the national average of 16.8%
Mobility disability17.8% 3.8 pts above the national average of 14%
Poor physical health (14+ days)15.5% 2 pts above the national average of 13.5%
Self-care disability4.8% 0.8 pts above the national average of 4%
Sleeps under 7 hours38.3% 1.9 pts above the national average of 36.4%
Stroke3.9% 0.5 pts above the national average of 3.4%
All natural teeth lost16.1% 3.1 pts above the national average of 13%
Vision disability7.1% 1.5 pts above the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments121
People employed636
Annual payroll$19,050,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 94.2% of US census tracts
FEMA ratingRelatively High to Very High across the 4 census tracts this ZIP code covers
Expected annual loss93.9 out of 100
Community resilience39.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane98.9Very High at its worst in this ZIP code
Drought97.7Relatively High at its worst in this ZIP code
Coastal flooding92.5Relatively High at its worst in this ZIP code
Lightning91.3Very High at its worst in this ZIP code
Heat wave84.7Relatively High at its worst in this ZIP code
Cold wave84.3Very High at its worst in this ZIP code
Wildfire84.3Relatively Moderate at its worst in this ZIP code
Ice storm72Relatively High at its worst in this ZIP code
Hail69.2Relatively Moderate at its worst in this ZIP code
Tornado67.2Very High at its worst in this ZIP code
Landslide63.1Very Low at its worst in this ZIP code
River flooding58.4Very High at its worst in this ZIP code
Strong wind54.4Relatively Moderate at its worst in this ZIP code
Winter weather33.4Relatively Moderate at its worst in this ZIP code
Earthquake15.4Very Low at its worst in this ZIP code
Compared with Texas and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTexasUnited States
Median household income$69,500$76,292$78,538
Income per person$32,834$39,446$43,289
Poverty rate13.9%13.8%12.4%
Median home value$170,600$260,400$303,400
Median gross rent$1,339$1,348
Homeownership80.3%62.6%65%
Bachelor's degree or higher20.3%33.1%35%
Unemployment rate0.4%5.1%5.2%
Works from home7.6%12.8%13.5%
Born outside the US7.6%17.2%13.9%
Median age4335.538.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationPALACIOS MUNI AP, TX US3.9 km away
Rain in a year43 in

Average high and low by month

January65.2°F / 46°F3.25 in rain
February68.3°F / 50.2°F1.89 in rain
March73.4°F / 56.7°F2.71 in rain
April79.5°F / 63.3°F2.67 in rain
May84.9°F / 71.3°F3.86 in rain
June90.1°F / 77.2°F4.55 in rain
July91.7°F / 79.1°F3.67 in rain
August92.8°F / 78.5°F3.91 in rain
September90°F / 73°F5.88 in rain
October83.7°F / 64.1°F4.33 in rain
November74.4°F / 54.8°F3.39 in rain
December67.8°F / 48.2°F2.98 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket49% of this ZIP code's area
Far from a supermarket49% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Palacios Independent School District74.6% of this ZIP code's land area
Tidehaven Independent School District22.7% of this ZIP code's land area
Calhoun County Independent School District2.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability65more vulnerable than 65% of US census tracts
Socioeconomic status53more vulnerable than 53% of US census tracts
Household characteristics77more vulnerable than 77% of US census tracts
Racial and ethnic minority status66more vulnerable than 66% of US census tracts
Housing type and transport56more vulnerable than 56% of US census tracts
Walkability6.3 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

77428 Collegeport, TX4.1 km away
77419 Blessing, TX16.7 km away
77961 Francitas, TX20.1 km away
77440 Elmaton, TX20.4 km away
77457 Matagorda, TX24.3 km away
77458 Midfield, TX24.6 km away
77971 Lolita, TX26.5 km away
77970 La Ward, TX28.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Matagorda County77.1% of this ZIP code's land area
Jackson County20.2% of this ZIP code's land area
Calhoun County2.7% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area232.37 sq mi
Water area113.93 sq mi
Population density31 people per sq mi
Latitude, longitude28.7150, -96.2154

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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